|
Page 1 of 9
|
Trust 2013-3 Monthly Servicing Report: Collection Period 06/01/2026 - 06/30/2026, Distribution Date 07/27/2026 |
| I. |
Deal Parameters
|
|
A
|
Student Loan Portfolio Characteristics
|
06/20/2013
|
05/31/2026
|
06/30/2026
|
|||||||||
|
Principal Balance
|
$
|
1,205,799,342.60
|
$
|
239,031,532.64
|
$
|
236,753,269.53
|
|||||||
|
Interest to be Capitalized Balance
|
25,233,370.46
|
2,924,526.48
|
2,950,029.54
|
||||||||||
|
Pool Balance
|
$
|
1,231,032,713.06
|
$
|
241,956,059.12
|
$
|
239,703,299.07
|
|||||||
|
Specified Reserve Account Balance
|
6,249,953.00
|
- N/A -
|
- N/A -
|
||||||||||
|
Adjusted Pool(1)
|
$
|
1,237,282,666.06
|
$
|
241,956,059.12
|
$
|
239,703,299.07
|
|||||||
|
Weighted Average Coupon (WAC)
|
6.58%
|
|
6.86%
|
|
6.85%
|
|
|||||||
|
Number of Loans
|
277,088
|
33,799
|
33,356
|
||||||||||
|
Aggregate Outstanding Principal Balance - Tbill
|
$
|
512,321.28
|
$
|
498,142.15
|
|||||||||
|
Aggregate Outstanding Principal Balance - SOFR
|
$
|
241,443,737.84
|
$
|
239,205,156.92
|
|||||||||
|
Pool Factor
|
0.193566288
|
0.191764066
|
|||||||||||
|
Since Issued Constant Prepayment Rate
|
(85.52)%
|
|
(85.84)%
|
|
|||||||||
|
(1)
|
The Specified Reserve Account balance is included in the Adjusted Pool until the Pool Balance is less than or equal to 40% of the original pool.
|
|
B
|
Debt Securities
|
Cusip/Isin
|
06/25/2026
|
07/27/2026
|
||||||
|
A3
|
78447YAC6
|
$
|
204,536,498.53
|
$
|
202,306,266.08
|
|||||
|
B
|
78447YAD4
|
$
|
35,000,000.00
|
$
|
35,000,000.00
|
|||||
|
C
|
Account Balances
|
06/25/2026
|
07/27/2026
|
||||||
|
Reserve Account Balance
|
$
|
1,249,991.00
|
$
|
1,249,991.00
|
|||||
|
Capitalized Interest Account Balance
|
-
|
-
|
|||||||
|
Floor Income Rebate Account
|
$
|
191,546.14
|
$
|
379,468.05
|
|||||
|
Supplemental Loan Purchase Account
|
-
|
-
|
|||||||
|
D
|
Asset / Liability
|
06/25/2026
|
07/27/2026
|
||||||
|
Adjusted Pool Balance + Supplemental Loan Purchase
|
$
|
241,956,059.12
|
$
|
239,703,299.07
|
|||||
|
Total Notes
|
$
|
239,536,498.53
|
$
|
237,306,266.08
|
|||||
|
Difference
|
$
|
2,419,560.59
|
$
|
2,397,032.99
|
|||||
|
Parity Ratio
|
1.01010
|
1.01010
|
|||||||
|
Page 2 of 9
|
Trust 2013-3 Monthly Servicing Report: Collection Period 06/01/2026 - 06/30/2026, Distribution Date 07/27/2026 |
| II. |
Trust Activity 06/01/2026 through 06/30/2026
|
|
A
|
Student Loan Principal Receipts
|
||||
|
Borrower Principal
|
602,996.71
|
||||
|
Guarantor Principal
|
1,770,683.55
|
||||
|
Consolidation Activity Principal
|
661,416.81
|
||||
|
Seller Principal Reimbursement
|
5.24
|
||||
|
Servicer Principal Reimbursement
|
-
|
||||
|
Rejected Claim Repurchased Principal
|
-
|
||||
|
Other Principal Deposits
|
-
|
||||
|
Total Principal Receipts
|
$
|
3,035,102.31
|
|||
|
B
|
Student Loan Interest Receipts
