The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 29,083 180 SH SOLE 0 0 180
ABBOTT LABORATORIES COM 002824100 918,471 10,122 SH SOLE 0 0 10,122
ABBVIE INC COM 00287Y109 3,665,457 14,566 SH SOLE 0 0 14,566
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,609 29 SH SOLE 0 0 29
ADOBE INC COM 00724F101 5,126 25 SH SOLE 0 0 25
ADVANCED DRAIN SYS INC DEL COM 00790R104 4,238 27 SH SOLE 0 0 27
ADVANCED MICRO DEVICES INC COM 007903107 595,433 1,025 SH SOLE 0 0 1,025
ALCON AG ORD SHS H01301128 282,693 4,213 SH SOLE 0 0 4,213
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 960 10 SH SOLE 0 0 10
ALLIANT ENERGY CORP COM 018802108 14,343 188 SH SOLE 0 0 188
ALLSTATE CORP COM 020002101 16,544 70 SH SOLE 0 0 70
ALPHABET INC CAP STK CL A 02079K305 536,133 1,500 SH SOLE 0 0 1,500
ALPHABET INC CAP STK CL C 02079K107 177,280 502 SH SOLE 0 0 502
ALPS ETF TR REIT DIVIDE DOGS 00162Q106 103,204 3,762 SH SOLE 0 0 3,762
ALTERITY THERAPEUTICS LTD SPONSORED ADS 02155X205 6 1 SH SOLE 0 0 1
ALTRIA GROUP INC COM 02209S103 129,792 1,804 SH SOLE 0 0 1,804
AMAZON COM INC COM 023135106 844,344 3,543 SH SOLE 0 0 3,543
AMEREN CORP COM 023608102 16,956 150 SH SOLE 0 0 150
AMERICAN CENTY ETF TR AVAN US SMAL ETF 025072323 12,908 176 SH SOLE 0 0 176
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 23,737 246 SH SOLE 0 0 246
AMERICAN ELEC PWR CO INC COM 025537101 288,533 2,109 SH SOLE 0 0 2,109
AMERICAN EXPRESS CO COM 025816109 35,517 105 SH SOLE 0 0 105
ANALOG DEVICES INC COM 032654105 7,944 20 SH SOLE 0 0 20
APPLE INC COM 037833100 7,729,910 26,714 SH SOLE 0 0 26,714
APPLIED MATLS INC COM 038222105 1,970,898 2,726 SH SOLE 0 0 2,726
ARBOR REALTY TRUST INC COM 038923108 10,840 2,000 SH SOLE 0 0 2,000
ARISTA NETWORKS INC COM SHS 040413205 35,505 209 SH SOLE 0 0 209
ARK ETF TR AUTNMUS TECHNLGY 00214Q203 29,750 225 SH SOLE 0 0 225
ARK ETF TR INNOVATION ETF 00214Q104 16,326 202 SH SOLE 0 0 202
AST SPACEMOBILE INC COM CL A 00217D100 11,197 126 SH SOLE 0 0 126
AT&T INC COM 00206R102 107,351 5,186 SH SOLE 0 0 5,186
AUTOMATIC DATA PROCESSING IN COM 053015103 89,916 402 SH SOLE 0 0 402
BANK OF AMER CORP COM 060505104 68,169 1,196 SH SOLE 0 0 1,196
BAXTER INTL INC COM 071813109 14,029 658 SH SOLE 0 0 658
BERKSHIRE HATHAWAY INC DEL CL A 084670108 748,850 1 SH SOLE 0 0 1
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 647,005 1,293 SH SOLE 0 0 1,293
BLACKROCK INC COM 09290D101 68,271 71 SH SOLE 0 0 71
BLACKSTONE INC COM 09260D107 3,178 27 SH SOLE 0 0 27
BLINK CHARGING CO COM 09354A100 23 35 SH SOLE 0 0 35
BLOOM ENERGY CORP COM CL A 093712107 139,848 462 SH SOLE 0 0 462
BOEING CO COM 097023105 61,045 282 SH SOLE 0 0 282
BOOZ ALLEN HAMILTON HLDG COR CL A 099502106 911 15 SH SOLE 0 0 15
BOSTON SCIENTIFIC CORP COM 101137107 4,012 94 SH SOLE 0 0 94
BP PLC SPONSORED ADR 055622104 3,030 82 SH SOLE 0 0 82
BRISTOL-MYERS SQUIBB CO COM 110122108 123,077 2,136 SH SOLE 0 0 2,136
BROADCOM INC COM 11135F101 125,413 332 SH SOLE 0 0 332
BRUNSWICK CORP COM 117043109 9,435 112 SH SOLE 0 0 112
BUILDERS FIRSTSOURCE INC COM 12008R107 3,311 37 SH SOLE 0 0 37
CADENCE DESIGN SYSTEM INC COM 127387108 61,928 165 SH SOLE 0 0 165
CAPITAL ONE FINL CORP COM 14040H105 1,806 9 SH SOLE 0 0 9
CARRIER GLOBAL CORPORATION COM 14448C104 5,502 75 SH SOLE 0 0 75
CATERPILLAR INC COM 149123101 2,934,865 2,756 SH SOLE 0 0 2,756
CBOE GLOBAL MKTS INC COM 12503M108 4,854 20 SH SOLE 0 0 20
