v3.26.1
CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Millions
 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Cash flows from operating activities of continuing operations    
Net income before attribution of noncontrolling interests $ 11,962 $ 8,140
Net income attributable to noncontrolling interests 346 57
Citigroup’s net income 11,616 8,083
Income (loss) from discontinued operations, net of taxes (1) (1)
Income from continuing operations—excluding noncontrolling interests 11,617 8,084
Adjustments to reconcile net income to net cash provided by (used in) operating activities of continuing operations    
Net loss (gain) on sale of significant disposals [1] (3) 186
Depreciation and amortization 2,262 2,147
Deferred income taxes 189 220
Provisions for credit losses and for benefits and claims 5,327 5,595
Realized gains from sales of investments (439) (259)
Impairment losses on investments and other assets 204 97
Change in trading account assets (97,290) (125,897)
Change in trading account liabilities 24,395 30,106
Change in brokerage receivables net of brokerage payables 20,597 11,160
Change in loans held-for-sale (HFS) (891) (4,810)
Change in other assets (12,447) (8,588)
Change in other liabilities 3,342 437
Other, net (2,815) (13,765)
Total adjustments (57,569) (103,371)
Net cash provided by (used in) operating activities of continuing operations (45,952) (95,287)
Cash flows from investing activities of continuing operations    
Change in securities borrowed and purchased under agreements to resell (48,460) (49,830)
Change in loans (44,146) (40,293)
Proceeds from divestitures [1] 377 0
Purchase of portfolio of consumer loans (7,200) 0
Proceeds from sales and securitizations of loans 4,094 2,063
Available-for-sale (AFS) debt securities    
Purchases of investments (202,611) (140,047)
Proceeds from sales of investments 60,306 54,554
Proceeds from maturities of investments 100,903 91,153
Held-to-maturity (HTM) debt securities    
Purchases of investments (1,183) (5,006)
Proceeds from maturities of investments 23,143 41,335
Capital expenditures on premises and equipment and capitalized software (2,966) (3,272)
Proceeds from sales of premises and equipment and repossessed assets 43 16
Other, net (914) 378
Net cash provided by (used in) investing activities of continuing operations (118,614) (48,949)
Cash flows from financing activities of continuing operations    
Dividends paid (2,714) (2,651)
Issuance of preferred stock 1,785 1,995
Redemption of preferred stock (2,300) (3,500)
Treasury stock acquired (10,300) (3,750)
Stock tendered for payment of withholding taxes (1,226) (770)
Proceeds from divestitures [2] 2,492 0
Change in securities loaned and sold under agreements to repurchase 63,028 93,158
Issuance of long-term debt 84,489 67,498
Payments and redemptions of long-term debt (59,226) (46,333)
Change in deposits 89,034 79,363
Change in short-term borrowings 17,100 7,055
Net cash provided by (used in) financing activities of continuing operations 182,162 192,065
Effect of exchange rate changes on cash, due from banks and deposits with banks (762) 13,112
Change in cash, due from banks and deposits with banks 16,834 60,941
Cash, due from banks and deposits with banks at beginning of period 349,579 276,532
Cash, due from banks and deposits with banks at end of period 366,413 337,473
Cash and due from banks (including segregated cash and other deposits) 24,663 24,991
Deposits with banks, net of allowance 341,750 312,482
Cash, due from banks and deposits with banks at end of period 366,413 337,473
Supplemental disclosure of cash flow information for continuing operations    
Cash paid during the period for interest 39,708 39,284
Non-cash investing and financing activities    
Decrease in net loans associated with divestitures reclassified to HFS [1],[3] 0 1,680
Transfers to loans HFS (Other assets) from loans HFI [1],[3] 3,744 1,942
Decrease in deposits associated with divestitures reclassified to HFS [1] $ 0 $ 6,088
[1]     See “Significant Disposals” in Note 2.
[2] See “Other Business Exits” in Note 2 and Note 2 (“Sale of 25% Equity Stake in Banamex”) in Citi’s 2025 Form 10-K.
[3] Operating and finance lease right-of-use assets and lease liabilities represent non-cash investing and financing activities, respectively, and are not included in the non-cash investing activities presented here. See Note 24 for more information and balances as of June 30, 2026.