| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| STATEMENT TO NOTEHOLDERS |
| July 27, 2026 |
| TRANSACTION PARTIES | ||
| Depositor: | Sequoia Residential Funding, Inc. | |
| Trustee: | Wilmington Trust Company | |
| Master Servicer: | Wells Fargo Bank, N.A. | |
| Karen Schluter | Citibank, Agency and Trust | |
| (212) 816-5827 | 388 Greenwich Street Trading, 4th Floor | |
| karen.schluter@citi.com | New York, NY 10013 | |
| TABLE OF CONTENTS | |||
| 1 | . | Distribution Summary | 2 |
| 1.1 | . | Summary | 2 |
| 1.2 | . | Factors | 3 |
| 2 | . | Distribution Detail | 4 |
| 2.1 | . | Interest Detail | 4 |
| 2.2 | . | Interest Shortfall Detail | 5 |
| 2.3 | . | Principal Detail | 6 |
| 3 | . | Reconciliation Detail | 7 |
| 4 | . | Collateral Performance - Pool and Collections Summary | 8 |
| 5 | . | Stratification Detail | 9 |
| 6 | . | Collateral Performance - Delinquency and Loan Status History | 10 |
| 7 | . | Standard Prepayment and Default Information | 11 |
| 8 | . | Additional Reporting | 12 |
| 9 | . | Other Information | 13 |
| 10 | . | Notes | 14 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 1 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| DISTRIBUTION SUMMARY |
| July 27, 2026 |
| Accretion | |||||||||||||
| & | |||||||||||||
| Non-Cash | |||||||||||||
| Accrual | Other | Balance | |||||||||||
| Original | Prior | Pass-Through | Day | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | Balance | Balance | Rate | Count | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | ||
| A-1 | 125,000,000.00 | 10,196,818.89 | 2.500000 | % | 30/360 | 21,243.37 | - | 210,111.82 | 231,355.19 | - | - | 9,986,707.07 | |
| A-2 | 298,878,000.00 | 24,380,838.75 | 3.000000 | % | 30/360 | 60,952.10 | - | 502,382.39 | 563,334.49 | - | - | 23,878,456.36 | |
| B-1 | 8,165,000.00 | 654,202.99 | 3.506001 | % | 30/360 | 1,911.36 | - | 52,500.71 | 54,412.07 | - | - | 601,702.28 | |
| B-2 | 7,711,000.00 | 617,827.21 | 3.506001 | % | 30/360 | 1,805.09 | - | 49,581.50 | 51,386.59 | - | - | 568,245.71 | |
| B-3 | 6,577,000.00 | 526,967.91 | 3.506001 | % | 30/360 | 1,539.63 | - | 42,289.91 | 43,829.54 | - | - | 484,678.00 | |
| B-4 | 2,494,000.00 | 443,788.16 | 3.506001 | % | 30/360 | 1,296.60 | - | - | 1,296.60 | - | - | 443,788.16 | |
| B-5 | 4,763,656.00 | 4,763,656.00 | 3.506001 | % | 30/360 | 13,917.82 | - | - | 13,917.82 | - | - | 4,763,656.00 | |
| LT-R | - | - | 0.000000 | % | 32/360 | - | - | - | - | - | - | - | |
| R | - | - | 0.000000 | % | 32/360 | - | - | - | - | - | - | - | |
| Total | 453,588,656.00 | 41,584,099.91 | 102,665.97 | - | 856,866.33 | 959,532.30 | - | - | 40,727,233.58 | ||||
| Notional | |||||||||||||
| A-IO1 | 125,000,000.00 | 10,196,818.89 | 0.500000 | % | 30/360 | 4,248.67 | - | - | 4,248.67 | - | (210,111.82 | ) | 9,986,707.07 |
| A-IO2 | 423,878,000.00 | 34,577,657.64 | 0.506001 | % | 30/360 | 14,580.29 | - | - | 14,580.29 | - | (712,494.21 | ) | 33,865,163.43 |
| Total | 548,878,000.00 | 44,774,476.53 | 18,828.96 | - | - | 18,828.96 | - | (922,606.03 | ) | 43,851,870.50 | |||
| Grand Total | 1,002,466,656 | 86,358,576.44 | 121,494.93 | - | 856,866.33 | 978,361.26 | - | (922,606.03 | ) | 84,579,104.08 | |||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 2 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION SUMMARY - FACTORS |
| July 27, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Non-Cash | ||||||||||
| Other | Balance | |||||||||
| Record | Interest | (As Interest) | Principal | Total | Realized Loss | Increase/ | Current | |||
