<?xml version="1.0" encoding="utf-8"?>
<!--XBRL document created with Toppan Merrill Bridge  11.4.0.1 -->
<!--Based on XBRL 2.1-->
<!--Created on: 8/6/2026 1:40:24 AM-->
<!--Modified on: 8/6/2026 1:40:24 AM-->
<xsd:schema targetNamespace="http://web.walkerdunlop.com/20260630" attributeFormDefault="unqualified" elementFormDefault="qualified" xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:wd="http://web.walkerdunlop.com/20260630" xmlns:deprecated="http://www.xbrl.org/2009/role/deprecated" xmlns:us-roles="http://fasb.org/us-roles/2025" xmlns:ref="http://www.xbrl.org/2006/ref" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xmlns:xl="http://www.xbrl.org/2003/XLink" xmlns:utr="http://www.xbrl.org/2009/utr" xmlns:us-gaap="http://fasb.org/us-gaap/2025" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:stpr="http://xbrl.sec.gov/stpr/2025" xmlns:enum2="http://xbrl.org/2020/extensible-enumerations-2.0" xmlns:net="http://www.xbrl.org/2009/role/net" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31" xmlns:negated="http://www.xbrl.org/2009/role/negated" xmlns:attributeFormDefault="unqualified" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:srt="http://fasb.org/srt/2025" xmlns:dei="http://xbrl.sec.gov/dei/2025" xmlns:dtr="http://www.xbrl.org/2009/dtr" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:ecd="http://xbrl.sec.gov/ecd/2025" xmlns:ecd-sub="http://xbrl.sec.gov/ecd-sub/2025">
  <xsd:annotation>
    <xsd:appinfo>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/StatementCondensedConsolidatedBalanceSheets" id="StatementCondensedConsolidatedBalanceSheets">
        <link:definition>995200100 - Statement - Condensed Consolidated Balance Sheets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/StatementCondensedConsolidatedStatementsOfIncomeAndComprehensiveIncome" id="StatementCondensedConsolidatedStatementsOfIncomeAndComprehensiveIncome">
        <link:definition>995200200 - Statement - Condensed Consolidated Statements of Income and Comprehensive Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/StatementCondensedConsolidatedStatementsOfCashFlows" id="StatementCondensedConsolidatedStatementsOfCashFlows">
        <link:definition>995200400 - Statement - Condensed Consolidated Statements of Cash Flows</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSummaryOfSignificantAccountingPoliciesProvisionBenefitForCreditLossesDetails" id="DisclosureSummaryOfSignificantAccountingPoliciesProvisionBenefitForCreditLossesDetails">
        <link:definition>99940201 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Provision (Benefit) for Credit Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSummaryOfSignificantAccountingPoliciesCashFlowsDetails" id="DisclosureSummaryOfSignificantAccountingPoliciesCashFlowsDetails">
        <link:definition>99940202 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Cash Flows (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSummaryOfSignificantAccountingPoliciesNetWarehouseInterestIncomeExpenseDetails" id="DisclosureSummaryOfSignificantAccountingPoliciesNetWarehouseInterestIncomeExpenseDetails">
        <link:definition>99940204 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Net Warehouse Interest Income (Expense) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureMortgageServicingRightsSummaryOfComponentsOfNetCarryingValueOfAcquiredAndOriginatedMsrsDetail" id="DisclosureMortgageServicingRightsSummaryOfComponentsOfNetCarryingValueOfAcquiredAndOriginatedMsrsDetail">
        <link:definition>99940303 - Disclosure - MORTGAGE SERVICING RIGHTS - Summary of Components of Net Carrying Value of Acquired and Originated MSRs (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureMortgageServicingRightsScheduleOfExpectedAmortizationOfMsrsDetail" id="DisclosureMortgageServicingRightsScheduleOfExpectedAmortizationOfMsrsDetail">
        <link:definition>99940304 - Disclosure - MORTGAGE SERVICING RIGHTS - Schedule of Expected Amortization of MSRs (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureIndemnifiedAndRepurchasedLoansLocationOnBalanceSheetsDetails" id="DisclosureIndemnifiedAndRepurchasedLoansLocationOnBalanceSheetsDetails">
        <link:definition>99940502 - Disclosure - INDEMNIFIED AND REPURCHASED LOANS - Location on the balance sheets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureIndemnifiedAndRepurchasedLoansMaximumExpectedFuturePaymentsDetails" id="DisclosureIndemnifiedAndRepurchasedLoansMaximumExpectedFuturePaymentsDetails">
        <link:definition>99940503 - Disclosure - INDEMNIFIED AND REPURCHASED LOANS - Maximum Expected Future Payments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureIndemnifiedAndRepurchasedLoansImpactOfIndemnifiedAndRepurchasedLoansDetails" id="DisclosureIndemnifiedAndRepurchasedLoansImpactOfIndemnifiedAndRepurchasedLoansDetails">
        <link:definition>99940505 - Disclosure - INDEMNIFIED AND REPURCHASED LOANS - Impact of indemnified and repurchased loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureIndemnifiedAndRepurchasedLoansNonaccrualStatusDetails" id="DisclosureIndemnifiedAndRepurchasedLoansNonaccrualStatusDetails">
        <link:definition>99940506 - Disclosure - INDEMNIFIED AND REPURCHASED LOANS - Nonaccrual status (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureGoodwillAndOtherIntangibleAssetsScheduleOfGoodwillDetail" id="DisclosureGoodwillAndOtherIntangibleAssetsScheduleOfGoodwillDetail">
        <link:definition>99940901 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS - Schedule of Goodwill (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFairValueMeasurementsSummaryOfFinancialAssetsAndFinancialLiabilitiesMeasuredAtFairValueOnRecurringBasisDetail" id="DisclosureFairValueMeasurementsSummaryOfFinancialAssetsAndFinancialLiabilitiesMeasuredAtFairValueOnRecurringBasisDetail">
