Exhibit 99.1

Deloitte & Touche LLP 3 Second Street Suite 301 Harborside Plaza 10 Jersey City, NJ 07302 USA Tel: +1 212 937 8202 www.deloitte.com

Independent Accountants’ Report

on Applying Agreed-Upon Procedures

We have performed the procedures described below related to certain information with respect to a portfolio of commercial mortgage loans in connection with the proposed offering of certain classes of BMO 2026-C15 Mortgage Trust, Commercial Mortgage Pass-Through Certificates, Series 2026-C15. Bank of Montreal, acting through its Chicago branch (“BMO”), BMO Commercial Mortgage Securities LLC and BMO Capital Markets Corp. (collectively, the “Company”) are responsible for the information provided to us, including the information set forth in the Data File (as defined herein).

The Company has agreed to the procedures and acknowledged that the procedures performed are appropriate to meet the intended purpose of evaluating the accuracy of certain information set forth in the Data File. Additionally, Citi Real Estate Funding Inc. (“CREFI”), Citigroup Global Markets Inc., Deutsche Bank Securities Inc., Deutsche Bank AG, New York Branch, German American Capital Corporation (“GACC”), JPMorgan Chase Bank, National Association (“JPMCB”), J.P. Morgan Securities LLC, KeyBank National Association (“KeyBank”), KeyBanc Capital Markets Inc., Natixis Real Estate Capital LLC (“Natixis”), Natixis Securities Americas LLC, National Cooperative Bank, N.A. (“NCB”), NWL Company, LLC (“NWL”), Nomura Securities International, Inc., Societe Generale Financial Corporation (“SGFC”), SG Americas Securities, LLC, Starwood Mortgage Capital LLC (“SMC”), UBS Securities LLC, UBS AG New York Branch (“UBS”), Wells Fargo Securities, LLC, Wells Fargo Bank, National Association (“WFB” and collectively with BMO, CREFI, GACC, JPMCB, KeyBank, Natixis, NCB, NWL SGFC, SMC and UBS the “Mortgage Loan Sellers”), Bancroft Capital, LLC, Academy Securities, Inc., Drexel Hamilton, LLC and Mischler Financial Group, Inc. (collectively, with the Company, the “Specified Parties”) have agreed to the procedures and acknowledged that the procedures performed are appropriate for their purposes. This report may not be suitable for any other purpose. The procedures performed may not address all of the items of interest to a user of the report and may not meet the needs of all users of the report and, as such, users are responsible for determining whether the procedures performed are appropriate for their purposes. Consequently, we make no representations regarding the appropriateness of the procedures described below either for the purpose for which this report has been requested or for any other purpose.

We performed certain procedures on earlier versions of the Data File and communicated differences prior to being provided the final Data File which was subjected to the procedures described below.

Capitalized terms used but not defined herein are used with the meanings as described in “The Bond Market Association's Standard Formulas for the Analysis of Mortgage-Backed Securities and Other Related Securities.”

Procedures and Findings

On August 6, 2026, representatives of the Company provided us with a computer generated mortgage loan data file and related record layout (the “Data File”) containing the following number of mortgage loans and related mortgaged properties contributed by each of the Mortgage Loan Sellers (collectively, the “Mortgage Loans”):

From May 27, 2026 through August 5, 2026, representatives of each of the Mortgage Loan Sellers provided us with certain Source Documents (as defined in the attached Appendix A) related to the Mortgage Loans.

At your request, for each of the Mortgage Loans set forth on the Data File, we compared certain characteristics (the “Characteristics” as indicated on Appendix A), except for those Characteristics identified on Appendix A as “Identification Purposes Only - Not Applicable,” “None - Mortgage Loan Seller Provided” or “Not applicable,” to the corresponding information set forth on or derived from the corresponding Source Documents and found them to be in agreement.

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We make no representations as to (i) the actual characteristics or existence of the underlying documents or data comprising the Mortgage Loans underlying the Data File or the conformity of their respective characteristics with those assumed for purposes of the procedures described herein, (ii) whether the Source Documents are comprehensive and valid instruments and reflect the current prevailing terms with respect to the corresponding Mortgage Loans, (iii) the existence or ownership of the Mortgage Loans or (iv) the reasonableness of any of the aforementioned assumptions, information or methodologies.

It should be understood that we make no representations as to questions of legal interpretation or as to the sufficiency for your purposes of the procedures enumerated in the preceding paragraphs. Also, such procedures would not necessarily reveal any material misstatement of the information

referred to above. We have no responsibility to update this report for events and circumstances that occur subsequent to the date of this report.

