v3.26.1
CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($)
 3 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Revenues:    
Interest and fee income $ 121,514,867 $ 115,302,802
Insurance and other income, net 17,694,056 17,472,023
Total revenues 139,208,923 132,774,825
Expenses:    
Provision for credit losses 43,757,437 50,515,969
General and administrative expenses:    
Personnel 50,825,899 45,761,527
Occupancy and equipment 12,035,073 11,785,658
Advertising 2,124,520 2,298,906
Amortization of intangible assets 773,657 831,015
Other 10,371,142 9,683,146
Total general and administrative expenses 76,130,291 70,360,252
Interest expense 11,423,038 9,629,883
Total expenses 131,310,766 130,506,104
Income before income taxes 7,898,157 2,268,721
Income tax expense 1,791,351 684,331
Net income $ 6,106,806 $ 1,584,390
Net income per common share:    
Basic (in dollars per share) $ 1.36 $ 0.30
Diluted (in dollars per share) $ 1.33 $ 0.30
Weighted average common shares outstanding:    
Basic (in shares) 4,492,316 5,224,004
Diluted (in shares) 4,581,141 5,288,643