Note 5 - Loan Restructurings (Tables)
|
6 Months Ended |
Jun. 30, 2026 |
|---|
| Notes Tables |
|
| Financing Receivable, Modified [Table Text Block] |
| Three Months Ended June 30, 2026 | | Amortized Cost | | | | | |
| (In Thousands of Dollars) | | Payment Deferral | | | Term Extension | | | Interest Rate Reduction | | | Combination Payment Deferral and Interest Rate Reduction | | | Combination Payment Deferral and Term Extension | | | Total | | | % of Total Class of Financing Receivable | |
| Commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Non-owner occupied | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 2,777 | | | $ | 2,777 | | | | 0.27 | % |
| Residential real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | 0 | | | | 0 | | | | 0 | | | | 41 | | | | 0 | | | | 41 | | | | 0.00 | % |
| Total modifications to borrowers experiencing financial difficulty | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 41 | | | $ | 2,777 | | | $ | 2,818 | | | | 0.06 | % |
| Six Months Ended June 30, 2026 | | Amortized Cost | | | | | |
| (In Thousands of Dollars) | | Payment Deferral | | | Term Extension | | | Interest Rate Reduction | | | Combination Payment Deferral and Interest Rate Reduction | | | Combination Payment Deferral and Term Extension | | | Total | | | % of Total Class of Financing Receivable | |
| Commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| Non-owner occupied | | $ | 4,321 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 2,777 | | | $ | 7,098 | | | | 0.70 | % |
| Residential real estate | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | 0 | | | | 0 | | | | 0 | | | | 79 | | | | 0 | | | $ | 79 | | | | 0.01 | % |
| Total modifications to borrowers experiencing financial difficulty | | $ | 4,321 | | | $ | 0 | | | $ | 0 | | | $ | 79 | | | $ | 2,777 | | | $ | 7,177 | | | | 0.15 | % |
| Three Months Ended June 30, 2025 | | Amortized Cost | | | | | |
| (In Thousands of Dollars) | | Payment Deferral | | | Term Extension | | | Interest Rate Reduction | | | Combination Term Extension and Interest Rate Reduction | | | Total | | | % of Total Class of Financing Receivable | |
| Commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | |
| Non-owner occupied | | $ | 0 | | | $ | 11,128 | | | $ | 0 | | | $ | 0 | | | $ | 11,128 | | | | 0.02 | % |
| Commercial | | | | | | | | | | | | | | | | | | | | | | | | |
| Commercial and industrial | | | 0 | | | | 0 | | | | 0 | | | | 58 | | | | 58 | | | | 0.00 | % |
| Residential real estate | | | | | | | | | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | 103 | | | | 0 | | | | 0 | | | | 0 | | | | 103 | | | | 0.00 | % |
| Home equity lines of credit | | | 0 | | | | 0 | | | | 0 | | | | 75 | | | | 75 | | | | 0.00 | % |
| Total modifications to borrowers experiencing financial difficulty | | $ | 103 | | | $ | 11,128 | | | $ | 0 | | | $ | 133 | | | $ | 11,364 | | | | 0.00 | % |
| Six Months Ended June 30, 2025 | | Amortized Cost | | | | | |
| | | Payment Deferral | | | Term Extension | | | Interest Rate Reduction | | | Combination Term Extension and Interest Rate Reduction | | | Total | | | % of Total Class of Financing Receivable | |
| | | | | | | | | | | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | | | | | | | | | | | |
| (In Thousands of Dollars) | | | | | | | | | | | | | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | | | | | | | | | | | | | |
| Non-owner occupied | | $ | 0 | | | $ | 11,128 | | | $ | 0 | | | $ | 0 | | | $ | 11,128 | | | | 0.02 | % |