        <link:definition>99941001 - Disclosure - FAIR VALUE MEASUREMENTS - Summary of Financial Assets and Financial Liabilities Measured at Fair Value on a Recurring Basis (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFairValueMeasurementsScheduleOfCarryingAmountsAndFairValuesOfCompanySFinancialInstrumentsDetail" id="DisclosureFairValueMeasurementsScheduleOfCarryingAmountsAndFairValuesOfCompanySFinancialInstrumentsDetail">
        <link:definition>99941006 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Carrying Amounts and the Fair Values of the Company's Financial Instruments (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFairValueMeasurementsScheduleOfFairValueOfDerivativeInstrumentsAndLoansHeldForSaleDetail" id="DisclosureFairValueMeasurementsScheduleOfFairValueOfDerivativeInstrumentsAndLoansHeldForSaleDetail">
        <link:definition>99941007 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Fair Value of Derivative Instruments and Loans Held for Sale (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureEarningsPerShareAndStockholdersEquityBasicAndDilutedEpsDetail" id="DisclosureEarningsPerShareAndStockholdersEquityBasicAndDilutedEpsDetail">
        <link:definition>99941101 - Disclosure - EARNINGS PER SHARE AND STOCKHOLDERS' EQUITY - Basic and Diluted EPS (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFannieMaeCommitmentsAndPledgedSecuritiesAgencyMultifamilyMortgageBasedSecuritiesPledgedSecuritiesDetail" id="DisclosureFannieMaeCommitmentsAndPledgedSecuritiesAgencyMultifamilyMortgageBasedSecuritiesPledgedSecuritiesDetail">
        <link:definition>99941203 - Disclosure - FANNIE MAE COMMITMENTS AND PLEDGED SECURITIES - Agency Multifamily Mortgage Based Securities Pledged Securities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DocumentDocumentAndEntityInformation" id="DocumentDocumentAndEntityInformation">
        <link:definition>995200090 - Document - Document and Entity Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/StatementCondensedConsolidatedBalanceSheetsParenthetical" id="StatementCondensedConsolidatedBalanceSheetsParenthetical">
        <link:definition>995200105 - Statement - Condensed Consolidated Balance Sheets (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/StatementCondensedConsolidatedStatementsOfChangesInEquity" id="StatementCondensedConsolidatedStatementsOfChangesInEquity">
        <link:definition>995200300 - Statement - Condensed Consolidated Statements of Changes in Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/StatementCondensedConsolidatedStatementsOfChangesInEquityParenthetical" id="StatementCondensedConsolidatedStatementsOfChangesInEquityParenthetical">
        <link:definition>995200305 - Statement - Condensed Consolidated Statements of Changes in Equity (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureOrganizationAndBasisOfPresentation" id="DisclosureOrganizationAndBasisOfPresentation">
        <link:definition>995210101 - Disclosure - ORGANIZATION AND BASIS OF PRESENTATION</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSummaryOfSignificantAccountingPolicies" id="DisclosureSummaryOfSignificantAccountingPolicies">
        <link:definition>995210201 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureMortgageServicingRights" id="DisclosureMortgageServicingRights">
        <link:definition>995210301 - Disclosure - MORTGAGE SERVICING RIGHTS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureAllowanceForRiskSharingObligations" id="DisclosureAllowanceForRiskSharingObligations">
        <link:definition>995210401 - Disclosure - ALLOWANCE FOR RISK-SHARING OBLIGATIONS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureServicing" id="DisclosureServicing">
        <link:definition>995210601 - Disclosure - SERVICING</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureWarehouseAndCorporateNotesPayable" id="DisclosureWarehouseAndCorporateNotesPayable">
        <link:definition>995210701 - Disclosure - WAREHOUSE AND CORPORATE NOTES PAYABLE</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSegments" id="DisclosureSegments">
        <link:definition>995210801 - Disclosure - SEGMENTS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureGoodwillAndOtherIntangibleAssets" id="DisclosureGoodwillAndOtherIntangibleAssets">
        <link:definition>995210901 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFairValueMeasurements" id="DisclosureFairValueMeasurements">
        <link:definition>995211001 - Disclosure - FAIR VALUE MEASUREMENTS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureEarningsPerShareAndStockholdersEquity" id="DisclosureEarningsPerShareAndStockholdersEquity">
        <link:definition>995211101 - Disclosure - EARNINGS PER SHARE AND STOCKHOLDERS' EQUITY</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFannieMaeCommitmentsAndPledgedSecurities" id="DisclosureFannieMaeCommitmentsAndPledgedSecurities">
        <link:definition>995211201 - Disclosure - FANNIE MAE COMMITMENTS AND PLEDGED SECURITIES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSummaryOfSignificantAccountingPoliciesPolicies" id="DisclosureSummaryOfSignificantAccountingPoliciesPolicies">
        <link:definition>99920202 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSummaryOfSignificantAccountingPoliciesTables" id="DisclosureSummaryOfSignificantAccountingPoliciesTables">
        <link:definition>99930203 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureMortgageServicingRightsTables" id="DisclosureMortgageServicingRightsTables">
        <link:definition>99930303 - Disclosure - MORTGAGE SERVICING RIGHTS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureAllowanceForRiskSharingObligationsTables" id="DisclosureAllowanceForRiskSharingObligationsTables">