We were engaged by the Company to perform this agreed-upon procedures engagement and conducted our engagement in accordance with attestation standards established by the American Institute of Certified Public Accountants (“AICPA”). An agreed-upon procedures engagement involves the practitioner performing specific procedures that the engaging party has agreed to and acknowledged to be appropriate for the purpose of the engagement and reporting on findings based on the procedures performed. We were not engaged to conduct, and did not conduct, an (i) audit conducted in accordance with generally accepted auditing standards or (ii) examination or a review engagement conducted in accordance with attestation standards established by the AICPA, the objective of which would be the expression of an opinion or conclusion, respectively, on the Data File. Accordingly, we do not express such an opinion or conclusion, or any other form of assurance, including reasonable assurance. Had we performed additional procedures, other matters might have come to our attention that would have been reported to you.

We are required to be independent of the Company and to meet our other ethical responsibilities, as applicable for agreed-upon procedures engagements set forth in the Preface: Applicable to All Members and Part 1 – Members in Public Practice of the Code of Professional Conduct established by the AICPA. Independence requirements for agreed-upon procedure engagements are less restrictive than independence requirements for audit and other attestation services.

None of the engagement, procedures or report was intended to address, nor did they address, the (i) conformity of the origination of the assets to stated underwriting or credit extension guidelines, standards, criteria or other requirements, (ii) value of collateral securing such assets or (iii) compliance of the originator of the assets with federal, state, and local laws and regulations.

None of the engagement, procedures or report were intended to satisfy, nor did they satisfy, any criteria for due diligence published by a nationally recognized statistical rating organization.

This report is intended solely for the use and information of the Specified Parties identified above and is not intended to be and should not be used by anyone other than these Specified Parties.

Yours truly,

/s/ Deloitte & Touche LLP

August 6, 2026

Appendix A

Source Documents

For purposes of performing the agreed-upon procedures described herein and at your request, we relied upon the following source documents as provided to us by each of the respective Mortgage Loan Sellers, with respect to each of the Mortgage Loans (the “Source Documents”):

Loan agreements, draft loan agreements, promissory notes, consolidated, amended and restated promissory notes, indentures, note purchase agreements, pari passu loan agreements, pari passu promissory notes, draft pari passu promissory notes, mortgage, deed of trusts or reserve agreements (collectively, the “Loan Agreement”);

Subordinate loan agreements, subordinate promissory notes or b-notes (collectively, the “Subordinate Loan Document”);

Mezzanine loan agreements or mezzanine promissory notes (collectively, the “Mezzanine Loan Document”);

The guaranty agreements, environmental indemnity agreement, draft guaranty agreements or draft environmental indemnity agreement (collectively, the “Guaranty”);

Cash management agreements, draft cash management agreements, lockbox agreements, deposit account control agreements, the restricted account agreements, and/or the draft deposit account control agreement (collectively, the “Cash Management Agreement”);

The closing statements, draft closing statement or servicing system screen prints (collectively, the “Closing Statement”);

Non-consolidation opinion letters (the “Non-Consolidation Opinion”);

Property management agreements and hotel franchise agreements (collectively, the “Management Agreement”);

Ground leases and ground lease estoppels (collectively, the “Ground Lease”);

The real estate property appraisal reports (the “Appraisal Report”);

Property condition reports (the “Engineering Report”);

Borrower rent rolls, underwritten rent rolls, historical rent rolls, tenant leases lease abstracts, lease summaries or lease estoppels (collectively, the “Rent Roll”);

Cooperative sponsor rent roll, cooperative investor rent roll or cooperative maintenance schedule or NCB units and carry documentation (collectively, the “Coop Rent Roll”);

Master lease agreements (the “Master Lease Agreement”);

The title policies or pro-forma title policies (collectively, the “Title Policy”);

The phase I environmental reports (the “Phase I Report”);

The seismic reports (the “Seismic Report”);

The flood zone determination reports (the “Flood Zone Determination Reports”);

The underwritten financial summaries (the “Underwritten Financial Summary Report”);

Asset summary reports (“ASR”);

Property Hazard and Liability Insurance Certificates (collectively, the “Insurance Certificate”);

Servicer reports and records and provided electronic files (collectively, the “Servicer Records”);

Condominium Organizational Documents (the “Condominium Organizational Documents”);

Novogradac Opportunity Zones Mapping Tool screenshots (the “Qualified Opportunity Zone Screenshots”);

EDGAR ABS XML technical specification (Version 3.2) document dated March 2025 (the “EDGAR ABS XML Technical Specification Document”);

Bloomberg screenprints or Trepp reports related to prior securitizations (collectively, “Prior Securitization Support”); and

Promissory note splitters, draft promissory note splitters or note splitter schedule Excel workbook (collectively, the “Promissory Note Splitter”).

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¹ With respect to each of the Mortgage Loans contributed by NCB (the “NCB Loans”), we were instructed by representatives of the respective Mortgage Loan Seller to compare such Characteristic to the Loan Agreement.

