v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and Due From Banks $ 30,881 $ 29,132
Interest-Earning Deposits at Banks 155,907 185,051
Investment Securities:    
Available-for-Sale at Fair Value 498,202 495,868
Held-to-Maturity (Fair Value of $65,270 at June 30, 2026 and $66,569 at December 31, 2025) 65,490 66,975
Equity Securities 5,897 5,597
Other Investments 18,351 4,372
Loans 3,496,541 3,453,093
Allowance for Credit Losses (36,183) (34,322)
Net Loans 3,460,358 3,418,771
Premises and Equipment, Net 62,530 59,433
Goodwill 23,789 23,789
Other Intangible Assets, Net 1,612 1,741
Other Assets 159,342 155,133
Total Assets 4,482,359 4,445,862
LIABILITIES    
Noninterest-Bearing Deposits 736,087 722,374
Interest-Bearing Checking Accounts 871,965 862,192
Savings Deposits 1,590,680 1,557,638
Time Deposits over $250 132,350 155,802
Other Time Deposits 324,123 641,463
Total Deposits 3,655,205 3,939,469
Borrowings 310,190 4,265
Junior Subordinated Obligations Issued to Unconsolidated Subsidiary Trusts 20,000 20,000
Finance Leases 4,887 4,929
Other Liabilities 45,771 45,347
Total Liabilities 4,036,053 4,014,010
STOCKHOLDERS’ EQUITY    
Preferred Stock, $1 Par Value; 1,000,000 Shares Authorized at June 30, 2026 and December 31, 2025 (none issued) 0 0
Common Stock, $1 Par Value: 30,000,000 Shares Authorized; 22,066,559 Shares Issued and 16,545,170 and 16,445,342 outstanding at June 30, 2026 and December 31, 2025 22,067 22,067
Additional Paid-in Capital 415,357 414,506
Retained Earnings 116,806 102,271
Accumulated Other Comprehensive Loss (5,390) (4,037)
Treasury Stock, at Cost (5,521,389 Shares at June 30, 2026 and 5,621,217 Shares at December 31, 2025) (102,534) (102,955)
Total Stockholders’ Equity 446,306 431,852
Total Liabilities and Stockholders’ Equity $ 4,482,359 $ 4,445,862