LOANS - Consumer Loans, Delinquencies and Non-Accrual Details (Details) - USD ($) $ in Millions |
3 Months Ended |
6 Months Ended |
|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
Dec. 31, 2025 |
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
$ 793,658
|
|
$ 793,658
|
|
$ 752,230
|
| Held at fair value |
$ 8,230
|
|
$ 8,230
|
|
6,855
|
| Investment grade % |
69.00%
|
|
69.00%
|
|
|
| Reversal of accrued interest |
$ 500
|
$ 500
|
$ 1,000
|
$ 900
|
|
| Unallocated portfolio layer cumulative basis adjustments |
|
|
|
|
17
|
| Total |
416,622
|
|
416,622
|
|
|
| Consumer loans |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
416,520
|
|
416,520
|
|
408,533
|
| Non-accrual loans for which there is no ACLL |
197
|
|
197
|
|
153
|
| Non-accrual loans for which there is an ACLL |
1,285
|
|
1,285
|
|
1,465
|
| Total non-accrual |
1,482
|
|
1,482
|
|
1,618
|
| 90 days past due and accruing |
2,587
|
|
2,587
|
|
2,760
|
| Total excluding portfolio-layer hedges cumulative basis adjustments |
416,622
|
|
416,622
|
|
408,190
|
| Held at fair value |
26
|
|
26
|
|
51
|
| Unearned income |
997
|
|
997
|
|
971
|
| Accrued interest receivable |
1,000
|
|
1,000
|
|
1,000
|
| Unallocated portfolio layer cumulative basis adjustments |
(102)
|
|
(102)
|
|
343
|
| Consumer loans | Classifiably managed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Total |
53,504
|
|
53,504
|
|
|
| Consumer loans | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Total excluding portfolio-layer hedges cumulative basis adjustments |
409,953
|
|
409,953
|
|
401,095
|
| Consumer loans | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Total excluding portfolio-layer hedges cumulative basis adjustments |
3,204
|
|
3,204
|
|
3,340
|
| Consumer loans | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Total excluding portfolio-layer hedges cumulative basis adjustments |
3,255
|
|
3,255
|
|
3,540
|
| Consumer loans | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Total excluding portfolio-layer hedges cumulative basis adjustments |
210
|
|
210
|
|
215
|
| Consumer loans | In North America offices |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
|
|
|
|
329,128
|
| Non-accrual loans for which there is no ACLL |
197
|
|
197
|
|
153
|
| Non-accrual loans for which there is an ACLL |
582
|
|
582
|
|
794
|
| Total non-accrual |
779
|
|
779
|
|
947
|
| 90 days past due and accruing |
2,489
|
|
2,489
|
|
2,667
|
| Total |
334,463
|
|
334,463
|
|
|
| Consumer loans | In North America offices | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
328,720
|
|
328,720
|
|
322,896
|
| Consumer loans | In North America offices | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
2,764
|
|
2,764
|
|
2,921
|
| Consumer loans | In North America offices | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
2,769
|
|
2,769
|
|
3,096
|
| Consumer loans | In North America offices | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
210
|
|
210
|
|
215
|
| Consumer loans | In offices outside North America |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
|
|
|
|
79,062
|
| Non-accrual loans for which there is no ACLL |
0
|
|
0
|
|
0
|
| Non-accrual loans for which there is an ACLL |
703
|
|
703
|
|
671
|
| Total non-accrual |
703
|
|
703
|
|
671
|
| 90 days past due and accruing |
98
|
|
98
|
|
93
|
| Total |
82,159
|
|
82,159
|
|
|
| Consumer loans | In offices outside North America | Classifiably managed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
26,022
|
|
26,022
|
|
22,297
|
| Consumer loans | In offices outside North America | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
81,233
|
|
81,233
|
|
78,199
|
| Consumer loans | In offices outside North America | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
440
|
|
440
|
|
419
|
| Consumer loans | In offices outside North America | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
486
|
|
486
|
|
444
|
| Consumer loans | In offices outside North America | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
0
|
| Consumer loans | Residential mortgages |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Held at fair value |
26
|
|
26
|
|
51
|
| Consumer loans | Residential mortgages | In North America offices |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
120,516
|
|
120,516
|
|
119,389
|
| Non-accrual loans for which there is no ACLL |
180
|
|
180
|
|
125
|
| Non-accrual loans for which there is an ACLL |
