We have operating leases for 1 corporate office, 2 bank branch offices, and 1 ATM location. Our leases have remaining lease terms ranging from approximately 0.33 to 2.25 years. Some of the leases include an option to extend, the longest of which is for two 5 year terms. As of June 30, 2026, we have no lease commitments that have not yet commenced. The Company also leases a portion of some of its facilities and receives rental income from such lease agreements, all of which are considered operating leases.


	Three Months Ended
	June 30, 2026			June 30, 2025
The components of total lease cost were as follows:
Operating lease cost	$	214		$	204
Variable lease cost	40			42
Total lease cost	$	254		$	246

The components of total lease income were as follows:
Operating lease income	$	28		$	43

Supplemental cash flow information related to leases was as follows:
Cash paid for amounts included in the measurement of lease liabilities:
Operating cash flows from operating leases	$	251		$	252




	June 30, 2026			December 31, 2025
Supplemental balance sheet information related to leases was as follows:
Operating lease right-of-use assets (1)	$	561		$	764
Operating lease liabilities (2)	$	633		$	950

Weighted average remaining lease term in years; operating leases	1.92			2.30
Weighted average discount rate; operating leases	3.40		%	3.39		%


Fiscal years ending December 31,	Payments		Receipts
2026	$	223	$	23
2027	392		31
2028	176		31
2029	—		18

Thereafter	—		—
Total	791		$	103
Less: effects of discounting	(158)
Lease liability recognized	$	633

In March 2026, our lease for a former bank branch office was terminated. The $112 gain on termination of this lease was recorded in other non-interest income in the consolidated statements of operations.