v3.26.1
Loans and Allowance for Credit Losses - Schedule of Credit Quality (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one $ 161,202   $ 161,202   $ 404,057
Year two 300,714   300,714   121,490
Year three 111,583   111,583   148,483
Year four 110,146   110,146   300,954
Year five 275,682   275,682   217,992
Prior 283,937   283,937   149,355
Revolving Loans Amortized Cost Basis 168,324   168,324   139,259
Revolving Loans Converted to Term Loans Amortized Cost Basis 4,772   4,772   5,202
Total 1,416,360   1,416,360   1,486,792
Current fiscal year, charge-offs     0   0
Fiscal year before current fiscal year, charge-offs     171   359
Two year before current fiscal year, charge-offs     0   182
Three year before current fiscal year, charge-offs     8   91
Four year before current fiscal year, charge-offs     0   0
Prior, charge-offs     157   435
Revolving loans amortized cost, charge-offs     0   521
Revolving loans converted to term loans amortized cost, charge-off     0   0
Total charge-offs 243 $ 141 336 $ 283 1,588
Pass          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 151,862   151,862   394,055
Year two 294,405   294,405   99,367
Year three 90,341   90,341   144,513
Year four 106,494   106,494   282,581
Year five 248,372   248,372   216,747
Prior 281,069   281,069   146,899
Revolving Loans Amortized Cost Basis 167,198   167,198   136,801
Revolving Loans Converted to Term Loans Amortized Cost Basis 4,674   4,674   5,045
Total 1,344,415   1,344,415   1,426,008
Watch          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 9,332   9,332   4,267
Year two 3,347   3,347   638
Year three 159   159   395
Year four 297   297   4,481
Year five 14,620   14,620   695
Prior 959   959   1,221
Revolving Loans Amortized Cost Basis 510   510   1,504
Revolving Loans Converted to Term Loans Amortized Cost Basis 98   98   157
Total 29,322   29,322   13,358
Special Mention          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 0   0   729
Year two 479   479   20,561
Year three 20,164   20,164   3,058
Year four 2,814   2,814   5,249
Year five 4,799   4,799   0
Prior 235   235   261
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 28,491   28,491   29,858
Substandard          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 8   8   5,006
Year two 2,483   2,483   924
Year three 919   919   517
Year four 541   541   8,643
Year five 7,891   7,891   550
Prior 1,674   1,674   974
Revolving Loans Amortized Cost Basis 616   616   954
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 14,132   14,132   17,568
Commercial, Financial, & Agricultural          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 14,630   14,630   66,880
Year two 34,056   34,056   12,226
Year three 10,491   10,491   12,389
Year four 8,657   8,657   20,779
Year five 16,453   16,453   20,403
Prior 34,828   34,828   24,820
Revolving Loans Amortized Cost Basis 76,303   76,303   68,808
Revolving Loans Converted to Term Loans Amortized Cost Basis 666   666   1,279
Total 196,084   196,084   227,584
Current fiscal year, charge-offs     0   0
Fiscal year before current fiscal year, charge-offs     171   307
Two year before current fiscal year, charge-offs     0   73
Three year before current fiscal year, charge-offs     0   78
Four year before current fiscal year, charge-offs     0   0
Prior, charge-offs     24   59
Revolving loans amortized cost, charge-offs     0   521
Revolving loans converted to term loans amortized cost, charge-off     0   0
Total charge-offs 185 21 195 34 1,038
Commercial, Financial, & Agricultural | Pass          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 14,622   14,622   65,367
Year two 33,239   33,239   11,383
Year three 9,813   9,813   9,223
Year four 5,775   5,775   17,270
Year five 13,728   13,728   19,867
Prior 33,893   33,893   24,386
Revolving Loans Amortized Cost Basis 75,412   75,412   66,741
Revolving Loans Converted to Term Loans Amortized Cost Basis 666   666   1,279
Total 187,148   187,148   215,516
Commercial, Financial, & Agricultural | Watch          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 0   0   581
Year two 47   47   164
Year three 0   0   93
Year four 53   53   8
Year five 6   6   0
Prior 145   145   148
Revolving Loans Amortized Cost Basis 479   479   1,473
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 730   730   2,467
Commercial, Financial, & Agricultural | Special Mention          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 0   0   729
Year two 479   479   0
Year three 0   0   3,058
Year four 2,814   2,814   317
Year five 0   0   0
Prior 235   235   261
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 3,528   3,528   4,365
Commercial, Financial, & Agricultural | Substandard          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 8   8   203
Year two 291   291   679
Year three 678   678   15
Year four 15   15   3,184
Year five 2,719   2,719   536
