v3.26.1
Loans and Allowance for Credit Losses - Loans by Portfolio Class and Internal Credit Quality Rating (Details) - USD ($)
$ in Millions
3 Months Ended 6 Months Ended 9 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Sep. 30, 2025
Dec. 31, 2025
Loans by origination year            
Total loans $ 410,300   $ 410,300     $ 391,335
Total outstanding commitments 873,319   873,319     839,785
Modified loans 1,098 $ 1,468 2,027 $ 2,686    
Pass            
Loans by origination year            
Total loans 402,513   402,513     382,915
Total outstanding commitments 862,862   862,862     828,343
Total Criticized            
Loans by origination year            
Total loans 7,787   7,787     8,420
Total outstanding commitments 10,457   10,457     11,442
Special Mention            
Loans by origination year            
Total loans 2,058   2,058     1,885
Total outstanding commitments 3,387   3,387     3,094
Classified            
Loans by origination year            
Total loans 5,729   5,729     6,535
Total outstanding commitments 7,070   7,070     8,348
Loans purchased from GNMA mortgage pools            
Loans by origination year            
Modified loans 429 685 660 1,213    
Commercial | Commercial            
Loans by origination year            
Originated in 2026/2025 40,719   40,719     73,397
Originated in 2025/2024 57,129   57,129     25,149
Originated in 2024/2023 17,951   17,951     7,857
Originated in 2023/2022 5,180   5,180     10,355
Originated in 2022 5,653   5,653      
Originated prior to 2022 5,928   5,928      
Originated prior to 2022           7,041
Revolving 27,095   27,095     24,362
Total loans 159,655   159,655     148,161
Modified loans 131 227 299 347    
Commercial | Commercial | Pass            
Loans by origination year            
Originated in 2026/2025 39,772   39,772     72,416
Originated in 2025/2024 56,378   56,378     24,344
Originated in 2024/2023 17,410   17,410     7,532
Originated in 2023/2022 5,084   5,084     10,045
Originated in 2022 5,474   5,474      
Originated prior to 2022 5,888   5,888      
Originated prior to 2022           6,934
Revolving 26,329   26,329     23,494
Total loans 156,335   156,335     144,765
Commercial | Commercial | Total Criticized            
Loans by origination year            
Originated in 2026/2025 947   947     981
Originated in 2025/2024 751   751     805
Originated in 2024/2023 541   541     325
Originated in 2023/2022 96   96     310
Originated in 2022 179   179      
Originated prior to 2022 40   40      
Originated prior to 2022           107
Revolving 766   766     868
Total loans 3,320   3,320     3,396
Commercial | Commercial | Special Mention            
Loans by origination year            
Originated in 2026/2025 472   472     219
Originated in 2025/2024 224   224     168
Originated in 2024/2023 188   188     47
Originated in 2023/2022 8   8     23
Originated in 2022 89   89      
Originated prior to 2022 2   2      
Originated prior to 2022           23
Revolving 398   398     484
Total loans 1,381   1,381     964
Commercial | Commercial | Classified            
Loans by origination year            
Originated in 2026/2025 475   475     762
Originated in 2025/2024 527   527     637
Originated in 2024/2023 353   353     278
Originated in 2023/2022 88   88     287
Originated in 2022 90   90      
Originated prior to 2022 38   38      
Originated prior to 2022           84
Revolving 368   368     384
Total loans 1,939   1,939     2,432
Commercial | Commercial real estate            
Loans by origination year            
Originated in 2026/2025 11,172   11,172     16,590
Originated in 2025/2024 14,817   14,817     6,794
Originated in 2024/2023 5,758   5,758     3,741
Originated in 2023/2022 2,515   2,515     6,066
Originated in 2022 4,478   4,478      
Originated prior to 2022 11,352   11,352      
Originated prior to 2022           13,643
Revolving 2,249   2,249     2,080
Revolving converted to term 7   7     6
Total loans 52,348   52,348     48,920
Modified loans 324 283 635 453    
Commercial | Commercial real estate | Pass            
Loans by origination year            
Originated in 2026/2025 10,513   10,513     15,466
Originated in 2025/2024 14,113   14,113     6,368
Originated in 2024/2023 5,387   5,387     3,232
Originated in 2023/2022 2,245   2,245     5,211
Originated in 2022 3,770   3,770      
Originated prior to 2022 10,741   10,741      
Originated prior to 2022           12,784
Revolving 2,178   2,178     1,991
Revolving converted to term 6   6     5
Total loans 48,953   48,953     45,057
Commercial | Commercial real estate | Total Criticized            
Loans by origination year            
Originated in 2026/2025 659   659     1,124
Originated in 2025/2024 704   704     426
Originated in 2024/2023 371   371     509
Originated in 2023/2022 270   270     855
Originated in 2022 708   708      
Originated prior to 2022 611   611      
Originated prior to 2022           859
Revolving 71   71     89
Revolving converted to term 1   1     1
Total loans 3,395   3,395     3,863
Commercial | Commercial real estate | Special Mention            
Loans by origination year            
Originated in 2026/2025 73   73     143
Originated in 2025/2024 114   114     88
Originated in 2024/2023 85   85     65
Originated in 2023/2022 51   51     242
Originated in 2022 81   81      
Originated prior to 2022 203   203      
Originated prior to 2022           301
Revolving 70   70     82
Revolving converted to term 0   0     0
Total loans 677   677     921
Commercial | Commercial real estate | Classified            
Loans by origination year            
Originated in 2026/2025 586   586     981