        <link:definition>99930403 - Disclosure - ALLOWANCE FOR RISK-SHARING OBLIGATIONS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureWarehouseAndCorporateNotesPayableTables" id="DisclosureWarehouseAndCorporateNotesPayableTables">
        <link:definition>99930703 - Disclosure - WAREHOUSE AND CORPORATE NOTES PAYABLE (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSegmentsTables" id="DisclosureSegmentsTables">
        <link:definition>99930803 - Disclosure - SEGMENTS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureGoodwillAndOtherIntangibleAssetsTables" id="DisclosureGoodwillAndOtherIntangibleAssetsTables">
        <link:definition>99930903 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFairValueMeasurementsTables" id="DisclosureFairValueMeasurementsTables">
        <link:definition>99931003 - Disclosure - FAIR VALUE MEASUREMENTS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureEarningsPerShareAndStockholdersEquityTables" id="DisclosureEarningsPerShareAndStockholdersEquityTables">
        <link:definition>99931103 - Disclosure - EARNINGS PER SHARE AND STOCKHOLDERS' EQUITY (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFannieMaeCommitmentsAndPledgedSecuritiesTables" id="DisclosureFannieMaeCommitmentsAndPledgedSecuritiesTables">
        <link:definition>99931203 - Disclosure - FANNIE MAE COMMITMENTS AND PLEDGED SECURITIES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureVariableInterestEntitiesTables" id="DisclosureVariableInterestEntitiesTables">
        <link:definition>99931803 - Disclosure - VARIABLE INTEREST ENTITIES (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSummaryOfSignificantAccountingPoliciesIncomeTaxesDetail" id="DisclosureSummaryOfSignificantAccountingPoliciesIncomeTaxesDetail">
        <link:definition>99940203 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Income Taxes (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSummaryOfSignificantAccountingPoliciesCoBrokerFeesDetails" id="DisclosureSummaryOfSignificantAccountingPoliciesCoBrokerFeesDetails">
        <link:definition>99940205 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Co-broker Fees (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSummaryOfSignificantAccountingPoliciesContractsWithCustomersAndAssetManagementFeesDetails" id="DisclosureSummaryOfSignificantAccountingPoliciesContractsWithCustomersAndAssetManagementFeesDetails">
        <link:definition>99940206 - Disclosure - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES - Contracts with Customers and Asset Management Fees (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureMortgageServicingRightsFairValueDisclosuresDetail" id="DisclosureMortgageServicingRightsFairValueDisclosuresDetail">
        <link:definition>99940301 - Disclosure - MORTGAGE SERVICING RIGHTS - Fair Value Disclosures (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureMortgageServicingRightsScheduleOfActivityRelatedToMsrsDetail" id="DisclosureMortgageServicingRightsScheduleOfActivityRelatedToMsrsDetail">
        <link:definition>99940302 - Disclosure - MORTGAGE SERVICING RIGHTS - Schedule of Activity Related to MSRs (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureAllowanceForRiskSharingObligationsSummaryOfAllowanceForRiskSharingObligationsDetail" id="DisclosureAllowanceForRiskSharingObligationsSummaryOfAllowanceForRiskSharingObligationsDetail">
        <link:definition>99940401 - Disclosure - ALLOWANCE FOR RISK-SHARING OBLIGATIONS - Summary of Allowance for Risk-Sharing Obligations (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureAllowanceForRiskSharingObligationsCeclProvisionImpactDetails" id="DisclosureAllowanceForRiskSharingObligationsCeclProvisionImpactDetails">
        <link:definition>99940402 - Disclosure - ALLOWANCE FOR RISK-SHARING OBLIGATIONS - CECL Provision Impact (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureIndemnifiedAndRepurchasedLoansDetails" id="DisclosureIndemnifiedAndRepurchasedLoansDetails">
        <link:definition>99940501 - Disclosure - INDEMNIFIED AND REPURCHASED LOANS (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureServicingDetail" id="DisclosureServicingDetail">
        <link:definition>99940601 - Disclosure - SERVICING - (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureWarehouseAndCorporateNotesPayableWarehouseFacilitiesDetail" id="DisclosureWarehouseAndCorporateNotesPayableWarehouseFacilitiesDetail">
        <link:definition>99940701 - Disclosure - WAREHOUSE AND CORPORATE NOTES PAYABLE - Warehouse Facilities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureWarehouseAndCorporateNotesPayableCorporateNotesPayableDetails" id="DisclosureWarehouseAndCorporateNotesPayableCorporateNotesPayableDetails">
        <link:definition>99940702 - Disclosure - WAREHOUSE AND CORPORATE NOTES PAYABLE - Corporate Notes Payable (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureSegmentsReportableSegmentsDetails" id="DisclosureSegmentsReportableSegmentsDetails">
        <link:definition>99940801 - Disclosure - SEGMENTS - Reportable Segments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureGoodwillAndOtherIntangibleAssetsOtherIntangibleAssetsDetails" id="DisclosureGoodwillAndOtherIntangibleAssetsOtherIntangibleAssetsDetails">
        <link:definition>99940902 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS - Other Intangible Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureGoodwillAndOtherIntangibleAssetsScheduleOfExpectedAmortizationOfOtherIntangibleAssetsDetails" id="DisclosureGoodwillAndOtherIntangibleAssetsScheduleOfExpectedAmortizationOfOtherIntangibleAssetsDetails">
        <link:definition>99940903 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS - Schedule of Expected Amortization of Other Intangible Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureGoodwillAndOtherIntangibleAssetsContingentConsiderationLiabilitiesDetail" id="DisclosureGoodwillAndOtherIntangibleAssetsContingentConsiderationLiabilitiesDetail">