462
|
|
462
|
|
560
|
| Total non-accrual |
642
|
|
642
|
|
685
|
| 90 days past due and accruing |
129
|
|
129
|
|
121
|
| Mortgage loans in process of foreclosure (less than) |
200
|
|
200
|
|
200
|
| Consumer loans | Residential mortgages | In North America offices | Classifiably managed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
|
| Consumer loans | Residential mortgages | In North America offices | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
119,585
|
|
119,585
|
|
118,264
|
| Consumer loans | Residential mortgages | In North America offices | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
368
|
|
368
|
|
426
|
| Consumer loans | Residential mortgages | In North America offices | 30–89 days past due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
100
|
|
100
|
|
|
| Consumer loans | Residential mortgages | In North America offices | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
353
|
|
353
|
|
484
|
| Consumer loans | Residential mortgages | In North America offices | 90+ days past due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
|
|
|
|
100
|
| Consumer loans | Residential mortgages | In North America offices | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
210
|
|
210
|
|
215
|
| Consumer loans | Residential mortgages | In offices outside North America |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
23,866
|
|
23,866
|
|
24,041
|
| Non-accrual loans for which there is no ACLL |
0
|
|
0
|
|
0
|
| Non-accrual loans for which there is an ACLL |
168
|
|
168
|
|
180
|
| Total non-accrual |
168
|
|
168
|
|
180
|
| 90 days past due and accruing |
0
|
|
0
|
|
0
|
| Mortgage loans in process of foreclosure (less than) |
100
|
|
100
|
|
100
|
| Consumer loans | Residential mortgages | In offices outside North America | Classifiably managed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
0
|
| Consumer loans | Residential mortgages | In offices outside North America | Global Wealth Management Business |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
18,300
|
|
18,300
|
|
18,600
|
| Consumer loans | Residential mortgages | In offices outside North America | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
23,747
|
|
23,747
|
|
23,928
|
| Consumer loans | Residential mortgages | In offices outside North America | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
38
|
|
38
|
|
35
|
| Consumer loans | Residential mortgages | In offices outside North America | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
81
|
|
81
|
|
78
|
| Consumer loans | Residential mortgages | In offices outside North America | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
0
|
| Consumer loans | Home equity loans | In North America offices |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
2,271
|
|
2,271
|
|
2,872
|
| Non-accrual loans for which there is no ACLL |
15
|
|
15
|
|
23
|
| Non-accrual loans for which there is an ACLL |
45
|
|
45
|
|
82
|
| Total non-accrual |
60
|
|
60
|
|
105
|
| 90 days past due and accruing |
0
|
|
0
|
|
0
|
| Home equity loans in process of foreclosure, less than |
100
|
|
100
|
|
100
|
| Consumer loans | Home equity loans | In North America offices | Classifiably managed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
|
| Consumer loans | Home equity loans | In North America offices | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
2,226
|
|
2,226
|
|
2,810
|
| Consumer loans | Home equity loans | In North America offices | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
14
|
|
14
|
|
26
|
| Consumer loans | Home equity loans | In North America offices | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
31
|
|
31
|
|
36
|
| Consumer loans | Home equity loans | In North America offices | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
0
|
| Consumer loans | Credit cards | In North America offices |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
177,608
|
|
177,608
|
|
173,656
|
| Non-accrual loans for which there is no ACLL |
0
|
|
0
|
|
0
|
| Non-accrual loans for which there is an ACLL |
0
|
|
0
|
|
0
|
| Total non-accrual |
0
|
|
0
|
|
0
|
| 90 days past due and accruing |
2,351
|
|
2,351
|
|
2,545
|
| Consumer loans | Credit cards | In North America offices | Classifiably managed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
|
| Consumer loans | Credit cards | In North America offices | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
