The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AB ACTIVE ETFS INC DISRUPTORS ETF 00039J509 590,110 3,984 SH SOLE 0 0 3,984
AMPLIFY ETF TR BLOCK TECHN ETF 032108607 273,834 4,372 SH SOLE 0 0 4,372
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 6,967,728 72,212 SH SOLE 0 0 72,212
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 7,373,608 71,554 SH SOLE 0 0 71,554
AMERICAN CENTY ETF TR US SML CP VALU 025072877 21,227,572 170,148 SH SOLE 0 0 170,148
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 486,952 9,881 SH SOLE 0 0 9,881
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 2,225,767 55,354 SH SOLE 0 0 55,354
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732 2,672,234 65,754 SH SOLE 0 0 65,754
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 3,181,381 59,360 SH SOLE 0 0 59,360
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 1,736,969 43,284 SH SOLE 0 0 43,284
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 3,857,796 55,190 SH SOLE 0 0 55,190
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 21,214,516 478,235 SH SOLE 0 0 478,235
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 280,389 6,013 SH SOLE 0 0 6,013
ISHARES TR 0-5 YR TIPS ETF 46429B747 724,092 7,088 SH SOLE 0 0 7,088
ISHARES TR ISHS 1-5YR INVS 464288646 1,942,879 37,071 SH SOLE 0 0 37,071
ISHARES TR 3 7 YR TREAS BD 464288661 2,061,926 17,556 SH SOLE 0 0 17,556
ISHARES TR ISHS 5-10YR INVT 464288638 3,733,810 70,224 SH SOLE 0 0 70,224
ISHARES TR 7-10 YR TRSY BD 464287440 1,927,283 20,380 SH SOLE 0 0 20,380
ISHARES TR CORE S&P500 ETF 464287200 8,243,116 11,007 SH SOLE 0 0 11,007
ISHARES TR CORE S&P MCP ETF 464287507 7,436,915 96,446 SH SOLE 0 0 96,446
ISHARES TR CORE S&P SCP ETF 464287804 1,271,366 8,572 SH SOLE 0 0 8,572
ISHARES TR CORE MSCI INTL 46435G326 8,130,810 91,347 SH SOLE 0 0 91,347
ISHARES TR ESG AW MSCI EAFE 46435G516 325,013 3,161 SH SOLE 0 0 3,161
ISHARES TR GLOBAL 100 ETF 464287572 352,471 2,580 SH SOLE 0 0 2,580
ISHARES TR RUS 2000 VAL ETF 464287630 475,063 2,148 SH SOLE 0 0 2,148
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 16,709,098 329,861 SH SOLE 0 0 329,861
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 363,651 6,977 SH SOLE 0 0 6,977
NUSHARES ETF TR ESG LARGE CAP 67092P862 254,350 4,698 SH SOLE 0 0 4,698
PIMCO ETF TR INTER MUN BD ACT 72201R866 16,706,689 317,618 SH SOLE 0 0 317,618
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 1,918,163 38,066 SH SOLE 0 0 38,066
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,790,796 25,134 SH SOLE 0 0 25,134
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,244,136 8,064 SH SOLE 0 0 8,064
VANGUARD INDEX FDS GROWTH ETF 922908736 566,792 6,580 SH SOLE 0 0 6,580
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,035,233 1,507 SH SOLE 0 0 1,507
VANGUARD INDEX FDS SML CP GRW ETF 922908595 238,164 651 SH SOLE 0 0 651
VANGUARD INDEX FDS VALUE ETF 922908744 289,687 1,329 SH SOLE 0 0 1,329