v3.26.1
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES (Summary of Past Due Receivables) (Details) - USD ($)
Jun. 30, 2026
Mar. 31, 2026
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 1,293,946,253 $ 1,278,988,323
Unamortized deferred origination fees and costs 5,500,000 5,900,000
TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,064,244 6,523,121
30 - 60 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 75,876,278 108,089,995
30 - 60 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 117,484,923 104,523,602
30 - 60 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 114,414,313 97,146,489
30 - 60 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 136,086,591 133,394,010
30 - 60 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 846,019,904 829,311,106
Recency Basis    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 1,293,946,253 1,278,988,323
Unamortized deferred origination fees and costs (336,720,715) (325,064,238)
Total net loans $ 957,225,538 $ 953,924,085
Financing receivable, percent past due 8.10% 8.50%
Recency Basis | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 4,064,244 $ 6,523,121
Recency Basis | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 75,876,278 108,089,995
Recency Basis | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 117,484,923 104,523,602
Recency Basis | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 114,414,313 97,146,489
Recency Basis | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 136,086,591 133,394,010
Recency Basis | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 846,019,904 829,311,106
Recency Basis | Current    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 1,190,066,381 1,170,146,331
Unamortized deferred origination fees and costs (312,992,627) (298,986,252)
Total net loans 877,073,754 871,160,079
Recency Basis | Current | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 538,246 4,315,521
Recency Basis | Current | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 56,868,327 79,597,251
Recency Basis | Current | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 102,695,647 92,236,929
Recency Basis | Current | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 105,388,874 88,974,357
Recency Basis | Current | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 126,184,166 123,630,020
Recency Basis | Current | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 798,391,121 781,392,253
Recency Basis | 30 - 60 days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 36,263,304 37,214,242
Unamortized deferred origination fees and costs (6,594,088) (6,475,433)
Total net loans $ 29,669,216 $ 30,738,809
Financing receivable, percent past due 2.80% 2.90%
Recency Basis | 30 - 60 days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 147,731 $ 2,118,960
Recency Basis | 30 - 60 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,618,208 6,963,212
Recency Basis | 30 - 60 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 5,283,247 3,899,186
Recency Basis | 30 - 60 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,455,366 2,845,603
Recency Basis | 30 - 60 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,981,705 3,483,203
Recency Basis | 30 - 60 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 18,777,047 17,904,078
Recency Basis | 61 - 90 days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 25,369,846 26,153,698
Unamortized deferred origination fees and costs (6,672,932) (7,226,714)
Total net loans $ 18,696,914 $ 18,926,984
Financing receivable, percent past due 2.00% 2.00%
Recency Basis | 61 - 90 days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 359,826 $ 35,397
Recency Basis | 61 - 90 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,376,877 7,202,639
Recency Basis | 61 - 90 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,754,627 3,151,558
Recency Basis | 61 - 90 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,307,281 1,934,535
Recency Basis | 61 - 90 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,482,951 2,296,557
Recency Basis | 61 - 90 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 12,088,284 11,533,012
Recency Basis | 91 or more days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 42,246,722 45,474,052
Unamortized deferred origination fees and costs (10,461,068) (12,375,839)
Total net loans $ 31,785,654 $ 33,098,213
Financing receivable, percent past due 3.30% 3.60%
Recency Basis | 91 or more days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 3,018,441 $ 53,243
Recency Basis | 91 or more days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 10,012,866 14,326,893
Recency Basis | 91 or more days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 5,751,402 5,235,929
Recency Basis | 91 or more days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,262,792 3,391,994
Recency Basis | 91 or more days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,437,769 3,984,230
Recency Basis | 91 or more days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 16,763,452 18,481,763
Recency Basis | Total Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 103,879,872 108,841,992
Unamortized deferred origination fees and costs (23,728,088) (26,077,986)
Total net loans 80,151,784 82,764,006
Recency Basis | Total Past Due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,525,998 2,207,600
Recency Basis | Total Past Due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 19,007,951 28,492,744
Recency Basis | Total Past Due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 14,789,276 12,286,673
Recency Basis | Total Past Due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 9,025,439 8,172,132
