
(In thousands)	June 30, 2026		December 31, 2025
Life insurance in force:
Direct life insurance in force	$	5,539,881	5,431,721
Aggregate assumed life insurance in force	3,119		3,193
Aggregate ceded life insurance in force	(943,581)		(910,226)
Net life insurance in force	$	4,599,419	4,524,688

The Company's reinsurance recoverable on ceded reinsurance was $15.2 million and $10.9 million as of June 30, 2026 and December 31, 2025, respectively. Premiums, claims and surrenders assumed and ceded, and expenses ceded for all lines of business are summarized for the periods indicated below.


	Three Months Ended			Six Months Ended
	June 30,			June 30,
(In thousands)	2026		2025	2026	2025
Premiums from short duration contracts:
Direct	$	429	451	841	900

Ceded	—		—	(1)	(1)
Net premiums earned	429		451	840	899
Premiums from long duration contracts:
Direct	47,676		45,950	91,196	87,851
Assumed	12		14	27	25
Ceded	(4,414)		(3,027)	(8,422)	(5,590)
Net premiums earned	43,274		42,937	82,801	82,286
Total premiums earned	$	43,703	43,388	83,641	83,185
Claims and surrenders assumed	$	19	45	39	51
Claims and surrenders ceded	$	(1,513)	(275)	(2,257)	(952)
Commissions assumed and ceded	$	(3,257)	(3,281)	(6,228)	(6,406)
Other general expenses ceded	$	(905)	(695)	(1,708)	(1,283)