CENTERPOINT ENERGY INC COM 15189T107 49,281 1,119 SH SOLE 0 0 1,119
CERUS CORP COM 157085101 1,168 400 SH SOLE 0 0 400
CHARTER COMMUNICATIONS INC CL A 16119P108 3,982 28 SH SOLE 0 0 28
CHENIERE ENERGY INC COM NEW 16411R208 33,223 139 SH SOLE 0 0 139
CHEVRON CORPORATION COM 166764100 131,092 791 SH SOLE 0 0 791
CHOICEONE FINANCIA COM 170386106 14,756 434 SH SOLE 0 0 434
CHUBB LIMITED COM H1467J104 10,904 32 SH SOLE 0 0 32
CINTAS CORP COM 172908105 3,232 19 SH SOLE 0 0 19
CIRCLE INTERNET GROUP INC COM CL A 172573107 40,585 648 SH SOLE 0 0 648
CISCO SYS INC COM 17275R102 856,754 7,294 SH SOLE 0 0 7,294
CITIGROUP INC COM NEW 172967424 83,277 595 SH SOLE 0 0 595
CMS ENERGY CORP COM 125896100 85,145 1,113 SH SOLE 0 0 1,113
COCA COLA CO COM 191216100 94,304 1,160 SH SOLE 0 0 1,160
COINBASE GLOBAL INC COM CL A 19260Q107 109,643 750 SH SOLE 0 0 750
COMCAST CORP NEW CL A 20030N101 31,866 1,298 SH SOLE 0 0 1,298
CONOCOPHILLIPS COM 20825C104 22,144 213 SH SOLE 0 0 213
CONSOLIDATED EDISON INC COM 209115104 71,080 643 SH SOLE 0 0 643
COPART INC COM 217204106 6,118 217 SH SOLE 0 0 217
COSTCO WHOLESALE CORPORATION COM 22160K105 353,770 378 SH SOLE 0 0 378
CREDO TECHNOLOGY GROUP HOLDI ORDINARY SHARES G25457105 391,065 1,438 SH SOLE 0 0 1,438
CRH PLC ORD G25508105 6,313 59 SH SOLE 0 0 59
CVS HEALTH CORP COM 126650100 250 2 SH SOLE 0 0 2
DANAHER CORP DEL COM 235851102 222,672 1,169 SH SOLE 0 0 1,169
DEERE & CO COM 244199105 631,159 995 SH SOLE 0 0 995
DENTSPLY SIRONA INC COM 24906P109 2,356 222 SH SOLE 0 0 222
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 12,047 223 SH SOLE 0 0 223
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 1,275 31 SH SOLE 0 0 31
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799 18,146 487 SH SOLE 0 0 487
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 12,217 358 SH SOLE 0 0 358
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 9,223 221 SH SOLE 0 0 221
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 9,847 179 SH SOLE 0 0 179
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 23,338 526 SH SOLE 0 0 526
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 4,114 50 SH SOLE 0 0 50
DISNEY WALT CO COM 254687106 70,744 735 SH SOLE 0 0 735
DOORDASH INC CL A 25809K105 554 3 SH SOLE 0 0 3
DOW HLDGS INC COM 260557103 903 33 SH SOLE 0 0 33
DT MIDSTREAM INC COMMON STOCK 23345M107 450,786 3,072 SH SOLE 0 0 3,072
DTE ENERGY CO COM 233331107 985,627 6,469 SH SOLE 0 0 6,469
DUKE ENERGY CORP NEW COM NEW 26441C204 156,074 1,233 SH SOLE 0 0 1,233
DUOLINGO INC CL A COM 26603R106 1,611 14 SH SOLE 0 0 14
DXC TECHNOLOGY CO COM 23355L106 753 85 SH SOLE 0 0 85
EATON CORP PLC SHS G29183103 121,445 285 SH SOLE 0 0 285
EATON VANCE TAX-MANAGED GLOB COM 27829F108 362,225 36,924 SH SOLE 0 0 36,924
ECHOSTAR CORP CL A 278768106 101,500 1,000 SH SOLE 0 0 1,000
ECOLAB INC COM 278865100 918,856 3,298 SH SOLE 0 0 3,298
EDISON INTL COM 281020107 1,071 14 SH SOLE 0 0 14
ELEVRA LITHIUM LTD SPONSORED ADS 805700101 19,628 288 SH SOLE 0 0 288
ELI LILLY & CO COM 532457108 344,237 287 SH SOLE 0 0 287
ENBRIDGE INC COM 29250N105 87,333 1,611 SH SOLE 0 0 1,611
ENTERPRISE PRODS PARTNERS L COM 293792107 8,271 225 SH SOLE 0 0 225
ETF SER SOLUTIONS DEFIA QUANT ETF 26922A420 49,614 300 SH SOLE 0 0 300
EXCHANGE TRADED CONCEPTS TRU ROBO GLB ETF 301505707 16,190 189 SH SOLE 0 0 189
EXXON MOBIL CORP COM 30231G102 404,292 2,957 SH SOLE 0 0 2,957