Recency Basis | Total Past Due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 9,902,425 9,763,990
Recency Basis | Total Past Due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 47,628,783 47,918,853
Contractual basis    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 1,293,946,253 1,278,988,323
Unamortized deferred origination fees and costs (336,720,715) (325,064,238)
Total net loans $ 957,225,538 $ 953,924,085
Financing receivable, percent past due 9.30% 10.00%
Contractual basis | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 4,064,244 $ 6,523,121
Contractual basis | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 75,876,278 108,089,995
Contractual basis | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 117,484,923 104,523,602
Contractual basis | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 114,414,313 97,146,489
Contractual basis | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 136,086,591 133,394,010
Contractual basis | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 846,019,904 829,311,106
Contractual basis | Current    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 1,174,485,593 1,150,860,461
Unamortized deferred origination fees and costs (309,868,842) (294,911,485)
Total net loans 864,616,751 855,948,976
Contractual basis | Current | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 444,793 4,289,213
Contractual basis | Current | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 55,555,678 77,775,686
Contractual basis | Current | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 101,471,204 90,705,627
Contractual basis | Current | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 104,179,902 87,506,104
Contractual basis | Current | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 124,416,103 121,309,557
Contractual basis | Current | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 788,417,913 769,274,274
Contractual basis | 30 - 60 days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 37,052,519 37,869,547
Unamortized deferred origination fees and costs (6,293,234) (6,127,896)
Total net loans $ 30,759,285 $ 31,741,651
Financing receivable, percent past due 2.90% 3.00%
Contractual basis | 30 - 60 days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 142,294 $ 2,110,901
Contractual basis | 30 - 60 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,446,113 6,761,770
Contractual basis | 30 - 60 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 5,255,949 3,843,520
Contractual basis | 30 - 60 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,496,392 2,747,848
Contractual basis | 30 - 60 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,946,667 3,525,496
Contractual basis | 30 - 60 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 19,765,104 18,880,012
Contractual basis | 61 - 90 days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 27,267,728 30,487,023
Unamortized deferred origination fees and costs (7,108,517) (8,334,364)
Total net loans $ 20,159,211 $ 22,152,659
Financing receivable, percent past due 2.10% 2.40%
Contractual basis | 61 - 90 days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 392,188 $ 20,317
Contractual basis | 61 - 90 days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,320,443 7,574,752
Contractual basis | 61 - 90 days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,883,985 3,507,051
Contractual basis | 61 - 90 days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,402,773 2,267,411
Contractual basis | 61 - 90 days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 2,754,856 2,813,887
Contractual basis | 61 - 90 days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 13,513,483 14,303,605
Contractual basis | 91 or more days past due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 55,140,413 59,771,292
Unamortized deferred origination fees and costs (13,450,122) (15,690,493)
Total net loans $ 41,690,291 $ 44,080,799
Financing receivable, percent past due 4.30% 4.70%
Contractual basis | 91 or more days past due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 3,084,969 $ 102,690
Contractual basis | 91 or more days past due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 11,554,044 15,977,787
Contractual basis | 91 or more days past due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 6,873,785 6,467,404
Contractual basis | 91 or more days past due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,335,246 4,625,126
Contractual basis | 91 or more days past due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 4,968,965 5,745,070
Contractual basis | 91 or more days past due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 24,323,404 26,853,215
Contractual basis | Total Past Due    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 119,460,660 128,127,862
Unamortized deferred origination fees and costs (26,851,873) (30,152,753)
Total net loans 92,608,787 97,975,109
Contractual basis | Total Past Due | TALs    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 3,619,451 2,233,908
Contractual basis | Total Past Due | 0 to 5 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 20,320,600 30,314,309
Contractual basis | Total Past Due | 6 to 17 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 16,013,719 13,817,975
Contractual basis | Total Past Due | 18 to 35 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 10,234,411 9,640,385
Contractual basis | Total Past Due | 36 to 59 months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable 11,670,488 12,084,453
Contractual basis | Total Past Due | 60+ months    
Financing Receivable, Recorded Investment, Past Due [Line Items]    
Gross loans receivable $ 57,601,991 $ 60,036,832