v3.26.1
Debt (Tables)
 6 Months Ended
Jun. 30, 2026
Debt Disclosure [Abstract]  
Schedule of Debt
Schedule of Borrowings:
June 30, 2026December 31, 2025
Balance:
FHLBNY Term Advances$310,190 $4,265 
Total Borrowings$310,190 $4,265 
Maximum Borrowing Capacity:
Federal Funds Purchased$23,000 $23,000 
Federal Home Loan Bank of New York740,069 756,968 
Federal Reserve Bank of New York682,568 707,839 
Available Borrowing Capacity:
Federal Funds Purchased$23,000 $23,000 
Federal Home Loan Bank of New York399,880 722,703 
Federal Reserve Bank of New York682,568 707,839 
Schedule of Maturities of Short-Term Debt
Maturity Schedule of FHLBNY Term Advances:
Balances
Weighted Average Rate 1
Final Maturity6/30/202612/31/20256/30/202612/31/2025
First Year$300,000 $— 3.83 %— %
Second Year10,190 4,265 4.26 %4.32 %
Third Year— — — %— %
Fourth Year— — — %— %
Total$310,190 $4,265 3.85 %4.32 %
1The effective rate on the FHLBNY Advances that mature in the second year is 0% due to subsidized funding in the form of interest rate credits.
Schedule of Long-Term Debt Instruments
Schedule of Guaranteed Preferred Beneficial Interests in Corporation's Junior Subordinated Debentures

June 30, 2026December 31, 2025
ACST II
Balance $10,000 $10,000 
Period End:
     Variable Interest Rate 7.14 %7.08 %
     Fixed Interest Rate resulting from cash flow hedge agreement 4.00 %4.00 %
ACST III
Balance $10,000 $10,000 
Period End:
     Variable Interest Rate5.99 %5.93 %
     Fixed Interest Rate resulting from cash flow hedge agreement2.86 %2.86 %