² With respect to each of the NCB Loans, we were instructed by representatives of the respective Mortgage Loan Seller to compare such Characteristic to the Engineering Report.

³ With respect to each of the NCB Loans, we were instructed by representatives of the respective Mortgage Loan Seller to compare such Characteristic to the Flood Zone Determination Reports.

⁴ With respect to the NCB Loans with an Amortization Type set forth on the Data File of “Amortizing Balloon,” we recomputed such Characteristic by using the Original Balance, the Interest Rate (%) and Amort. Term.

⁵ With respect to the Mortgage Loan identified on the Data File as “Corporate Center VI,” for purposes of our comparison, we were instructed by representatives of the related Mortgage Loan Seller to (i) assume a First Payment Date of September 1, 2026 and (ii) add 1 period to the “L(#)” component of the Original String.

⁶ With respect to each of the NCB Loans, we were instructed by representatives of the respective Mortgage Loan Seller to compare such Characteristic to the Appraisal Report.

⁷ We were instructed by representatives of the Company to perform the comparison for such Characteristic only for the “Top 15 Mortgage Loans” (based on Cutoff Balance) identified on the Data File.

⁸ With respect to each of the NCB Loans, we were instructed by representatives of the respective Mortgage Loan Seller to compare such Characteristic to the Appraisal Report.

⁹ With respect to each of the NCB Loans, we were instructed by representatives of the respective Mortgage Loan Seller to compare such Characteristic to the Closing Statement.

¹⁰ With respect to each of the NCB Loans, we were instructed by representatives of the respective Mortgage Loan Seller to compare such Characteristic to the Appraisal Report/Condominium Organizational Documents.

Calculation Procedures

With respect to Characteristic 2, we recomputed the % of deal by dividing the (i) Cutoff Balance by (ii) sum of each of the Mortgage Loans’ Cutoff Balance.

With respect to Characteristic 3, for those Mortgage Loans indicated on the Data File as (i) secured by more than one property, we recomputed the % of Loan Balance by dividing the (a) Cutoff Balance of each mortgaged property of the related Mortgage Loan by (b) Cutoff Balance of the related Mortgage Loan or (ii) secured by one property, the % of Loan Balance was set equal to 100%.

With respect to Characteristic 51, we set the Cut-off Date Balance Pari Passu (Trust) equal to the Cutoff Balance. This procedure was performed only for those Mortgage Loans that are pari passu.

With respect to Characteristic 52, we recomputed the Cut-off Date Balance Pari Passu (Non-Trust) using the Original Balance Pari Passu (Non-Trust), Interest Rate (%), Accrual Type, First Payment Date, First P&I Payment Date, Term, Non-Trust Pari Passu Companion Loan Monthly Debt Service ($) and the CutOff Date. This procedure was performed only for those Mortgage Loans that are pari passu.

With respect to Characteristic 54, we recomputed the Aggregate Cut-Off Date Balance Pari Passu (Trust+Non-Trust) as the sum of the (i) Cut-off Date Balance Pari Passu (Trust) and (ii) Cut-off Date Balance Pari Passu (Non-Trust). This procedure was performed only for those Mortgage Loans that are pari passu.

With respect to Characteristic 55, we recomputed the Aggregate Maturity Date Balance Pari Passu (Trust+Non-Trust) using the Aggregate Original Balance Pari Passu (Trust+Non-Trust), Interest Rate (%), Accrual Type, First Payment Date, First P&I Payment Date, Term, Maturity/ARD Date and Total Trust and Non-Trust Pari Passu Companion Loan Monthly Debt Service. With respect to the Mortgage Loan identified on the Data File as “One Dag” we were instructed by representatives of the related Mortgage Loan Seller to set the Aggregate Maturity Date Balance Pari Passu (Trust+Non-Trust) equal to $165,096,722.44. This procedure was performed only for those Mortgage Loans that are pari passu.

With respect to Characteristic 56, we recomputed the Non-Trust Pari Passu Companion Loan Monthly Debt Service ($) by subtracting the (i) Total Trust and Non-Trust Pari Passu Companion Loan Monthly Debt Service ($) from (ii) either the (a) Monthly Debt Service (IO) for interest-only Mortgage Loans, or (b) Monthly Debt Service (P&I) for amortizing and partial interest-only Mortgage Loans. This procedure was performed only for those Mortgage Loans that are pari passu.

With respect to Characteristic 58, we recomputed the Aggregate Pari Passu Annual Debt Service by multiplying (i) the Total Trust and Non-Trust Pari Passu Companion Loan Monthly Debt Service ($) by (ii) twelve. This procedure was performed only for those Mortgage Loans that are pari passu.