FAIR ISAAC CORP COM 303250104 7,169 6 SH SOLE 0 0 6
FEDEX CORP COM 31428X106 14,326 46 SH SOLE 0 0 46
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 3,322 22 SH SOLE 0 0 22
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 33,030 647 SH SOLE 0 0 647
FIFTH THIRD BANCORP COM 316773100 124,522 2,209 SH SOLE 0 0 2,209
FIRST MERCHANTS CORP COM 320817109 336,719 7,707 SH SOLE 0 0 7,707
FIRST TR EXCHANGE-TRADED FD GBL WND ENRG ETF 33736G106 5,186 208 SH SOLE 0 0 208
FIRST TR EXCHANGE-TRADED FD NASDQ CLN EDGE 33737A108 5,495 29 SH SOLE 0 0 29
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100 30,198 276 SH SOLE 0 0 276
FIRSTENERGY CORP COM 337932107 19,064 401 SH SOLE 0 0 401
FORD MTR CO COM 345370860 95,924 6,901 SH SOLE 0 0 6,901
FOX CORP CL A COM 35137L105 939 18 SH SOLE 0 0 18
FS SPECIALTY LENDING FD COM SH BEN INT 644323107 4,739 425 SH SOLE 0 0 425
GALLAGHER ARTHUR J & CO COM 363576109 2,985 13 SH SOLE 0 0 13
GE AEROSPACE COM NEW 369604301 11,586 31 SH SOLE 0 0 31
GENERAC HLDGS INC COM 368736104 52,706 180 SH SOLE 0 0 180
GENERAL DYNAMICS CORP COM 369550108 17,712 50 SH SOLE 0 0 50
GENUINE PARTS CO COM 372460105 3,304 28 SH SOLE 0 0 28
GLOBAL X FDS ARTIFICIAL ETF 37954Y632 13,122 200 SH SOLE 0 0 200
GLOBAL X FDS INTERNET OF THNG 37954Y780 17,340 347 SH SOLE 0 0 347
GOLDMAN SACHS GROUP INC COM 38141G104 303,411 300 SH SOLE 0 0 300
GOODYEAR TIRE & RUBR CO COM 382550101 502 76 SH SOLE 0 0 76
GSK PLC SPONSORED ADR 37733W204 26,630 508 SH SOLE 0 0 508
HALEON PLC SPON ADS 405552100 5,934 636 SH SOLE 0 0 636
HALLIBURTON CO COM 406216101 41,384 1,219 SH SOLE 0 0 1,219
HASBRO INC COM 418056107 13,392 162 SH SOLE 0 0 162
HEICO CORP NEW COM 422806109 6,056 17 SH SOLE 0 0 17
HERSHEY CO COM 427866108 55,092 314 SH SOLE 0 0 314
HEWLETT PACKARD ENTERPRISE C COM 42824C109 45,336 1,005 SH SOLE 0 0 1,005
HOME DEPOT INC COM 437076102 428,228 1,214 SH SOLE 0 0 1,214
HONEYWELL AEROSPACE INC COM 43849R105 32,057 145 SH SOLE 0 0 145
HONEYWELL INTL INC COM 438516205 32,466 145 SH SOLE 0 0 145
HP INC COM 40434L105 22,050 1,005 SH SOLE 0 0 1,005
HUNTINGTON BANCSHARES INC COM 446150104 62,144 3,505 SH SOLE 0 0 3,505
HUNTINGTON INGALLS INDS INC COM 446413106 13,995 50 SH SOLE 0 0 50
ICICI BANK LIMITED ADR 45104G104 1,539 53 SH SOLE 0 0 53
IDEXX LABS INC COM 45168D104 307,968 585 SH SOLE 0 0 585
ILLINOIS TOOL WKS INC COM 452308109 129,015 477 SH SOLE 0 0 477
INTEL CORP COM 458140100 894,750 6,408 SH SOLE 0 0 6,408
INTERNATIONAL BUSINESS MACHS COM 459200101 1,191,835 4,238 SH SOLE 0 0 4,238
INTUITIVE MACHINES INC CLASS A COM 46125A100 6,225 291 SH SOLE 0 0 291
INTUITIVE SURGICAL INC COM NEW 46120E602 97,193 244 SH SOLE 0 0 244
INVENTRUST PPTYS CORP COM NEW 46124J201 20,922 591 SH SOLE 0 0 591
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 37,872 125 SH SOLE 0 0 125
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 10,282 156 SH SOLE 0 0 156
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 38,882 635 SH SOLE 0 0 635
INVESCO QQQ TR UNIT SER 1 46090E103 468,351 636 SH SOLE 0 0 636
IRON MTN INC DEL COM 46284V101 37,893 300 SH SOLE 0 0 300
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 4,888,720 146,853 SH SOLE 0 0 146,853
ISHARES GOLD TR ISHARES NEW 464285204 6,886,794 91,204 SH SOLE 0 0 91,204
ISHARES INC CUR HD MSCI EM 46434G509 365,579 8,173 SH SOLE 0 0 8,173
ISHARES INC CORE MSCI EMKT 46434G103 4,927,897 59,487 SH SOLE 0 0 59,487