|
||||
|
Borrower Interest
|
311,332.46
|
||||
|
Guarantor Interest
|
101,013.48
|
||||
|
Consolidation Activity Interest
|
29,597.75
|
||||
|
Special Allowance Payments
|
0.00
|
||||
|
Interest Subsidy Payments
|
0.00
|
||||
|
Seller Interest Reimbursement
|
0.00
|
||||
|
Servicer Interest Reimbursement
|
58.93
|
||||
|
Rejected Claim Repurchased Interest
|
0.00
|
||||
|
Other Interest Deposits
|
19,427.76
|
||||
|
Total Interest Receipts
|
$
|
461,430.38
|
|||
|
C
|
Reserves in Excess of Requirement
|
|
-
|
||
|
D
|
Investment Income
|
$
|
15,298.28
|
||
|
E
|
Funds Borrowed from Next Collection Period
|
-
|
|||
|
F
|
Funds Repaid from Prior Collection Period
|
-
|
|||
|
G
|
Loan Sale or Purchase Proceeds
|
-
|
|||
|
H
|
Initial Deposits to Collection Account
|
-
|
|||
|
I
|
Excess Transferred from Other Accounts
|
-
|
|||
|
J
|
Other Deposits
|
-
|
|||
|
K
|
Funds Released from Capitalized Interest Account
|
-
|
|||
|
L
|
Less: Funds Previously Remitted:
|
||||
|
Servicing Fees to Servicer
|
-
|
||||
|
Consolidation Loan Rebate Fees to Dept. of Education
|
-
|
||||
|
Floor Income Rebate Fees to Dept. of Education
|
-
|
||||
|
Funds Allocated to the Floor Income Rebate Account
|
$
|
(187,921.91)
|
|||
|
M
|
AVAILABLE FUNDS
|
$
|
3,323,909.06
|
||
|
N
|
Non-Cash Principal Activity During Collection Period
|
$
|
(756,839.20)
|
||
|
O
|
Non-Reimbursable Losses During Collection Period
|
$
|
42,075.14
|
||
|
P
|
Aggregate Purchased Amounts by the Depositor, Servicer or Seller
|
|
-
|
||
|
Q
|
Aggregate Loan Substitutions
|
-
|
|||
|
Page 3 of 9
|
Trust 2013-3 Monthly Servicing Report: Collection Period 06/01/2026 - 06/30/2026, Distribution Date 07/27/2026 |
| III. |
2013-3 Portfolio Characteristics
|
|
06/30/2026
|
05/31/2026
|
||||||||||||||||||||||||||||||||
|
Wtd Avg
Coupon
|
# Loans
|
Principal
|
% of
Principal
|
Wtd Avg
Coupon
|
# Loans
|
Principal
|
% of
Principal
|
||||||||||||||||||||||||||
|
INTERIM:
|
IN SCHOOL
|
6.77%
|
|
33
|
$
|
180,399.10
|
0.076%
|
|
6.76%
|
|
34
|
$
|
185,899.10
|
0.078%
|
|
||||||||||||||||||
|
|
GRACE |
0.00%
|
|
0
|
|
-
|
0.000%
|
|
6.80%
|
|
2
|
$
|
11,878.00
|
0.005%
|
|
||||||||||||||||||
|
|
DEFERMENT
|
6.69%
|
|
1,977
|
$
|
13,729,755.29
|
5.799%
|
|
6.71%
|
|
1,972
|
$
|
13,713,095.51
|
5.737%
|
|
||||||||||||||||||
|
REPAYMENT:
|
CURRENT
|
6.87%
|
|
22,949
|
$
|
153,199,599.61
|
64.709%
|
|
6.87%
|
|
23,285
|
$
|
154,868,044.13
|
64.790%
|
|
||||||||||||||||||
|
|
31-60 DAYS DELINQUENT
|
6.84%
|
|
1,047
|
$
|
8,417,151.52
|
3.555%
|
|
6.80%
|
|
1,087
|
$
|
8,882,769.07
|
3.716%
|
|
||||||||||||||||||
|
|
61-90 DAYS DELINQUENT
|
6.81%
|
|
749
|
$
|
6,103,596.10
|
2.578%
|
|
6.82%
|
|
655
|
$
|
5,690,051.31
|
2.380%
|
|
||||||||||||||||||
|
|
91-120 DAYS DELINQUENT
|
6.80%
|
|
443
|
$
|
4,040,364.84
|
1.707%
|
|