With respect to Characteristic 64, we recomputed the Subordinate Companion Loan Cut-off Date Balance ($) using the subordinate companion loan first payment date, subordinate companion loan term, subordinate companion loan monthly debt service, subordinate companion loan IO term and subordinate companion loan interest accrual method (each as set forth on or derived from the Subordinate Loan Document), Subordinate Companion Loan Original Balance ($), Subordinate Companion Loan Interest Rate and the Cutoff Date. This procedure was performed only for those Mortgage Loans with subordinate mortgage debt, if any. With respect to partial interest-only subordinate companion loans determined to be non-amortizing as of the CutOff Date and full term interest-only subordinate companion loans (if any), the Subordinate Companion Loan Cut-off Date Balance ($) was set to equal the Subordinate Companion Loan Original Balance ($).

With respect to Characteristic 65, we recomputed the Subordinate Debt Balloon Balance using the subordinate companion loan first payment date, subordinate companion loan term, subordinate companion loan monthly debt service, subordinate companion loan IO term, subordinate companion loan interest accrual method and subordinate companion loan maturity date (each as set forth on or derived from the Subordinate Loan Document), Subordinate Companion Loan Original Balance ($) and the Subordinate Companion Loan Interest Rate. This procedure was performed only for those Mortgage Loans with subordinate mortgage debt, if any. With respect to full term interest-only subordinate companion loans (if any), the Subordinate Debt Balloon Balance was set to equal the Subordinate Companion Loan Original Balance ($).

With respect to Characteristic 67, we recomputed the Subordinate Debt Loan Annual Payment by multiplying the (i) subordinate companion loan monthly debt service (as set forth on or derived from the Subordinate Loan Document) by (ii) twelve. This procedure was performed only for those Mortgage Loans with subordinate mortgage debt, if any.

With respect to Characteristic 68, we recomputed the Whole Loan Original Balance ($) as the sum of the (i) Original Balance, (ii) Original Balance Pari Passu (Non-Trust) and (iii) Subordinate Companion Loan Original Balance ($), as applicable. This procedure was performed only for those Mortgage Loans that are pari passu or have subordinate mortgage debt.

With respect to Characteristic 69, we recomputed the Whole Loan Cut-off Date Balance ($) as the sum of the (i) Cutoff Balance, (ii) Cut-off Date Balance Pari Passu (Non-Trust) and (iii) Subordinate Companion Loan Cut-off Date Balance ($), as applicable. This procedure was performed only for those Mortgage Loans that are pari passu or have subordinate mortgage debt.

With respect to Characteristic 70, we recomputed the Whole Loan Maturity Date Balance ($) as the sum of the (i) Aggregate Maturity Date Balance Pari Passu (Trust+Non-Trust) and (ii) Subordinate Debt Balloon Balance, as applicable. This procedure was performed only for those Mortgage Loans that are pari passu or have subordinate mortgage debt.

With respect to Characteristic 71, we recomputed the Whole Loan Interest Rate as the weighted average of the (i) Interest Rate (%) and (ii) Subordinate Companion Loan Interest Rate. This procedure was performed only for those Mortgage Loans that are pari passu or have subordinate mortgage debt.

With respect to Characteristic 72, we recomputed the Whole Loan Monthly Debt Service ($) as the sum of the (i) (a) Monthly Debt Service (IO) for full term interest-only Mortgage Loans or (b) Monthly Debt Service (P&I) for amortizing and partial interest-only Mortgage Loans and (ii) subordinate companion loan monthly debt service (as set forth on or derived from the Subordinate Loan Document). With respect to any Mortgage Loan that is pari passu, we were instructed by representatives of the related Mortgage Loan Seller to replace clause (i) of this procedure with the Total Trust and Non-Trust Pari Passu Companion Loan Monthly Debt Service ($). This procedure was performed only for those Mortgage Loans that are pari passu or have subordinate mortgage debt.

With respect to Characteristic 73, we recomputed the Whole Loan Cut-off Date LTV Ratio (%) by dividing the (i) Whole Loan Cut-off Date Balance ($) by (ii) Appraised Value. This procedure was performed only for those Mortgage Loans that are pari passu or have subordinate mortgage debt.

With respect to Characteristic 74, we recomputed the Whole Loan Underwritten NCF DSCR (x) by dividing the (i) UW NCF by (ii) the product of (a) the Whole Loan Monthly Debt Service ($) and (b) twelve. This procedure was performed only for those Mortgage Loans that are pari passu or have subordinate mortgage debt.

With respect to Characteristic 75, we recomputed the Whole Loan Underwritten NOI Debt Yield (%) by dividing the (i) UW NOI by (ii) Whole Loan Cut-off Date Balance ($). This procedure was performed only for those Mortgage Loans that are pari passu or have subordinate mortgage debt.

