v3.26.1
Condensed Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and cash equivalent $ 555,215 $ 621,093
Restricted cash and cash equivalents 89,965 146,314
Loans, interest and fees receivable, at fair value 6,658,748 6,647,882
Loans at amortized cost, net (including $3.7 million and $4.1 million of allowance for credit losses at June 30, 2026 and December 31, 2025, respectively; and $18.2 million and $20.1 million of deferred revenue at June 30, 2026 and December 31, 2025, respectively) 77,731 82,884
Property at cost, net of depreciation 10,867 12,589
Intangible assets, net (Note 2) 25,130 30,268
Operating lease right-of-use assets 13,886 15,104
Prepaid expenses and other assets, net 60,228 66,954
Total assets 7,491,770 7,623,088
Liabilities    
Accounts payable and accrued expenses 275,313 284,514
Operating lease liabilities 23,568 25,283
Notes Payable, net held by VIEs 5,578,882 5,818,761
Senior notes, net 692,117 698,562
Income tax liability 184,414 152,138
Total liabilities 6,754,294 6,979,258
Commitments and contingencies (Note 10)
Shareholders' Equity    
Common stock, no par value, 150,000,000 shares authorized: 15,170,081 and 14,922,462 shares issued and outstanding at June 30, 2026 and December 31, 2025, respectively 0 0
Paid-in capital 106,177 102,276
Retained earnings 595,702 506,424
Total shareholders’ equity attributable to Atlanticus Holdings Corporation 701,879 608,700
Noncontrolling interests (4,403) (4,870)
Total equity 697,476 603,830
Total liabilities, shareholders' equity and temporary equity 7,491,770 7,623,088
Series A Preferred Stock [Member]    
Liabilities    
Series A preferred stock, 400,000 shares issued and outstanding (liquidation preference - $40.0 million) at June 30, 2026 and December 31, 2025 (Note 5) (1) [1] 40,000 40,000
Series B Preferred Stock [Member]    
Shareholders' Equity    
Series B preferred stock, no par value, 3,584,646 shares issued and outstanding at June 30, 2026 (liquidation preference - $89.6 million); 3,584,131 shares issued and outstanding at December 31, 2025 (liquidation preference - $89.6 million) (1) [1] $ 0 $ 0
[1] Both the Series A preferred stock and the Series B preferred stock have no par value and are part of the same aggregate 10,000,000 shares authorized.