Note 6 - Credit Quality Indicators (Tables)

6 Months Ended

Jun. 30, 2026

Notes Tables

Financing Receivable Credit Quality Indicators [Table Text Block]

		Term Loans Amortized Cost Basis by Origination Year
(In Thousands of Dollars)																										*Revolving*
As of June 30, 2026		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Loans*				*Total*
Commercial real estate - Owner occupied:
Risk Rating
Pass		$	28,203			$	95,324			$	92,018			$	73,558			$	62,545			$	245,357			$	6,572			$	603,577
Special mention			0				2,330				915				4,611				346				2,530				0				10,732
Substandard			0				0				0				4,196				4,352				4,410				0				12,958
Total commercial real estate - Owner occupied loans		$	28,203			$	97,654			$	92,933			$	82,365			$	67,243			$	252,297			$	6,572			$	627,267

Commercial real estate - Owner Occupied: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	1			$	0			$	1

Commercial real estate - Non-owner occupied:
Risk Rating
Pass		$	33,081			$	93,613			$	98,245			$	102,825			$	186,119			$	444,325			$	14,167			$	972,375
Special mention			0				0				0				0				326				3,814				290				4,430
Substandard			0				0				1,760				0				2,407				33,390				0				37,557
Doubtful			0				0				0				0				2,212				0				0				2,212
Total commercial real estate - Non-owner occupied loans		$	33,081			$	93,613			$	100,005			$	102,825			$	191,064			$	481,529			$	14,457			$	1,016,574

Commercial real estate - Non-owner occupied: Current period gross write-offs		$	0			$	0			$	467			$	0			$	0			$	2,658			$	0			$	3,125

Commercial real estate - Farmland:
Risk Rating
Pass		$	13,856			$	19,423			$	22,689			$	18,040			$	35,378			$	108,322			$	8,270			$	225,978
Special mention			0				0				0				0				0				0				0				0
Substandard			0				0				0				1,821				0				280				0				2,101
Total commercial real estate - Farmland loans		$	13,856			$	19,423			$	22,689			$	19,861			$	35,378			$	108,602			$	8,270			$	228,079

Commercial real estate - Farmland: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	0			$	0			$	0

Commercial real estate - Other:
Risk Rating
Pass		$	19,940			$	74,335			$	65,527			$	74,092			$	47,231			$	59,670			$	16,003			$	356,798
Special mention			0				0				0				2,059				0				156				0				2,215
Substandard			0				2,941				0				10,749				3,499				394				1,113				18,696
Total commercial real estate - Other loans		$	19,940			$	77,276			$	65,527			$	86,900			$	50,730			$	60,220			$	17,116			$	377,709

Commercial real estate - Other: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	0			$	0			$	0

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of June 30, 2026		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Loans*				*Total*
Commercial - Commercial and industrial:
Risk Rating
Pass		$	72,854			$	96,411			$	83,046			$	67,407			$	44,310			$	45,119			$	159,872			$	569,019
Special mention			0				153				0				0				0				234				5,800				6,187
Substandard			0				951				5,012				3,127				6,466				2,241				1,052				18,849
Total commercial - Commercial and industrial loans		$	72,854			$	97,515			$	88,058			$	70,534			$	50,776			$	47,594			$	166,724			$	594,055

Commercial - Commercial and industrial: Current period gross write-offs		$	0			$	86			$	57			$	32			$	91			$	207			$	0			$	473

Commercial - Agricultural:
Risk Rating
Pass		$	6,953			$	10,743			$	5,753			$	6,659			$	6,545			$	2,567			$	18,380			$	57,600
Special mention			0				0				0				0				0				0				0				0
Substandard			0				0				27				0				31				125				0				183
Total commercial - Agricultural loans		$	6,953			$	10,743			$	5,780			$	6,659			$	6,576			$	2,692			$	18,380			$	57,783

Commercial - Agricultural: Current period gross write-offs		$	0			$	0			$	0			$	0			$	3			$	3			$	0			$	6

Residential real estate - 1-4 family residential:
Payment Performance
Performing		$	69,684			$	158,928			$	125,711			$	104,463			$	185,463			$	577,412			$	5,118			$	1,226,779
Nonperforming			0				107				0				181				867				3,334				0				4,489
Total residential real estate - 1-4 family residential loans		$	69,684			$	159,035			$	125,711			$	104,644			$	186,330			$	580,746			$	5,118			$	1,231,268

Residential real estate - 1-4 family residential: Current period gross write-offs		$	0			$	0			$	0			$	0			$	23			$	45			$	0			$	68

