v3.26.1
Note 5 - Loans and Allowance for Credit Losses - Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jan. 01, 2026
Jun. 30, 2026
Jun. 30, 2025
Mar. 31, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Balance, beginning of period $ 26,349 $ 35,985 $ 26,435 $ 26,721 $ 26,349 $ 26,721 $ 26,721
ACL on PCD loans at acquisition         143    
ACL on PSL loans at acquisition         11,559    
Provision for (reversal of) credit losses on loans [1]   374 172   (1,428) (3,523)  
Charge-offs   (229) (131)   (596) (258) (459)
Recoveries   121 144   224 3,680  
Balance, end of period   36,251 26,620 26,435 36,251 26,620 26,349
Ending allowance balance for loans individually evaluated for impairment   424 408   424 408  
Ending allowance balance for loans collectively evaluated for impairment   35,827 26,212   35,827 26,212  
Balance of loans individually evaluated for impairment   18,462 7,453   18,462 7,453  
Balance of loans collectively evaluated for impairment   3,041,425 2,098,902   3,041,425 2,098,902  
Loans   3,059,887 2,106,355   3,059,887 2,106,355 2,175,973
W F B [Member]              
ACL on PCD loans at acquisition 143 0 0   143 0  
ACL on PSL loans at acquisition 11,559 0 0   11,559 0  
Real Estate Portfolio Segment [Member]              
Loans   2,343,996     2,343,996   1,571,279
Commercial Portfolio Segment [Member]              
Balance, beginning of period 5,680 8,358 5,002 6,933 5,680 6,933 6,933
ACL on PCD loans at acquisition         15    
ACL on PSL loans at acquisition         783    
Provision for (reversal of) credit losses on loans   (264) 325   1,787 (1,737)  
Charge-offs   (28) (102)   (224) (180) (269)
Recoveries   116 38   141 247  
Balance, end of period   8,182 5,263 5,002 8,182 5,263 5,680
Ending allowance balance for loans individually evaluated for impairment   66 0   66 0  
Ending allowance balance for loans collectively evaluated for impairment   8,116 5,263   8,116 5,263  
Balance of loans individually evaluated for impairment   230 83   230 83  
Balance of loans collectively evaluated for impairment   703,049 531,377   703,049 531,377  
Loans   703,279 531,460   703,279 531,460 595,263
Consumer Portfolio Segment [Member]              
Balance, beginning of period 81 151 100 88 81 88 88
ACL on PCD loans at acquisition         19    
ACL on PSL loans at acquisition         50    
Provision for (reversal of) credit losses on loans   6 11   41 45  
Charge-offs   (39) (29)   (81) (55) (110)
Recoveries   3 17   11 21  
Balance, end of period   121 99 100 121 99 81
Ending allowance balance for loans individually evaluated for impairment   3 3   3 3  
Ending allowance balance for loans collectively evaluated for impairment   118 96   118 96  
Balance of loans individually evaluated for impairment   158 68   158 68  
Balance of loans collectively evaluated for impairment   12,454 10,098   12,454 10,098  
Loans   12,612 10,166   12,612 10,166 9,431
Construction Loans [Member] | Real Estate Portfolio Segment [Member]              
Balance, beginning of period 1,327 1,355 1,258 1,145 1,327 1,145 1,145
ACL on PCD loans at acquisition         0    
ACL on PSL loans at acquisition         455    
Provision for (reversal of) credit losses on loans   254 55   (173) 167  
Charge-offs   0 0   0 0 0
Recoveries   0 0   0 1  
Balance, end of period   1,609 1,313 1,258 1,609 1,313 1,327
Ending allowance balance for loans individually evaluated for impairment   58 0   58 0  
Ending allowance balance for loans collectively evaluated for impairment   1,551 1,313   1,551 1,313  
Balance of loans individually evaluated for impairment   2,301 23   2,301 23  
Balance of loans collectively evaluated for impairment   259,498 141,631   259,498 141,631  
Loans   261,799 141,654   261,799 141,654 147,980
1-4 Family [Member] | Real Estate Portfolio Segment [Member]              
Balance, beginning of period 6,053 15,922 6,552 5,603 6,053 5,603 5,603
ACL on PCD loans at acquisition         109    
ACL on PSL loans at acquisition         9,344    
Provision for (reversal of) credit losses on loans   241 (198)   716 766  
