v3.26.1
Segment Financials (Schedule Of Segment Financials) (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Mar. 31, 2026
Jun. 30, 2025
Mar. 31, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Segment Reporting [Line Items]              
Interest income $ 132,049   $ 143,148   $ 261,840 $ 282,950  
Interest expense 41,583   45,656   82,560 93,715  
Net interest income 90,466   97,492   179,280 189,235  
Provision for credit losses 26,089   44,363   53,690 91,216  
Total non-interest income 73,040   83,743   145,565 167,385  
Salaries and employee benefits 37,426   37,134   74,903 70,803  
Data processing expense 1,387   1,227   2,696 2,432  
Software 5,632   5,144   11,001 10,157  
Other 12,031   13,718   22,902 27,125  
Total direct non-interest expense 56,476   57,223   111,502 110,517  
Income before non-interest expense allocations 80,941   79,649   159,653 154,887  
Income before taxes 80,941   79,649   159,653 154,887  
Income tax expense 20,285   19,828   38,928 37,893  
Net income 60,656 $ 60,069 59,821 $ 57,173 120,725 116,994  
Fintech loan credit enhancement income         54,609 89,101  
Total non-interest income 73,040   83,743   145,565 167,385  
Total assets 9,215,977       9,215,977   $ 9,352,425
Total liabilities 8,510,596       8,510,596   8,662,629
Fintech              
Segment Reporting [Line Items]              
Fintech loan credit enhancement income 25,766   43,233   54,609 89,101  
Fintech - other fee income 41,600   35,674   81,188 70,148  
Operating Segments | Fintech              
Segment Reporting [Line Items]              
Interest income 2,834   486   4,660 726  
Interest allocation 63,802   64,622   120,762 138,002  
Interest expense 32,897   42,814   64,761 85,557  
Net interest income 33,739   22,294   60,661 53,171  
Provision for credit losses 25,765   43,233   54,609 89,101  
Total non-interest income 67,366   78,907   135,797 159,249  
Salaries and employee benefits 4,875   4,401   9,624 8,730  
Data processing expense 378   335   759 622  
Software 284   148   527 306  
Other 2,482   2,988   5,169 5,599  
Total direct non-interest expense 8,019   7,872   16,079 15,257  
Income before non-interest expense allocations 67,321   50,096   125,770 108,062  
Risk, financial crimes, and compliance 7,838   7,490   15,649 14,529  
Information technology and operations 3,735   3,613   7,538 7,119  
Other allocated expenses 4,069   4,091   8,193 8,178  
Total non-interest expense allocations 15,642   15,194   31,380 29,826  
Income before taxes 51,679   34,902   94,390 78,236  
Income tax expense 12,951   8,689   23,068 19,140  
Net income 38,728   26,213   71,322 59,096  
Total non-interest income 67,366   78,907   135,797 159,249  
Total assets 1,014,634       1,014,634   1,177,306
Total liabilities 7,146,532       7,146,532   7,377,441
Operating Segments | REBL              
Segment Reporting [Line Items]              
Interest income 45,103   48,904   89,810 96,775  
Interest allocation (24,265)   (23,479)   (45,928) (47,848)  
Interest expense 0   0   0 0  
Net interest income 20,838   25,425   43,882 48,927  
Provision for credit losses (294)   (116)   553 192  
Total non-interest income 2,772   2,283   3,939 2,803  
Salaries and employee benefits 1,203   1,160   2,328 2,374  
Data processing expense 48   46   92 82  
Software 28   27   56 53  
Other 1,192   1,249   2,428 2,809  
Total direct non-interest expense 2,471   2,482   4,904 5,318  
Income before non-interest expense allocations 21,433   25,342   42,364 46,220  
Risk, financial crimes, and compliance 713   604   1,420 1,180  
Information technology and operations 242   199   497 389  
Other allocated expenses 838   833   1,732 1,657  
Total non-interest expense allocations 1,793   1,636   3,649 3,226  
Income before taxes 19,640   23,706   38,715 42,994  
Income tax expense 4,922   5,901   9,440 10,518  
Net income 14,718   17,805   29,275 32,476  
Total non-interest income 2,772   2,283   3,939 2,803  