With respect to Characteristic 77, we recomputed the Mezzanine Debt Cut-off Date Balance($) using the mezzanine debt term, mezzanine debt IO term, mezzanine debt first payment date and mezzanine debt interest accrual method (as set forth on or derived from the Mezzanine Loan Document), Mezzanine Debt Original Balance($), Mezzanine Debt Interest Rate (%), Mezzanine Monthly Debt Service and the CutOff Date. This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 78, we recomputed the Mezzanine Debt Balloon Balance using the mezzanine debt term, mezzanine debt IO term, mezzanine debt first payment date, mezzanine debt interest accrual method and mezzanine debt maturity date (each as set forth on or derived from the Mezzanine Loan Document), Mezzanine Debt Original Balance($), Mezzanine Debt Interest Rate (%) and Mezzanine Monthly Debt Service. This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 81, we recomputed the Total Original Debt Balance (Pari + B-note + Mezz) as the sum of the (i) Mezzanine Debt Original Balance and (ii) (a) Whole Loan Original Balance ($) for those Mortgage Loans that are pari passu or have subordinate mortgage debt or (b) Original Balance. This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 82, we recomputed the Total Cut-off Date Debt Balance (Pari + B-note + Mezz) as the sum of the (i) Mezzanine Debt Cut-off Date Balance($) and (ii) (a) Whole Loan Cut-off Date Balance ($) for those Mortgage Loans that are pari passu or have subordinate

mortgage debt or (b) Cutoff Balance. This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 83, we recomputed the Total Debt Maturity Balance (Pari + B-note + Mezz) as the sum of the (i) Mezzanine Debt Balloon Balance and (ii) (a) Whole Loan Maturity Date Balance ($) for those Mortgage Loans that are pari passu or have subordinate mortgage debt or (b) Maturity Balance. This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 84, we recomputed the Total Debt (Mortgage + B-Note + Mezz) Annual Debt Service as the product of (i) the Total Debt (Mortgage + B-Note + Mezz) Monthly Debt Service and (ii) twelve. This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 85, we recomputed the Total Debt (Mortgage + B-Note + Mezz) Monthly Debt Service as the sum of the (i) (a) Monthly Debt Service (IO) for full term interest-only Mortgage Loans or (b) Monthly Debt Service (P&I) for amortizing and partial interest-only Mortgage Loans, (ii) subordinate companion loan monthly debt service (as set forth on or derived from the Subordinate Loan Documents) and (iii) Mezzanine Monthly Debt Service. With respect to any Mortgage Loan that is pari passu, we were instructed by representatives of the related Mortgage Loan Seller to replace clause (i) of this procedure with the Total Trust and Non-Trust Pari Passu Companion Loan Monthly Debt Service ($). This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 86, we recomputed the Total Debt Cut-off Date LTV Ratio (%) by dividing the (i) Total Cut-off Date Debt Balance (Pari + B-note + Mezz) by (ii) Appraised Value. This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 87, we recomputed the Total Debt Underwritten NCF DSCR (x) by dividing the (i) UW NCF by (ii) Total Debt (Mortgage + B-Note + Mezz) Annual Debt Service. This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 88, we recomputed the Total Debt Underwritten NOI Debt Yield (%) dividing the (i) UW NOI by (ii) Total Cut-off Date Debt Balance (Pari + B-note + Mezz). This procedure was performed only for those Mortgage Loans with mezzanine debt.

With respect to Characteristic 90, we recomputed the Original Loan/Unit by dividing the (i) Original Balance by (ii) Total SF/Units. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the Total SF/Units for each mortgaged property of the related Mortgage Loan. With respect to any Mortgage Loan that is pari passu, the procedure is calculated inclusive of the original principal balance of any pari passu companion loans, as applicable. With respect to any Mortgage Loan that is in a group of cross-collateralized Mortgage Loan(s), such Characteristic is calculated on the basis of all the Mortgage Loans in such cross-collateralized group (if applicable).

With respect to Characteristic 91, we recomputed the Cutoff Balance using the Original Balance, Interest Rate (%), Accrual Type, First Payment Date, First P&I Payment Date, Term, Monthly Debt Service (P&I) and the CutOff Date. With respect to partial interest-only Mortgage Loans determined to be non-amortizing as of the CutOff Date and full term interest-only Mortgage Loans (if any), the Cutoff Balance was set to equal the Original Balance.

With respect to Characteristic 92, we recomputed the Cutoff Balance/Unit by dividing the (i) Cutoff Balance by (ii) Total SF/Units. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the Total SF/Units for each mortgaged property of the related Mortgage Loan. With respect to any Mortgage Loan that is pari passu, the procedure is calculated inclusive of the Cutoff Balance of any pari passu companion loans, as applicable. With respect to any Mortgage Loan that is in a group of cross-collateralized Mortgage Loan(s), such Characteristic is calculated on the basis of all the Mortgage Loans in such cross-collateralized group (if applicable).

