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  <xs:element id="cno_MortgageLoansOnRealEstateFairValue" abstract="false" name="MortgageLoansOnRealEstateFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_LifeInsuranceCorporateOrBankOwnedFairValueDisclosureAbstract" abstract="true" name="LifeInsuranceCorporateOrBankOwnedFairValueDisclosureAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="cno_CashandCashEquivalentsFairValueDisclosureAbstract" abstract="true" name="CashandCashEquivalentsFairValueDisclosureAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="cno_LiabilitiesForInterestSensitiveProductsExcludingEmbeddedDerivatives" abstract="false" name="LiabilitiesForInterestSensitiveProductsExcludingEmbeddedDerivatives" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_InvestmentBorrowingsFairValueDisclosure" abstract="false" name="InvestmentBorrowingsFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_BorrowingsRelatedToVariableInterestEntitiesFairValueDisclosure" abstract="false" name="BorrowingsRelatedToVariableInterestEntitiesFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_SupplementalHealthMember" abstract="true" name="SupplementalHealthMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_MedicareSupplementMember" abstract="true" name="MedicareSupplementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_LongTermCareMember" abstract="true" name="LongTermCareMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_TraditionalLifeMember" abstract="true" name="TraditionalLifeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_OtherAnnuitiesMember" abstract="true" name="OtherAnnuitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_LiabilityForFuturePolicyBenefitExpectedNetPremiumBeforeReinsuranceAndDiscountRateChange" abstract="false" name="LiabilityForFuturePolicyBenefitExpectedNetPremiumBeforeReinsuranceAndDiscountRateChange" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitBeforeReinsuranceAndDiscountRateChange" abstract="false" name="LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitBeforeReinsuranceAndDiscountRateChange" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_LiabilityForFuturePolicyBenefitFlooringImpact" abstract="false" name="LiabilityForFuturePolicyBenefitFlooringImpact" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_LiabilityForFuturePolicyBenefitsAdjustedNet" abstract="false" name="LiabilityForFuturePolicyBenefitsAdjustedNet" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_LiabilityForFuturePolicyBenefitBeforeReinsuranceReserve" abstract="false" name="LiabilityForFuturePolicyBenefitBeforeReinsuranceReserve" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_LiabilityForFuturePolicyBenefitDeferredProfitLiability" abstract="false" name="LiabilityForFuturePolicyBenefitDeferredProfitLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_LiabilityForFuturePolicyBenefitsPaymentForBenefitsReserve" abstract="false" name="LiabilityForFuturePolicyBenefitsPaymentForBenefitsReserve" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_MarketRiskBenefitEffectOfChangesInInstrumentSpecificCreditRisk" abstract="false" name="MarketRiskBenefitEffectOfChangesInInstrumentSpecificCreditRisk" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_MarketRiskBenefitIssuanceNet" abstract="false" name="MarketRiskBenefitIssuanceNet" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_OtherAnnuityMember" abstract="true" name="OtherAnnuityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitDiscountedBeforeReinsurance" abstract="false" name="LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitDiscountedBeforeReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_FixedIndexedAnnuitiesMember" abstract="true" name="FixedIndexedAnnuitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_FixedInterestAnnuitiesMember" abstract="true" name="FixedInterestAnnuitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_FundingAgreementBackedNotesMember" abstract="true" name="FundingAgreementBackedNotesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_OtherMember" abstract="true" name="OtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_PolicyholderAccountBalanceExcludingFullyCededContracts" abstract="false" name="PolicyholderAccountBalanceExcludingFullyCededContracts" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_PolicyholderAccountBalanceContractFullyCeded" abstract="false" name="PolicyholderAccountBalanceContractFullyCeded" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_PolicyholderAccountBalanceAmountOfReserves" abstract="false" name="PolicyholderAccountBalanceAmountOfReserves" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_PolicyholderAccountBalanceReinsurance" abstract="false" name="PolicyholderAccountBalanceReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_PolicyholderAccountBalanceNetOfReinsurance" abstract="false" name="PolicyholderAccountBalanceNetOfReinsurance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_ContractsExcludingFixedIndexAnnuitiesMember" abstract="true" name="ContractsExcludingFixedIndexAnnuitiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_PolicyholderAccountBalanceGuaranteedMinimumCreditingRangeRangeFrom0000To0299Member" abstract="true" name="PolicyholderAccountBalanceGuaranteedMinimumCreditingRangeRangeFrom0000To0299Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom0300To0499Member" abstract="true" name="PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom0300To0499Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom0500AndGreaterMember" abstract="true" name="PolicyholderAccountBalanceGuaranteedMinimumCreditingRateRangeFrom0500AndGreaterMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