172,990
|
|
172,990
|
|
168,738
|
| Consumer loans | Credit cards | In North America offices | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
2,267
|
|
2,267
|
|
2,373
|
| Consumer loans | Credit cards | In North America offices | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
2,351
|
|
2,351
|
|
2,545
|
| Consumer loans | Credit cards | In North America offices | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
0
|
| Consumer loans | Credit cards | In offices outside North America |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
14,814
|
|
14,814
|
|
14,701
|
| Non-accrual loans for which there is no ACLL |
0
|
|
0
|
|
0
|
| Non-accrual loans for which there is an ACLL |
359
|
|
359
|
|
323
|
| Total non-accrual |
359
|
|
359
|
|
323
|
| 90 days past due and accruing |
98
|
|
98
|
|
93
|
| Consumer loans | Credit cards | In offices outside North America | Classifiably managed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
0
|
| Consumer loans | Credit cards | In offices outside North America | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
14,187
|
|
14,187
|
|
14,128
|
| Consumer loans | Credit cards | In offices outside North America | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
271
|
|
271
|
|
256
|
| Consumer loans | Credit cards | In offices outside North America | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
356
|
|
356
|
|
317
|
| Consumer loans | Credit cards | In offices outside North America | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
0
|
| Consumer loans | Personal, small business and other | In North America offices |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
34,068
|
|
34,068
|
|
33,211
|
| Non-accrual loans for which there is no ACLL |
2
|
|
2
|
|
5
|
| Non-accrual loans for which there is an ACLL |
75
|
|
75
|
|
152
|
| Total non-accrual |
77
|
|
77
|
|
157
|
| 90 days past due and accruing |
9
|
|
9
|
|
1
|
| Consumer loans | Personal, small business and other | In North America offices | Classifiably managed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
$ 27,482
|
|
$ 27,482
|
|
|
| Investment grade % |
80.00%
|
|
80.00%
|
|
|
| Consumer loans | Personal, small business and other | In North America offices | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
$ 33,919
|
|
$ 33,919
|
|
33,084
|
| Consumer loans | Personal, small business and other | In North America offices | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
115
|
|
115
|
|
96
|
| Consumer loans | Personal, small business and other | In North America offices | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
34
|
|
34
|
|
31
|
| Consumer loans | Personal, small business and other | In North America offices | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
0
|
|
0
|
|
0
|
| Consumer loans | Personal, small business and other | In offices outside North America |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
43,479
|
|
43,479
|
|
40,320
|
| Non-accrual loans for which there is no ACLL |
0
|
|
0
|
|
0
|
| Non-accrual loans for which there is an ACLL |
176
|
|
176
|
|
168
|
| Total non-accrual |
176
|
|
176
|
|
168
|
| 90 days past due and accruing |
0
|
|
0
|
|
0
|
| Consumer loans | Personal, small business and other | In offices outside North America | Classifiably managed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
$ 26,022
|
|
$ 26,022
|
|
22,297
|
| Investment grade % |
58.00%
|
|
58.00%
|
|
|
| Consumer loans | Personal, small business and other | In offices outside North America | Global Wealth Management Business |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
$ 33,100
|
|
$ 33,100
|
|
30,600
|
| Consumer loans | Personal, small business and other | In offices outside North America | Current |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
43,299
|
|
43,299
|
|
40,143
|
| Consumer loans | Personal, small business and other | In offices outside North America | 30–89 days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
131
|
|
131
|
|
128
|
| Consumer loans | Personal, small business and other | In offices outside North America | 90+ days past due |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
49
|
|
49
|
|
49
|
| Consumer loans | Personal, small business and other | In offices outside North America | Past Due | Government-guaranteed |
|
|
|
|
|
| Financing Receivable, Past Due [Line Items] |
|
|
|
|
|
| Loans, net of unearned income |
$ 0
|
|
$ 0
|
|
$ 0
|