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  <xs:element id="oprt_DebtInstrumentNumberOfTranche" abstract="false" name="DebtInstrumentNumberOfTranche" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="oprt_StocksOwnershipPercentage" abstract="false" name="StocksOwnershipPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="oprt_LoanOriginationCommitmentNextTwelveMonthsMaximumAmount" abstract="false" name="LoanOriginationCommitmentNextTwelveMonthsMaximumAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="oprt_LoanOriginationCommitmentMaximumAmount" abstract="false" name="LoanOriginationCommitmentMaximumAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="oprt_FinancingReceivableTransfers" abstract="false" name="FinancingReceivableTransfers" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="oprt_CorporateFinancingFacilityMember" abstract="true" name="CorporateFinancingFacilityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="oprt_SecuredBorrowingAgreementMember" abstract="true" name="SecuredBorrowingAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="oprt_InterestExpenseBorrowingsNetOfAdjustmentForChangeInEstimate" abstract="false" name="InterestExpenseBorrowingsNetOfAdjustmentForChangeInEstimate" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
