Allowance for Credit Losses (Tables)
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6 Months Ended |
Jun. 30, 2026 |
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| Allowance for Credit Losses |
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| Schedule of commercial real estate loan portfolio disaggregated by the type of real estate securing the credit |
| | | | | | | | | | | | | | | | | | June 30, 2026 | | | December 31, 2025 | | | | (Dollars in Thousands) | | | (Dollars in Thousands) | | | | | | Amount | | | Percent of Total | | | | Amount | | | Percent of Total | | | Commercial real estate: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Hotel | | $ | 1,048,479 | | | 16.1 | % | | $ | 1,074,069 | | | 17.3 | % | | Commercial real estate construction development | | | 1,027,580 | | | 15.6 | | | | 1,166,576 | | | 18.8 | | | Multi-family | | | 993,295 | | | 15.1 | | | | 684,793 | | | 11.0 | | | Lot development: residential and commercial lots | | | 705,479 | | | 10.7 | | | | 618,209 | | | 10.0 | | | Warehouse | | | 521,623 | | | 7.9 | | | | 453,359 | | | 7.3 | | | Office/Professional buildings | | | 490,958 | | | 7.5 | | | | 440,909 | | | 7.1 | | | Retail multi-tenant | | | 486,044 | | | 7.4 | | | | 528,702 | | | 8.5 | | | Owner occupied real estate | | | 404,051 | | | 6.1 | | | | 364,293 | | | 5.9 | | | 1 - 4 family construction | | | 390,870 | | | 5.9 | | | | 398,320 | | | 6.4 | | | Commercial leased properties | | | 347,203 | | | 5.3 | | | | 339,397 | | | 5.5 | | | Farmland | | | 157,343 | | | 2.4 | | | | 137,728 | | | 2.2 | | | Total commercial real estate | | $ | 6,572,925 | | | 100.0 | % | | $ | 6,206,355 | | | 100.0 | % | |
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| Loans individually or collectively evaluated for their impairment and related allowance, by loan class |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended June 30, 2026 | | | | | | | Domestic | | Foreign | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | | | | | | | | | Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | | | | | Other | | Commercial | | | | | | | | | | | | | | | | | | | | | | | | | Construction & | | Real Estate: | | Commercial | | | | | | | | | | | | | | | | | | | | | | Land | | Farmland & | | Real Estate: | | Residential: | | Residential: | | | | | | | | | | | | | Commercial | | Development | | Commercial | | Multifamily | | First Lien | | Junior Lien | | Consumer | | Foreign | | Total | | | | | (Dollars in Thousands) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance at March 31, 2026 | | $ | 29,491 | | $ | 46,061 | | $ | 45,852 | | $ | 18,008 | | $ | 6,803 | | $ | 9,163 | | $ | 253 | | $ | 4,812 | | $ | 160,443 | | Losses charged to allowance | | | (1,794) | | | — | | | — | | | — | | | (52) | | | (113) | | | (109) | | | — | | | (2,068) | | Recoveries credited to allowance | | | 498 | | | — | | | — | | | — | | | 2 | | | 33 | | | 1 | | | — | | | 534 | | Net (losses) recoveries charged to allowance | | | (1,296) | | | — | | | — | | | — | | | (50) | | | (80) | | | (108) | | | — | | | (1,534) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Credit loss expense | | | 6,816 | | | 2,502 | | | 1,164 | | | 347 | | | 281 | | | (154) | | | 106 | | | 43 | | | 11,105 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance at June 30, 2026 | | $ | 35,011 | | $ | 48,563 | | $ | 47,016 | | $ | 18,355 | | $ | 7,034 | | $ | 8,929 | | $ | 251 | | $ | 4,855 | | $ | 170,014 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended June 30, 2025 | | | | | | | Domestic | | Foreign | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | | | | | Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | Other | | Commercial | | | | | | | | | | | | | | | | | | | | | | Construction & | | Real Estate: | | Commercial | | | | | | | | | | | | | | | | | | | | Land | | Farmland & | | Real Estate: | | Residential: | | Residential: | | | | | | | | | | | | | Commercial | | Development | | Commercial | | Multifamily | | First Lien | | Junior Lien | | Consumer | | Foreign | | Total | | | | | (Dollars in Thousands) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance at March 31, 2025 | | $ | 28,946 | | $ | 61,865 | | $ | 45,667 | | $ | 4,857 | | $ | 5,669 | | $ | 10,077 | | $ | 262 | | $ | 1,364 | | $ | 158,707 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Losses charged to allowance | | | (1,749) | | | (8,121) | | | — | | | — | | | (3) | | | (82) | | | (23) | | | — | | | (9,978) | | Recoveries credited to allowance | | | 1,626 | | | — | | | 106 | | | — | | | 13 | | | 109 | | | 2 | | | — | | | 1,856 | | Net (losses) recoveries charged to allowance | | | (123) | | | (8,121) | | | 106 | | | — | | | 10 | | | 27 | | | (21) | | | — | | | (8,122) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Credit loss expense | | | (409) | | | 321 | | | 887 | | | 3,143 | | | 563 | | | (106) | | | 32 | | | (33) | | | 4,398 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance at June 30, 2025 | | $ | 28,414 | | $ | 54,065 | | $ | 46,660 | | $ | 8,000 | | $ | 6,242 | | $ | 9,998 | | $ | 273 | | $ | 1,331 | | $ | 154,983 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Six Months Ended June 30, 2026 | | | | | | Domestic | | Foreign | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | | | | Real Estate: | | | | | | | | | | | | | | | | | | | | | | | Other | | Commercial | | | | | | | | | | | | | | | | | | | | | Construction & | | Real Estate: | | Commercial | | | | | | | | | | | | | | | | | | | Land | | Farmland & | | Real Estate: | | Residential: | | Residential: | | | | | | | | | | | | Commercial | | Development | | Commercial | | Multifamily | | First Lien | | Junior Lien | | Consumer | | Foreign | | Total | | | | (Dollars in Thousands) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance at December 31, 2025 | | $ | 27,929 | | $ | 48,907 | | $ | 46,413 | | $ | 14,713 | | $ | 6,725 | | $ | 9,420 | | $ | 279 | | $ | 4,788 | | $ | 159,174 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Losses charged to allowance | | | (4,235) | | | — | | | — | | | — | | | (204) | | | (113) | | | (143) | | | — | | | (4,695) | Recoveries credited to allowance | | | 1,219 | | | — | | | — | | | — | | | 142 | | | 41 | | | 4 | | | — | | | 1,406 | Net (losses) recoveries charged to allowance | | | (3,016) | | | — | | | — | | | — | | | (62) | | | (72) | | | (139) | | | — | | | (3,289) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Credit loss expense | | | 10,098 | | | (344) | | | 603 | | | 3,642 | | | 371 | | | (419) | | | 111 | | | 67 | | | 14,129 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance at June 30, 2026 | | $ | 35,011 | | $ | 48,563 | | $ | 47,016 | | $ | 18,355 | | $ | 7,034 | | $ | 8,929 | | $ | 251 | | $ | 4,855 | | $ | 170,014 | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Six Months Ended June 30, 2025 | | | | | | | Domestic | | Foreign | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | | | | | Real Estate: | | | | | | | | | | | | | | | | | | | | | | | | Other | | Commercial | | | | | | | | | | | | | | | | | | | | | | Construction & | | Real Estate: | | Commercial | | | | | | | | | | | | | | | | | | | | Land | | Farmland & | | Real Estate: | | Residential: | | Residential: | | | | | | | | | | | | | Commercial | | Development | | Commercial | | Multifamily | | First Lien | | Junior Lien | | Consumer | | Foreign | | Total | | | | | (Dollars in Thousands) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance at December 31, 2024 | | $ | 29,853 | | $ | 60,639 | | $ | 43,990 | | $ | 4,869 | | $ | 5,528 | | $ | 10,031 | | $ | 281 | | $ | 1,346 | | $ | 156,537 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Losses charged to allowance | | | (3,537) | | | (8,121) | | | — | | | — | | | (49) | | | (202) | | | (68) | | | — | | | (11,977) | | Recoveries credited to allowance | | | 2,447 | | | — | | | 112 | | | — | | | 15 | | | 116 | | | 6 | | | | | | 2,696 | | Net (losses) recoveries charged to allowance | | | (1,090) | | | (8,121) | | | 112 | | | — | | | (34) | | | (86) | | | (62) | | | — | | | (9,281) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Credit loss expense | | | (349) | | | 1,547 | | | 2,558 | | | 3,131 | | | 748 | | | 53 | | | 54 | | | (15) | | | 7,727 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Balance at June 30, 2025 | | $ | 28,414 | | $ | 54,065 | | $ | 46,660 | | $ | 8,000 | | $ | 6,242 | | $ | 9,998 | | $ | 273 | | $ | 1,331 | | $ | 154,983 | |
| | | | | | | | | | | | | | | | June 30, 2026 | | | | Loans Individually | | Loans Collectively | | | | Evaluated For | | Evaluated For | | | | Impairment | | Impairment | | | | Recorded | | | | | Recorded | | | | | | | Investment | | Allowance | | Investment | | Allowance | | | | | (Dollars in Thousands) | | Domestic | | | | | | | | | | | | | | Commercial | | $ | 205,396 | | $ | 9,110 | | $ | 1,537,957 | | $ | 25,901 | | Commercial real estate: other construction & land development | | | 3,824 | | | 1,000 | | | 2,275,657 | | | 47,563 | | Commercial real estate: farmland & commercial | | | 43,370 | | | 7,000 | | | 3,256,778 | | | 40,016 | | Commercial real estate: multifamily | | | 44,522 | | | 8,100 | | | 948,773 | | | 10,255 | | Residential: first lien | | | 22 | | | — | | | 662,764 | | | 7,034 | | Residential: junior lien | | | — | | | — | | | 432,215 | | | 8,929 | | Consumer | | | — | | | — | | | 50,120 | | | 251 | | Foreign | | | — | | | — | | | 401,801 | | | 4,855 | | | | | | | | | | | | | | | | Total | | $ | 297,134 | | $ | 25,210 | | $ | 9,566,065 | | $ | 144,804 | |
| | | | | | | | | | | | | | | | December 31, 2025 | | | | Loans Individually | | Loans Collectively | | | | Evaluated For | | Evaluated For | | | | Impairment | | Impairment | | | | Recorded | | | | | Recorded | | | | | | | Investment | | Allowance | | Investment | | Allowance | | | | | (Dollars in Thousands) | | Domestic | | | | | | | | | | | | | | Commercial | | $ | 52,397 | | $ | 500 | | $ | 1,683,346 | | $ | 27,429 | | Commercial real estate: other construction & land development | | | — | | | — | | | 2,338,593 | | | 48,907 | | Commercial real estate: farmland & commercial | | | 45,066 | | | 7,000 | | | 3,137,903 | | | 39,413 | | Commercial real estate: multifamily | | | 42,787 | | | 7,600 | | | 642,006 | | | 7,113 | | Residential: first lien | | | 31 | | | — | | | 629,403 | | | 6,725 | | Residential: junior lien | | | — | | | — | | | 445,076 | | | 9,420 | | Consumer | | | — | | | — | | | 51,003 | | | 279 | | Foreign | | | — | | | — | | | 392,811 | | | 4,788 | | | | | | | | | | | | | | | | Total | | $ | 140,281 | | $ | 15,100 | | $ | 9,320,141 | | $ | 144,074 | |