Prior 555   555   25
Revolving Loans Amortized Cost Basis 412   412   594
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 4,678   4,678   5,236
Real Estate Construction - Residential          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 11,622   11,622   30,523
Year two 25,020   25,020   4,066
Year three 549   549   4,969
Year four 4,937   4,937   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 179   179   51
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 42,307   42,307   39,609
Current fiscal year, charge-offs     0   0
Fiscal year before current fiscal year, charge-offs     0   0
Two year before current fiscal year, charge-offs     0   0
Three year before current fiscal year, charge-offs     0   0
Four year before current fiscal year, charge-offs     0   0
Prior, charge-offs     0   0
Revolving loans amortized cost, charge-offs     0   0
Revolving loans converted to term loans amortized cost, charge-off     0   0
Total charge-offs 0 0 0 0 0
Real Estate Construction - Residential | Pass          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 11,622   11,622   30,523
Year two 25,020   25,020   4,066
Year three 549   549   4,881
Year four 4,849   4,849   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 179   179   51
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 42,219   42,219   39,521
Real Estate Construction - Residential | Watch          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   88
Year four 88   88   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 88   88   88
Real Estate Construction - Commercial          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 7,855   7,855   44,781
Year two 28,079   28,079   17,905
Year three 24,542   24,542   8,737
Year four 1,387   1,387   3,234
Year five 2,814   2,814   2,757
Prior 3,164   3,164   687
Revolving Loans Amortized Cost Basis 16,988   16,988   4,660
Revolving Loans Converted to Term Loans Amortized Cost Basis 1,085   1,085   1,085
Total 85,914   85,914   83,846
Current fiscal year, charge-offs     0   0
Fiscal year before current fiscal year, charge-offs     0   0
Two year before current fiscal year, charge-offs     0   0
Three year before current fiscal year, charge-offs     0   0
Four year before current fiscal year, charge-offs     0   0
Prior, charge-offs     0   0
Revolving loans amortized cost, charge-offs     0   0
Revolving loans converted to term loans amortized cost, charge-off     0   0
Total charge-offs 0 0 0 0 0
Real Estate Construction - Commercial | Pass          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 7,797   7,797   44,693
Year two 28,050   28,050   17,876
Year three 24,515   24,515   8,737
Year four 1,387   1,387   3,226
Year five 2,808   2,808   2,757
Prior 3,163   3,163   687
Revolving Loans Amortized Cost Basis 16,988   16,988   4,660
Revolving Loans Converted to Term Loans Amortized Cost Basis 1,085   1,085   1,085
Total 85,793   85,793   83,721
Real Estate Construction - Commercial | Watch          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 58   58   59
Year two 0   0   29
Year three 27   27   0
Year four 0   0   8
Year five 6   6   0
Prior 1   1   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 92   92   96
Real Estate Construction - Commercial | Substandard          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 0   0   29
Year two 29   29   0
Year three 0   0   0
Year four 0   0   0
Year five 0   0   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 29   29   29
Real Estate Mortgage - Residential          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 27,700   27,700   67,697
Year two 60,041   60,041   21,280
Year three 16,873   16,873   37,475
Year four 33,068   33,068   100,300
Year five 91,290   91,290   43,115
Prior 86,179   86,179   49,426
Revolving Loans Amortized Cost Basis 54,418   54,418   49,147
Revolving Loans Converted to Term Loans Amortized Cost Basis 616   616   1,196
Total 370,185   370,185   369,636
Current fiscal year, charge-offs       0
Fiscal year before current fiscal year, charge-offs       0
Two year before current fiscal year, charge-offs       0
Three year before current fiscal year, charge-offs       0
Four year before current fiscal year, charge-offs       0
Prior, charge-offs       14
Revolving loans amortized cost, charge-offs       0
Revolving loans converted to term loans amortized cost, charge-off       0
Total charge-offs 0 8 0 14 14
Real Estate Mortgage - Residential | Pass          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 27,471   27,471   63,792
Year two 58,757   58,757   21,182
Year three 16,778   16,778   36,980
Year four 32,593   32,593   98,512
Year five 89,701   89,701   42,745
Prior 85,409   85,409   48,795
Revolving Loans Amortized Cost Basis 54,183   54,183   48,900
Revolving Loans Converted to Term Loans Amortized Cost Basis 518   518   1,039
Total 365,410   365,410   361,945
