v3.26.1
CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
INTEREST AND DIVIDEND INCOME        
Interest and fees on loans and leases $ 127,524 $ 128,199 $ 253,474 $ 249,429
Interest on securities 14,426 13,907 28,015 26,034
Other interest and dividend income 2,356 2,433 4,473 3,931
Total interest and dividend income 144,306 144,539 285,962 279,394
INTEREST EXPENSE        
Deposits 37,338 44,380 73,622 86,429
Other borrowings 3,273 1,396 5,931 3,231
Subordinated notes and debentures 2,859 2,781 5,710 5,531
Total interest expense 43,470 48,557 85,263 95,191
Net interest income 100,836 95,982 200,699 184,203
PROVISION FOR CREDIT LOSSES 7,162 11,923 12,699 21,102
Net interest income after provision for credit losses 93,674 84,059 188,000 163,101
NON-INTEREST INCOME        
Fees and service charges on deposits 2,853 2,633 5,772 5,336
Loan servicing revenue 3,047 3,071 6,088 6,114
Loan servicing asset revaluation (1,126) (2,150) (2,988) (3,201)
ATM and interchange fees 1,377 1,059 2,308 2,093
Net realized gains (losses) on securities available-for-sale 21 (37) 21 (37)
Change in fair value of equity securities, net 814 83 (285) 894
Net gains on sales of loans 6,095 5,414 11,563 10,352
Wealth management and trust income 1,270 1,074 2,532 2,156
Other non-interest income 2,525 3,324 4,403 5,623
Total non-interest income 16,876 14,471 29,414 29,330
NON-INTEREST EXPENSE        
Salaries and employee benefits 35,656 37,819 71,901 74,071
Occupancy and equipment expense, net 4,065 4,739 8,510 9,591
Impairment charge on assets held for sale 496 0 496 0
Loan and lease related expenses 752 938 1,681 1,765
Legal, audit and other professional fees 3,231 4,843 6,475 8,094
Data processing 4,866 4,986 9,791 10,157
Net loss (gain) recognized on other real estate owned and other related expenses 137 (44) 947 (2)
Other intangible assets amortization expense 1,235 1,499 2,470 2,617
Other non-interest expense 6,041 4,822 11,397 9,738
Total non-interest expense 56,479 59,602 113,668 116,031
INCOME BEFORE PROVISION FOR INCOME TAXES 54,071 38,928 103,746 76,400
PROVISION FOR INCOME TAXES 13,890 8,846 25,986 18,070
NET INCOME $ 40,181 $ 30,082 $ 77,760 $ 58,330
EARNINGS PER COMMON SHARE        
Basic $ 0.9 $ 0.66 $ 1.74 $ 1.31
Diluted $ 0.9 $ 0.66 $ 1.73 $ 1.3