        <link:definition>99940904 - Disclosure - GOODWILL AND OTHER INTANGIBLE ASSETS - Contingent Consideration Liabilities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFairValueMeasurementsAdditionalInformationDetail" id="DisclosureFairValueMeasurementsAdditionalInformationDetail">
        <link:definition>99941002 - Disclosure - FAIR VALUE MEASUREMENTS - Additional Information (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFairValueMeasurementsScheduleOfRollForwardOfDerivativeInstrumentsDetail" id="DisclosureFairValueMeasurementsScheduleOfRollForwardOfDerivativeInstrumentsDetail">
        <link:definition>99941003 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Roll Forward of Derivative Instruments (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFairValueMeasurementsRealEstateHeldForSaleActivityDetails" id="DisclosureFairValueMeasurementsRealEstateHeldForSaleActivityDetails">
        <link:definition>99941004 - Disclosure - FAIR VALUE MEASUREMENTS - Real Estate Held For Sale Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFairValueMeasurementsScheduleOfSignificantUnobservableInputsUsedInMeasurementOfFairValueOfLevel3AssetsAndLiabilitiesDetail" id="DisclosureFairValueMeasurementsScheduleOfSignificantUnobservableInputsUsedInMeasurementOfFairValueOfLevel3AssetsAndLiabilitiesDetail">
        <link:definition>99941005 - Disclosure - FAIR VALUE MEASUREMENTS - Schedule of Significant Unobservable Inputs Used in the Measurement of the Fair Value of Level 3 Assets and Liabilities (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureEarningsPerShareAndStockholdersEquityRestrictedStockAwardsAndShareRepurchasesDetail" id="DisclosureEarningsPerShareAndStockholdersEquityRestrictedStockAwardsAndShareRepurchasesDetail">
        <link:definition>99941102 - Disclosure - EARNINGS PER SHARE AND STOCKHOLDERS' EQUITY - Restricted Stock Awards and Share Repurchases (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFannieMaeCommitmentsAndPledgedSecuritiesCommitmentsDetail" id="DisclosureFannieMaeCommitmentsAndPledgedSecuritiesCommitmentsDetail">
        <link:definition>99941201 - Disclosure - FANNIE MAE COMMITMENTS AND PLEDGED SECURITIES - Commitments (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureFannieMaeCommitmentsAndPledgedSecuritiesPledgedSecuritiesAtFairValueDetail" id="DisclosureFannieMaeCommitmentsAndPledgedSecuritiesPledgedSecuritiesAtFairValueDetail">
        <link:definition>99941202 - Disclosure - FANNIE MAE COMMITMENTS AND PLEDGED SECURITIES - Pledged Securities at Fair Value (Detail)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureVariableInterestEntitiesDetails" id="DisclosureVariableInterestEntitiesDetails">
        <link:definition>99941801 - Disclosure - VARIABLE INTEREST ENTITIES (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureIndemnifiedAndRepurchasedLoans" id="DisclosureIndemnifiedAndRepurchasedLoans">
        <link:definition>995210501 - Disclosure - INDEMNIFIED AND REPURCHASED LOANS</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureVariableInterestEntities" id="DisclosureVariableInterestEntities">
        <link:definition>995211801 - Disclosure - VARIABLE INTEREST ENTITIES</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureIndemnifiedAndRepurchasedLoansTables" id="DisclosureIndemnifiedAndRepurchasedLoansTables">
        <link:definition>99930503 - Disclosure - INDEMNIFIED AND REPURCHASED LOANS (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureIndemnifiedAndRepurchasedLoansAllowanceForLoanLossesDetails" id="DisclosureIndemnifiedAndRepurchasedLoansAllowanceForLoanLossesDetails">
        <link:definition>99940504 - Disclosure - INDEMNIFIED AND REPURCHASED LOANS - Allowance for loan losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:linkbaseRef xlink:type="simple" xlink:href="wd-20260630_pre.xml" xlink:title="Presentation Links, all" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="wd-20260630_cal.xml" xlink:title="Calculation Links, all" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="wd-20260630_def.xml" xlink:title="Definition Links, all" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:linkbaseRef xlink:type="simple" xlink:href="wd-20260630_lab.xml" xlink:title="Label Links, all" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" />
      <link:roleType roleURI="http://web.walkerdunlop.com/role/DisclosureStandardAndCustomAxisDomainDefaults" id="DisclosureStandardAndCustomAxisDomainDefaults">
        <link:definition>99900 - Disclosure - Standard And Custom Axis Domain Defaults</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xsd:appinfo>
  </xsd:annotation>
  <xsd:import namespace="https://xbrl.org/2023/calculation-1.1" schemaLocation="https://www.xbrl.org/2023/calculation-1.1.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/ecd/2025" schemaLocation="https://xbrl.sec.gov/ecd/2025/ecd-2025.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/dei/2025" schemaLocation="https://xbrl.sec.gov/dei/2025/dei-2025.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <xsd:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd" />
  <xsd:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <xsd:import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <xsd:import namespace="http://fasb.org/us-roles/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-roles-2025.xsd" />
  <xsd:import namespace="http://fasb.org/us-gaap/2025" schemaLocation="https://xbrl.fasb.org/us-gaap/2025/elts/us-gaap-2025.xsd" />
  <xsd:import namespace="http://fasb.org/srt/2025" schemaLocation="https://xbrl.fasb.org/srt/2025/elts/srt-2025.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/stpr/2025" schemaLocation="https://xbrl.sec.gov/stpr/2025/stpr-2025.xsd" />