Residential real estate - Home equity lines of credit:
Payment Performance
Performing		$	0			$	139			$	482			$	142			$	656			$	11,762			$	346,573			$	359,754
Nonperforming			0				78				33				164				396				618				0				1,289
Total residential real estate - Home equity lines of credit loans		$	0			$	217			$	515			$	306			$	1,052			$	12,380			$	346,573			$	361,043

Residential real estate - Home equity lines of credit: Current period gross write-offs		$	0			$	0			$	0			$	33			$	0			$	51			$	0			$	84

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of June 30, 2026		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Loans*				*Total*
Consumer - Indirect:
Payment Performance
Performing		$	54,938			$	66,861			$	44,354			$	30,304			$	23,148			$	28,792			$	0			$	248,397
Nonperforming			0				94				83				73				109				171				0				530
Total consumer - Indirect loans		$	54,938			$	66,955			$	44,437			$	30,377			$	23,257			$	28,963			$	0			$	248,927

Consumer - Indirect: Current period gross write-offs		$	0			$	70			$	90			$	78			$	19			$	403			$	0			$	660

Consumer - Direct:
Payment Performance
Performing		$	3,082			$	4,322			$	1,806			$	1,178			$	663			$	10,387			$	0			$	21,438
Nonperforming			0				8				1				0				14				1				0				24
Total consumer - Direct loans		$	3,082			$	4,330			$	1,807			$	1,178			$	677			$	10,388			$	0			$	21,462

Consumer - Direct: Current period gross write-offs		$	0			$	0			$	6			$	2			$	14			$	10			$	0			$	32

Consumer - Other:
Payment Performance
Performing		$	0			$	0			$	0			$	0			$	0			$	566			$	11,647			$	12,213
Nonperforming			0				0				0				0				97				0				0				97
Total consumer - Other loans		$	0			$	0			$	0			$	0			$	97			$	566			$	11,647			$	12,310

Consumer - Other: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	3			$	80			$	83

		Term Loans Amortized Cost Basis by Origination Year
(In Thousands of Dollars)																										*Revolving*
As of December 31, 2025		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Loans*				*Total*
Commercial real estate - Owner occupied:
Risk Rating
Pass		$	54,226			$	47,332			$	49,344			$	40,512			$	55,333			$	133,226			$	3,195			$	383,168
Special mention			0				648				4,729				0				1,069				74				0				6,520
Substandard			0				0				1,346				430				1				1,406				0				3,183
Total commercial real estate - Owner occupied loans		$	54,226			$	47,980			$	55,419			$	40,942			$	56,403			$	134,706			$	3,195			$	392,871

Commercial real estate - Owner Occupied: Current period gross write-offs		$	0			$	0			$	0			$	0			$	22			$	75			$	0			$	97

Commercial real estate - Non-owner occupied:
Risk Rating
Pass		$	79,473			$	71,707			$	47,336			$	115,103			$	75,125			$	257,596			$	20,072			$	666,412
Special mention			0				0				0				3,126				0				4,103				215				7,444
Substandard			0				21				124				1,870				10,528				21,812				0				34,355
Doubtful			0				0				0				0				1,865				0				0				1,865
Total commercial real estate - Non-owner occupied loans		$	79,473			$	71,728			$	47,460			$	120,099			$	87,518			$	283,511			$	20,287			$	710,076

Commercial real estate - Non-owner occupied: Current period gross write-offs		$	0			$	0			$	0			$	1,970			$	0			$	0			$	0			$	1,970

Commercial real estate - Farmland:
Risk Rating
Pass		$	20,347			$	19,990			$	20,478			$	35,611			$	16,728			$	91,987			$	3,568			$	208,709
Substandard			0				0				1,872				0				352				298				0				2,522
Total commercial real estate - Farmland loans		$	20,347			$	19,990			$	22,350			$	35,611			$	17,080			$	92,285			$	3,568			$	211,231

Commercial real estate - Farmland: Current period gross write-offs		$	0			$	0			$	0			$	0			$	0			$	44			$	0			$	44

Commercial real estate - Other:
Risk Rating
Pass		$	62,052			$	50,127			$	48,815			$	65,170			$	23,895			$	24,391			$	1,351			$	275,801
Special mention			0				0				9,279				0				0				1,364				0				10,643
Substandard			2,965				0				981				3,496				112				10				0				7,564
Total commercial real estate - Other loans		$	65,017			$	50,127			$	59,075			$	68,666			$	24,007			$	25,765			$	1,351			$	294,008

Commercial real estate - Other: Current period gross write-offs		$	0			$	0			$	0			$	2,454			$	0			$	0			$	0			$	2,454

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of December 31, 2025		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Loans*				*Total*
Commercial - Commercial and industrial:
Risk Rating
Pass		$	65,564			$	63,502			$	52,078			$	38,843			$	11,342			$	19,002			$	80,655			$	330,986
Special mention			0				0				0				2,158				253				0				2,050				4,461
Substandard			8				210				21				2,612				719				1,163				1,557				6,290
Total commercial - Commercial and industrial loans		$	65,572			$	63,712			$	52,099			$	43,613			$	12,314			$	20,165			$	84,262			$	341,737

Commercial - Commercial and industrial: Current period gross write-offs		$	345			$	122			$	230			$	311			$	127			$	116			$	28			$	1,279

Commercial - Agricultural:
Risk Rating
Pass		$	11,929			$	6,738			$	8,151			$	8,058			$	2,502			$	1,028			$	16,523			$	54,929
Special mention			0				0				0				0				0				0				0				0
Substandard			0				32				0				20				18				90				0				160
Total commercial - Agricultural loans		$	11,929			$	6,770			$	8,151			$	8,078			$	2,520			$	1,118			$	16,523			$	55,089

Commercial - Agricultural: Current period gross write-offs		$	0			$	114			$	16			$	38			$	26			$	18			$	0			$	212

Residential real estate - 1-4 family residential:
Payment Performance
Performing		$	90,911			$	88,021			$	58,641			$	142,333			$	140,411			$	323,056			$	4,112			$	847,485
Nonperforming			0				0				396				574				238				2,487				0				3,695
Total residential real estate - 1-4 family residential loans		$	90,911			$	88,021			$	59,037			$	142,907			$	140,649			$	325,543			$	4,112			$	851,180

Residential real estate - 1-4 family residential: Current period gross write-offs		$	0			$	0			$	0			$	0			$	150			$	67			$	0			$	217

Residential real estate - Home equity lines of credit:
Payment Performance
Performing		$	0			$	24			$	135			$	296			$	211			$	4,963			$	175,044			$	180,673
Nonperforming			0				0				7				438				0				668				0				1,113
Total residential real estate - Home equity lines of credit loans		$	0			$	24			$	142			$	734			$	211			$	5,631			$	175,044			$	181,786

Residential real estate - Home equity lines of credit: Current period gross write-offs		$	0			$	0			$	10			$	28			$	0			$	13			$	0			$	51

		Term Loans Amortized Cost Basis by Origination Year (Continued)
(In Thousands of Dollars)																										*Revolving*
As of December 31, 2025		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Loans*				*Total*
Consumer - Indirect:
Payment Performance
Performing		$	78,564			$	55,727			$	38,329			$	30,359			$	15,556			$	21,052			$	0			$	239,587
Nonperforming			2				125				101				102				86				107				0				523
Total consumer - Indirect loans		$	78,566			$	55,852			$	38,430			$	30,461			$	15,642			$	21,159			$	0			$	240,110

Consumer - Indirect: Current period gross write-offs		$	22			$	191			$	93			$	40			$	93			$	489			$	0			$	928

Consumer - Direct:
Payment Performance
Performing		$	4,010			$	1,580			$	1,280			$	871			$	647			$	8,142			$	0			$	16,530
Nonperforming			0				0				0				4				0				17				0				21
Total consumer - Direct loans		$	4,010			$	1,580			$	1,280			$	875			$	647			$	8,159			$	0			$	16,551

Consumer - Direct: Current period gross write-offs		$	0			$	6			$	16			$	9			$	0			$	28			$	0			$	59

Consumer - Other:
Payment Performance
Performing		$	0			$	0			$	0			$	4			$	64			$	418			$	9,491			$	9,977
Nonperforming			0				0				0				97				0				0				0				97
Total consumer - Other loans		$	0			$	0			$	0			$	101			$	64			$	418			$	9,491			$	10,074

Consumer - Other: Current period gross write-offs		$	0			$	1			$	5			$	0			$	1			$	189			$	0			$	196

Financing Receivable, Purchased With Credit Deterioration [Table Text Block]

		*March 31, 2026*
Par value of acquired loans at acquisition		$	1,531,402
Net purchase discount			(21,229	)
Allowance for credit losses of PCD loans			(3,995	)
Allowance for credit losses of PSLs			(15,335	)
Purchase price of loans at acquisition		$	1,490,843

Schedule of Loans Held for Sale [Table Text Block]

		*June 30, 2026*								*December 31, 2025*
(In Thousands of Dollars)			Loan Balance				ACL Balance				Loan Balance				ACL Balance
Commercial real estate
Owner Occupied		$	10,353			$	516			$	258			$	9
Non-owner Occupied			22,174				1,038				25,690				1,428
Farmland			0				0				0				0
Other			1,583				54				0				0
Commercial
Commercial and industrial			16,846				469				509				25
Agricultural			88				5				88				6
Residential real estate
1-4 family residential			1,895				7				894				4
Home equity lines of credit			436				3				0				0
Total		$	53,375			$	2,092			$	27,439			$	1,472