| Class | CUSIP | Date | Distributed | Distributed | Distributed | Distributed | /(Recovery) | (Decrease) | Balance | |
| A-1 | 81745 | CAA1 | 06/30/2026 | 0.16994696 | - | 1.68089456 | 1.85084152 | - | - | 79.89365656 |
| A-2 | 81745 | CAB9 | 06/30/2026 | 0.20393639 | - | 1.68089451 | 1.88483090 | - | - | 79.89365681 |
| A-IO1 | 81745 | CAC7 | 06/30/2026 | 0.03398936 | - | - | 0.03398936 | - | - | 79.89365656 |
| A-IO2 | 81745 | CAD5 | 06/30/2026 | 0.03439737 | - | - | 0.03439737 | - | - | 79.89365674 |
| B-1 | 81745 | CAM5 | 06/30/2026 | 0.23409186 | - | 6.42997061 | 6.66406246 | - | - | 73.69286957 |
| B-2 | 81745 | CAN3 | 06/30/2026 | 0.23409285 | - | 6.42997017 | 6.66406303 | - | - | 73.69286863 |
| B-3 | 81745 | CAG8 | 06/30/2026 | 0.23409305 | - | 6.42996959 | 6.66406264 | - | - | 73.69286909 |
| B-4 | 81745 | CAH6 | 06/30/2026 | 0.51988773 | - | - | 0.51988773 | - | - | 177.94232558 |
| B-5 | 81745 | CAJ2 | 06/30/2026 | 2.92166773 | - | - | 2.92166773 | - | - | 1,000.00000000 |
| LT-R | 81745 | CAL7 | 06/30/2026 | - | - | - | - | - | - | - |
| R | 81745 | CAK9 | 06/30/2026 | - | - | - | - | - | - | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 3 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - INTEREST DETAIL |
| July 27, 2026 |
| Rate | Interest | Shortfall | Paid | |||||||||||
| Accrual | Net | Accreted/ | Non | Carry | ||||||||||
| Class | Current | Next | Dates | Accrued | Deferred | Recovered | Forward | Accrued | Carry Forward | Total | ||||
| A-1 | 2.50000 | % | 2.50000 | % | 06/25-07/26 | 21,243.37 | - | - | - | 21,243.37 | - | 21,243.37 | ||
| A-2 | 3.00000 | % | 3.00000 | % | 06/25-07/26 | 60,952.10 | - | - | - | 60,952.10 | - | 60,952.10 | ||
| B-1 | 3.50600 | % | 3.50645 | % | 06/25-07/26 | 1,911.36 | - | - | - | 1,911.36 | - | 1,911.36 | ||
| B-2 | 3.50600 | % | 3.50645 | % | 06/25-07/26 | 1,805.09 | - | - | - | 1,805.09 | - | 1,805.09 | ||
| B-3 | 3.50600 | % | 3.50645 | % | 06/25-07/26 | 1,539.63 | - | - | - | 1,539.63 | - | 1,539.63 | ||
| B-4 | 3.50600 | % | 3.50645 | % | 06/25-07/26 | 1,296.60 | - | - | - | 1,296.60 | - | 1,296.60 | ||
| B-5 | 3.50600 | % | 3.50645 | % | 06/25-07/26 | 13,917.82 | - | - | - | 13,917.82 | - | 13,917.82 | ||
| LT-R | 0.00000 | % | 0.00000 | % | 06/25-07/26 | - | - | - | - | - | - | - | ||
| R | 0.00000 | % | 0.00000 | % | 06/25-07/26 | - | - | - | - | - | - | - | ||
| Total | 102,665.97 | - | - | - | 102,665.97 | - | 102,665.97 | |||||||
| Notional | ||||||||||||||
| A-IO1 | 0.50000 | % | 0.50000 | % | 06/25-07/26 | 4,248.67 | - | - | - | 4,248.67 | - | 4,248.67 | ||
| A-IO2 | 0.50600 | % | 0.50645 | % | 06/25-07/26 | 14,580.29 | - | - | - | 14,580.29 | - | 14,580.29 | ||
| Total | 18,828.96 | - | - | - | 18,828.96 | - | 18,828.96 | |||||||
| Grand Total | 121,494.93 | - | - | - | 121,494.93 | - | 121,494.93 | |||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 4 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - INTEREST SHORTFALL DETAIL |
| July 27, 2026 |
| Carry Forward Interest | ||||||
| Non-Recov | ||||||
| Class | Shortall | Prior | Int. on Prior | New | Paid | Outstanding |
| A-1 | - | - | - | - | - | - |
| A-2 | - | - | - | - | - | - |
| B-1 | - | - | - | - | - | - |
| B-2 | - | - | - | - | - | - |
| B-3 | - | - | - | - | - | - |
| B-4 | - | - | - | - | - | - |
| B-5 | - | 276.76 | - | - | - | 276.76 |
| LT-R | - | - | - | - | - | - |
| R | - | - | - | - | - | - |
| Total | - | 276.76 | - | - | - | 276.76 |
| Notional | ||||||
| A-IO1 | - | - | - | - | - | - |
| A-IO2 | - | - | - | - | - | - |
| Total | - | - | - | - | - | - |
