CONSOLIDATED BALANCE SHEETS - USD ($)	Jun. 30, 2026	Mar. 31, 2026
ASSETS
Cash	$ 10,420,032	$ 6,071,077
Gross loans receivable	1,293,946,253	1,278,988,323
Less:
Unearned interest, insurance and fees	(336,720,715)	(325,064,238)
Allowance for credit losses	(112,509,471)	(112,047,278)
Loans receivable, net	844,716,067	841,876,807
Restricted cash	17,557,629	23,303,453
Income taxes receivable	7,793,381	2,420,571
Operating lease right‐of‐use assets, net	72,782,458	71,526,768
Property and equipment, net	17,220,005	17,430,614
Deferred income taxes, net	37,111,267	41,241,258
Other assets, net	60,630,875	38,669,890
Goodwill	7,370,791	7,370,791
Intangible assets, net	3,435,758	4,209,415
Total assets	1,079,038,263	1,054,120,644
Liabilities:
Operating lease liability	75,239,646	73,964,708
Accounts payable and accrued expenses	65,265,614	37,996,315
Deferred revenue (contract liability)	3,521,983	3,925,529
Total liabilities	716,857,892	703,115,353
Commitments and contingencies
Shareholders' equity:
Preferred stock, no par value Authorized 5,000,000, no shares issued or outstanding	0	0
Common stock, no par value Authorized 95,000,000 shares; issued and outstanding 4,658,837 and 4,656,505 shares at June 30, 2026 and March 31, 2026, respectively	0	0
Additional paid-in capital	286,679,299	279,442,411
Retained earnings	75,501,072	71,562,880
Total shareholders' equity	362,180,371	351,005,291
Total liabilities and shareholders' equity	1,079,038,263	1,054,120,644
Revolving Credit Facility
Liabilities:
Credit facility	467,649,108	443,935,446
Warehouse Facility
Liabilities:
Credit facility	$ 105,181,541	$ 143,293,355

Sum of the carrying values as of the balance sheet date of obligations incurred through that date, including liabilities incurred and payable to vendors for goods and services received, taxes, interest, rent and utilities, compensation costs, payroll taxes and fringe benefits (other than pension and postretirement obligations), contractual rights and obligations, and statutory obligations.

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Period Type:	instant

- Definition

Amount of excess of issue price over par or stated value of stock and from other transaction involving stock or stockholder. Includes, but is not limited to, additional paid-in capital (APIC) for common and preferred stock.