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| Loans accounted on non-accrual basis, by loan class |
| | | | | | | | | | | | | | | | June 30, 2026 | | December 31, 2025 | | | | | (Dollars in Thousands) | | | | | Total Non-Accrual Loans | | | Non-Accrual Loans with No Credit Allowance | | | Total Non-Accrual Loans | | | Non-Accrual Loans with No Credit Allowance | | Domestic | | | | | | | | | | | | | | Commercial | | $ | 205,396 | | $ | 177,035 | | $ | 52,397 | | $ | 51,513 | | Commercial real estate: other construction & land development | | | 3,824 | | | 159 | | | — | | | — | | Commercial real estate: farmland & commercial | | | 43,370 | | | 21,175 | | | 45,066 | | | 22,003 | | Commercial real estate: multifamily | | | 44,522 | | | 6,821 | | | 42,787 | | | 5,086 | | Residential: first lien | | | 31 | | | 31 | | | 52 | | | 52 | | Total non-accrual loans | | $ | 297,143 | | $ | 205,221 | | $ | 140,302 | | $ | 78,654 | |
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| Information regarding the aging of past due loans, by loan class |
| | | | | | | | | | | | | | | | | | | | | | | | | June 30, 2026 | | | | | | | | | | | | | 90 Days or | | Total | | | | | | | | | | 30 - 59 | | 60 - 89 | | 90 Days or | | greater & | | Past | | | | | Total | | | | Days | | Days | | Greater | | still accruing | | Due | | Current | | Portfolio | | | | | (Dollars in Thousands) | | Domestic | | | | | | | | | | | | | | | | | | | | | | | Commercial | | $ | 23,958 | | $ | 29,334 | | $ | 51,836 | | $ | 289 | | $ | 105,128 | | $ | 1,638,225 | | $ | 1,743,353 | | Commercial real estate: other construction & land development | | | 934 | | | 712 | | | — | | | — | | | 1,646 | | | 2,277,835 | | | 2,279,481 | | Commercial real estate: farmland & commercial | | | 11,804 | | | 7,560 | | | — | | | — | | | 19,364 | | | 3,280,784 | | | 3,300,148 | | Commercial real estate: multifamily | | | 183 | | | — | | | 42,731 | | | — | | | 42,914 | | | 950,381 | | | 993,295 | | Residential: first lien | | | 6,262 | | | 4,736 | | | 7,056 | | | 7,050 | | | 18,054 | | | 644,732 | | | 662,786 | | Residential: junior lien | | | 4,310 | | | 923 | | | 2,536 | | | 2,536 | | | 7,769 | | | 424,446 | | | 432,215 | | Consumer | | | 176 | | | 29 | | | 66 | | | 66 | | | 271 | | | 49,849 | | | 50,120 | | Foreign | | | 1,530 | | | 2,575 | | | 1,223 | | | 1,223 | | | 5,328 | | | 396,473 | | | 401,801 | | Total past due loans | | $ | 49,157 | | $ | 45,869 | | $ | 105,448 | | $ | 11,164 | | $ | 200,474 | | $ | 9,662,725 | | $ | 9,863,199 | |
| | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2025 | | | | | | | | | | | | | 90 Days or | | Total | | | | | | | | | | 30 - 59 | | 60 - 89 | | 90 Days or | | greater & | | Past | | | | | Total | | | | Days | | Days | | Greater | | still accruing | | Due | | Current | | Portfolio | | | | | | (Dollars in Thousands) | | Domestic | | | | | | | | | | | | | | | | | | | | | | | Commercial | | $ | 5,988 | | $ | 795 | | $ | 47,509 | | $ | 515 | | $ | 54,292 | | $ | 1,681,450 | | $ | 1,735,742 | | Commercial real estate: other construction & land development | | | 836 | | | — | | | 721 | | | 721 | | | 1,557 | | | 2,337,036 | | | 2,338,593 | | Commercial real estate: farmland & commercial | | | 567 | | | 23,923 | | | — | | | — | | | 24,490 | | | 3,158,480 | | | 3,182,970 | | Commercial real estate: multifamily | | | 33,684 | | | — | | | 12,637 | | | — | | | 46,321 | | | 638,472 | | | 684,793 | | Residential: first lien | | | 5,898 | | | 3,093 | | | 5,787 | | | 5,766 | | | 14,778 | | | 614,656 | | | 629,434 | | Residential: junior lien | | | 1,766 | | | 945 | | | 2,190 | | | 2,190 | | | 4,901 | | | 440,175 | | | 445,076 | | Consumer | | | 250 | | | 31 | | | 8 | | | 8 | | | 289 | | | 50,714 | | | 51,003 | | Foreign | | | 1,296 | | | 2,771 | | | 626 | | | 626 | | | 4,693 | | | 388,118 | | | 392,811 | | Total past due loans | | $ | 50,285 | | $ | 31,558 | | $ | 69,478 | | $ | 9,826 | | $ | 151,321 | | $ | 9,309,101 | | $ | 9,460,422 | |
