v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 22,900 $ 16,632
Other interest bearing deposits 9,835 87,680
Cash and cash equivalents 32,735 104,312
Certificates of deposit in other banks 1,000 1,000
Available-for-sale debt securities, at fair value 233,476 209,939
Other investments 2,695 5,976
Loans held for investment 1,416,360 1,486,792
Allowance for credit losses (20,730) (21,111)
Net loans 1,395,630 1,465,681
Loans held for sale 152 616
Premises and equipment - net 30,472 29,963
Premises and equipment held for sale, net 1,350 3,956
Other real estate owned - net 845 98
Cash surrender value of bank-owned life insurance 41,040 40,444
Accrued interest receivable and other assets 33,645 32,865
Total assets 1,773,040 1,894,850
Deposits    
Non-interest bearing demand 416,389 423,568
Savings, interest checking and money market 775,792 827,069
Time deposits 296,008 303,512
Total deposits 1,488,189 1,554,149
Federal Home Loan Bank advances and other borrowings 29,362 102,086
Subordinated notes 49,486 49,486
Operating lease liabilities 3,564 2,682
Finance lease liabilities 1,130 1,205
Accrued interest payable and other liabilities 18,515 11,013
Total liabilities 1,590,246 1,720,621
Stockholders’ equity:    
Common stock, $1.00 par value, authorized 15,000,000 shares; issued 7,554,893 shares 7,555 7,555
Surplus 76,691 76,828
Retained earnings 118,034 107,863
Accumulated other comprehensive loss, net of tax (5,097) (3,613)
Treasury stock; 654,215 and 653,633 shares, at cost, respectively (14,389) (14,404)
Total stockholders’ equity 182,794 174,229
Total liabilities and stockholders’ equity $ 1,773,040 $ 1,894,850