ISHARES INC ESG AWR MSCI EM 46434G863 379,565 6,940 SH SOLE 0 0 6,940
ISHARES SILVER TR ISHARES 46428Q109 19,410 363 SH SOLE 0 0 363
ISHARES TR 3 7 YR TREAS BD 464288661 15,269 130 SH SOLE 0 0 130
ISHARES TR CORE INTL AGGR 46435G672 5,819 115 SH SOLE 0 0 115
ISHARES TR CORE MSCI TOTAL 46432F834 78,643 824 SH SOLE 0 0 824
ISHARES TR EAFE SML CP ETF 464288273 51,255 623 SH SOLE 0 0 623
ISHARES TR ESG ADVNCD HY BD 46435G441 16,438 352 SH SOLE 0 0 352
ISHARES TR FLTG RATE NT ETF 46429B655 100,773 1,974 SH SOLE 0 0 1,974
ISHARES TR FUTU AI TECH ETF 46435U556 34,806 457 SH SOLE 0 0 457
ISHARES TR FUTU EXPO TE ETF 46434V381 16,031 194 SH SOLE 0 0 194
ISHARES TR GLOBAL MATER ETF 464288695 20,957 198 SH SOLE 0 0 198
ISHARES TR HDG MSCI EAFE 46434V803 589,942 12,572 SH SOLE 0 0 12,572
ISHARES TR MSCI ACWI ETF 464288257 26,842 171 SH SOLE 0 0 171
ISHARES TR MSCI ACWI EX US 464288240 13,320 175 SH SOLE 0 0 175
ISHARES TR MSCI INTL MOMENT 46434V449 12,480 234 SH SOLE 0 0 234
ISHARES TR MSCI USA MMENTM 46432F396 11,314 33 SH SOLE 0 0 33
ISHARES TR NATIONAL MUN ETF 464288414 1,594,821 14,819 SH SOLE 0 0 14,819
ISHARES TR RUS 1000 GRW ETF 464287614 49,668 400 SH SOLE 0 0 400
ISHARES TR RUS 2000 GRW ETF 464287648 594,825 1,510 SH SOLE 0 0 1,510
ISHARES TR RUS MD CP GR ETF 464287481 1,469,274 10,035 SH SOLE 0 0 10,035
ISHARES TR RUS MDCP VAL ETF 464287473 457,095 2,777 SH SOLE 0 0 2,777
ISHARES TR RUSSELL 3000 ETF 464287689 117,260 275 SH SOLE 0 0 275
ISHARES TR U.S. BAS MTL ETF 464287838 82,943 462 SH SOLE 0 0 462
ISHARES TR U.S. REAL ES ETF 464287739 15,197 149 SH SOLE 0 0 149
ISHARES TR CORE 1 5 YR USD 46432F859 5,195,941 107,688 SH SOLE 0 0 107,688
ISHARES TR CORE DIV GRWTH 46434V621 109,365 1,443 SH SOLE 0 0 1,443
ISHARES TR CORE MSCI EAFE 46432F842 38,250,684 396,052 SH SOLE 0 0 396,052
ISHARES TR CORE S&P MCP ETF 464287507 5,334,938 69,186 SH SOLE 0 0 69,186
ISHARES TR CORE S&P SCP ETF 464287804 15,458,477 104,231 SH SOLE 0 0 104,231
ISHARES TR CORE S&P TTL STK 464287150 374,866 2,282 SH SOLE 0 0 2,282
ISHARES TR CORE S&P500 ETF 464287200 62,206,109 83,064 SH SOLE 0 0 83,064
ISHARES TR CORE UNIVRSL USD 46434V613 14,399 312 SH SOLE 0 0 312
ISHARES TR CORE US AGGBD ET 464287226 102,445 1,035 SH SOLE 0 0 1,035
ISHARES TR EAFE GRWTH ETF 464288885 9,116,614 73,273 SH SOLE 0 0 73,273
ISHARES TR EAFE VALUE ETF 464288877 4,908,204 64,118 SH SOLE 0 0 64,118
ISHARES TR ESG AW MSCI EAFE 46435G516 2,499,043 24,307 SH SOLE 0 0 24,307
ISHARES TR ESG AWARE MSCI 46435U663 1,224,497 21,893 SH SOLE 0 0 21,893
ISHARES TR ESG AWR MSCI USA 46435G425 2,061,907 12,598 SH SOLE 0 0 12,598
ISHARES TR ESG AWR US AGRGT 46435U549 1,769,055 37,314 SH SOLE 0 0 37,314
ISHARES TR ESG MSCI KLD ETF 464288570 4,940,763 34,699 SH SOLE 0 0 34,699
ISHARES TR ESG OPTIMIZED 464288802 85,874 557 SH SOLE 0 0 557
ISHARES TR HIGH YLD SYSTM B 46435G250 1,729,298 36,974 SH SOLE 0 0 36,974
ISHARES TR IBOXX HI YD ETF 464288513 6,464,979 80,843 SH SOLE 0 0 80,843
ISHARES TR MSCI EAFE ETF 464287465 269,543 2,595 SH SOLE 0 0 2,595
ISHARES TR MSCI EMG MKT ETF 464287234 738,367 10,793 SH SOLE 0 0 10,793
ISHARES TR RUS 1000 ETF 464287622 3,369,879 8,229 SH SOLE 0 0 8,229
ISHARES TR RUS MID CAP ETF 464287499 774,447 7,020 SH SOLE 0 0 7,020
ISHARES TR RUSSELL 2000 ETF 464287655 3,945,912 13,133 SH SOLE 0 0 13,133
ISHARES TR S&P 500 GRWT ETF 464287309 7,881,309 57,306 SH SOLE 0 0 57,306
