| Schedule of warehouse lines of credit |
| | | | | | | | | | | | | | | | | | June 30, 2026 | | | | (dollars in thousands) | | Committed | | Uncommitted | | Total Facility | | Outstanding | | | | Facility | | Amount | | Amount | | Capacity | | Balance | | Interest rate(1) | | Agency Warehouse Facility #1 | | $ | 325,000 | | | 250,000 | | | 575,000 | | $ | 16,026 | | SOFR plus 1.20% | | Agency Warehouse Facility #2 | | | 700,000 | | | 300,000 | | | 1,000,000 | | | 575,695 | | SOFR plus 1.20% | | Agency Warehouse Facility #3 | | | 425,000 | | | 425,000 | | | 850,000 | | | 73,550 | | SOFR plus 1.30% | | Agency Warehouse Facility #4 | | | 150,000 | | | 225,000 | | | 375,000 | | | 193,304 | | SOFR plus 1.30% to 1.35% | | Agency Warehouse Facility #5 | | | — | | | 1,000,000 | | | 1,000,000 | | | 354,808 | | SOFR plus 1.45% | | Agency Warehouse Facility #6 (1) | | | — | | | 750,000 | | | 750,000 | | | 15,817 | | SOFR plus 1.30% to 1.40% | | Total National Bank Agency Warehouse Facilities | | $ | 1,600,000 | | | 2,950,000 | | | 4,550,000 | | $ | 1,229,200 | | | | Fannie Mae repurchase agreement, uncommitted line and open maturity | | | — | | | 1,500,000 | | | 1,500,000 | | | 155,508 | | | | Total Agency Warehouse Facilities | | $ | 1,600,000 | | | 4,450,000 | | | 6,050,000 | | $ | 1,384,708 | | | |
| (1) | Includes borrowings under pre-Agency sublimit. |
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