With respect to Characteristic 93, we recomputed the Maturity Balance using the Original Balance, Interest Rate (%), Accrual Type, First Payment Date, First P&I Payment Date, Term, Monthly Debt Service (P&I) and the Maturity/ARD Date. With respect to the Mortgage Loan identified on the Data File as “One Dag” we were instructed by representatives of the related Mortgage Loan Seller to set the Maturity Balance equal to $28,302,295.27. With respect to full term interest-only Mortgage Loans (if any), the Maturity Balance was set to equal the Original Balance.

With respect to Characteristic 94, we recomputed the Maturity Balance per Unit by dividing the (i) Maturity Balance by (ii) Total SF/Units. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the Total SF/Units for each mortgaged property of the related Mortgage Loan. With respect to any Mortgage Loan that is pari passu, the procedure is calculated inclusive of the Maturity Balance of any pari passu companion loans, as applicable. With respect to any Mortgage Loan that is in a group of cross-collateralized Mortgage Loan(s), such Characteristic is calculated on the basis of all the Mortgage Loans in such cross-collateralized group (if applicable).

With respect to Characteristic 102, we recomputed the Annual Debt Service (P&I) by multiplying (i) the Monthly Debt Service (P&I) by (ii) twelve. This procedure was not performed for full term interest-only Mortgage Loans (if applicable).

With respect to Characteristic 103. We recomputed the Annual Debt Service (IO) by multiplying (i) the Monthly Debt Service (IO) by (ii) twelve. This procedure was performed for partial and full term interest-only Mortgage Loans only (if applicable).

With respect to Characteristic 105, we recomputed the Monthly Debt Service (IO) by dividing (i) the product of (a) the Cutoff Balance, (b) the Interest Rate (%) and (c) for those Mortgage Loans whose Accrual Type is “Actual/360”, a fraction equal to 365/360 by (ii) twelve. This procedure was performed for partial and full term interest-only Mortgage Loans only (if applicable).

With respect to Characteristic 106, we recomputed the I/O Period by determining the number of payment dates from and inclusive of the First Payment Date to and exclusive of the First P&I

Payment Date. This procedure was performed for partial and full term interest-only Mortgage Loans only (if applicable).

With respect to Characteristic 107, we recomputed the Rem. I/O Period by subtracting the (i) Seasoning from (ii) I/O Period (but to an amount not less than zero). This procedure was performed for partial and full term interest-only Mortgage Loans only (if applicable).

With respect to Characteristic 108, we recomputed the Term by determining the number of payment dates from and inclusive of the First Payment Date to and inclusive of the Maturity/ARD Date.

With respect to Characteristic 109, we recomputed the Rem. Term by subtracting the (i) Seasoning from (ii) Term.

With respect to Characteristic 110, we recomputed the Amort. Term using the Original Balance, Monthly Debt Service (P&I) and Interest Rate (%). This procedure was not performed for full term interest-only Mortgage Loans (if applicable). With respect to the Mortgage Loan identified on the Data File as “One Dag” we were instructed by representatives of the related Mortgage Loan Seller to set the Amort. Term equal to 360.

With respect to Characteristic 111, we recomputed the Rem. Amort. by subtracting the (i) Seasoning from (ii) Amort. Term. With respect to partial interest-only, then amortizing Mortgage Loans, the procedure indicated herein reduces the Seasoning as of the CutOff Date by the I/O Period (but to an amount not less than zero). This procedure was not performed for full term interest-only Mortgage Loans (if applicable).

With respect to Characteristic 112, we recomputed the Seasoning by determining the number of payment dates from and inclusive of the First Payment Date to and inclusive of the CutOff Date.

With respect to Characteristic 189, we recomputed the Cutoff LTV (%) by dividing the (i) Cutoff Balance by (ii) Appraised Value. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the Appraised Values for each mortgaged property of the related Mortgage Loan. With respect to any Mortgage Loan that is pari passu, the procedure is calculated inclusive of the Cutoff Balance of any pari passu companion loans, as applicable. With respect to any Mortgage Loan that is in a group of cross-collateralized Mortgage Loan(s), such Characteristic is calculated on the basis of all the Mortgage Loans in such cross-collateralized group (if applicable).

With respect to Characteristic 190, we recomputed the Maturity LTV (%) by dividing the (i) Maturity Balance by (ii) Appraised Value. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the Appraised Values for each mortgaged property of the related Mortgage Loan. With respect to any Mortgage Loan that is pari passu, the procedure is calculated inclusive of the Maturity Balance of any pari passu companion loans, as applicable. With respect to any Mortgage Loan that is in a group of cross-collateralized Mortgage Loan(s), such Characteristic is calculated on the basis of all the Mortgage Loans in such cross-collateralized group (if applicable).