ISHARES TR S&P 500 VAL ETF 464287408 4,944,337 21,775 SH SOLE 0 0 21,775
ISHARES TR S&P MC 400GR ETF 464287606 4,392,877 37,386 SH SOLE 0 0 37,386
ISHARES TR S&P MC 400VL ETF 464287705 4,141,454 28,034 SH SOLE 0 0 28,034
ISHARES TR S&P SML 600 GWT 464287887 1,946,896 10,901 SH SOLE 0 0 10,901
ISHARES TR SELECT DIVID ETF 464287168 189,280 1,211 SH SOLE 0 0 1,211
ISHARES TR SP SMCP600VL ETF 464287879 1,837,121 13,441 SH SOLE 0 0 13,441
ISHARES TR TIPS BD ETF 464287176 5,299,253 48,426 SH SOLE 0 0 48,426
JOHNSON & JOHNSON COM 478160104 1,127,627 4,440 SH SOLE 0 0 4,440
JPMORGAN CHASE & CO COM 46625H100 4,145,962 12,666 SH SOLE 0 0 12,666
KIMBERLY-CLARK CORP COM 494368103 23,052 210 SH SOLE 0 0 210
KINDER MORGAN INC DEL COM 49456B101 15,474 484 SH SOLE 0 0 484
KLA CORP COM NEW 482480100 18,103 60 SH SOLE 0 0 60
KRAFT HEINZ CO COM 500754106 5,339 226 SH SOLE 0 0 226
KROGER CO COM 501044101 17,770 320 SH SOLE 0 0 320
KYNDRYL HLDGS INC COMMON STOCK 50155Q100 2,443 216 SH SOLE 0 0 216
LAM RESEARCH CORP COM NEW 512807306 238,332 550 SH SOLE 0 0 550
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 561,431 13,893 SH SOLE 0 0 13,893
LEAR CORP COM NEW 521865204 26,947 201 SH SOLE 0 0 201
LINDE PLC SHS G54950103 23,872 46 SH SOLE 0 0 46
LITTELFUSE INC COM 537008104 6,830 15 SH SOLE 0 0 15
LOCKHEED MARTIN CORP COM 539830109 101,892 200 SH SOLE 0 0 200
LPL FINL HLDGS INC COM 50212V100 5,352 19 SH SOLE 0 0 19
LUMEN TECHNOLOGIES INC COM 550241103 922 120 SH SOLE 0 0 120
MAKEMYTRIP LIMITED MAURITIUS SHS V5633W109 1,493 28 SH SOLE 0 0 28
MARATHON PETE CORP COM 56585A102 166,186 650 SH SOLE 0 0 650
MARKEL GROUP INC COM 570535104 9,766 5 SH SOLE 0 0 5
MARVELL TECHNOLOGY INC COM 573874104 977,378 3,281 SH SOLE 0 0 3,281
MCCORMICK & CO INC COM NON VTG 579780206 2,269 45 SH SOLE 0 0 45
MCDONALDS CORP COM 580135101 382,489 1,415 SH SOLE 0 0 1,415
MEDTRONIC PLC SHS G5960L103 41,384 529 SH SOLE 0 0 529
MERCADOLIBRE INC COM 58733R102 5,093 3 SH SOLE 0 0 3
MERCK & CO INC COM 58933Y105 533,789 4,154 SH SOLE 0 0 4,154
META PLATFORMS INC CL A 30303M102 72,307 128 SH SOLE 0 0 128
METLIFE INC COM 59156R108 14,807 175 SH SOLE 0 0 175
MGM RESORTS INTERNATIONAL COM 552953101 52,591 1,100 SH SOLE 0 0 1,100
MICRON TECHNOLOGY INC COM 595112103 122,355 106 SH SOLE 0 0 106
MICROSOFT CORP COM 594918104 2,821,409 7,564 SH SOLE 0 0 7,564
MONDELEZ INTL INC CL A 609207105 16,080 278 SH SOLE 0 0 278
MONOLITHIC PWR SYS INC COM 609839105 7,187 5 SH SOLE 0 0 5
MORGAN STANLEY COM NEW 617446448 163,142 780 SH SOLE 0 0 780
MP MATERIALS CORP COM CL A 553368101 112,020 2,000 SH SOLE 0 0 2,000
NATIONAL FUEL GAS CO COM 636180101 39,069 506 SH SOLE 0 0 506
NAVITAS SEMICONDUCTOR CORP COM 63942X106 134,992 7,533 SH SOLE 0 0 7,533
NCR VOYIX CORPORATION COM 62886E108 11 1 SH SOLE 0 0 1
NEOGEN CORP COM 640491106 1,205 134 SH SOLE 0 0 134
NETFLIX INC. COM 64110L106 35,700 500 SH SOLE 0 0 500
NEWELL BRANDS INC COM 651229106 3,949 643 SH SOLE 0 0 643
NEWS CORP NEW CL A 65249B109 323 13 SH SOLE 0 0 13
NIKE INC CL B 654106103 2,340 57 SH SOLE 0 0 57
NORTHROP GRUMMAN CORP COM 666807102 414,070 813 SH SOLE 0 0 813
NORTHWEST NAT HLDG CO COM 66765N105 54,163 1,104 SH SOLE 0 0 1,104
NRG ENERGY INC COM NEW 629377508 26,145 179 SH SOLE 0 0 179
NUSCALE PWR CORP CL A COM 67079K100 50,150 5,000 SH SOLE 0 0 5,000
NVIDIA CORPORATION COM 67066G104 1,321,169 6,603 SH SOLE 0 0 6,603
