v3.26.1
Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
 9 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Cash flows from operating activities:    
Net income before noncontrolling interest $ 137,678 $ 147,719
Adjustments to reconcile net income to net cash provided by (used in) operating activities:    
Depreciation and amortization 36,910 45,423
Provision for credit loss 77,155 63,205
Provision for deferred taxes 5,145 16,256
Originations of loans held for sale (2,748,526) (1,925,438)
Proceeds from sales of loans held for sale 2,912,592 2,014,236
Net change in loans held for sale 27,691 (1,791)
Net realized (gain) on loans held for sale (21,700) (26,900)
Net realized loss on securities available for sale 0 22,899
Net realized (gain) on divestitures 0 (15,044)
Net realized (gain) on other (1,320) (2,007)
Impairment on rental equipment 0 2,590
Net change in accrued interest receivable 1,554 (8,611)
Net change in other assets 29,373 (29,182)
Net change in accrued expenses and other liabilities (72,682) (163,623)
Stock compensation 9,333 7,223
Net cash provided by operating activities 393,203 146,955
Cash flows from investing activities:    
Purchases of securities available for sale 0 (2,280)
Proceeds from sales of securities available for sale 0 217,883
Proceeds from maturities of and principal collected on securities available for sale 114,236 127,261
Proceeds from maturities of and principal collected on securities held to maturity 2,092 2,676
Purchases of Federal Reserve Bank and Federal Home Loan Bank stock (199,920) (210,159)
Redemption of Federal Reserve Bank and Federal Home Loan Bank stock 193,712 216,722
Purchases of loans and leases (119,647) (193,795)
Net change in loans and leases (349,686) (587,597)
Purchases of premises, furniture, and equipment (9,921) (8,339)
Purchases of rental equipment (115,140) (113,018)
Proceeds from sales of rental equipment 9,750 20,692
Net change in rental equipment 229 389
Proceeds from surrender of bank-owned life insurance 45,050 0
Proceeds from divestitures, net of transaction costs 0 608,455
Proceeds from sale of other assets 0 408
Proceeds from loans held for sale previously classified as portfolio loans 0 146,158
Net cash provided by (used in) investing activities (429,245) 225,456
Cash flows from financing activities:    
Net change in deposits 63,362 142,234
Net change in short-term borrowings 158,500 (262,001)
Dividends paid on common stock (3,261) (3,542)
Issuance of common stock due to restricted stock 1 0
Repurchases of common stock (151,894) (147,897)
Investment by (distributions to) noncontrolling interest 203 (1,229)
Net cash provided by (used in) financing activities 66,911 (272,435)
Effect of exchange rate changes on cash (2,025) 30
Net change in cash and cash equivalents 28,844 100,006
Cash and cash equivalents at beginning of fiscal year 120,568 158,337
Cash and cash equivalents at end of fiscal period 149,412 258,343
Supplemental disclosure of cash flow information:    
Interest 8,232 9,939
Income taxes 22,471 14,345
Franchise and other taxes 754 580
Supplemental schedule of non-cash investing activities:    
Held for sale to loans and leases 88 27,155
Loans and leases to held for sale 88,223 130,011
Loans and leases to rental equipment 3,959 3,683
Rental equipment to loan and leases 90,607 83,309
Recognition of operating lease ROU assets, net of measurements 920 0
Joint venture membership interest divestiture 1,123 0
Retirement of treasury stock $ 4,882 $ 0