6.86%
|
|
595
|
$
|
5,025,763.10
|
2.103%
|
|
||||||||||||||||||
|
|
> 120 DAYS DELINQUENT
|
6.88%
|
|
1,619
|
$
|
13,469,175.33
|
5.689%
|
|
6.85%
|
|
1,620
|
$
|
13,531,954.58
|
5.661%
|
|
||||||||||||||||||
|
|
FORBEARANCE
|
6.88%
|
|
4,207
|
$
|
34,824,288.15
|
14.709%
|
|
6.88%
|
|
4,198
|
$
|
33,832,274.74
|
14.154%
|
|
||||||||||||||||||
|
|
CLAIMS IN PROCESS
|
6.90%
|
|
332
|
$
|
2,788,939.59
|
1.178%
|
|
6.94%
|
|
351
|
$
|
3,289,803.10
|
1.376%
|
|
||||||||||||||||||
|
TOTAL
|
33,356
|
$
|
236,753,269.53
|
100.00%
|
|
33,799
|
$
|
239,031,532.64
|
100.00%
|
|
|||||||||||||||||||||||
|
Page 4 of 9
|
Trust 2013-3 Monthly Servicing Report: Collection Period 06/01/2026 - 06/30/2026, Distribution Date 07/27/2026 |
| IV. |
2013-3 Portfolio Characteristics (cont'd)
|
|
06/30/2026
|
05/31/2026
|
|||||||
|
Pool Balance
|
$
|
239,703,299.07
|
$
|
241,956,059.12
|
||||
|
Outstanding Borrower Accrued Interest
|
$
|
12,651,908.58
|
$
|
12,612,712.62
|
||||
|
Borrower Accrued Interest to be Capitalized
|
$
|
2,950,029.54
|
$
|
2,924,526.48
|
||||
|
Borrower Accrued Interest >30 Days Delinquent
|
$
|
1,131,757.97
|
$
|
1,211,141.17
|
||||
|
Total # Loans
|
33,356
|
33,799
|
||||||
|
Total # Borrowers
|
13,762
|
13,939
|
||||||
|
Weighted Average Coupon
|
6.85%
|
|
6.86%
|
|
||||
|
Weighted Average Remaining Term
|
206.92
|
206.09
|
||||||
|
Non-Reimbursable Losses
|
$
|
42,075.14
|
$
|
37,437.10
|
||||
|
Cumulative Non-Reimbursable Losses
|
$
|
6,760,121.28
|
$
|
6,718,046.14
|
||||
|
Since Issued Constant Prepayment Rate (CPR)
|
-85.84 %
|
|
-85.52 %
|
|
||||
|
Loan Substitutions
|
-
|
-
|
||||||
|
Cumulative Loan Substitutions
|
-
|
-
|
||||||
|
Rejected Claim Repurchases
|
-
|
-
|
||||||
|
Cumulative Rejected Claim Repurchases
|
$
|
587,377.65
|
$
|
587,377.65
|
||||
|
Unpaid Primary Servicing Fees
|
-
|
-
|
||||||
|
Unpaid Administration Fees
|
-
|
-
|
||||||
|
Unpaid Carryover Servicing Fees
|
-
|
-
|
||||||
|
Note Principal Shortfall
|
-
|
-
|
||||||
|
Note Interest Shortfall
|
-
|
-
|
||||||
|
Unpaid Interest Carryover
|
-
|
-
|
||||||
|
Non-Cash Principal Activity - Capitalized Interest
|
$
|
801,939.88
|
$
|
839,260.63
|
||||
|
Borrower Interest Accrued
|
$
|
1,281,698.68
|
$
|
1,336,399.79
|
||||
|
Interest Subsidy Payments Accrued
|
$
|
47,314.18
|
$
|
49,778.56
|
||||
|
Special Allowance Payments Accrued
|
$
|
39,430.92
|
$
|
40,443.92
|
||||
|
Page 5 of 9
|
Trust 2013-3 Monthly Servicing Report: Collection Period 06/01/2026 - 06/30/2026, Distribution Date 07/27/2026 |
| V. |
2013-3 Portfolio Statistics by School and Program
|
|
A
|
LOAN TYPE
|
Weighted
Average Coupon
|
# LOANS
|
$ AMOUNT
|
% *
|
||||||||||||
|
- GSL (1) - Subsidized
|
6.75%
|
|
17,709
|
91,514,953.02
|
38.654%
|
|
|||||||||||
|
- GSL - Unsubsidized
|
6.78%
|
|
15,011
|
132,624,082.01
