v3.26.1
Loans and Allowance for Credit Losses - Schedule of Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Allowance for Credit Losses on Loans          
Balance at beginning of period $ 20,933 $ 21,780 $ 21,111 $ 22,044 $ 22,044
Charge-offs (243) (141) (336) (283) (1,588)
Recoveries 105 90 140 250  
Provision for (release of) credit losses (65) (159) (185) (441)  
Balance at end of period 20,730 21,570 20,730 21,570 21,111
Unfunded Loan Commitment          
Allowance for Credit Losses on Loans          
Balance at beginning of period     1,000    
Balance at end of period 1,500   1,500   1,000
Commercial, Financial, & Agricultural          
Allowance for Credit Losses on Loans          
Balance at beginning of period 4,329 1,447 3,655 1,560 1,560
Charge-offs (185) (21) (195) (34) (1,038)
Recoveries 48 34 52 102  
Provision for (release of) credit losses (564) 684 116 516  
Balance at end of period 3,628 2,144 3,628 2,144 3,655
Real Estate Construction - Residential          
Allowance for Credit Losses on Loans          
Balance at beginning of period 1,047 583 975 578 578
Charge-offs 0 0 0 0 0
Recoveries 0 0 0 0  
Provision for (release of) credit losses (6) (255) 66 (250)  
Balance at end of period 1,041 328 1,041 328 975
Real Estate Construction - Commercial          
Allowance for Credit Losses on Loans          
Balance at beginning of period 1,900 1,667 1,719 2,221 2,221
Charge-offs 0 0 0 0 0
Recoveries 22 0 22 0  
Provision for (release of) credit losses 299 (183) 480 (737)  
Balance at end of period 2,221 1,484 2,221 1,484 1,719
Real Estate Mortgage - Residential          
Allowance for Credit Losses on Loans          
Balance at beginning of period 4,389 5,134 4,823 5,310 5,310
Charge-offs 0 (8) 0 (14) (14)
Recoveries 5 12 10 19  
Provision for (release of) credit losses 163 (221) (276) (398)  
Balance at end of period 4,557 4,917 4,557 4,917 4,823
Real Estate Mortgage - Commercial          
Allowance for Credit Losses on Loans          
Balance at beginning of period 9,172 12,608 9,839 12,305 12,305
Charge-offs (2) (3) (25) (36) (157)
Recoveries 1 0 1 58  
Provision for (release of) credit losses (143) (213) (787) 65  
Balance at end of period 9,028 12,392 9,028 12,392 9,839
Installment and Other Consumer          
Allowance for Credit Losses on Loans          
Balance at beginning of period 96 117 100 138 138
Charge-offs (56) (109) (116) (199) (379)
Recoveries 29 44 55 71  
Provision for (release of) credit losses 24 60 54 102  
Balance at end of period 93 112 93 112 100
Un- allocated          
Allowance for Credit Losses on Loans          
Balance at beginning of period 0 224 0 (68) (68)
Charge-offs 0 0 0 0  
Recoveries 0 0 0 0  
Provision for (release of) credit losses 162 (31) 162 261  
Balance at end of period $ 162 $ 193 $ 162 $ 193 $ 0