| Commercial | | | | | | | | | | | | | | | | | | | | | | | | |
| Commercial and industrial | | | 124 | | | | 0 | | | | 0 | | | | 58 | | | | 182 | | | | 0.00 | % |
| Residential real estate | | | | | | | | | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | 103 | | | | 0 | | | | 0 | | | | 0 | | | | 103 | | | | 0.00 | % |
| Home equity lines of credit | | | 0 | | | | 14 | | | | 0 | | | | 75 | | | | 89 | | | | 0.00 | % |
| Total modifications to borrowers experiencing financial difficulty | | $ | 227 | | | $ | 11,142 | | | $ | 0 | | | $ | 133 | | | $ | 11,502 | | | | 0.00 | % |
| | | Payment Deferral | | | Interest Rate Reduction | | | Term Extension | |
| | | Weighted-Average | | | Weighted-Average Contractual Interest Rate | | | Weighted-Average Years | |
| | | Principal Deferred | | | From | | | To | | | Added to the Life | |
| Three Months Ended June 30, 2026 | | | | | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | | | | | |
| Non-owner occupied | | $ | 45 | | | | | | | | | | | | 1 | |
| Residential real estate | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | | | | | 5.250 | % | | | 5.000 | % | | | 10 | |
| | | Payment Deferral | | | Interest Rate Reduction | | | Term Extension | |
| | | Weighted-Average | | | Weighted-Average Contractual Interest Rate | | | Weighted-Average Years | |
| | | Principal Deferred | | | From | | | To | | | Added to the Life | |
| Six Months Ended June 30, 2026 | | | | | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | | | | | |
| Non-owner occupied | | $ | 64 | | | | | | | | | | | | 1 | |
| Residential real estate | | | | | | | | | | | | | | | | |
| 1-4 family residential | | $ | 5 | | | | 5.976 | % | | | 4.032 | % | | | 10 | |
| | | Payment Deferral | | | Interest Rate Reduction | | | Term Extension | |
| | | Weighted-Average | | | Weighted-Average Contractual Interest Rate | | | Weighted-Average Years | |
| | | Principal Deferred | | | From | | | To | | | Added to the Life | |
| Three Months Ended June 30, 2025 | | | | | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | | | | | |
| Non-owner occupied | | $ | 0 | | | | | | | | | | | | 1 | |
| Commercial | | | | | | | | | | | | | | | | |
| Commercial and industrial | | | | | | | 10.25 | % | | | 8.00 | % | | | 6 | |
| Residential real estate | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | 6 | | | | | | | | | | | | | |
| Home Equity Lines of Credit | | | | | | | 7.75 | % | | | 4.00 | % | | | 10 | |
| | | Payment Deferral | | | Interest Rate Reduction | | | Term Extension | |
| | | Weighted-Average | | | Weighted-Average Contractual Interest Rate | | | Weighted-Average Years | |
| | | Principal Deferred | | | From | | | To | | | Added to the Life | |
| Six Months Ended June 30, 2025 | | | | | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | | | | | |
| Non-owner occupied | | $ | 0 | | | | | | | | | | | | 1 | |
| Commercial | | | | | | | | | | | | | | | | |
| Commercial and industrial | | $ | 112 | | | | 10.25 | % | | | 8.00 | % | | | 6 | |
| Residential real estate | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | 6 | | | | | | | | | | | | | |
| Home Equity Lines of Credit | | | | | | | 7.75 | % | | | 4.00 | % | | | 9 | |
|
| Financing Receivable, Performance of Modified Loans [Table Text Block] |
| Three Months Ended June 30, 2026 | | Payment status (Amortized cost Basis) | |
| | | | | | | 30-89 | | | 90+ | |
| (In Thousands of Dollars) | | Current | | | Days past due | | | Days past due | |