Real Estate Mortgage - Residential | Watch          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 229   229   442
Year two 431   431   0
Year three 0   0   0
Year four 0   0   487
Year five 326   326   370
Prior 563   563   442
Revolving Loans Amortized Cost Basis 31   31   31
Revolving Loans Converted to Term Loans Amortized Cost Basis 98   98   157
Total 1,678   1,678   1,929
Real Estate Mortgage - Residential | Substandard          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 0   0   3,463
Year two 853   853   98
Year three 95   95   495
Year four 475   475   1,301
Year five 1,263   1,263   0
Prior 207   207   189
Revolving Loans Amortized Cost Basis 204   204   216
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 3,097   3,097   5,762
Real Estate Mortgage - Commercial          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 97,771   97,771   191,480
Year two 151,490   151,490   64,950
Year three 58,369   58,369   83,142
Year four 61,050   61,050   175,000
Year five 164,116   164,116   151,336
Prior 157,042   157,042   71,817
Revolving Loans Amortized Cost Basis 20,376   20,376   16,525
Revolving Loans Converted to Term Loans Amortized Cost Basis 2,405   2,405   1,642
Total 712,619   712,619   755,892
Current fiscal year, charge-offs     0   0
Fiscal year before current fiscal year, charge-offs     0   49
Two year before current fiscal year, charge-offs     0   76
Three year before current fiscal year, charge-offs     0   0
Four year before current fiscal year, charge-offs     0   0
Prior, charge-offs     25   32
Revolving loans amortized cost, charge-offs     0   0
Revolving loans converted to term loans amortized cost, charge-off     0   0
Total charge-offs 2 3 25 36 157
Real Estate Mortgage - Commercial | Pass          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 88,726   88,726   186,984
Year two 147,311   147,311   43,797
Year three 37,927   37,927   82,928
Year four 60,848   60,848   161,945
Year five 141,126   141,126   151,011
Prior 155,880   155,880   70,426
Revolving Loans Amortized Cost Basis 20,376   20,376   16,381
Revolving Loans Converted to Term Loans Amortized Cost Basis 2,405   2,405   1,642
Total 654,599   654,599   715,114
Real Estate Mortgage - Commercial | Watch          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 9,045   9,045   3,185
Year two 2,869   2,869   445
Year three 132   132   214
Year four 156   156   3,978
Year five 14,282   14,282   325
Prior 250   250   631
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 26,734   26,734   8,778
Real Estate Mortgage - Commercial | Special Mention          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 0   0   0
Year two 0   0   20,561
Year three 20,164   20,164   0
Year four 0   0   4,932
Year five 4,799   4,799   0
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 24,963   24,963   25,493
Real Estate Mortgage - Commercial | Substandard          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 0   0   1,311
Year two 1,310   1,310   147
Year three 146   146   0
Year four 46   46   4,145
Year five 3,909   3,909   0
Prior 912   912   760
Revolving Loans Amortized Cost Basis 0   0   144
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 6,323   6,323   6,507
Installment and Other Consumer          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 1,624   1,624   2,696
Year two 2,028   2,028   1,063
Year three 759   759   1,771
Year four 1,047   1,047   1,641
Year five 1,009   1,009   381
Prior 2,724   2,724   2,605
Revolving Loans Amortized Cost Basis 60   60   68
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 9,251   9,251   10,225
Current fiscal year, charge-offs     0   0
Fiscal year before current fiscal year, charge-offs     0   3
Two year before current fiscal year, charge-offs     0   33
Three year before current fiscal year, charge-offs     8   13
Four year before current fiscal year, charge-offs     0   0
Prior, charge-offs     108   330
Revolving loans amortized cost, charge-offs     0   0
Revolving loans converted to term loans amortized cost, charge-off     0   0
Total charge-offs 56 $ 109 116 $ 199 379
Installment and Other Consumer | Pass          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 1,624   1,624   2,696
Year two 2,028   2,028   1,063
Year three 759   759   1,764
Year four 1,042   1,042   1,628
Year five 1,009   1,009   367
Prior 2,724   2,724   2,605
Revolving Loans Amortized Cost Basis 60   60   68
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total 9,246   9,246   10,191
Installment and Other Consumer | Substandard          
Credit quality of the loan portfolio using internal rating system reflecting management's risk assessment          
Year one 0   0   0
Year two 0   0   0
Year three 0   0   7
Year four 5   5   13
Year five 0   0   14
Prior 0   0   0
Revolving Loans Amortized Cost Basis 0   0   0
Revolving Loans Converted to Term Loans Amortized Cost Basis 0   0   0
Total $ 5   $ 5   $ 34