| Grand Total | - | 276.76 | - | - | - | 276.76 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 5 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| DISTRIBUTION INFORMATION - PRINCIPAL DETAIL |
| July 27, 2026 |
| Accretion | ||||||||||
| & | ||||||||||
| Prior | Non-Cash | |||||||||
| Cumulative | Balance | Cumulative | ||||||||
| Prior | Realized | Scheduled | Unscheduled | Principal | Increase/ | Current | Realized | |||
| Class | Balance | Loss | Principal | Principal | Distributed | Realized Loss | (Recovery) | (Decrease) | Balance | Loss |
| A-1 | 10,196,818.89 | - | 39,538.71 | 170,573.10 | 210,111.82 | - | - | - | 9,986,707.07 | - |
| A-2 | 24,380,838.75 | - | 94,538.02 | 407,844.38 | 502,382.39 | - | - | - | 23,878,456.36 | - |
| B-1 | 654,202.99 | - | 9,879.55 | 42,621.16 | 52,500.71 | - | - | - | 601,702.28 | - |
| B-2 | 617,827.21 | - | 9,330.22 | 40,251.28 | 49,581.50 | - | - | - | 568,245.71 | - |
| B-3 | 526,967.91 | - | 7,958.09 | 34,331.82 | 42,289.91 | - | - | - | 484,678.00 | - |
| B-4 | 443,788.16 | - | - | - | - | - | - | - | 443,788.16 | - |
| B-5 | 4,763,656.00 | - | - | - | - | - | - | - | 4,763,656.00 | - |
| LT-R | - | - | - | - | - | - | - | - | - | - |
| R | - | - | - | - | - | - | - | - | - | - |
| Total | 41,584,099.91 | - | 161,244.59 | 695,621.74 | 856,866.33 | - | - | - | 40,727,233.58 | - |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 6 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| RECONCILIATION DETAIL |
| July 27, 2026 |
| SOURCE OF FUNDS | ALLOCATION OF FUNDS | |||||
| Interest Funds Available | Scheduled Fees | |||||
| Scheduled Interest | 130,851.33 | Master Servicing Fee | 180.17 | |||
| Uncompensated PPIS | 0.00 | Servicing Fee | 8,663.33 | |||
| Relief Act Shortfall | 0.00 | Trustee Fee | 41.61 | |||
| Losses in Excess of Principal Balance | 0.00 | Securities Administrator Fee | 471.29 | |||
| Stop Advance Interest | 0.00 | |||||
| Total Scheduled Fees | 9,356.40 | |||||
| Other Interest Reductions | 0.00 | |||||
| Additional Fees, Expenses, etc. | ||||||
| Total Interest Funds Available | 130,851.33 | Trust Fund Expenses | 0.00 | |||
| Principal Funds Available | Other Expenses | 0.00 | ||||
| Scheduled Principal | 161,244.59 | |||||
| Total Additional Fees, Expenses, etc. | - | |||||
| Curtailments | 5,476.26 | |||||
| Distributions | ||||||
| Curtailments Adjustments | 0.00 | |||||
| Interest Distribution | 121,494.93 | |||||
| Prepayments in Full | 690,145.48 | |||||
| Principal Distribution | 856,866.33 | |||||
| Liquidation Principal | 0.00 | |||||
| Repurchased Principal | 0.00 | Total Distributions | 978,361.26 | |||
| Other Principal | 0.00 | |||||
| Substitution Principal | 0.00 | |||||
| Principal Losses and Forgiveness | 0.00 | |||||
| Subsequent Recoveries / (Losses) | 0.00 | |||||
| Total Principal Funds Available | 856,866.33 | |||||
| Total Funds Available | 987,717.66 | |||||
| Total Funds Allocated | 987,717.66 | |||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 7 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| COLLATERAL PERFORMANCE - POOL AND COLLECTIONS SUMMARY |
| July 27, 2026 |
| Deal | Initial | Beginning | Ending | Initial | Beginning | Ending | |||||
| Count | 595 | 83 | 82 | Remaining Term | 359 | 202 | 201 | ||||
| Scheduled | 453,588,656.25 | 41,584,100.17 | 40,727,233.84 | Gross Rate | 3.83351 | % | 3.77600 | % | 3.77645 | % | |
| Actual | 453,588,656.25 | 41,686,566.56 | 40,836,402.87 | Net Rate | 3.56351 | % | 3.50600 | % | 3.50645 | % | |
| Interest Bearing | 453,588,656.25 | 41,584,100.17 | 40,727,233.84 | ||||||||
| Principal Collections | Realized Losses | Interest Collections | |||||||||
