| Schedule of Revenue by Major Customers by Reporting Segments |
The table below presents the Company’s revenue by operating segment. For additional descriptions of the Company’s operating segments, including additional financial information and the underlying management accounting process, see Note 13. Segment Reporting to the Condensed Consolidated Financial Statements. | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | (Dollars in thousands) | Consumer | | Commercial | | Corporate Services/Other | | Consolidated Company | | Three Months Ended June 30, | 2026 | 2025 | | 2026 | 2025 | | 2026 | 2025 | | 2026 | 2025 | Net interest income (expense)(1) | $ | 61,876 | | $ | 67,949 | | | $ | 52,191 | | $ | 51,241 | | | $ | (1,154) | | $ | 3,123 | | | $ | 112,913 | | $ | 122,313 | | | Noninterest income: | | | | | | | | | | | | | Refund transfer product fees | 11,209 | | 9,846 | | | — | | — | | | — | | — | | | 11,209 | | 9,846 | | Refund advance and other tax fee income(1) | 696 | | 307 | | | — | | — | | | — | | — | | | 696 | | 307 | | | Card and deposit fees | 34,371 | | 37,171 | | | 192 | | 165 | | | 7 | | 6 | | | 34,570 | | 37,342 | | Rental income(1) | — | | — | | | 9,363 | | 12,681 | | | 244 | | 232 | | | 9,607 | | 12,913 | | | | | | | | | | | | | | | | | | | | | | | | | | Secondary market revenue(1) | 1 | | 41 | | | 13,968 | | 7,103 | | | — | | — | | | 13,969 | | 7,144 | | Gain (loss) on sale of other(1) | — | | — | | | (51) | | 330 | | | — | | 64 | | | (51) | | 394 | | Other income(1) | 2,583 | | 2,383 | | | 2,742 | | 2,023 | | | 1,406 | | 1,090 | | | 6,731 | | 5,496 | | | Total noninterest income | 48,860 | | 49,748 | | | 26,214 | | 22,302 | | | 1,657 | | 1,392 | | | 76,731 | | 73,442 | | | Revenue | $ | 110,736 | | $ | 117,697 | | | $ | 78,405 | | $ | 73,543 | | | $ | 503 | | $ | 4,515 | | | $ | 189,644 | | $ | 195,755 | | | | | | | | | | | | | | | Nine Months Ended June 30, | | | | | | | | | | | | Net interest income(1) | $ | 198,951 | | $ | 224,644 | | | $ | 147,386 | | $ | 136,521 | | | $ | 11,038 | | $ | 22,677 | | | $ | 357,375 | | $ | 383,842 | | | Noninterest income: | | | | | | | | | | | | | Refund transfer product fees | 46,353 | | 42,919 | | | — | | — | | | — | | — | | | 46,353 | | 42,919 | | Refund advance and other tax fee income(1) | 58,341 | | 49,416 | | | — | | — | | | — | | — | | | 58,341 | | 49,416 | | | Card and deposit fees | 101,650 | | 96,582 | | | 561 | | 599 | | | 25 | | 20 | | | 102,236 | | 97,201 | | Rental income(1) | — | | — | | | 31,451 | | 39,180 | | | 723 | | 642 | | | 32,174 | | 39,822 | | (Loss) on sale of securities(1) | — | | — | | | — | | — | | | — | | (22,899) | | | — | | (22,899) | | Gain on divestitures(1) | — | | — | | | — | | — | | | — | | 15,044 | | | — | | 15,044 | | Secondary market revenue(1) | 1 | | 56 | | | 21,699 | | 13,515 | | | — | | 13,329 | | | 21,700 | | 26,900 | | Gain on sale of other(1) | — | | — | | | 1,320 | | 1,487 | | | — | | 520 | | | 1,320 | | 2,007 | | Other income(1) | 5,847 | | 8,403 | | | 10,434 | | 6,878 | | | 3,269 | | 3,653 | | | 19,550 | | 18,934 | | | Total noninterest income | 212,192 | | 197,376 | | | 65,465 | | 61,659 | | | 4,017 | | 10,309 | | | 281,674 | | 269,344 | | | Revenue | $ | 411,143 | | $ | 422,020 | | | $ | 212,851 | | $ | 198,180 | | | $ | 15,055 | | $ | 32,986 | | | $ | 639,049 | | $ | 653,186 | | (1) These revenues are not within the scope of Topic 606. Additional details are included in other footnotes to the accompanying financial statements. The scope of Topic 606 explicitly excludes net interest income as well as many other revenues for financial assets and liabilities, including loans, leases, and securities. |
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