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  <xs:element id="cno_FundingAgreementBackedNoteMember" abstract="true" name="FundingAgreementBackedNoteMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_DeferredPolicyAcquisitionCostNetOfSalesInducements" abstract="false" name="DeferredPolicyAcquisitionCostNetOfSalesInducements" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_AnnuityMember" abstract="true" name="AnnuityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_NumberofProductLines" abstract="false" name="NumberofProductLines" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="cno_NumberOfReportableSegmentsDisclosedByDefinitionFlag" abstract="false" name="NumberOfReportableSegmentsDisclosedByDefinitionFlag" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:booleanItemType"/>
  <xs:element id="cno_AllocatedExpensesMember" abstract="true" name="AllocatedExpensesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_InsuranceProductLinesSegmentMember" abstract="true" name="InsuranceProductLinesSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_NetInvestmentIncomeNotAllocatedToProductLinesMember" abstract="true" name="NetInvestmentIncomeNotAllocatedToProductLinesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_FeeAndOtherRevenueSegmentMember" abstract="true" name="FeeAndOtherRevenueSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_ExpensesNotAllocatedToProductLinesMember" abstract="true" name="ExpensesNotAllocatedToProductLinesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_InsuranceProductLineRevenue" abstract="false" name="InsuranceProductLineRevenue" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_ChangeInMarketValuesOfTheUnderlyingOptionsSupportingTheFixedIndexAnnuityAndLifeProductsOffsetByMarketValueChangesCreditedToPolicyholderBalances" abstract="false" name="ChangeInMarketValuesOfTheUnderlyingOptionsSupportingTheFixedIndexAnnuityAndLifeProductsOffsetByMarketValueChangesCreditedToPolicyholderBalances" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_InvestmentIncomeNotAllocatedToProductLines" abstract="false" name="InvestmentIncomeNotAllocatedToProductLines" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_FeeAndOtherIncomeNettedInExpenses" abstract="false" name="FeeAndOtherIncomeNettedInExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_SegmentRevenues" abstract="false" name="SegmentRevenues" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_InterestCredited" abstract="false" name="InterestCredited" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_AmortizationAndNonDeferredCommissions" abstract="false" name="AmortizationAndNonDeferredCommissions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_InsuranceProductLineExpense" abstract="false" name="InsuranceProductLineExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_AllocatedExpenses" abstract="false" name="AllocatedExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_ExpensesNotAllocatedToProductLines" abstract="false" name="ExpensesNotAllocatedToProductLines" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_MarketValueChangesCreditedToPolicyholders" abstract="false" name="MarketValueChangesCreditedToPolicyholders" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_ImpactOfForfeitedAnnualForwardOptionsPurchasedRelatedToFixedIndexedAnnuities" abstract="false" name="ImpactOfForfeitedAnnualForwardOptionsPurchasedRelatedToFixedIndexedAnnuities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_AmortizationExcludingAmortizationRelatedToRealizedGainsLossesAndAmortizationRelatedToFairValueChangesInEmbeddedDerivativeLiabilities" abstract="false" name="AmortizationExcludingAmortizationRelatedToRealizedGainsLossesAndAmortizationRelatedToFairValueChangesInEmbeddedDerivativeLiabilities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_CommissionAndOtherOperatingExpenses" abstract="false" name="CommissionAndOtherOperatingExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_SegmentExpenses" abstract="false" name="SegmentExpenses" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_IncomeTaxBenefitOnOperatingIncomeLoss" abstract="false" name="IncomeTaxBenefitOnOperatingIncomeLoss" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_OperatingIncomeLossNetOfTax" abstract="false" name="OperatingIncomeLossNetOfTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_RevenuesRelatedToCertainNonStrategicInvestmentsAndEarningsAttributableToNonControllingInterests" abstract="false" name="RevenuesRelatedToCertainNonStrategicInvestmentsAndEarningsAttributableToNonControllingInterests" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_RevenueRelatedtoTransitionandSupportServicesAgreements" abstract="false" name="RevenueRelatedtoTransitionandSupportServicesAgreements" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_ExpensesRelatedToCertainNonStrategicInvestmentsAndEarningsAttributableToNonControllingInterests" abstract="false" name="ExpensesRelatedToCertainNonStrategicInvestmentsAndEarningsAttributableToNonControllingInterests" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_AdjustmentToReconcileNetIncomeToCashProvidedByUsedInOperatingActivityExpensesRelatedToDivestedBusiness" abstract="false" name="AdjustmentToReconcileNetIncomeToCashProvidedByUsedInOperatingActivityExpensesRelatedToDivestedBusiness" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_OtherCostAndExpenseIncomeOperating" abstract="false" name="OtherCostAndExpenseIncomeOperating" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_NonlifeCompaniesIncludedInFeeIncomeSegmentMember" abstract="true" name="NonlifeCompaniesIncludedInFeeIncomeSegmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_OtherNonlifeCompaniesMember" abstract="true" name="OtherNonlifeCompaniesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_ReinsuranceReceivablesEmbeddedDerivativeMember" abstract="true" name="ReinsuranceReceivablesEmbeddedDerivativeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_EquityIndexAnnuitiesEmbeddedDerivativeMember" abstract="true" name="EquityIndexAnnuitiesEmbeddedDerivativeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_DerivativeAssetNotSubjectToMasterNettingArrangements" abstract="false" name="DerivativeAssetNotSubjectToMasterNettingArrangements" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangements" abstract="false" name="DerivativeLiabilityFairValueGrossLiabilityIncludingNotSubjectToMasterNettingArrangements" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_PurchasesOfFixedMaturitySecuritiesContainingEmbeddedDerivatives" abstract="false" name="PurchasesOfFixedMaturitySecuritiesContainingEmbeddedDerivatives" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_SalesOfFixedMaturitySecuritiesContainingEmbeddedDerivatives" abstract="false" name="SalesOfFixedMaturitySecuritiesContainingEmbeddedDerivatives" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_DeferredTaxAssetsIndirectCostsAllocabletoSelfConstructedRealEstateAssets" abstract="false" name="DeferredTaxAssetsIndirectCostsAllocabletoSelfConstructedRealEstateAssets" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_PrepaidAccruedIncomeTaxesCurrent" abstract="false" name="PrepaidAccruedIncomeTaxesCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_CarryforwardExpirationAxis" abstract="true" name="CarryforwardExpirationAxis" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:dimensionItem" type="xbrli:stringItemType"/>
  <xs:element id="cno_CarryforwardExpirationDomain" abstract="true" name="CarryforwardExpirationDomain" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_NoExpirationDateMember" abstract="true" name="NoExpirationDateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_NonLifeMember" abstract="true" name="NonLifeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_LifeMember" abstract="true" name="LifeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_FederalLongTermTaxExemptRate" abstract="false" name="FederalLongTermTaxExemptRate" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="cno_OwnershipChangeThresholdRestrictingNetOperatingLossUsage" abstract="false" name="OwnershipChangeThresholdRestrictingNetOperatingLossUsage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="cno_NonoperatingLossCarryforwards" abstract="false" name="NonoperatingLossCarryforwards" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_CapitalLossCarryforward" abstract="false" name="CapitalLossCarryforward" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_SeniorNote6.450PercentJune2034Member" abstract="true" name="SeniorNote6.450PercentJune2034Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_SeniorNote5.250PercentMay2029Member" abstract="true" name="SeniorNote5.250PercentMay2029Member" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_CreditAgreementMember" abstract="true" name="CreditAgreementMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="cno_DebtInstrumentCapitalizationPercentage" abstract="false" name="DebtInstrumentCapitalizationPercentage" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="cno_DebtInstrumentCovenantMaximumRequiredDebtToTotalCapitalizationRatio" abstract="false" name="DebtInstrumentCovenantMaximumRequiredDebtToTotalCapitalizationRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="cno_DebtInstrumentCovenantActualDebtToTotalCapitalizationRatio" abstract="false" name="DebtInstrumentCovenantActualDebtToTotalCapitalizationRatio" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
  <xs:element id="cno_DebtInstrumentCovenantRequiredMinimumConsolidatedNetWorthComponentOneAmount" abstract="false" name="DebtInstrumentCovenantRequiredMinimumConsolidatedNetWorthComponentOneAmount" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="cno_DebtInstrumentCovenantRequiredMinimumNetWorthComponentTwoPercentOfNetEquityProceedsReceivedFromIssuanceAndSaleOfEquityInterests" abstract="false" name="DebtInstrumentCovenantRequiredMinimumNetWorthComponentTwoPercentOfNetEquityProceedsReceivedFromIssuanceAndSaleOfEquityInterests" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types:percentItemType"/>
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