| Scheduled Principal | 161,244.59 | Principal Losses and | Scheduled Interest | 130,851.33 | |||||||
| - | |||||||||||
| Forgiveness | |||||||||||
| Curtailments | 5,476.26 | Less: | |||||||||
| Losses in Excess of Principal | |||||||||||
| Curtailments Adjustments | - | - | Master Servicing Fee | 180.17 | |||||||
| Balance | |||||||||||
| Prepayments in Full | 690,145.48 | Subsequent (Recoveries) / | Servicing Fee | 8,663.33 | |||||||
| - | |||||||||||
| Losses | |||||||||||
| Liquidation Principal | - | Trustee Fee | 41.61 | ||||||||
| Cumulative Realized Losses | - | ||||||||||
| Repurchased Principal | - | Securities Administrator Fee | 471.29 | ||||||||
| Other Principal | - | Uncompensated PPIS | - | ||||||||
| Substitution Principal | - | Relief Act Shortfall | - | ||||||||
| Principal Losses and Forgiveness | - | Other Expenses | - | ||||||||
| Subsequent Recoveries / (Losses) | - | Losses in Excess of Principal Balance | - | ||||||||
| Stop Advance Interest | - | ||||||||||
| Other Interest Reductions | - | ||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 8 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| STRATIFICATION DETAIL |
| July 27, 2026 |
| Loan Rate | |||||
| Asset | Ending Scheduled | % of | |||
| Loan Rate Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 3.00 or Less | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 3.01 to 3.50 | 9 | 4,903,119.56 | 12.04 | 3.4536 | 200 |
| 3.51 to 4.00 | 71 | 34,896,050.61 | 85.68 | 3.8112 | 200 |
| 4.01 to 4.50 | 2 | 928,063.67 | 2.28 | 4.1770 | 201 |
| 4.51 to 5.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.01 to 5.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 5.51 to 6.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.01 to 6.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 6.51 to 7.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.01 to 7.50 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 7.51 to 8.00 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 8.01 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 82 | 40,727,233.84 | 100.00 | 3.7765 | 200 |
| Ending Schedule Balance | |||||
| Ending Schedule Balance | Asset | Ending Scheduled | % of | ||
| Range | Count | Balance | Agg.Bal. | WAC | WAM |
| 1 to 200,000 | 2 | 139,233.08 | 0.34 | 3.7500 | 201 |
| 200,001 to 400,000 | 20 | 7,014,753.31 | 17.22 | 3.8249 | 200 |
| 400,001 to 600,000 | 41 | 20,318,845.90 | 49.89 | 3.7695 | 200 |
| 600,001 to 800,000 | 17 | 11,323,124.14 | 27.80 | 3.7645 | 201 |
| 800,001 to 1,000,000 | 2 | 1,931,277.41 | 4.74 | 3.7453 | 201 |
| 1,000,001 to 1,200,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,200,001 to 1,400,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,400,001 to 1,600,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,600,001 to 1,800,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 1,800,001 to 2,000,000 | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| 2,000,001 or Greater | 0 | 0.00 | 0.00 | 0.0000 | 0 |
| Total | 82 | 40,727,233.84 | 100.00 | 3.7765 | 200 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 9 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| COLLATERAL PERFORMANCE - DELINQUENCY AND LOAN STATUS HISTORY |
| July 27, 2026 |
| Delinquent | ||||||||||||||||||||||||||||||||||||
| (Does not include loans in Bankruptcy, Foreclosure, or REO) | ||||||||||||||||||||||||||||||||||||
| 30 | Day | 60 | Day | 90 | Day | 120 | Day | 150 | Day | 180 | + Day | Bankruptcy | Foreclosure | REO | ||||||||||||||||||||||
| Distribution | ||||||||||||||||||||||||||||||||||||
