| Interest revenue and interest expense |
Interest income and Interest expense consisted of the following:
| | | | | | | | | | | | | | | | Three Months Ended June 30, | Six Months Ended June 30, | | In millions of dollars | 2026 | 2025 | 2026 | 2025 | | Interest income | | | | | | Consumer loans | $ | 10,156 | | $ | 9,771 | | $ | 20,133 | | $ | 19,529 | | | Corporate loans | 5,482 | | 5,193 | | 10,731 | | 10,161 | | | Loan interest, including fees | $ | 15,638 | | $ | 14,964 | | $ | 30,864 | | $ | 29,690 | | | Deposits with banks | 3,375 | | 3,043 | | 6,569 | | 6,044 | | | Securities borrowed and purchased under agreements to resell | 6,852 | | 6,621 | | 13,533 | | 12,912 | | | Investments, including dividends | 4,090 | | 4,206 | | 8,109 | | 8,372 | | Trading account assets(1) | 6,112 | | 5,821 | | 11,009 | | 10,191 | | Other interest-bearing assets(2) | 1,595 | | 1,204 | | 3,091 | | 2,316 | | | Total interest income | $ | 37,662 | | $ | 35,859 | | $ | 73,175 | | $ | 69,525 | | | Interest expense | | | | | | Deposits | $ | 8,747 | | $ | 8,685 | | $ | 17,000 | | $ | 17,123 | | | Securities loaned and sold under agreements to repurchase | 6,713 | | 6,938 | | 13,311 | | 13,194 | | Trading account liabilities(1) | 788 | | 748 | | 1,557 | | 1,505 | | Short-term borrowings and other interest-bearing liabilities(3) | 2,046 | | 1,800 | | 3,878 | | 3,526 | | | Long-term debt | 2,243 | | 2,513 | | 4,563 | | 4,990 | | | Total interest expense | $ | 20,537 | | $ | 20,684 | | $ | 40,309 | | $ | 40,338 | | | Net interest income | $ | 17,125 | | $ | 15,175 | | $ | 32,866 | | $ | 29,187 | | | Provision for credit losses on loans | 2,603 | | 2,477 | | 5,208 | | 5,038 | | | Net interest income after provision for credit losses on loans | $ | 14,522 | | $ | 12,698 | | $ | 27,658 | | $ | 24,149 | |
(1)Interest expense on Trading account liabilities of Services, Markets and Banking is reported as a reduction of Interest income. Interest income and Interest expense on cash collateral positions are reported in interest on Trading account assets and Trading account liabilities, respectively. (2)Includes assets from businesses held-for-sale (see “Significant Disposals” in Note 2) and Brokerage receivables. (3)Includes liabilities from businesses held-for-sale (see “Significant Disposals” in Note 2) and Brokerage payables.
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