|
56.018%
|
|
|||||||||||
|
- PLUS (2) Loans
|
8.46%
|
|
636
|
12,614,234.50
|
5.328%
|
|
|||||||||||
|
- SLS (3) Loans
|
0.00%
|
|
0
|
-
|
0.000%
|
|
|||||||||||
|
- Consolidation Loans
|
0.00%
|
|
0
|
-
|
0.000%
|
|
|||||||||||
|
Total
|
6.85%
|
|
33,356
|
$
|
236,753,269.53
|
100.000%
|
|
||||||||||
|
B
|
SCHOOL TYPE
|
Weighted
Average Coupon
|
# LOANS
|
$ AMOUNT
|
% *
|
||||||||||||
|
- Four Year
|
6.86%
|
|
28,715
|
211,484,336.71
|
89.327%
|
|
|||||||||||
|
- Two Year
|
6.83%
|
|
3,832
|
20,843,329.85
|
8.804%
|
|
|||||||||||
|
- Technical
|
6.81%
|
|
784
|
4,321,614.46
|
1.825%
|
|
|||||||||||
|
- Other
|
6.73%
|
|
25
|
103,988.51
|
0.044%
|
|
|||||||||||
|
Total
|
6.85%
|
|
33,356
|
$
|
236,753,269.53
|
100.000%
|
|
||||||||||
| (1) |
Guaranteed Stafford Loan
|
| (2) |
Parent Loans for Undergraduate Students
|
| (3) |
Supplemental Loans to Students. The Unsubsidized Stafford Loan program replaced the SLS program on July 1, 1994.
|
|
Page 6 of 9
|
Trust 2013-3 Monthly Servicing Report: Collection Period 06/01/2026 - 06/30/2026, Distribution Date 07/27/2026 |
| VI. |
2013-3 Waterfall for Distributions
|
|
Paid
|
Remaining
Funds Balance |
||||||||
|
Total Available Funds
|
$
|
3,323,909.06
|
|||||||
| A | Trustee Fees |
- | $ |
3,323,909.06
|
|||||
|
B
|
Primary Servicing Fee
|
$
|
70,926.80
|
$
|
3,252,982.26
|
||||
|
C
|
Administration Fee
|
$
|
6,667.00
|
$
|
3,246,315.26
|
||||
|
D
|
Class A Noteholders' Interest Distribution Amount
|
$
|
771,282.59
|
$
|
2,475,032.67
|
||||
|
E
|
Class B Noteholders' Interest Distribution Amount
|
$
|
163,091.91
|
$
|
2,311,940.76
|
||||
|
F
|
Reserve Account Reinstatement
|
-
|
$
|
2,311,940.76
|
|||||
|
G
|
Class A Noteholders' Principal Distribution Amount
|
$
|
2,230,232.45
|
$
|
81,708.31
|
||||
|
H
|
Class B Noteholders' Principal Distribution Amount
|
-
|
$
|
81,708.31
|
|||||
|
I
|
Unpaid Expenses of The Trustees
|
-
|
$
|
81,708.31
|
|||||
|
J
|
Carryover Servicing Fee
|
-
|
$
|
81,708.31
|
|||||
|
K
|
Remaining Amounts to the Noteholders after the first auction date
|
-
|
$
|
81,708.31
|
|||||
|
L
|
Excess Distribution Certificateholder
|
$
|
81,708.31
|
-
|
|||||
|
Waterfall Triggers
|
|||||
|
A
|
Student Loan Principal Outstanding
|
$
|
236,753,269.53
|
||
|
B
|
Interest to be Capitalized
|
$
|
2,950,029.54
|
||
|
C
|
Capitalized Interest Account Balance
|
-
|
|||
|
D
|
Reserve Account Balance (after any reinstatement)
|
$
|
1,249,991.00
|
||
|
E
|
Less: Specified Reserve Account Balance
|
$
|
(1,249,991.00)
|
||
|
F
|
Total
|
$
|
239,703,299.07
|
||
|
G
|
Class A Notes Outstanding (after application of available funds)
|
$
|
202,306,266.08
|
||
|
H
|
Insolvency Event or Event of Default Under Indenture
|
N
|
|||
|
I
|
Available Funds Applied to Class A Noteholders’ Distribution Amount Before Any Amounts are Applied to the Class B Noteholders’ Distribution Amount (G>F or H=Y)