| Date | Count | Balance | Count | Balance | Count Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | Count | Balance | |||||||||||||||||||
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 302,231 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 07/27/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.22 | % | 0.74 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 304,503 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 06/25/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.21 | % | 0.73 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 306,767 | 1 | 426,502 | 0 | 0 | |||||||||||||||||||
| 05/26/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.19 | % | 0.73 | % | 1.19 | % | 1.01 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 427,997 | 0 | 0 | 1 | 309,024 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 04/27/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.16 | % | 0.99 | % | 0.00 | % | 0.00 | % | 1.16 | % | 0.72 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 1 | 429,488 | 0 | 0 | 0 | 0 | 1 | 311,274 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 03/25/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.16 | % | 0.99 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.16 | % | 0.72 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 1 | 430,975 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 313,516 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 02/25/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.16 | % | 0.99 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 1.16 | % | 0.72 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 1 | 432,456 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 01/26/2026 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 1.16 | % | 0.99 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 1 | 433,933 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 12/26/2025 | ||||||||||||||||||||||||||||||||||||
| 1.15 | % | 0.98 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 11/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 10/27/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 09/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |||||||||||||||||||
| 08/25/2025 | ||||||||||||||||||||||||||||||||||||
| 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | 0.00 | % | |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 10 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust |
| Mortgage Pass-Through Certificates, Series 2013-7 |
| STANDARD PREPAYMENT AND DEFAULT INFORMATION |
| July 27, 2026 |
| Wtd. Avg. | Current | ||||||||||||||||
| Payment | Age | Collateral | Scheduled | Unscheduled | Liquidation | ||||||||||||
| Date | (Months) | Balance | Principal | Principal | Principal | SMM | CPR | PSA | MDR | CDR | SDA | ||||||
| 27-Jul-2026 | 159.07 | 40,727,233.84 | 161,244.59 | 695,621.74 | - | 1.679 | % | 18.391 | % | 307 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Jun-2026 | 158.07 | 41,584,100.17 | 162,213.05 | 433,516.67 | - | 1.032 | % | 11.702 | % | 195 | % | 0.000 | % | 0.000 | % | 0 | % |
| 26-May-2026 | 157.07 | 42,179,829.89 | 167,346.26 | 705,222.67 | - | 1.644 | % | 18.043 | % | 301 | % | 0.000 | % | 0.000 | % | 0 | % |
| 27-Apr-2026 | 156.07 | 43,052,398.82 | 166,747.62 | 22,838.69 | - | 0.053 | % | 0.634 | % | 11 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Mar-2026 | 155.07 | 43,241,985.13 | 165,997.80 | 70,518.49 | - | 0.163 | % | 1.936 | % | 32 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Feb-2026 | 154.07 | 43,478,501.42 | 165,455.72 | 6,570.87 | - | 0.015 | % | 0.181 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 26-Jan-2026 | 153.07 | 43,650,528.01 | 166,740.40 | 486,278.53 | - | 1.102 | % | 12.449 | % | 207 | % | 0.000 | % | 0.000 | % | 0 | % |
