The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 238,008 666 SH SOLE 0 0 666
APPLE INC COM 037833100 340,577 1,177 SH SOLE 0 0 1,177
BITWISE BITCOIN ETF TR SHS BEN INT 09174C104 2,948,412 92,543 SH SOLE 0 0 92,543
BITWISE FUNDS TRUST CRYPTO INDUSTRY 09175C103 3,248,356 132,586 SH SOLE 0 0 132,586
CALAMOS ETF TR AUTOC INCOM ETF 12811T571 397,130 14,595 SH SOLE 0 0 14,595
CATERPILLAR INC COM 149123101 252,381 237 SH SOLE 0 0 237
ECOLAB INC COM 278865100 225,674 810 SH SOLE 0 0 810
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352 13,950,489 224,609 SH SOLE 0 0 224,609
FIDELITY COVINGTON TRUST EMERG MKTS MLTFT 316092543 9,567,887 263,360 SH SOLE 0 0 263,360
FIDELITY COVINGTON TRUST ENHANCED SML CAP 31609A206 9,670,068 200,250 SH SOLE 0 0 200,250
FIDELITY COVINGTON TRUST ENHANCED INTL 31609A404 658,532 16,410 SH SOLE 0 0 16,410
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113 982,512 23,443 SH SOLE 0 0 23,443
FIDELITY MERRIMACK STR TR CORP BOND ETF 316188101 7,859,782 166,697 SH SOLE 0 0 166,697
FIDELITY MERRIMACK STR TR LTD TRM BD ETF 316188200 3,981,942 79,432 SH SOLE 0 0 79,432
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 15,639,993 343,812 SH SOLE 0 0 343,812
ISHARES TR CORE S&P500 ETF 464287200 51,595,078 68,895 SH SOLE 0 0 68,895
ISHARES TR CORE S&P US VLU 464287663 26,799,234 243,298 SH SOLE 0 0 243,298
ISHARES TR MSCI EAFE ETF 464287465 3,415,900 32,883 SH SOLE 0 0 32,883
ISHARES TR EAFE VALUE ETF 464288877 3,489,260 45,581 SH SOLE 0 0 45,581
ISHARES TR MSCI EMG MKT ETF 464287234 2,013,888 29,439 SH SOLE 0 0 29,439
ISHARES TR RUSSELL 2000 ETF 464287655 2,466,244 8,209 SH SOLE 0 0 8,209
ISHARES TR SP SMCP600VL ETF 464287879 5,403,626 39,535 SH SOLE 0 0 39,535
ISHARES TR CORE MSCI EAFE 46432F842 28,842,491 298,638 SH SOLE 0 0 298,638
ISHARES TR CORE 80 20 ETF 464289859 266,448 2,730 SH SOLE 0 0 2,730
ISHARES TR CORE 60 BALA ETF 464289867 206,429 2,970 SH SOLE 0 0 2,970
ISHARES TR RUS 2000 GRW ETF 464287648 309,259 785 SH SOLE 0 0 785
ISHARES TR S&P 500 GRWT ETF 464287309 473,241 3,441 SH SOLE 0 0 3,441
ISHARES TR S&P 500 VAL ETF 464287408 480,232 2,115 SH SOLE 0 0 2,115
JOHNSON & JOHNSON COM 478160104 229,589 904 SH SOLE 0 0 904
TARGET CORP COM 87612E106 268,273 2,054 SH SOLE 0 0 2,054
VANGUARD INDEX FDS SM CP VAL ETF 922908611 356,709 1,468 SH SOLE 0 0 1,468
VANGUARD INDEX FDS VALUE ETF 922908744 1,974,607 9,061 SH SOLE 0 0 9,061
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 315,933 460 SH SOLE 0 0 460
VANGUARD INDEX FDS TOTAL STK MKT 922908769 932,871 2,521 SH SOLE 0 0 2,521
VANGUARD INDEX FDS GROWTH ETF 922908736 572,142 6,642 SH SOLE 0 0 6,642
VANGUARD STAR FDS VG TL INTL STK F 921909768 531,919 6,222 SH SOLE 0 0 6,222
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 336,685 1,126 SH SOLE 0 0 1,126
VANGUARD WORLD FD ESG US STK ETF 921910733 316,186 2,391 SH SOLE 0 0 2,391
VICTORY PORTFOLIOS II VCSHS US EQ INCM 92647N824 1,285,344 17,283 SH SOLE 0 0 17,283