Citigroup Inc. has fully and unconditionally guaranteed the payments due on debt securities issued by Citigroup Global Markets Holdings Inc. (CGMHI), a wholly owned subsidiary, under the Senior Debt Indenture dated as of March 8, 2016, between CGMHI, Citigroup Inc. and The Bank of New York Mellon, as trustee. In addition, Citigroup Capital III and Citigroup Capital XIII (collectively, the Capital Trusts), each of which is a wholly owned finance subsidiary of Citigroup Inc., have issued trust preferred securities. Citigroup Inc. has guaranteed the payments on the trust preferred securities to the

extent that the Capital Trusts have available funds to make payments on the trust preferred securities, but do not do so. The guarantee, together with Citigroup Inc.’s other obligations with respect to the trust preferred securities, effectively provides a full and unconditional guarantee of amounts due on the trust preferred securities (see Note 16). No other subsidiary of Citigroup Inc. guarantees the debt securities issued by CGMHI or the trust preferred securities issued by the Capital Trusts.

Summarized financial information for Citigroup Inc. and CGMHI is presented in the tables below:


	Six Months Ended
	June 30, 2026
In millions of dollars	Citigroup parent company		CGMHI
Total revenues, net of interest expense	$	15,200	$	7,810
Total operating expenses	133		6,280
Provision for credit losses	—		30
Equity in undistributed income of subsidiaries	(4,555)		—
Income (loss) from continuing operations before income taxes	$	10,512	$	1,500
Provision (benefit) for income taxes	(1,104)		591
Net income (loss)	$	11,616	$	909


	June 30, 2026				December 31, 2025
In millions of dollars	Citigroup parent company		CGMHI		Citigroup parent company		CGMHI
Cash and deposits with banks	$	4,149	$	20,682	$	6,580	$	24,459
Securities borrowed and purchased under resale agreements	—		322,160		—		291,384
Trading account assets	51		413,640		85		342,203
Advances to subsidiaries	164,571		—		160,188		—
Investments in subsidiary bank holding company	181,287		—		185,568		—
Investments in non-bank subsidiaries	45,185		—		44,310		—
Other assets(1)	17,667		204,925		15,654		180,075
Total assets	$	412,910	$	961,407	$	412,385	$	838,121
Securities loaned and sold under agreements to repurchase	$	—	$	413,226	$	—	$	357,524
Trading account liabilities	12		120,380		17		107,988
Short-term borrowings	—		40,130		—		34,712
Long-term debt	164,139		223,699		177,855		211,029
Advances from subsidiaries	33,666		—		19,319		—
Other liabilities	3,078		127,581		2,903		91,214
Stockholders’ equity	212,015		36,391		212,291		35,654
Total liabilities and equity	$	412,910	$	961,407	$	412,385	$	838,121