With respect to Characteristic 191, we recomputed the UW NOI DSCR by dividing the (i) UW NOI by the (ii) (a) Annual Debt Service (IO) for full term interest-only Mortgage Loans or (b) Annual Debt Service (P&I) for amortizing and partial interest-only Mortgage Loans. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the UW NOI for each mortgaged property of the related Mortgage Loan. With respect to any Mortgage Loan that is pari passu, the procedure is calculated inclusive of the indebtedness of any pari passu companion loans, as applicable. With respect to any Mortgage Loan that is in a group of cross-collateralized Mortgage Loan(s), such Characteristic is calculated on the basis of all the Mortgage Loans in such cross-collateralized group (if applicable).

With respect to Characteristic 192, we recomputed the UW NCF DSCR by dividing the (i) UW NCF by the (ii) (a) Annual Debt Service (IO) for full term interest-only Mortgage Loans or (b) Annual Debt Service (P&I) for amortizing and partial interest-only Mortgage Loans. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the UW NCF for each mortgaged property of the related Mortgage Loan. With respect to any Mortgage Loan that is pari passu, the procedure is calculated inclusive of the indebtedness of any pari passu companion loans, as applicable. With respect to any Mortgage Loan that is in a group of cross-collateralized Mortgage Loan(s), such Characteristic is calculated on the basis of all the Mortgage Loans in such cross-collateralized group (if applicable).

With respect to Characteristic 193, we recomputed the Underwritten NOI Debt Yield by dividing the (i) UW NOI by the (ii) Cutoff Balance. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the UW NOI for each mortgaged property of the related Mortgage Loan. With respect to any Mortgage Loan that is pari passu, the procedure is calculated inclusive of the Cutoff Balance of any pari passu companion loans, as applicable. With respect to any Mortgage Loan that is in a group of cross-collateralized Mortgage Loan(s), such Characteristic is calculated on the basis of all the Mortgage Loans in such cross-collateralized group (if applicable).

With respect to Characteristic 194, we recomputed the Underwritten NCF Debt Yield by dividing the (i) UW NCF by the (ii) Cutoff Balance. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the UW NCF for each mortgaged property of the related Mortgage Loan. With respect to any Mortgage Loan that is pari passu, the procedure is calculated inclusive of the Cutoff Balance of any pari passu companion loans, as applicable. With respect to any Mortgage Loan that is in a group of cross-collateralized Mortgage Loan(s), such Characteristic is calculated on the basis of all the Mortgage Loans in such cross-collateralized group (if applicable).

With respect to Characteristic 195, we recomputed the Total Debt NOI DSCR by dividing the (i) UW NOI by (ii) Total Debt (Mortgage + B-Note + Mezz) Annual Debt Service. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the UW NOI for each mortgaged property of the related Mortgage Loan. This procedure was performed only for those Mortgage Loans containing mezzanine debt, if any.

With respect to Characteristic 196, we recomputed the Total Debt NCF DY by dividing the (i) UW NCF by (ii) Total Cut-off Date Debt Balance (Pari + B-note + Mezz). With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the UW NCF for each mortgaged property of the related Mortgage Loan. This procedure was performed only for those Mortgage Loans containing mezzanine debt, if any.

With respect to Characteristic 197, we recomputed the Total Debt MAT_LTV by dividing the (i) Total Debt Maturity Balance (Pari + B-note + Mezz) by (ii) Appraised Value. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the Appraised Value for each mortgaged property of the related Mortgage Loan. This procedure was performed only for those Mortgage Loans containing mezzanine debt, if any.

With respect to Characteristic 198, we recomputed the Total Debt Per Unit by dividing the (i) Total Original Debt Balance (Pari + B-note + Mezz) by (ii) Total SF/Units. With respect to those Mortgage Loans indicated on the Data File as secured by more than one property, the procedure herein sums the Total SF/Units for each mortgaged property of the related Mortgage Loan. This procedure was performed only for those Mortgage Loans containing mezzanine debt, if any.

With respect to Characteristic 204, we recomputed the Largest Tenant % of NRA by dividing the (i) Unit Size by (ii) Total SF/Units. This procedure was only performed for those Mortgage Loans with a Unit Size greater than zero.

With respect to Characteristic 209, we recomputed the 2^nd Largest Tenant % of NRA by dividing the (i) 2^nd Largest Tenant Unit Size by (ii) Total SF/Units. This procedure was only performed for those Mortgage Loans with a 2^nd Largest Tenant Unit Size greater than zero.

