v3.26.1
Business Segment Information
 6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
Business Segment Information
NOTE 11. BUSINESS SEGMENT INFORMATION
Each of Regions’ reportable segments is a strategic business unit that serves specific needs of Regions’ customers based on the products and services provided. The Company has three reportable segments: Corporate Bank, Consumer Bank, and Wealth Management, with the remainder in Other. The segments are based on the manner in which the CODM reviews the Company's performance. The Company's CODM is the CEO, President and Chair of the Board. As a part of the CODM review, pre-tax income is utilized to allocate resources amongst segments. Additional information about the Company's reportable segments is included in Regions' Annual Report on Form 10-K for the year ended December 31, 2025.
The application and development of management reporting methodologies is a dynamic process and is subject to periodic enhancements. As these enhancements are made, financial results presented by each reportable segment may be periodically revised and the prior periods updated to reflect these enhancements. Accordingly, the prior periods may be updated to reflect these enhancements. In the first quarter of 2026, the Company changed its provision for credit losses allocation methodology from expected losses to net charge-offs. For each business segment, the provision for (benefit from) credit losses represents net charge-offs, with any portion of the provision that is greater than or less than net charge-offs reported within the Other segment.
The following tables present financial information, including non-interest income disaggregated by major product category, for each reportable segment:

Three Months Ended June 30, 2026
Corporate BankConsumer BankWealth
Management		OtherConsolidated
(In millions)
Net interest income$483 $748 $46 $— $1,277 
Provision for (benefit from) credit losses51 51 — (34)68 
Non-interest income:
Service charges on deposit accounts66 100 1 — 167 
Card and ATM fees11 115 — — 126 
Investment management and trust fee income— — 97 — 97 
Capital markets income84 — — — 84 
Mortgage income— 33 — — 33 
Investment services fee income— — 53 — 53 
Commercial credit fee income28 — — — 28 
Bank-owned life insurance— — — 24 24 
Securities gains (losses), net— — — (41)(41)
Market value adjustments on employee benefit assets
— — — 24 24 
Other miscellaneous income (loss)53 17 2 (37)35 
Total non-interest income (loss)242 265 153 (30)630 
Non-interest expense:
Salaries and employee benefits143 208 76 270 697 
Equipment and software expense6 22 1 78 107 
Net occupancy expense7 56 3 7 73 
Other expenses (benefits) (1)
172 346 48 (322)244 
Total non-interest expense
328 632 128 33 1,121 
Income (loss) before income taxes346 330 71 (29)718 
Income tax expense (benefit)86 82 18 (38)148 
Net income $260 $248 $53 $9 $570 
Average assets$73,240 $36,658 $2,288 $49,051 $161,237 
Three Months Ended June 30, 2025
Corporate BankConsumer BankWealth
Management		OtherConsolidated
(In millions)
Net interest income$474 $742 $43 $— $1,259 
Provision for credit losses56 58 — 12 126 
Non-interest income (loss):
Service charges on deposit accounts60 90 1 — 151 
Card and ATM fees11 114 — — 125 
Investment management and trust fee income— — 90 — 90 
Capital markets income83 — — — 83 
Mortgage income— 48 — — 48 
Investment services fee income— — 43 — 43 
Commercial credit fee income29 — — — 29 
Bank-owned life insurance— — — 24 24 
Securities gains (losses), net— — — (1)(1)
Market value adjustments on employee benefit assets
— — — 16 16 
Other miscellaneous income (loss)42 20 1 (25)38 
Total non-interest income 225 272 135 14 646 
Non-interest expense:
Salaries and employee benefits137 195 67 259 658 
Equipment and software expense5 24 1 74104 
Net occupancy expense7 55 3 7 72 
Other expenses (benefits) (1)
162 328 51 (302)239 
Total non-interest expense
311 602 122 38 1,073 
Income (loss) before income taxes332 354 56 (36)706 
Income tax expense (benefit)83 88 13 (41)143 
Net income$249 $266 $43 $5 $563 
Average assets$69,768 $37,502 $2,112 $48,592 $157,974 
Six Months Ended June 30, 2026
Corporate BankConsumer BankWealth
Management		OtherConsolidated
(In millions)
Net interest income$956 $1,477 $92 $— $2,525 
Provision for (benefit from) credit losses122 108 — $(71)159 
Non-interest income (loss):
Service charges on deposit accounts132 196 2 — 330 
Card and ATM fees23 220 — — 243 
Investment management and trust fee income— — 189 — 189 
Capital markets income167 1 — — 168 
Mortgage income— 65 — — 65 
Investment services fee income— — 102 — 102 
Commercial credit fee income57 1 — — 58 
Bank-owned life insurance— — — 54 54 
Securities gains (losses), net— — — (44)(44)
Market value adjustments on employee benefit assets
— — — 19 19 
Other miscellaneous income (loss)93 34 2 (58)71 
Total non-interest income (loss)472 517 295 (29)1,255 
Non-interest expense:
Salaries and employee benefits294 411 152 499 1,356 
Equipment and software expense11 46 1 157 215 
Net occupancy expense14 111 6 14 145 
Other expenses (benefits) (1)
340 671 99 (637)473 
Total non-interest expense
659 1,239 258 33 2,189 
Income before income taxes647 647 129 9 1,432 
Income tax expense (benefit)162 162 32 (53)303 
Net income $485 $485 $97 $62 $1,129 
Average assets$72,227 $36,781 $2,252 $49,008 $160,268 
Six Months Ended June 30, 2025
Corporate BankConsumer BankWealth
Management		OtherConsolidated
(In millions)
Net interest income $916 $1,451 $86 $— $2,453 
Provision for credit losses 121 117 — 12 250 
Non-interest income (loss):
Service charges on deposit accounts124 186 2 — 312 
Card and ATM fees22 220 — — 242 
Investment management and trust fee income— — 176 — 176 
Capital markets income162 — 1 — 163 
Mortgage income— 88 — — 88 
Investment services fee income— — 86 — 86 
Commercial credit fee income56 — — — 56 
Bank-owned life insurance— — — 47 47 
Securities gains (losses), net— — — (26)(26)
Market value adjustments on employee benefit assets
— — — 13 13 
Other miscellaneous income (loss)84 39 2 (46)79 
Total non-interest income (loss)
448 533 267 (12)1,236 
Non-interest expense:
Salaries and employee benefits282 389 137 475 1,283 
Equipment and software expense10 48 1 144 203 
Net occupancy expense14 108 6 14 142 
Other expenses (benefit) (1)
315 649 100 (580)484 
Total non-interest expense
621 1,194 244 53 2,112 
Income (loss) before income taxes
622 673 109 (77)1,327 
Income tax expense (benefit)155 168 27 (76)274 
Net income (loss)$467 $505 $82 $(1)$1,053 
Average assets$69,530 $37,595 $2,123 $48,180 $157,428 
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(1) Other expenses are primarily comprised of outside services, marketing, professional, legal and regulatory expenses, credit and checkcard expenses, and FDIC insurance assessment fees.