|
N
|
|||
|
Page 7 of 9
|
Trust 2013-3 Monthly Servicing Report: Collection Period 06/01/2026 - 06/30/2026, Distribution Date 07/27/2026 |
| VII. |
2013-3 Distributions
|
|
A3
|
B
|
|||||||
|
Cusip/Isin
|
78447YAC6
|
78447YAD4
|
||||||
|
Beginning Balance
|
$
|
204,536,498.53
|
$
|
35,000,000.00
|
||||
|
Index
|
SOFR
|
SOFR
|
||||||
|
Spread/Fixed Rate
|
0.50%
|
|
1.50%
|
|
||||
|
Record Date (Days Prior to Distribution)
|
1 NEW YORK BUSINESS DAY
|
1 NEW YORK BUSINESS DAY
|
||||||
|
Accrual Period Begin
|
6/25/2026
|
6/25/2026
|
||||||
|
Accrual Period End
|
7/27/2026
|
7/27/2026
|
||||||
|
Daycount Fraction
|
0.08888889
|
0.08888889
|
||||||
|
Interest Rate*
|
4.24224%
|
|
5.24224%
|
|
||||
|
Accrued Interest Factor
|
0.003770880
|
0.004659769
|
||||||
|
Current Interest Due
|
$
|
771,282.59
|
$
|
163,091.91
|
||||
|
Interest Shortfall from Prior Period Plus Accrued Interest
|
-
|
-
|
||||||
|
Total Interest Due
|
$
|
771,282.59
|
$
|
163,091.91
|
||||
|
Interest Paid
|
$
|
771,282.59
|
$
|
163,091.91
|
||||
|
Interest Shortfall
|
-
|
-
|
||||||
|
Principal Paid
|
$
|
2,230,232.45
|
-
|
|||||
|
Ending Principal Balance
|
$
|
202,306,266.08
|
$
|
35,000,000.00
|
||||
|
Paydown Factor
|
0.003517717
|
0.000000000
|
||||||
|
Ending Balance Factor
|
0.319095057
|
1.000000000
|
||||||
|
Page 8 of 9
|
Trust 2013-3 Monthly Servicing Report: Collection Period 06/01/2026 - 06/30/2026, Distribution Date 07/27/2026 |
| VIII. |
2013-3 Reconciliations
|
|
A
|
Principal Distribution Reconciliation
|
||||
|
Notes Outstanding Principal Balance
|
$
|
239,536,498.53
|
|||
|
Adjusted Pool Balance
|
$
|
239,703,299.07
|
|||
|
Overcollateralization Amount
|
$
|
2,397,032.99
|
|||
|
Principal Distribution Amount
|
$
|
2,230,232.45
|
|||
|
Principal Distribution Amount Paid
|
$
|
2,230,232.45
|
|||
|
B
|
Reserve Account Reconciliation
|
||||
|
Beginning Period Balance
|
$
|
1,249,991.00
|
|||
|
Reserve Funds Utilized
|
0.00
|
||||
|
Reserve Funds Reinstated
|
0.00
|
||||
|
Balance Available
|
$
|
1,249,991.00
|
|||
|
Required Reserve Acct Balance
|
$
|
1,249,991.00
|
|||
|
Release to Collection Account
|
|
-
|
|||
|
Ending Reserve Account Balance
|
$
|
1,249,991.00
|
|||
|
C
|
Floor Income Rebate Account
|
||||
|
Beginning Period Balance
|
$
|
191,546.14
|
|||
|
Deposits for the Period
|
$
|
187,921.91
|
|||
|
Release to Collection Account
|
-
|
||||
|
Ending Balance
|
$
|
379,468.05
|
|||
|
D
|
Supplemental Purchase Account
|
||||
|
Beginning Period Balance
|
-
|
||||
|
Supplemental Loan Purchases
|
-
|
||||
|
Transfers to Collection Account
|
-
|
||||
|
Ending Balance
|
-
|
||||
|
Page 9 of 9
|
Trust 2013-3 Monthly Servicing Report: Collection Period 06/01/2026 - 06/30/2026, Distribution Date 07/27/2026 |