Originated in 2025/2024 590   590     338
Originated in 2024/2023 286   286     444
Originated in 2023/2022 219   219     613
Originated in 2022 627   627      
Originated prior to 2022 408   408      
Originated prior to 2022           558
Revolving 1   1     7
Revolving converted to term 1   1     1
Total loans 2,718   2,718     2,942
Consumer | Residential mortgages            
Loans by origination year            
Originated in 2026/2025 9,267   9,267     11,918
Originated in 2025/2024 9,838   9,838     7,263
Originated in 2024/2023 5,804   5,804     7,793
Originated in 2023/2022 7,060   7,060     24,681
Originated in 2022 23,872   23,872      
Originated prior to 2022 61,470   61,470      
Originated prior to 2022           64,230
Total loans 117,311   117,311     115,885
Modified loans 36 92 79 315    
Consumer | Residential mortgages | Pass            
Loans by origination year            
Originated in 2026/2025 9,267   9,267     11,917
Originated in 2025/2024 9,836   9,836     7,249
Originated in 2024/2023 5,790   5,790     7,758
Originated in 2023/2022 7,028   7,028     24,620
Originated in 2022 23,803   23,803      
Originated prior to 2022 61,170   61,170      
Originated prior to 2022           63,891
Total loans 116,894   116,894     115,435
Consumer | Residential mortgages | Total Criticized            
Loans by origination year            
Originated in 2026/2025 0   0     1
Originated in 2025/2024 2   2     14
Originated in 2024/2023 14   14     35
Originated in 2023/2022 32   32     61
Originated in 2022 69   69      
Originated prior to 2022 300   300      
Originated prior to 2022           339
Total loans 417   417     450
Consumer | Residential mortgages | Special Mention            
Loans by origination year            
Originated in 2026/2025 0   0     0
Originated in 2025/2024 0   0     0
Originated in 2024/2023 0   0     0
Originated in 2023/2022 0   0     0
Originated in 2022 0   0      
Originated prior to 2022 0   0      
Originated prior to 2022           0
Total loans 0   0     0
Consumer | Residential mortgages | Classified            
Loans by origination year            
Originated in 2026/2025 0   0     1
Originated in 2025/2024 2   2     14
Originated in 2024/2023 14   14     35
Originated in 2023/2022 32   32     61
Originated in 2022 69   69      
Originated prior to 2022 300   300      
Originated prior to 2022           339
Total loans 417   417     450
Consumer | Residential mortgages | Loans purchased from GNMA mortgage pools | Pass            
Loans by origination year            
Loans 90 days or more past due 3,900   3,900     3,500
Modified loans     976   $ 1,300  
Consumer | Credit card            
Loans by origination year            
Total loans 39,079   39,079     38,031
Modified loans 152 147 304 292    
Consumer | Credit card | Pass            
Loans by origination year            
Total loans 38,638   38,638     37,548
Consumer | Credit card | Total Criticized            
Loans by origination year            
Total loans 441   441     483
Consumer | Credit card | Special Mention            
Loans by origination year            
Total loans 0   0     0
Consumer | Credit card | Classified            
Loans by origination year            
Total loans 441   441     483
Consumer | Other retail            
Loans by origination year            
Originated in 2026/2025 4,354   4,354     6,294
Originated in 2025/2024 5,471   5,471     5,085
Originated in 2024/2023 4,412   4,412     2,731
Originated in 2023/2022 2,234   2,234     2,582
Originated in 2022 2,044   2,044      
Originated prior to 2022 6,589   6,589      
Originated prior to 2022           7,901
Revolving 15,912   15,912     14,903
Revolving converted to term 891   891     842
Total loans 41,907   41,907     40,338
Modified loans 26 $ 34 50 $ 66    
Consumer | Other retail | Pass            
Loans by origination year            
Originated in 2026/2025 4,353   4,353     6,290
Originated in 2025/2024 5,466   5,466     5,075
Originated in 2024/2023 4,401   4,401     2,720
Originated in 2023/2022 2,224   2,224     2,571
Originated in 2022 2,035   2,035      
Originated prior to 2022 6,567   6,567      
Originated prior to 2022           7,875
Revolving 15,794   15,794     14,780
Revolving converted to term 853   853     799
Total loans 41,693   41,693     40,110
Consumer | Other retail | Total Criticized            
Loans by origination year            
Originated in 2026/2025 1   1     4
Originated in 2025/2024 5   5     10
Originated in 2024/2023 11   11     11
Originated in 2023/2022 10   10     11
Originated in 2022 9   9      
Originated prior to 2022 22   22      
Originated prior to 2022           26
Revolving 118   118     123
Revolving converted to term 38   38     43
Total loans 214   214     228
Consumer | Other retail | Special Mention            
Loans by origination year            
Originated in 2026/2025 0   0     0
Originated in 2025/2024 0   0     0
Originated in 2024/2023 0   0     0
Originated in 2023/2022 0   0     0
Originated in 2022 0   0      
Originated prior to 2022 0   0      
Originated prior to 2022           0
Revolving 0   0     0
Revolving converted to term 0   0     0
Total loans 0   0     0
Consumer | Other retail | Classified            
Loans by origination year            
Originated in 2026/2025 1   1     4
Originated in 2025/2024 5   5     10
Originated in 2024/2023 11   11     11
Originated in 2023/2022 10   10     11
Originated in 2022 9   9      
Originated prior to 2022 22   22      
Originated prior to 2022           26
Revolving 118   118     123
Revolving converted to term 38   38     43
Total loans $ 214   $ 214     $ 228