| Accrual restructured loans | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | |
| Non-owner occupied | | $ | 2,777 | | | $ | 0 | | | $ | 0 | |
| Residential real estate | | | | | | | | | | | | |
| 1-4 family residential | | | 41 | | | | 0 | | | | 0 | |
| Total accruing restructured loans | | $ | 2,818 | | | $ | 0 | | | $ | 0 | |
| | | | | | | | | | | | | |
| Nonaccrual restructured loans | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | |
| Non-owner occupied | | $ | 0 | | | $ | 0 | | | $ | 0 | |
| Residential real estate | | | | | | | | | | | | |
| 1-4 family residential | | | 0 | | | | 0 | | | | 0 | |
| Total nonaccrual restructured loans | | $ | 0 | | | $ | 0 | | | $ | 0 | |
| Total restructured loans | | $ | 2,818 | | | $ | 0 | | | $ | 0 | |
| Six Months Ended June 30, 2026 | | Payment status (Amortized cost Basis) | |
| | | | | | | 30-89 | | | 90+ | |
| (In Thousands of Dollars) | | Current | | | Days past due | | | Days past due | |
| Accrual restructured loans | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | |
| Non-owner occupied | | $ | 2,777 | | | $ | 0 | | | $ | 0 | |
| Residential real estate | | | | | | | | | | | | |
| 1-4 family residential | | | 41 | | | | 0 | | | | 0 | |
| Total accruing restructured loans | | $ | 2,818 | | | $ | 0 | | | $ | 0 | |
| | | | | | | | | | | | | |
| Nonaccrual restructured loans | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | |
| Non-owner occupied | | $ | 4,321 | | | $ | 0 | | | $ | 0 | |
| Residential real estate | | | | | | | | | | | | |
| 1-4 family residential | | | 0 | | | | 38 | | | | 0 | |
| Total nonaccrual restructured loans | | $ | 4,321 | | | $ | 38 | | | $ | 0 | |
| Total restructured loans | | $ | 7,139 | | | $ | 38 | | | $ | 0 | |
| Three Months Ended June 30, 2025 | | Payment status (Amortized cost Basis) | |
| | | | | | | 30-89 | | | 90+ | |
| (In Thousands of Dollars) | | Current | | | Days past due | | | Days past due | |
| Accrual restructured loans | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | |
| Non-owner occupied | | $ | 11,128 | | | $ | 0 | | | $ | 0 | |
| Residential real estate | | | | | | | | | | | | |
| 1-4 family residential | | | 103 | | | | | | | | | |
| Home equity lines of credit | | | 75 | | | | 0 | | | | 0 | |
| Total accruing restructured loans | | $ | 11,306 | | | $ | 0 | | | $ | 0 | |
| | | | | | | | | | | | | |
| Nonaccrual restructured loans | | | | | | | | | | | | |
| Commercial | | | 58 | | | | 0 | | | | 0 | |
| Commercial and industrial | | | | | | | | | | | | |
| Total nonaccrual restructured loans | | $ | 58 | | | $ | 0 | | | $ | 0 | |
| Total restructured loans | | $ | 11,364 | | | $ | 0 | | | $ | 0 | |
| Six Months Ended June 30, 2025 | | Payment status (Amortized cost Basis) | |
| | | | | | | 30-89 | | | 90+ | |
| (In Thousands of Dollars) | | Current | | | Days past due | | | Days past due | |
| Accrual restructured loans | | | | | | | | | | | | |
| Commercial real estate | | | | | | | | | | | | |
| Non-owner occupied | | $ | 11,128 | | | $ | 0 | | | $ | 0 | |
| Residential real estate | | | | | | | | | | | | |
| 1-4 family residential | | | 103 | | | | | | | | | |
| Home equity lines of credit | | | 89 | | | | 0 | | | | 0 | |
| Total accruing restructured loans | | $ | 11,320 | | | $ | 0 | | | $ | 0 | |
| | | | | | | | | | | | | |
| Nonaccrual restructured loans | | | | | | | | | | | | |
| Commercial | | | | | | | | | | | | |
| Commercial and industrial | | $ | 58 | | | | | | | $ | 124 | |