With respect to Characteristic 214, we recomputed the 3^rd Largest Tenant % of NRA by dividing the (i) 3^rd Largest Tenant Unit Size by (ii) Total SF/Units. This procedure was only performed for those Mortgage Loans with a 3^rd Largest Tenant Unit Size greater than zero.

With respect to Characteristic 218, we recomputed the 4^th Largest Tenant % of NRA by dividing the (i) 4^th Largest Tenant Unit Size by (ii) Total SF/Units. This procedure was only performed for those Mortgage Loans with a 4^th Largest Tenant Unit Size greater than zero.

With respect to Characteristic 222, we recomputed the 5^th Largest Tenant % of NRA by dividing the (i) 5^th Largest Tenant Unit Size by (ii) Total SF/Units. This procedure was only performed for those Mortgage Loans with a 5^th Largest Tenant Unit Size greater than zero.

With respect to Characteristic 333, we recomputed the Admin. Fee as the sum of the (i) Servicer Fee, (ii) CREFC Fee, (iii) ARR Fee, (iv) Operating Advisor Fee, (v) Trustee & Paying Agent Fee and (vi) Certificate Administrator Fee.

With respect to Characteristic 334, we recomputed the Net Mortgage Interest Rate by subtracting the Interest Rate (%) by the Admin. Fee.

With respect to Characteristic 418, we recomputed the Report Period Beginning Schedule Loan Balance Amount using the First P&I Payment Date, Monthly Debt Service (P&I), Original Balance, Accrual Type, Interest Rate (%) and the Payment Date in July 2026. With respect to partial interest-only Mortgage Loans determined to be non-amortizing as of July 2026 and full term interest-only Mortgage Loans (if any), the Report Period Beginning Schedule Loan Balance Amount was set to equal the Original Balance. At the request of representatives of the respective Mortgage Loan Seller, Report Period Beginning Schedule Loan Balance Amount differences of one dollar or less were deemed to be “in agreement” for purposes of this report.

With respect to Characteristic 419, we recomputed the Scheduled Interest Amount as the product of (i) the Report Period Beginning Schedule Loan Balance Amount, (ii) the Interest Rate (%), (iii) the number of calendar days from and inclusive of the Payment Date in July 2026 to and exclusive of the CutOff Date (as stipulated by representatives of the Company) and (iv) a fraction equal to 1/360. This procedure was not performed for those Mortgage Loans with a Seasoning equal to zero.

With respect to Characteristic 420, we recomputed the Scheduled Principal Amount by subtracting the (i) Scheduled Interest Amount from (ii) Monthly Debt Service (P&I). This procedure was only performed for those Mortgage Loans determined to be amortizing as of the CutOff Date.

With respect to Characteristic 421, we recomputed the Periodic Principal and Interest Payment Securitization Amount by adding the (i) Scheduled Interest Amount and (ii) Scheduled Principal Amount. This procedure was not performed for those Mortgage Loans with a Seasoning equal to zero.

With respect to Characteristic 423, we recomputed the Total Scheduled Principal Interest Due Amount by adding the (i) Scheduled Interest Amount and (ii) Scheduled Principal Amount.

With respect to Characteristic 427, we recomputed the Report Period End Actual Balance Amount using the First P&I Payment Date, Monthly Debt Service (P&I), Original Balance, Accrual Type, Interest Rate (%) and the CutOff Date. With respect to partial interest-only Mortgage Loans determined to be non-amortizing as of the CutOff Date and full term interest-only Mortgage Loans (if any), the Report Period End Actual Balance Amount was set to equal the Original Balance. At the request of representatives of the respective Mortgage Loan Seller, Report Period End Actual Balance Amount differences of one dollar or less were deemed to be “in agreement” for purposes of this report.

With respect to Characteristic 428, we set the Report Period End Scheduled Loan Balance Amount equal to the Report Period End Actual Balance Amount.

With respect to Characteristic 433, we recomputed the Coop – LTV as Rental by dividing the (i) Cutoff Balance by (ii) Coop – Rental Value. This procedure was only performed for those Mortgage Loans with a Property Subtype of “Cooperative.”

With respect to Characteristic 434, we recomputed the Coop – Unsold Percent by dividing the (i) sum of (a) Coop - Sponsor Units, (b) Coop - Investor Units and (c) Coop – Coop Units by (ii) Total

SF/Units. This procedure was only performed for those Mortgage Loans with a Property Subtype of “Cooperative.”

With respect to Characteristic 438, we recomputed the Coop – Sponsor/Investor Carry by subtracting the (i) aggregate annual coop maintenance amount of the Coop – Sponsor Units and Coop – Investor Units (as ascertained from the Coop Rent Roll) from the (ii) aggregate annual rent of the Coop – Sponsor Units and Coop – Investor Units (as ascertained from the Coop Rent Roll). This procedure was only performed for those Mortgage Loans with a Property Subtype of “Cooperative.”