OCCIDENTAL PETE CORP COM 674599105 303,514 6,249 SH SOLE 0 0 6,249
OGE ENERGY CORP COM 670837103 11,022 227 SH SOLE 0 0 227
OLD DOMINION FREIGHT LINE IN COM 679580100 216,600 1,000 SH SOLE 0 0 1,000
ORACLE CORP COM 68389X105 152,706 1,042 SH SOLE 0 0 1,042
ORGANON & CO COMMON STOCK 68622V106 2,289 169 SH SOLE 0 0 169
OTIS WORLDWIDE CORP COM 68902V107 11,600 162 SH SOLE 0 0 162
PALANTIR TECHNOLOGIES INC CL A 69608A108 16,334 140 SH SOLE 0 0 140
PARKER-HANNIFIN CORP COM 701094104 3,913 4 SH SOLE 0 0 4
PAYCHEX INC COM 704326107 157,230 1,599 SH SOLE 0 0 1,599
PENSKE AUTOMOTIVE GRP INC COM 70959W103 4,295 24 SH SOLE 0 0 24
PEPSICO INC COM 713448108 434,417 3,208 SH SOLE 0 0 3,208
PETROLEO BRASILEIRO S A SPONSORED ADR 71654V408 9,696 600 SH SOLE 0 0 600
PFIZER INC COM 717081103 108,650 4,512 SH SOLE 0 0 4,512
PHILIP MORRIS INTL INC COM 718172109 211,449 1,169 SH SOLE 0 0 1,169
PIMCO ETF TR MULTISECTOR BD 72201R585 128,145 4,832 SH SOLE 0 0 4,832
PNC FINL SVCS GROUP INC COM 693475105 2,121 9 SH SOLE 0 0 9
PROCTER & GAMBLE CO COM 742718109 61,332 418 SH SOLE 0 0 418
PROGRESSIVE CORP COM 743315103 874 4 SH SOLE 0 0 4
PRUDENTIAL FINL INC COM 744320102 5,181 48 SH SOLE 0 0 48
PUBLIC SVC ENTERPRISE GROUP COM 744573106 32,464 400 SH SOLE 0 0 400
QUALCOMM INC COM 747525103 44,535 241 SH SOLE 0 0 241
QUANTA SVCS INC COM 74762E102 22,322 31 SH SOLE 0 0 31
RALPH LAUREN CORP CL A 751212101 20,071 50 SH SOLE 0 0 50
RAYMOND JAMES FINL INC COM 754730109 5,778 38 SH SOLE 0 0 38
REDWIRE CORPORATION COM 75776W103 9,026 738 SH SOLE 0 0 738
REPUBLIC SVCS INC COM 760759100 1,918 9 SH SOLE 0 0 9
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 437 25 SH SOLE 0 0 25
RTX CORPORATION COM 75513E101 1,584,815 8,353 SH SOLE 0 0 8,353
SCHWAB CHARLES CORP COM 808513105 112,570 1,220 SH SOLE 0 0 1,220
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 84,980 1,766 SH SOLE 0 0 1,766
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 18,617,937 672,128 SH SOLE 0 0 672,128
SELECT SECTOR SPDR TR ST STR STAPL ETF 81369Y308 3,598 43 SH SOLE 0 0 43
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 261,201 1,646 SH SOLE 0 0 1,646
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 191,347 1,632 SH SOLE 0 0 1,632
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 179,873 3,387 SH SOLE 0 0 3,387
SELECT SECTOR SPDR TR ST STR FINL ETF 81369Y605 56,462 1,053 SH SOLE 0 0 1,053
SELECT SECTOR SPDR TR ST STR INDL ETF 81369Y704 24,689 133 SH SOLE 0 0 133
SELECT SECTOR SPDR TR ST STR MATER ETF 81369Y100 515,704 10,146 SH SOLE 0 0 10,146
SELECT SECTOR SPDR TR ST STR REAL ETF 81369Y860 165,994 3,770 SH SOLE 0 0 3,770
SELECT SECTOR SPDR TR ST STR SVC ETF 81369Y852 2,627 25 SH SOLE 0 0 25
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 12,337,397 64,756 SH SOLE 0 0 64,756
SELECT SECTOR SPDR TR ST STR UTIL ETF 81369Y886 1,966,998 43,383 SH SOLE 0 0 43,383
SERVICENOW INC COM 81762P102 5,827 59 SH SOLE 0 0 59
SHOPIFY INC CL A SUB VTG SHS 82509L107 7,536 66 SH SOLE 0 0 66
SIX FLAGS ENTERTAINMENT CORP COM 83001C108 30,772 1,445 SH SOLE 0 0 1,445
SNAP INC CL A 83304A106 190 43 SH SOLE 0 0 43
SOFI TECHNOLOGIES INC COM 83406F102 520 29 SH SOLE 0 0 29
SOLSTICE ADVANCED MATLS INC COM SHS 83443Q103 6,380 72 SH SOLE 0 0 72
SOLVENTUM CORP COM SHS 83444M101 3,318 43 SH SOLE 0 0 43
SOUTHERN CO COM 842587107 592,063 6,186 SH SOLE 0 0 6,186
