v3.26.1
CONSOLIDATED STATEMENTS OF INCOME - USD ($)
shares in Millions, $ in Millions
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest income on:        
Loans, including fees $ 1,351 $ 1,377 $ 2,664 $ 2,719
Debt securities 305 286 603 552
Loans held for sale 8 9 16 17
Other earning assets 84 112 167 221
Total interest income 1,748 1,784 3,450 3,509
Interest expense on:        
Deposits 385 447 770 889
Short-term borrowings 34 1 51 5
Long-term borrowings 52 77 104 162
Total interest expense 471 525 925 1,056
Net interest income 1,277 1,259 2,525 2,453
Provision for credit losses 68 126 159 250
Net interest income after provision for credit losses 1,209 1,133 2,366 2,203
Non-interest income:        
Total Noninterest Income 630 646 1,255 1,236
Non-interest expense:        
Salaries and employee benefits 697 658 1,356 1,283
Equipment and software expense 107 104 215 203
Net occupancy expense 73 72 $ 145 142
Defined Benefit Plan, Net Periodic Benefit Cost (Credit) Excluding Service Cost, Statement of Income or Comprehensive Income [Extensible Enumeration]     Other  
Other 244 239 $ 473 484
Total non-interest expense 1,121 1,073 2,189 2,112
Income before income taxes 718 706 1,432 1,327
Income tax expense 148 143 303 274
Net income 570 563 1,129 1,053
Net income available to common shareholders $ 549 $ 534 $ 1,088 $ 999
Weighted Average Number of Shares Outstanding, Diluted [Abstract]        
Basic 854 898 858 902
Diluted 857 900 862 905
Earnings Per Share [Abstract]        
Basic $ 0.64 $ 0.59 $ 1.27 $ 1.11
Diluted $ 0.64 $ 0.59 $ 1.26 $ 1.10
Service charges on deposit accounts        
Non-interest income:        
Total Noninterest Income $ 167 $ 151 $ 330 $ 312
Card and ATM fees        
Non-interest income:        
Total Noninterest Income 126 125 243 242
Investment management and trust fee income        
Non-interest income:        
Total Noninterest Income 97 90 189 176
Capital Markets [Member]        
Non-interest income:        
Total Noninterest Income 84 83 168 163
Mortgage income        
Non-interest income:        
Total Noninterest Income 33 48 65 88
Securities gains, net [Member]        
Non-interest income:        
Total Noninterest Income (41) (1) (44) (26)
Other [Member]        
Non-interest income:        
Total Noninterest Income $ 164 $ 150 $ 304 $ 281