| Residential real estate | | | | | | | | | | | | |
| Home equity lines of credit | | | 0 | | | | 0 | | | | 0 | |
| Total nonaccrual restructured loans | | $ | 58 | | | $ | 0 | | | $ | 124 | |
| Total restructured loans | | $ | 11,378 | | | $ | 0 | | | $ | 124 | |
|
| Financing Receivable, Modified, Subsequent Default [Table Text Block] |
| Three Months Ended June 30, 2026 | | Amortized Cost | |
| | | | | | | | | | | | | | | Combination | | | Combination | |
| | | | | | | | | | | | | | | Term Extension | | | Principal Deferral | |
| | | Payment | | | Term | | | Interest Rate | | | and Interest Rate | | | and Interest Rate | |
| (In Thousands of Dollars) | | Deferral | | | Extension | | | Reduction | | | Reduction | | | Reduction | |
| Commercial real estate | | | | | | | | | | | | | | | | | | | | |
| Other | | $ | 109 | | | $ | 0 | | | $ | 472 | | | $ | 0 | | | $ | 43 | |
| Residential real estate | | | | | | | | | | | | | | | | | | | | |
| 1-4 family residential | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 38 | |
| Total modifications to borrowers experiencing financial difficulty | | $ | 109 | | | $ | 0 | | | $ | 472 | | | $ | 0 | | | $ | 81 | |
| Six Months Ended June 30, 2026 | | Amortized Cost | |
| | | | | | | | | | | | | | | Combination | | | Combination | |
| | | | | | | | | | | | | | | Term Extension | | | Principal Deferral | |
| | | Payment | | | Term | | | Interest Rate | | | and Interest Rate | | | and Interest Rate | |
| (In Thousands of Dollars) | | Deferral | | | Extension | | | Reduction | | | Reduction | | | Reduction | |
| Commercial real estate | | | | | | | | | | | | | | | | | | | | |
| Other | | $ | 109 | | | $ | 0 | | | $ | 472 | | | $ | 0 | | | $ | 43 | |
| Residential real estate | | | | | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | 102 | | | | 0 | | | | 0 | | | | 0 | | | | 38 | |
| Total modifications to borrowers experiencing financial difficulty | | $ | 211 | | | $ | 0 | | | $ | 472 | | | $ | 0 | | | $ | 81 | |
| Three Months Ended June 30, 2025 | | Amortized Cost | |
| | | | | | | | | | | | | | | Combination | |
| | | | | | | | | | | | | | | Term Extension | |
| | | Payment | | | Term | | | Interest Rate | | | and Interest Rate | |
| (In Thousands of Dollars) | | Deferral | | | Extension | | | Reduction | | | Reduction | |
| Commercial | | | | | | | | | | | | | | | | |
| Commercial and industrial | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | |
| Residential real estate | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | 0 | | | | 0 | | | | 0 | | | | 0 | |
| Home equity lines of credit | | | 0 | | | | 0 | | | | 0 | | | | 0 | |
| Total modifications to borrowers experiencing financial difficulty | | $ | 0 | | | $ | 0 | | | $ | 0 | | | $ | 0 | |
| Six Months Ended June 30, 2025 | | Amortized Cost | |
| | | | | | | | | | | | | | | Combination | |
| | | | | | | | | | | | | | | Term Extension | |
| | | Payment | | | Term | | | Interest Rate | | | and Interest Rate | |
| (In Thousands of Dollars) | | Deferral | | | Extension | | | Reduction | | | Reduction | |
| Commercial | | | | | | | | | | | | | | | | |
| Commercial and industrial | | $ | 124 | | | $ | 0 | | | $ | 0 | | | $ | 0 | |
| Residential real estate | | | | | | | | | | | | | | | | |
| 1-4 family residential | | | 0 | | | | 0 | | | | 0 | | | | 0 | |
| Home equity lines of credit | | | 0 | | | | 0 | | | | 0 | | | | 19 | |
| Total modifications to borrowers experiencing financial difficulty | | $ | 124 | | | $ | 0 | | | $ | 0 | | | $ | 19 | |
|