| 26-Dec-2025 | 152.08 | 44,303,546.94 | 167,514.58 | 391,648.03 | - | 0.876 | % | 10.023 | % | 167 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Nov-2025 | 151.07 | 44,862,709.55 | 168,013.34 | 323,537.31 | - | 0.716 | % | 8.262 | % | 138 | % | 0.000 | % | 0.000 | % | 0 | % |
| 27-Oct-2025 | 150.07 | 45,354,260.20 | 167,369.02 | 36,536.22 | - | 0.080 | % | 0.962 | % | 16 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Sep-2025 | 149.07 | 45,558,165.44 | 166,824.73 | 6,107.57 | - | 0.013 | % | 0.161 | % | 3 | % | 0.000 | % | 0.000 | % | 0 | % |
| 25-Aug-2025 | 148.08 | 45,731,097.74 | 171,682.57 | 1,585,713.74 | - | 3.351 | % | 33.572 | % | 560 | % | 0.000 | % | 0.000 | % | 0 | % |
| SMM (Single Month Mortality) = (Beginning Balance - Ending Balance - Scheduled Principal) / (Beginning Balance - Scheduled Principal) | MDR (Monthly Default Rate) = Beginning Balance of Liquidated Asset / Total Beginning Balance | ||||||||||||||||
| CPR (Constant Prepayment Rate) = 1 - ((1-SMM)^12) | CDR (Conditional Default Rate) = 1 - ((1-MDR)^12) | ||||||||||||||||
| PSA (Public Securities Association) = CPR / (min(.2% * Age, 6%)) | SDA (Standard Default Assumption) = CDR / (min(.2% * Age, 6%)) | ||||||||||||||||
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 11 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| ADDITIONAL REPORTING |
| July 27, 2026 |
| Amount Remaining Funds |
| 978,361.26 |
| Waterfall Detail | ||
| Available Distribution Amount | ||
| Senior Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -101,024.43 | 877,336.83 |
| Senior Certificates, the Senior Principal Distribution Amount | -712,494.21 | 164,842.62 |
| Class B-1 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,911.36 | 162,931.26 |
| Class B-1 Certificates, the Subordinate Principal Distribution Amount | -52,500.71 | 110,430.55 |
| Class B-2 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,805.09 | 108,625.46 |
| Class B-2 Certificates, the Subordinate Principal Distribution Amount | -49,581.50 | 59,043.96 |
| Class B-3 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,539.63 | 57,504.33 |
| Class B-3 Certificates, the Subordinate Principal Distribution Amount | -42,289.91 | 15,214.42 |
| Class B-4 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -1,296.60 | 13,917.82 |
| Class B-4 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 13,917.82 |
| Class B-5 Certificates, the Interest Distribution Amount and unpaid Interest Shortfalls | -13,917.82 | 0.00 |
| Class B-5 Certificates, the Subordinate Principal Distribution Amount | 0.00 | 0.00 |
| Class LT-R and R Certificates, any remaining amounts | 0.00 | 0.00 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 12 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| OTHER INFORMATION |
| July 27, 2026 |
| Principal Percentages | ||
| Senior Percentage | 83.151150 | % |
| Subordinate Percentage | 16.848850 | % |
| Senior Prepayment Percentage | 83.151150 | % |
| Subordinate Prepayment Percentage | 16.848850 | % |
| Other Information | ||
| Step-Down Test satisfied? | Y |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 13 of 14 | © Copyright 2026 Citigroup |
| Sequoia Mortgage Trust | |
| Mortgage Pass-Through Certificates, Series 2013-7 | |
| NOTES | |
| No Notes available for this deal at this time. |
| July 27, 2026 |
| Reports Available at sf.citidirect.com | v. 21.09.28 | Page 14 of 14 | © Copyright 2026 Citigroup |