| REVENUE FROM CONTRACTS WITH CUSTOMERS |
10. REVENUE FROM CONTRACTS WITH CUSTOMERS
The following table presents the Company's other operating income, segregated by revenue streams that are in-scope and out-of-scope of ASC 606, "Revenue from Contracts with Customers" for the periods presented. For more information about the Company's revenue-generating activities, refer to Note 12 - Revenue From Contracts with Customers included in the Company's Annual Report on Form 10-K for the year ended December 31, 2025.
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Three Months Ended June 30, 2026 | | Three Months Ended June 30, 2025 | | (dollars in thousands) | In-Scope | | Out-of-Scope | | Total | | In-Scope | | Out-of-Scope | | Total | | Other operating income: | | | | | | | | | | | | | Mortgage banking income | $ | 326 | | | $ | 367 | | | $ | 693 | | | $ | 197 | | | $ | 547 | | | $ | 744 | | | Service charges on deposit accounts | 2,250 | | | — | | | 2,250 | | | 2,124 | | | — | | | 2,124 | | | Other service charges and fees | 5,760 | | | 570 | | | 6,330 | | | 5,311 | | | 646 | | | 5,957 | | | Income from fiduciary activities | 1,580 | | | — | | | 1,580 | | | 1,501 | | | — | | | 1,501 | | | Income from bank-owned life insurance | — | | | 2,999 | | | 2,999 | | | — | | | 2,260 | | | 2,260 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Other | 379 | | | 389 | | | 768 | | | — | | | 427 | | | 427 | | | Total other operating income | $ | 10,295 | | | $ | 4,325 | | | $ | 14,620 | | | $ | 9,133 | | | $ | 3,880 | | | $ | 13,013 | |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Six Months Ended June 30, 2026 | | Six Months Ended June 30, 2025 | | (dollars in thousands) | In-Scope | | Out-of-Scope | | Total | | In-Scope | | Out-of-Scope | | Total | | Other operating income: | | | | | | | | | | | | | Mortgage banking income | $ | 550 | | | $ | 792 | | | $ | 1,342 | | | $ | 439 | | | $ | 902 | | | $ | 1,341 | | | Service charges on deposit accounts | 4,549 | | | — | | | 4,549 | | | 4,271 | | | — | | | 4,271 | | | Other service charges and fees | 11,000 | | | 1,119 | | | 12,119 | | | 10,458 | | | 1,265 | | | 11,723 | | | Income from fiduciary activities | 3,003 | | | — | | | 3,003 | | | 3,125 | | | — | | | 3,125 | | | Income from bank-owned life insurance | — | | | 3,398 | | | 3,398 | | | — | | | 2,757 | | | 2,757 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Other | 1,112 | | | 671 | | | 1,783 | | | — | | | 892 | | | 892 | | | Total other operating income | $ | 20,214 | | | $ | 5,980 | | | $ | 26,194 | | | $ | 18,293 | | | $ | 5,816 | | | $ | 24,109 | |
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