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 100,808 590 SH SOLE 0 0 590
SPDR GOLD TR GOLD SHS 78463V107 7,601,528 20,635 SH SOLE 0 0 20,635
SPDR INDEX SHS FDS ST STR MSCI EAFE 78470E106 12,340 228 SH SOLE 0 0 228
SPDR INDEX SHS FDS ST STR MSCI GLB 78463X475 12,166 142 SH SOLE 0 0 142
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 25,574 1,091 SH SOLE 0 0 1,091
SPDR SERIES TRUST ST STR DOW REIT 78464A607 22,594 200 SH SOLE 0 0 200
SPDR SERIES TRUST ST STR P400MID 78464A847 18,762 278 SH SOLE 0 0 278
SPDR SERIES TRUST ST STR P500ETF 78464A854 796,247 9,061 SH SOLE 0 0 9,061
SPDR SERIES TRUST ST STR SP BIOT 78464A870 70,580 446 SH SOLE 0 0 446
SPDR SERIES TRUST ST STR SP CAPMKT 78464A771 2,945 20 SH SOLE 0 0 20
SPDR SERIES TRUST ST STR SP600 SML 78468R853 307,176 5,326 SH SOLE 0 0 5,326
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 90,897 763 SH SOLE 0 0 763
SPDR SERIES TRUST ST STR SP600SM C 78464A300 88,161 808 SH SOLE 0 0 808
SPDR SERIES TRUST ST INTER ETF 78464A672 2,301,899 81,081 SH SOLE 0 0 81,081
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 499,019 17,202 SH SOLE 0 0 17,202
SPDR SERIES TRUST ST STR SP500FF 78468R796 32,994 540 SH SOLE 0 0 540
SPOTIFY TECHNOLOGY S A SHS L8681T102 7,347 16 SH SOLE 0 0 16
STARBUCKS CORP COM 855244109 25,548 250 SH SOLE 0 0 250
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 2,756,025 3,691 SH SOLE 0 0 3,691
STERIS PLC SHS USD G8473T100 687,933 3,267 SH SOLE 0 0 3,267
STRYKER CORPORATION COM 863667101 1,761,315 5,594 SH SOLE 0 0 5,594
T ROWE PRICE EXCHANGE-TRADED FLOATING RATE 87283Q883 171,792 3,408 SH SOLE 0 0 3,408
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205 21,048 1,313 SH SOLE 0 0 1,313
TERADATA CORP DEL COM 88076W103 47 1 SH SOLE 0 0 1
TESLA INC COM 88160R101 179,594 427 SH SOLE 0 0 427
TEXAS INSTRS INC COM 882508104 44,711 150 SH SOLE 0 0 150
THE CIGNA GROUP COM 125523100 2,386 9 SH SOLE 0 0 9
THERMO FISHER SCIENTIFIC INC COM 883556102 685,861 1,368 SH SOLE 0 0 1,368
TIDAL TRUST II ROUNDHILL GENER 88636J600 313,704 3,179 SH SOLE 0 0 3,179
TJX COS INC NEW COM 872540109 14,999 99 SH SOLE 0 0 99
T-MOBILE US INC COM 872590104 3,691 22 SH SOLE 0 0 22
TOTALENERGIES SE ACT F92124100 11,742 151 SH SOLE 0 0 151
TRANSDIGM GROUP INC COM 893641100 6,661 5 SH SOLE 0 0 5
TRAVELERS COMPANIES INC COM 89417E109 15,186 46 SH SOLE 0 0 46
TRIMAS CORP COM NEW 896215209 5,459 121 SH SOLE 0 0 121
TRUIST FINL CORP COM 89832Q109 121,063 2,430 SH SOLE 0 0 2,430
TYLER TECHNOLOGIES INC COM 902252105 8,774 30 SH SOLE 0 0 30
UNITEDHEALTH GROUP INC COM 91324P102 30,757 74 SH SOLE 0 0 74
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643 23,080 222 SH SOLE 0 0 222
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505 7,436 90 SH SOLE 0 0 90
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 114,159 830 SH SOLE 0 0 830
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 16,591 226 SH SOLE 0 0 226
VANGUARD BD INDEX FDS INTERMED TERM 921937819 56,037,633 730,608 SH SOLE 0 0 730,608
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,147,450 53,234 SH SOLE 0 0 53,234
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 18,454,355 381,052 SH SOLE 0 0 381,052
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 9,643 100 SH SOLE 0 0 100
VANGUARD INDEX FDS GROWTH ETF 922908736 14,120,436 163,924 SH SOLE 0 0 163,924
VANGUARD INDEX FDS LARGE CAP ETF 922908637 12,535,320 36,449 SH SOLE 0 0 36,449