Charge-offs   (39) 0   (168) (23) (80)
Recoveries   2 80   72 88  
Balance, end of period   16,126 6,434 6,552 16,126 6,434 6,053
Ending allowance balance for loans individually evaluated for impairment   148 255   148 255  
Ending allowance balance for loans collectively evaluated for impairment   15,978 6,179   15,978 6,179  
Balance of loans individually evaluated for impairment   7,016 3,956   7,016 3,956  
Balance of loans collectively evaluated for impairment   900,369 383,840   900,369 383,840  
Loans   907,385 387,796   907,385 387,796 376,238
Multifamily Loans [Member] | Real Estate Portfolio Segment [Member]              
Balance, beginning of period 1,814 1,146 1,497 1,185 1,814 1,185 1,185
ACL on PCD loans at acquisition         0    
ACL on PSL loans at acquisition         51    
Provision for (reversal of) credit losses on loans   40 (3)   (679) 309  
Charge-offs   0 0   0 0 0
Recoveries   0 0   0 0  
Balance, end of period   1,186 1,494 1,497 1,186 1,494 1,814
Ending allowance balance for loans individually evaluated for impairment   0 0   0 0  
Ending allowance balance for loans collectively evaluated for impairment   1,186 1,494   1,186 1,494  
Balance of loans individually evaluated for impairment   172 0   172 0  
Balance of loans collectively evaluated for impairment   144,062 102,569   144,062 102,569  
Loans   144,234 102,569   144,234 102,569 130,005
Farmland [Member] | Real Estate Portfolio Segment [Member]              
Balance, beginning of period 6 8 8 8 6 8 8
ACL on PCD loans at acquisition         0    
ACL on PSL loans at acquisition         2    
Provision for (reversal of) credit losses on loans   2 (4)   2 (4)  
Charge-offs   0 0   0 0 0
Recoveries   0 1   0 1  
Balance, end of period   10 5 8 10 5 6
Ending allowance balance for loans individually evaluated for impairment   0 0   0 0  
Ending allowance balance for loans collectively evaluated for impairment   10 5   10 5  
Balance of loans individually evaluated for impairment   0 0   0 0  
Balance of loans collectively evaluated for impairment   9,850 4,519   9,850 4,519  
Loans   9,850 4,519   9,850 4,519 4,788
Commercial Real Estate Loan [Member] | Real Estate Portfolio Segment [Member]              
Balance, beginning of period $ 11,388 9,045 12,018 11,759 11,388 11,759 11,759
ACL on PCD loans at acquisition         0    
ACL on PSL loans at acquisition         874    
Provision for (reversal of) credit losses on loans   95 (14)   (3,122) (3,069)  
Charge-offs   (123) 0   (123) 0 0
Recoveries   0 8   0 3,322  
Balance, end of period   9,017 12,012 $ 12,018 9,017 12,012 11,388
Ending allowance balance for loans individually evaluated for impairment   149 150   149 150  
Ending allowance balance for loans collectively evaluated for impairment   8,868 11,862   8,868 11,862  
Balance of loans individually evaluated for impairment   8,585 3,323   8,585 3,323  
Balance of loans collectively evaluated for impairment   1,012,143 924,868   1,012,143 924,868  
Loans   $ 1,020,728 $ 928,191   $ 1,020,728 $ 928,191 $ 912,268
[1] For the three months ended June 30, 2026, the $0.3 million provision for credit losses on the consolidated statement of income includes a $0.4 million provision for credit losses on loans and a $0.1 million reversal of credit losses on unfunded loan commitments. For the six months ended June 30, 2026, the $1.8 million reversal of credit losses on the consolidated statement of income includes a $1.4 million reversal of credit losses on loans and a $0.4 million reversal of credit losses on unfunded loan commitments. For the three months ended June 30, 2025, the $0.1 million provision for credit losses on the consolidated statement of income includes a $0.2 million provision for credit losses on loans and a $31,000 reversal of credit losses on unfunded loan commitments. For the six months ended June 30, 2025, the $3.5 million reversal of credit losses on the consolidated statement of income includes a $3.5 million reversal of credit losses on loans and a $68,000 provision for credit losses on unfunded loan commitments.