v3.26.1
Capital and Mandatorily Redeemable Capital Stock (Tables)
 6 Months Ended
Jun. 30, 2026
Equity [Abstract]  
Schedule of Risk-Based Capital Ratios The following table summarizes the FHLBNY’s risk-based capital ratios (dollars in thousands):
June 30, 2026
December 31, 2025
Required (d)
Actual
Required (d)
Actual
Regulatory capital requirements:
Risk-based capital(a)(e)
$1,433,695
$9,761,333
$1,109,154
$8,033,806
Total capital-to-asset ratio
4.00
%
4.93
%
4.00
%
5.13
%
Total capital(b)
$7,914,958
$9,761,333
$6,261,800
$8,033,806
Leverage ratio
5.00
%
7.40
%
5.00
%
7.70
%
Leverage capital(c)
$9,893,698
$14,641,999
$7,827,250
$12,050,709
(a)Actual “Risk-based capital” is capital stock and retained earnings plus mandatorily redeemable capital stock. Section 1277.3 of
the Finance Agency’s regulations also refers to this amount as “Permanent Capital.”
(b)Required “Total capital” is 4.0% of total assets.
(c)The required leverage ratio of total capital to total assets should be at least 5.0%. For the purposes of determining the leverage
ratio, total capital shall be computed by multiplying the Bank’s Permanent Capital by 1.5.
(d)Required minimum.
(e)Under regulatory guidelines issued by the Finance Agency in August 2011 that was consistent with guidance provided by other
federal banking agencies with respect to capital rules, risk weights are maintained at AAA for U.S. Treasury securities and other
securities issued or guaranteed by the U.S. Government, government agencies, and government-sponsored entities for purposes
of calculating risk-based capital.
Schedule of Mandatorily Redeemable Capital Stock The following table presents a roll-forward of mandatorily redeemable capital stock liabilities (in thousands):
Three months ended June 30,
Six months ended June 30,
2026
2025
2026
2025
Beginning balance
$7,737
$4,322
$7,585
$4,509
Capital stock subject to mandatory redemption reclassified
from equity
—
6,111
1,337
6,111
Redemption of mandatorily redeemable capital stock (a)
(533)
(1,460)
(1,718)
(1,647)
Ending balance
$7,204
$8,973
$7,204
$8,973
Accrued interest payable (b)
$136
$159
$136
$159
(a)Redemption includes repayment of excess stock.
(b)The annualized accrual rates were 7.50% for the three months ended June 30, 2026 and 8.00% for the three months ended
June 30, 2025. Accrual rates are based on estimated dividend rates.