  <xsd:import namespace="http://xbrl.sec.gov/ecd-sub/2025" schemaLocation="https://xbrl.sec.gov/ecd/2025/ecd-sub-2025.xsd" />
  <xsd:element name="HudAndFhaMember" id="wd_HudAndFhaMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="After180DaysOfLoanFundingMember" id="wd_After180DaysOfLoanFundingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="O2026Q3DividendsMember" id="wd_O2026Q3DividendsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="IndemnifiedAndRepurchaseOfLoanExpense" id="wd_IndemnifiedAndRepurchaseOfLoanExpense" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="AdditionalCollateralRequirementOfLenderOverSpecifiedPeriod" id="wd_AdditionalCollateralRequirementOfLenderOverSpecifiedPeriod" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AgencyWarehouseFacilityMember" id="wd_AgencyWarehouseFacilityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="AggregateFairValueAdjustments" id="wd_AggregateFairValueAdjustments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="AllowanceForRiskingSharingObligations" id="wd_AllowanceForRiskingSharingObligations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="AllowanceForRiskSharingObligationsWriteOff" id="wd_AllowanceForRiskSharingObligationsWriteOff" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="ChangeInFairValueOfPremiumsAndOriginationFees" id="wd_ChangeInFairValueOfPremiumsAndOriginationFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="CoBrokersFees" id="wd_CoBrokersFees" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="CollateralRequirementsPercentage" id="wd_CollateralRequirementsPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueAdjustmentAssumedGainOnSale" id="wd_FairValueAdjustmentAssumedGainOnSale" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueAdjustmentInterestRateMovementEffect" id="wd_FairValueAdjustmentInterestRateMovementEffect" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationUnrealizedGainLossIncludedInEarnings" id="wd_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationUnrealizedGainLossIncludedInEarnings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="FannieMaeMember" id="wd_FannieMaeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FannieMaeRepurchaseAgreementUncommittedLineAndOpenMaturityMember" id="wd_FannieMaeRepurchaseAgreementUncommittedLineAndOpenMaturityMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="GainAttributableToFairValueOfFutureServicingRightsNet" id="wd_GainAttributableToFairValueOfFutureServicingRightsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditAgencyWarehouseFacilityOneMember" id="wd_LineOfCreditAgencyWarehouseFacilityOneMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditAgencyWarehouseFacilityThreeMember" id="wd_LineOfCreditAgencyWarehouseFacilityThreeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditAgencyWarehouseFacilityTwoMember" id="wd_LineOfCreditAgencyWarehouseFacilityTwoMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansHeldForInvestmentMember" id="wd_LoansHeldForInvestmentMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansHeldForSaleMember" id="wd_LoansHeldForSaleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="MinimumLiquidAssetsRequiredToMeetOperationalLiquidityRequirements" id="wd_MinimumLiquidAssetsRequiredToMeetOperationalLiquidityRequirements" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="NationalBanksMember" id="wd_NationalBanksMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="NetWorthRequirement" id="wd_NetWorthRequirement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OperationalLiquidity" id="wd_OperationalLiquidity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="debit" xbrli:periodType="instant" />
  <xsd:element name="PeriodForFundingCollateralRequirement" id="wd_PeriodForFundingCollateralRequirement" type="xbrli:durationItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RestrictedLiquidityCollateralHaircutPercentage" id="wd_RestrictedLiquidityCollateralHaircutPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskSharingObligationsMember" id="wd_RiskSharingObligationsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfFairValueOfDerivativeInstrumentsAndLoansHeldForSaleTableTextBlock" id="wd_ScheduleOfFairValueOfDerivativeInstrumentsAndLoansHeldForSaleTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfProvisionForCreditLossesTableTextBlock" id="wd_ScheduleOfProvisionForCreditLossesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf1PercentAdverseChangeInDiscountRate" id="wd_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf1PercentAdverseChangeInDiscountRate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf2PercentAdverseChangeInDiscountRate" id="wd_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf2PercentAdverseChangeInDiscountRate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfPercentSensitivities1AdverseChangeInDiscountRatePercent" id="wd_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfPercentSensitivities1AdverseChangeInDiscountRatePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfPercentSensitivities2AdverseChangeInDiscountRatePercent" id="wd_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfPercentSensitivities2AdverseChangeInDiscountRatePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="SummaryOfAllowanceForRiskSharingObligationsTableTextBlock" id="wd_SummaryOfAllowanceForRiskSharingObligationsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TierTwoMortgageLoansNewMember" id="wd_TierTwoMortgageLoansNewMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ServicingOfLoansForInstitutionalInvestorsAbstract" id="wd_ServicingOfLoansForInstitutionalInvestorsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="StatementOfCashFlowsPolicyTextBlock" id="wd_StatementOfCashFlowsPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