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| Summary of the loan portfolio by credit quality indicator, by loan class |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 2026 | | 2025 | | 2024 | | 2023 | | 2022 | | Prior | | Total | | | | | (Dollars in Thousands) | | Balance at June 30, 2026 | | | | | | | | | | | | | | | | | | | | | | | Domestic | | | | | | | | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 465,235 | | $ | 611,770 | | $ | 135,095 | | $ | 128,757 | | $ | 56,317 | | $ | 101,508 | | $ | 1,498,682 | | Special Review | | | — | | | 448 | | | — | | | — | | | — | | | — | | | 448 | | Watch List - Pass | | | 615 | | | 263 | | | — | | | — | | | — | | | 36,597 | | | 37,475 | | Watch List - Substandard | | | 35 | | | 1,112 | | | 53 | | | 106 | | | 46 | | | — | | | 1,352 | | Watch List - Doubtful | | | 11,064 | | | 32,348 | | | 529 | | | 46,711 | | | — | | | 114,744 | | | 205,396 | | Total Commercial | | $ | 476,949 | | $ | 645,941 | | $ | 135,677 | | $ | 175,574 | | $ | 56,363 | | $ | 252,849 | | $ | 1,743,353 | | Commercial | | | | | | | | | | | | | | | | | | | | | | | Current-period gross writeoffs | | $ | 1,777 | | $ | 2,364 | | $ | 50 | | $ | — | | $ | 38 | | $ | 6 | | $ | 4,235 | | Commercial real estate: other construction & land development | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 453,146 | | $ | 1,004,142 | | $ | 468,031 | | $ | 289,093 | | $ | 26,215 | | $ | 27,773 | | $ | 2,268,400 | | Watch List - Pass | | | — | | | 350 | | | — | | | — | | | 1,026 | | | — | | | 1,376 | | Watch List - Substandard | | | 5,754 | | | — | | | 127 | | | — | | | — | | | — | | | 5,881 | | Watch List - Doubtful | | | — | | | 3,824 | | | — | | | — | | | — | | | — | | | 3,824 | | Total Commercial real estate: other construction & land development | | $ | 458,900 | | $ | 1,008,316 | | $ | 468,158 | | $ | 289,093 | | $ | 27,241 | | $ | 27,773 | | $ | 2,279,481 | | Commercial real estate: farmland & commercial | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 646,887 | | $ | 705,901 | | $ | 523,096 | | $ | 548,906 | | $ | 600,710 | | $ | 200,262 | | $ | 3,225,762 | | Special Review | | | 155 | | | 8,006 | | | — | | | — | | | — | | | — | | | 8,161 | | Watch List - Pass | | | 4,419 | | | — | | | 170 | | | — | | | — | | | | | | 4,589 | | Watch List - Substandard | | | 15,952 | | | 1,566 | | | — | | | 748 | | | — | | | — | | | 18,266 | | Watch List - Doubtful | | | 35,223 | | | 8,147 | | | — | | | — | | | — | | | — | | | 43,370 | | Total Commercial real estate: farmland & commercial | | $ | 702,636 | | $ | 723,620 | | $ | 523,266 | | $ | 549,654 | | $ | 600,710 | | $ | 200,262 | | $ | 3,300,148 | | Commercial real estate: multifamily | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 107,231 | | $ | 156,623 | | $ | 166,280 | | $ | 453,165 | | $ | 27,330 | | $ | 38,144 | | $ | 948,773 | | Watch List - Doubtful | | | 1,746 | | | 12,683 | | | 30,093 | | | — | | | — | | | — | | | 44,522 | | Total Commercial real estate: multifamily | | $ | 108,977 | | $ | 169,306 | | $ | 196,373 | | $ | 453,165 | | $ | 27,330 | | $ | 38,144 | | $ | 993,295 | | Residential: first lien | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 91,055 | | $ | 154,874 | | $ | 68,536 | | $ | 73,802 | | $ | 57,379 | | $ | 216,770 | | $ | 662,416 | | Watch List - Substandard | | | 46 | | | — | | | 89 | | | — | | | — | | | 213 | | | 348 | | Watch List - Doubtful | | | — | | | 15 | | | — | | | — | | | 6 | | | 1 | | | 22 | | Total Residential: first lien | | $ | 91,101 | | $ | 154,889 | | $ | 68,625 | | $ | 73,802 | | $ | 57,385 | | $ | 216,984 | | $ | 662,786 | | Residential: first lien | | | | | | | | | | | | | | | | | | | | | | | Current-period gross writeoffs | | $ | — | | $ | — | | $ | 42 | | $ | 140 | | $ | — | | $ | 22 | | $ | 204 | | Residential: junior lien | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 27,269 | | $ | 54,270 | | $ | 66,418 | | $ | 51,988 | | $ | 50,652 | | $ | 181,618 | | $ | 432,215 | | Total Residential: junior lien | | $ | 27,269 | | $ | 54,270 | | $ | 66,418 | | $ | 51,988 | | $ | 50,652 | | $ | 181,618 | | $ | 432,215 | | Residential: junior lien | | | | | | | | | | | | | | | | | | | | | | | Current-period gross writeoffs | | $ | — | | $ | — | | $ | — | | $ | — | | $ | 71 | | $ | 42 | | $ | 113 | | Consumer | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 25,345 | | $ | 19,385 | | $ | 3,357 | | $ | 232 | | $ | 266 | | $ | 1,535 | | $ | 50,120 | | Total Consumer | | $ | 25,345 | | $ | 19,385 | | $ | 3,357 | | $ | 232 | | $ | 266 | | $ | 1,535 | | $ | 50,120 | | Consumer | | | | | | | | | | | | | | | | | | | | | | | Current-period gross writeoffs | | $ | 40 | | $ | 78 | | $ | 24 | | $ | — | | $ | — | | $ | 1 | | $ | 143 | | Foreign | | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 72,183 | | $ | 229,317 | | $ | 44,716 | | $ | 33,087 | | $ | 9,268 | | $ | 13,230 | | $ | 401,801 | | Total Foreign | | $ | 72,183 | | $ | 229,317 | | $ | 44,716 | | $ | 33,087 | | $ | 9,268 | | $ | 13,230 | | $ | 401,801 | | Total Loans | | $ | 1,963,360 | | $ | 3,005,044 | | $ | 1,506,590 | | $ | 1,626,595 | | $ | 829,215 | | $ | 932,395 | | $ | 9,863,199 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | 2025 | | 2024 | | 2023 | | 2022 | | 2021 | | Prior | | Total | | | | (Dollars in Thousands) | Balance at December 31, 2025 | | | | | | | | | | | | | | | | | | | | | | Domestic | | | | | | | | | | | | | | | | | | | | | | Commercial | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 952,495 | | $ | 172,120 | | $ | 204,095 | | $ | 84,301 | | $ | 169,430 | | $ | 89,567 | | $ | 1,672,008 | Watch List - Pass | | | 10,358 | | | — | | | — | | | — | | | — | | | — | | | 10,358 | Watch List - Substandard | | | 705 | | | 55 | | | 183 | | | — | | | — | | | 36 | | | 979 | Watch List - Doubtful | | | 4,735 | | | 702 | | | 46,885 | | | 10 | | | 65 | | | — | | | 52,397 | Total Commercial | | $ | 968,293 | | $ | 172,877 | | $ | 251,163 | | $ | 84,311 | | $ | 169,495 | | $ | 89,603 | | $ | 1,735,742 | Commercial | | | | | | | | | | | | | | | | | | | | | | Current-period gross writeoffs | | $ | 5,659 | | $ | 2,001 | | $ | 12 | | $ | — | | $ | — | | $ | 1 | | $ | 7,673 | Commercial real estate: other construction & land development | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 1,232,753 | | $ | 535,289 | | $ | 497,267 | | $ | 37,432 | | $ | 32,409 | | $ | 3,313 | | $ | 2,338,463 | Watch List - Substandard | | | — | | | 130 | | | — | | | — | | | — | | | — | | | 130 | Watch List - Doubtful | | | — | | | — | | | — | | | | | | — | | | — | | | — | Total Commercial real estate: other construction & land development | | $ | 1,232,753 | | $ | 535,419 | | $ | 497,267 | | $ | 37,432 | | $ | 32,409 | | $ | 3,313 | | $ | 2,338,593 | Commercial real estate: other construction & land development | | | | | | | | | | | | | | | | | | | | | | Current-period gross writeoffs | | $ | — | | $ | — | | $ | — | | $ | 8,122 | | $ | — | | $ | — | | $ | 8,122 | Commercial real estate: farmland & commercial | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 880,871 | | $ | 576,080 | | $ | 582,532 | | $ | 628,474 | | $ | 176,016 | | $ | 245,564 | | $ | 3,089,537 | Special Review | | | 18,417 | | | — | | | — | | | — | | | — | | | — | | | 18,417 | Watch List - Pass | | | 27,378 | | | 184 | | | — | | | — | | | — | | | — | | | 27,562 | Watch List - Substandard | | | 1,918 | | | — | | | 237 | | | 233 | | | — | | | — | | | 2,388 | Watch List - Doubtful | | | 45,066 | | | — | | | — | | | — | | | — | | | — | | | 45,066 | Total Commercial real estate: farmland & commercial | | $ | 973,650 | | $ | 576,264 | | $ | 582,769 | | $ | 628,707 | | $ | 176,016 | | $ | 245,564 | | $ | 3,182,970 | Commercial real estate: multifamily | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 217,455 | | $ | 79,833 | | $ | 254,234 | | $ | 49,276 | | $ | 12,419 | | $ | 28,789 | | $ | 642,006 | Watch List - Doubtful | | | 12,694 | | | 30,093 | | | — | | | — | | | — | | | — | | | 42,787 | Total Commercial real estate: multifamily | | $ | 230,149 | | $ | 109,926 | | $ | 254,234 | | $ | 49,276 | | $ | 12,419 | | $ | 28,789 | | $ | 684,793 | Residential: first lien | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 257,052 | | $ | 84,549 | | $ | 98,590 | | $ | 71,410 | | $ | 45,734 | | $ | 71,704 | | $ | 629,039 | Watch List - Substandard | | | — | | | 90 | | | — | | | — | | | 274 | | | — | | | 364 | Watch List - Doubtful | | | 20 | | | — | | | — | | | 11 | | | — | | | — | | | 31 | Total Residential: first lien | | $ | 257,072 | | $ | 84,639 | | $ | 98,590 | | $ | 71,421 | | $ | 46,008 | | $ | 71,704 | | $ | 629,434 | Residential: first lien | | | | | | | | | | | | | | | | | | | | | | Current-period gross writeoffs | | $ | — | | $ | 101 | | $ | — | | $ | — | | $ | — | | $ | 3 | | $ | 104 | Residential: junior lien | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 55,556 | | $ | 76,596 | | $ | 58,790 | | $ | 56,080 | | $ | 59,089 | | $ | 138,965 | | $ | 445,076 | Total Residential: junior lien | | $ | 55,556 | | $ | 76,596 | | $ | 58,790 | | $ | 56,080 | | $ | 59,089 | | $ | 138,965 | | $ | 445,076 | Residential: junior lien | | | | | | | | | | | | | | | | | | | | | | Current-period gross writeoffs | | $ | — | | $ | 120 | | $ | — | | $ | — | | $ | 56 | | $ | 84 | | $ | 260 | Consumer | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 39,920 | | $ | 8,417 | | $ | 664 | | $ | 421 | | $ | 128 | | $ | 1,453 | | $ | 51,003 | Total Consumer | | $ | 39,920 | | $ | 8,417 | | $ | 664 | | $ | 421 | | $ | 128 | | $ | 1,453 | | $ | 51,003 | Consumer | | | | | | | | | | | | | | | | | | | | | | Current-period gross writeoffs | | $ | 76 | | $ | 99 | | $ | 24 | | $ | — | | $ | — | | $ | 1 | | $ | 200 | Foreign | | | | | | | | | | | | | | | | | | | | | | Pass | | $ | 276,180 | | $ | 53,392 | | $ | 35,700 | | $ | 12,535 | | $ | 10,454 | | $ | 4,550 | | $ | 392,811 | Total Foreign | | $ | 276,180 | | $ | 53,392 | | $ | 35,700 | | $ | 12,535 | | $ | 10,454 | | $ | 4,550 | | $ | 392,811 | Total Loans | | $ | 4,033,573 | | $ | 1,617,530 | | $ | 1,779,177 | | $ | 940,183 | | $ | 506,018 | | $ | 583,941 | | $ | 9,460,422 |
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