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 7,186,270 23,462 SH SOLE 0 0 23,462
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 7,554,414 38,231 SH SOLE 0 0 38,231
VANGUARD INDEX FDS MID CAP ETF 922908629 35,009,670 434,525 SH SOLE 0 0 434,525
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,766,335 2,572 SH SOLE 0 0 2,572
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,784,064 15,573 SH SOLE 0 0 15,573
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,117,702 6,986 SH SOLE 0 0 6,986
VANGUARD INDEX FDS SML CP GRW ETF 922908595 3,327,167 9,098 SH SOLE 0 0 9,098
VANGUARD INDEX FDS TOTAL STK MKT 922908769 471,650 1,275 SH SOLE 0 0 1,275
VANGUARD INDEX FDS VALUE ETF 922908744 11,988,103 55,009 SH SOLE 0 0 55,009
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 579,713 6,922 SH SOLE 0 0 6,922
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,754,831 180,178 SH SOLE 0 0 180,178
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 3,757,679 74,809 SH SOLE 0 0 74,809
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,370,596 27,098 SH SOLE 0 0 27,098
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 14,382 174 SH SOLE 0 0 174
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 47,929 375 SH SOLE 0 0 375
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,150,691 4,863 SH SOLE 0 0 4,863
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 2,309,994 32,421 SH SOLE 0 0 32,421
VANGUARD WORLD FD ENERGY ETF 92204A306 24,622 164 SH SOLE 0 0 164
VANGUARD WORLD FD MATERIALS ETF 92204A801 398,076 1,740 SH SOLE 0 0 1,740
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 10,952 67 SH SOLE 0 0 67
VANGUARD WORLD FD MEGA GRWTH IND 921910816 75,164 855 SH SOLE 0 0 855
VANGUARD WORLD FD HEALTH CAR ETF 92204A504 101,664 340 SH SOLE 0 0 340
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603 67,392 187 SH SOLE 0 0 187
VANGUARD WORLD FD INF TECH ETF 92204A702 283,024 2,368 SH SOLE 0 0 2,368
VEON LTD SPONSORED ADS 91822M502 2,872 55 SH SOLE 0 0 55
VERALTO CORP COM SHS 92338C103 887 10 SH SOLE 0 0 10
VERIZON COMMUNICATIONS INC COM 92343V104 25,404 600 SH SOLE 0 0 600
VERSANT MEDIA GROUP INC COM CL A 925283103 397 11 SH SOLE 0 0 11
VERTIV HOLDINGS CO COM CL A 92537N108 1,340 4 SH SOLE 0 0 4
VIATRIS INC COM 92556V106 8,068 508 SH SOLE 0 0 508
VISA INC COM CL A 92826C839 13,679 40 SH SOLE 0 0 40
VODAFONE GROUP PLC SPONSORED ADR 92857W308 4,947 374 SH SOLE 0 0 374
VOX ROYALTY CORP COM 92919F103 3,311 700 SH SOLE 0 0 700
VULCAN MATLS CO COM 929160109 1,131,069 3,834 SH SOLE 0 0 3,834
WALMART INC COM 931142103 282,057 2,490 SH SOLE 0 0 2,490
WARNER BROS DISCOVERY INC COM SER A 934423104 50,361 1,889 SH SOLE 0 0 1,889
WASTE MGMT INC DEL COM 94106L109 6,134 28 SH SOLE 0 0 28
WATSCO INC COM 942622200 919,724 2,207 SH SOLE 0 0 2,207
WELLS FARGO & CO COM 949746101 105,366 1,275 SH SOLE 0 0 1,275
WILLIAMS COS INC COM 969457100 13,159 177 SH SOLE 0 0 177
WISDOMTREE TR ARTI INT INN FD 97717Y543 153,329 3,230 SH SOLE 0 0 3,230
WOODWARD INC COM 980745103 220,804 519 SH SOLE 0 0 519
WORKDAY INC CL A 98138H101 53,498 437 SH SOLE 0 0 437
XCEL ENERGY INC COM 98389B100 233,272 2,905 SH SOLE 0 0 2,905
YUM BRANDS INC COM 988498101 204,937 1,282 SH SOLE 0 0 1,282
YUM CHINA HLDGS INC COM 98850P109 55,581 1,360 SH SOLE 0 0 1,360
ZOETIS INC CL A 98978V103 6,683 93 SH SOLE 0 0 93