FannieMaeDusLoanProgramMember" id="wd_FannieMaeDusLoanProgramMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ServicingAssetAtAmortizedCostAdditionsAfterSaleOfLoan" id="wd_ServicingAssetAtAmortizedCostAdditionsAfterSaleOfLoan" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="debit" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditAgencyWarehouseFacilityFourMember" id="wd_LineOfCreditAgencyWarehouseFacilityFourMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityAdvancesMadeAsPercentageOfLoanBalance" id="wd_LineOfCreditFacilityAdvancesMadeAsPercentageOfLoanBalance" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="TermLoanMember" id="wd_TermLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LoansAndOtherServicingAccountsMember" id="wd_LoansAndOtherServicingAccountsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditAgencyWarehouseFacilityFiveMember" id="wd_LineOfCreditAgencyWarehouseFacilityFiveMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ScheduleOfCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsTableTextBlock" id="wd_ScheduleOfCashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ExcessTaxBenefitShortfallRecognizedShareBasedCompensation" id="wd_ExcessTaxBenefitShortfallRecognizedShareBasedCompensation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditAgencyWarehouseFacilitySixMember" id="wd_LineOfCreditAgencyWarehouseFacilitySixMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="LineOfCreditFacilityCommittedBorrowingCapacity" id="wd_LineOfCreditFacilityCommittedBorrowingCapacity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="LineOfCreditFacilityUncommittedBorrowingCapacity" id="wd_LineOfCreditFacilityUncommittedBorrowingCapacity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="OtherRevenueIncludingRevenueFromContractsWithCustomer" id="wd_OtherRevenueIncludingRevenueFromContractsWithCustomer" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LoanOriginationFeesMember" id="wd_LoanOriginationFeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ProvisionForCreditLossesPolicyTextBlock" id="wd_ProvisionForCreditLossesPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="EscrowEarningsAndOtherInterestIncomeMember" id="wd_EscrowEarningsAndOtherInterestIncomeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CreditAgreementMember" id="wd_CreditAgreementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationRealizedGainLossIncludedInEarnings" id="wd_FairValueNetDerivativeAssetLiabilityMeasuredOnRecurringBasisUnobservableInputsReconciliationRealizedGainLossIncludedInEarnings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="LoanOriginationAndDebtBrokerageFeesNetMember" id="wd_LoanOriginationAndDebtBrokerageFeesNetMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskSharingObligationsNumberOfDefaultedLoans" id="wd_RiskSharingObligationsNumberOfDefaultedLoans" type="xbrli:integerItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="RiskSharingObligationsReservesPlacedOnDefaultedLoans" id="wd_RiskSharingObligationsReservesPlacedOnDefaultedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="instant" />
  <xsd:element name="FannieMaeDUSProgramMember" id="wd_FannieMaeDUSProgramMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="WeightedAverageRemainingLifeOfAtRiskServicingPortfolio" id="wd_WeightedAverageRemainingLifeOfAtRiskServicingPortfolio" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="BusinessCombinationContingentConsiderationArrangementsEarnoutPeriod" id="wd_BusinessCombinationContingentConsiderationArrangementsEarnoutPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="ContingentConsiderationLiabilityCashPayments" id="wd_ContingentConsiderationLiabilityCashPayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:balance="credit" xbrli:periodType="duration" />
  <xsd:element name="PropertySalesBrokerFeesMember" id="wd_PropertySalesBrokerFeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration" />
  <xsd:element name="CommitmentsToFundEquityInvestments" id="wd_CommitmentsToFundEquityInvestments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="AffordableHousingProjectPartnersMember" id="wd_AffordableHousingProjectPartnersMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="CommittedInvestmentInTaxEquity" id="wd_CommittedInvestmentInTaxEquity" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="CapitalMarketsMember" id="wd_CapitalMarketsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="ServicingAndAssetManagementMember" id="wd_ServicingAndAssetManagementMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="CoBrokerFeesPolicyPolicyTextBlock" id="wd_CoBrokerFeesPolicyPolicyTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ScheduleOfNetCarryingValueOfFiniteLivedIntangibleAssetsTableTextBlock" id="wd_ScheduleOfNetCarryingValueOfFiniteLivedIntangibleAssetsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="InvestmentManagementFeesMember" id="wd_InvestmentManagementFeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="ApplicationFeesSubscriptionRevenuesOtherRevenuesFromLihtcOperationsAndOtherRevenuesMember" id="wd_ApplicationFeesSubscriptionRevenuesOtherRevenuesFromLihtcOperationsAndOtherRevenuesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="ServicingFeesMember" id="wd_ServicingFeesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FairValueOfExpectedFutureCashFlowsFromServicingRightsNetMember" id="wd_FairValueOfExpectedFutureCashFlowsFromServicingRightsNetMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="PledgedRestrictedCashMember" id="wd_PledgedRestrictedCashMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="PledgedCashAndCashEquivalentsMember" id="wd_PledgedCashAndCashEquivalentsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="PledgedSecuritiesFannieMaeDusProgramMember" id="wd_PledgedSecuritiesFannieMaeDusProgramMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="PledgedSecurityAssetsAtFairValue" id="wd_PledgedSecurityAssetsAtFairValue" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="PledgedCashAndCashEquivalents" id="wd_PledgedCashAndCashEquivalents" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="CurrentExpectedCreditLossLossRateForecastPeriod" id="wd_CurrentExpectedCreditLossLossRateForecastPeriod" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="CurrentExpectedCreditLossLossRateHistoricalRate" id="wd_CurrentExpectedCreditLossLossRateHistoricalRate" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FinancingReceivableProvisionForCreditLossUnpaidPrincipalBalance" id="wd_FinancingReceivableProvisionForCreditLossUnpaidPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableAllowanceForCreditLoss" id="wd_FinancingReceivableAllowanceForCreditLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableAllowanceForCreditLossAndProvisionImpactTableTextBlock" id="wd_FinancingReceivableAllowanceForCreditLossAndProvisionImpactTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAmortizedCost" id="wd_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAmortizedCost" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="CurrentExpectedCreditLossLossRateReversionPeriod" id="wd_CurrentExpectedCreditLossLossRateReversionPeriod" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="FannieMaeFreddieMacHudAndGinnieMaeMember" id="wd_FannieMaeFreddieMacHudAndGinnieMaeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="NetWarehouseInterestIncomeExpenseNetMember" id="wd_NetWarehouseInterestIncomeExpenseNetMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="NoncashIncomeExpenseAbstract" id="wd_NoncashIncomeExpenseAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="ProvisionBenefitForRiskSharingObligations" id="wd_ProvisionBenefitForRiskSharingObligations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ProvisionBenefitForRiskSharingObligationsCollectiveEvaluation" id="wd_ProvisionBenefitForRiskSharingObligationsCollectiveEvaluation" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableExpenseReversal" id="wd_FinancingReceivableExpenseReversal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FreddieMacAndFannieMaeMember" id="wd_FreddieMacAndFannieMaeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="OperatingIncomeLossPercentage" id="wd_OperatingIncomeLossPercentage" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfPercentSensitivities1AdverseChangeInPlacementFeeRatePercent" id="wd_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfPercentSensitivities1AdverseChangeInPlacementFeeRatePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfPercentSensitivities2AdverseChangeInPlacementFeeRatePercent" id="wd_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfPercentSensitivities2AdverseChangeInPlacementFeeRatePercent" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf.5PercentAdverseChangeInPlacementFeeRate" id="wd_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOf.5PercentAdverseChangeInPlacementFeeRate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfOnePercentAdverseChangeInPlacementFeeRate" id="wd_SensitivityAnalysisOfFairValueOfInterestsContinuedToBeHeldByTransferorServicingAssetsOrLiabilitiesImpactOfOnePercentAdverseChangeInPlacementFeeRate" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="LineOfCreditBorrowingsIncludingLiabilitiesOnLoansHeldForSaleAssociatedWithExercisableRepurchaseOptions" id="wd_LineOfCreditBorrowingsIncludingLiabilitiesOnLoansHeldForSaleAssociatedWithExercisableRepurchaseOptions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="PaymentsForRepurchaseOfLoans" id="wd_PaymentsForRepurchaseOfLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="ProfitInterestsOfWhollyOwnedSubsidiarySubjectToPossibleRedemption" id="wd_ProfitInterestsOfWhollyOwnedSubsidiarySubjectToPossibleRedemption" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="ShareRepurchaseProgram2026Member" id="wd_ShareRepurchaseProgram2026Member" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="TemporaryEquityValueShareBasedPaymentArrangement" id="wd_TemporaryEquityValueShareBasedPaymentArrangement" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="TemporaryEquityDistributions" id="wd_TemporaryEquityDistributions" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="LossGainOnLoanRepurchase" id="wd_LossGainOnLoanRepurchase" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansAbstract" id="wd_IndemnifiedAndRepurchasedLoansAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansTextBlock" id="wd_IndemnifiedAndRepurchasedLoansTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ScheduleOfIndemnifiedAndRepurchasedLoansAndTheirLocationOnBalanceSheetTableTextBlock" id="wd_ScheduleOfIndemnifiedAndRepurchasedLoansAndTheirLocationOnBalanceSheetTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ScheduleOfMaximumExpectedFuturePaymentsTableTextBlock" id="wd_ScheduleOfMaximumExpectedFuturePaymentsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ScheduleOfIndemnifiedAndRepurchasedLoanExpensesTableTextBlock" id="wd_ScheduleOfIndemnifiedAndRepurchasedLoanExpensesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="ScheduleOfIndemnifiedAndRepurchasedLoansNonaccrualStatusTableTextBlock" id="wd_ScheduleOfIndemnifiedAndRepurchasedLoansNonaccrualStatusTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="IndemnifiedLoansGross" id="wd_IndemnifiedLoansGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="RepurchasedLoansGross" id="wd_RepurchasedLoansGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansAllowanceForCreditLosses" id="wd_IndemnifiedAndRepurchasedLoansAllowanceForCreditLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansNet" id="wd_IndemnifiedAndRepurchasedLoansNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="OtherRealEstateOwnedAssets" id="wd_OtherRealEstateOwnedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="OtherAssetsNet" id="wd_OtherAssetsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="LoansHeldForInvestmentOtherRealEstateOwnedAssetsAndOtherAssets" id="wd_LoansHeldForInvestmentOtherRealEstateOwnedAssetsAndOtherAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IndemnificationReserves" id="wd_IndemnificationReserves" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="IndemnificationAndRepurchaseLoansLiabilities" id="wd_IndemnificationAndRepurchaseLoansLiabilities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="IndemnificationAndRepurchasedLoansCollateralForSecuredBorrowings" id="wd_IndemnificationAndRepurchasedLoansCollateralForSecuredBorrowings" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IndemnificationAndRepurchasedLoansSecuredBorrowingsMaximumExpectedFuturePayments" id="wd_IndemnificationAndRepurchasedLoansSecuredBorrowingsMaximumExpectedFuturePayments" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="InitialLoanRepurchaseCosts" id="wd_InitialLoanRepurchaseCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansOperatingCosts" id="wd_IndemnifiedAndRepurchasedLoansOperatingCosts" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ProvisionBenefitForCreditLossesOnIndemnifiedAndRepurchasedLoans" id="wd_ProvisionBenefitForCreditLossesOnIndemnifiedAndRepurchasedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansNonAccrualStatusGross" id="wd_IndemnifiedAndRepurchasedLoansNonAccrualStatusGross" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansNonAccrualStatusAdjustmentsNet" id="wd_IndemnifiedAndRepurchasedLoansNonAccrualStatusAdjustmentsNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansNonAccrualStatusAllowanceForCreditLosses" id="wd_IndemnifiedAndRepurchasedLoansNonAccrualStatusAllowanceForCreditLosses" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansNonAccrualStatusNet" id="wd_IndemnifiedAndRepurchasedLoansNonAccrualStatusNet" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="FinancingReceivableRepurchasedOrIndemnifiedAmount" id="wd_FinancingReceivableRepurchasedOrIndemnifiedAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="ScheduleOfAllowanceForCreditLossesOnIndemnifiedAndRepurchasedLoansTableTextBlock" id="wd_ScheduleOfAllowanceForCreditLossesOnIndemnifiedAndRepurchasedLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansAllowanceForCreditLossRollForward" id="wd_IndemnifiedAndRepurchasedLoansAllowanceForCreditLossRollForward" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansAllowanceForCreditLossesPurchasedWithCreditDeteriorationIncrease" id="wd_IndemnifiedAndRepurchasedLoansAllowanceForCreditLossesPurchasedWithCreditDeteriorationIncrease" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="OtherInterestIncomeIndemnifiedAndRepurchasedLoans" id="wd_OtherInterestIncomeIndemnifiedAndRepurchasedLoans" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="IndemnifiedAndRepurchaseLoansExpenseIncomeImpact" id="wd_IndemnifiedAndRepurchaseLoansExpenseIncomeImpact" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="RiskSharingObligationsLookBackPeriod" id="wd_RiskSharingObligationsLookBackPeriod" type="xbrli:durationItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="RealEstateAssetsHeldForSaleFairValueDisclosure" id="wd_RealEstateAssetsHeldForSaleFairValueDisclosure" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="RealEstateHeldForSaleMember" id="wd_RealEstateHeldForSaleMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAdditionsAndTransfers" id="wd_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetAdditionsAndTransfers" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="MeasurementInputOperatingIncomeMember" id="wd_MeasurementInputOperatingIncomeMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="RealEstateAssetsHeldForSaleMeasurementInput" id="wd_RealEstateAssetsHeldForSaleMeasurementInput" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="ImpairmentOfOtherRealEstateOwned" id="wd_ImpairmentOfOtherRealEstateOwned" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="RepurchasedLoansPaidOffAmount" id="wd_RepurchasedLoansPaidOffAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="LineOfCreditAgencyWarehouseFacilitySixBridgeLoansMember" id="wd_LineOfCreditAgencyWarehouseFacilitySixBridgeLoansMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="FannieMaeAndFreddieMacMember" id="wd_FannieMaeAndFreddieMacMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="First180DaysOfLoanFundingMember" id="wd_First180DaysOfLoanFundingMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansUnpaidPrincipalBalance" id="wd_IndemnifiedAndRepurchasedLoansUnpaidPrincipalBalance" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IndemnifiedAndRepurchasedLoansAllowanceAndImpairmentReductionAmount" id="wd_IndemnifiedAndRepurchasedLoansAllowanceAndImpairmentReductionAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="OtherRealEstateOwnedImpairment" id="wd_OtherRealEstateOwnedImpairment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="FinancingReceivableValuationAdjustment" id="wd_FinancingReceivableValuationAdjustment" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" xbrli:balance="credit" />
  <xsd:element name="ImpactOnProvisionBenefitForRiskSharingObligationsResultingFromModifiedLossSharingInLieuOfRepurchase" id="wd_ImpactOnProvisionBenefitForRiskSharingObligationsResultingFromModifiedLossSharingInLieuOfRepurchase" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="IncreaseDecreaseOnProvisionBenefitForRiskSharingObligations" id="wd_IncreaseDecreaseOnProvisionBenefitForRiskSharingObligations" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
</xsd:schema>