Total assets 2,396,193       2,396,193   2,362,489
Total liabilities 1,350       1,350   1,817
Operating Segments | Institutional Banking              
Segment Reporting [Line Items]              
Interest income 29,104   29,069   56,948 57,081  
Interest allocation (18,502)   (16,583)   (34,137) (33,319)  
Interest expense 1,226   888   2,732 2,531  
Net interest income 9,376   11,598   20,079 21,231  
Provision for credit losses 60   (146)   (100) (214)  
Total non-interest income 733   79   1,051 354  
Salaries and employee benefits 776   2,545   1,816 5,345  
Data processing expense 647   497   1,228 990  
Software 645   717   1,269 1,483  
Other 274   275   550 594  
Total direct non-interest expense 2,342   4,034   4,863 8,412  
Income before non-interest expense allocations 7,707   7,789   16,367 13,387  
Risk, financial crimes, and compliance 942   839   1,881 1,627  
Information technology and operations 1,123   1,535   2,335 3,051  
Other allocated expenses 1,426   1,755   2,910 3,444  
Total non-interest expense allocations 3,491   4,129   7,126 8,122  
Income before taxes 4,216   3,660   9,241 5,265  
Income tax expense 1,057   911   2,247 1,288  
Net income 3,159   2,749   6,994 3,977  
Total non-interest income 733   79   1,051 354  
Total assets 2,081,888       2,081,888   1,981,479
Total liabilities 240,205       240,205   269,743
Operating Segments | Commercial              
Segment Reporting [Line Items]              
Interest income 32,883   32,990   65,261 64,897  
Interest allocation (17,894)   (16,947)   (33,887) (34,663)  
Interest expense 10   10   20 20  
Net interest income 14,979   16,033   31,354 30,214  
Provision for credit losses 1,071   1,425   (826) 2,189  
Total non-interest income 1,929   2,443   4,516 4,785  
Salaries and employee benefits 4,678   4,688   9,699 9,978  
Data processing expense 1   1   3 4  
Software 440   505   948 979  
Other 1,823   2,141   3,864 4,258  
Total direct non-interest expense 6,942   7,335   14,514 15,219  
Income before non-interest expense allocations 8,895   9,716   22,182 17,591  
Risk, financial crimes, and compliance 1,541   1,365   3,071 2,662  
Information technology and operations 2,133   2,101   4,436 4,111  
Other allocated expenses 1,966   1,958   4,032 3,884  
Total non-interest expense allocations 5,640   5,424   11,539 10,657  
Income before taxes 3,255   4,292   10,643 6,934  
Income tax expense 816   1,068   2,566 1,696  
Net income 2,439   3,224   8,077 5,238  
Total non-interest income 1,929   2,443   4,516 4,785  
Total assets 1,772,547       1,772,547   1,762,882
Total liabilities 6,673       6,673   5,591
Corporate              
Segment Reporting [Line Items]              
Interest income 22,125   31,699   45,161 63,471  
Interest allocation (3,141)   (7,613)   (6,810) (22,172)  
Interest expense 7,450   1,944   15,047 5,607  
Net interest income 11,534   22,142   23,304 35,692  
Provision for credit losses (513)   (33)   (546) (52)  
Total non-interest income 240   31   262 194  
Salaries and employee benefits 25,894   24,340   51,436 44,376  
Data processing expense 313   348   614 734  
Software 4,235   3,747   8,201 7,336  
Other 6,260   7,065   10,891 13,865  
Total direct non-interest expense 36,702   35,500   71,142 66,311  
Income before non-interest expense allocations (24,415)   (13,294)   (47,030) (30,373)  
Risk, financial crimes, and compliance (11,034)   (10,298)   (22,021) (19,998)  
Information technology and operations (7,233)   (7,448)   (14,806) (14,670)  
Other allocated expenses (8,299)   (8,637)   (16,867) (17,163)  
Total non-interest expense allocations (26,566)   (26,383)   (53,694) (51,831)  
Income before taxes 2,151   13,089   6,664 21,458  
Income tax expense 539   3,259   1,607 5,251  
Net income 1,612   9,830   5,057 16,207  
Total non-interest income 240   $ 31   262 $ 194  
Total assets 1,950,715       1,950,715   2,068,269
Total liabilities $ 1,115,836       $ 1,115,836   $ 1,008,037