Consolidated Statements of Operations (Unaudited) - USD ($) $ in Thousands |
3 Months Ended | 6 Months Ended | ||
|---|---|---|---|---|
Jun. 30, 2026 |
Jun. 30, 2025 |
Jun. 30, 2026 |
Jun. 30, 2025 |
|
| Interest and dividend income | ||||
| Loans, including fees | $ 49,887 | $ 49,972 | $ 99,117 | $ 97,618 |
| Taxable securities | 3,908 | 3,751 | 7,862 | 7,306 |
| Tax-exempt securities | 2,278 | 2,338 | 4,581 | 4,678 |
| Deposits in other banks | 474 | 210 | 796 | 402 |
| Total interest and dividend income | 56,547 | 56,271 | 112,356 | 110,004 |
| Interest expense | ||||
| Deposits | 15,894 | 15,558 | 31,347 | 31,274 |
| Federal Home Loan Bank advances | 843 | 4,611 | 2,196 | 8,549 |
| Subordinated debentures | 1,120 | 1,165 | 2,228 | 2,326 |
| Other borrowings | 97 | 123 | 169 | 268 |
| Total interest expense | 17,954 | 21,457 | 35,940 | 42,417 |
| Net interest income | 38,593 | 34,814 | 76,416 | 67,587 |
| Provision for credit losses - loans and leases | 1,251 | 1,171 | 483 | 2,419 |
| Provision for (recovery of) credit losses - off-balance sheet credit exposures | 519 | (146) | 658 | 173 |
| Net interest income after provision | 36,823 | 33,789 | 75,275 | 64,995 |
| Noninterest income | ||||
| Service charges | 1,889 | 1,564 | 3,603 | 3,088 |
| Net gain (loss) on equity securities | 140 | (74) | 173 | (103) |
| Net gain on sale of loans and leases | 1,501 | 841 | 3,106 | 1,445 |
| ATM/Interchange fees | 1,555 | 1,418 | 2,941 | 2,744 |
| Wealth management fees | 1,459 | 1,325 | 2,892 | 2,665 |
| Lease revenue and residual income | 1,404 | 525 | 3,034 | 2,421 |
| Bank owned life insurance | 399 | 386 | 789 | 773 |
| Swap fees | 3 | 53 | 59 | 125 |
| Other | 657 | 551 | 1,841 | 1,291 |
| Total noninterest income | 9,007 | 6,589 | 18,438 | 14,449 |
| Noninterest expense | ||||
| Compensation expense | 15,737 | 15,011 | 31,966 | 29,054 |
| Net occupancy expense | 1,583 | 1,419 | 3,206 | 3,053 |
| Contracted data processing | 582 | 536 | 1,312 | 1,103 |
| FDIC Assessment | 420 | 689 | 843 | 1,562 |
| State franchise tax | 599 | 634 | 1,153 | 1,160 |
| Professional services | 1,221 | 1,798 | 2,806 | 3,888 |
| Equipment expense | 1,720 | 1,764 | 3,809 | 3,867 |
| ATM/Interchange expense | 743 | 683 | 1,475 | 1,263 |
| Marketing | 542 | 289 | 1,020 | 585 |
| Amortization of core deposit intangible assets | 696 | 338 | 1,392 | 670 |
| Software maintenance expense | 1,235 | 1,294 | 2,710 | 2,571 |
| Other operating expenses | 3,575 | 3,027 | 6,834 | 5,832 |
| Total noninterest expense | 28,653 | 27,482 | 58,526 | 54,608 |
| Income before taxes | 17,177 | 12,896 | 35,187 | 24,836 |
| Income tax expense | 2,862 | 1,881 | 5,883 | 3,653 |
| Net Income | $ 14,315 | $ 11,015 | $ 29,304 | $ 21,183 |
| Earnings per common share, basic | $ 0.69 | $ 0.71 | $ 1.41 | $ 1.37 |
| Earnings per common share, diluted | $ 0.69 | $ 0.71 | $ 1.41 | $ 1.37 |
| X | ||||||||||
- Definition Automated teller machine and interchange expense. No definition available.
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- Definition Automated teller machine and interchange fees. No definition available.
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- Definition Amount of expense (recovery) for Federal Deposit Insurance Corporation (FDIC) insurance. No definition available.
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- Definition Lease revenue and residual income. No definition available.
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- Definition Provision for loss (gain) unused commitments. No definition available.
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- Definition Service charges. No definition available.
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- Definition Software maintenance expenses. No definition available.
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- Definition Amount of expense for State of Ohio Financial Institutions Tax. No definition available.
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- Definition Swap fees. No definition available.
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- Definition Wealth management fees. No definition available.
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- Definition Amount of amortization expense for finite-lived intangible asset. Excludes goodwill and capitalized cost for software to be sold, leased, or marketed. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition This element represents equipment expense including depreciation, repairs, rentals, and service contract costs. This item also includes equipment purchases which do not qualify for capitalization in accordance with the entity's accounting policy. This item may also include furniture expenses. No definition available.
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- Definition Amount of unrealized and realized gain (loss) on investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI). Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The net gain (loss) resulting from a sale of loans, including adjustments to record loans classified as held-for-sale at the lower-of-cost-or-market and fair value adjustments to loan held for investment purposes. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition The amount of expenses incurred in the period for information technology and data processing products and services. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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- Definition The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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- Definition Aggregate amount of interest expense on all deposits. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Interest expense incurred during the reporting period on short-term borrowings associated with Federal Home Loan Bank and Federal Reserve Bank advances. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of interest expense classified as operating. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of interest expense incurred on long-term debt classified as other, including, but not limited to, interest on long-term notes and amortization of issuance costs. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Interest expense incurred during the reporting period on subordinated notes and debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Interest income derived from funds deposited with both domestic and foreign financial institutions including funds in money market and other accounts. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of interest income (expense) classified as operating. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Expenditures for planning and executing the conception, pricing, promotion, and distribution of ideas, goods, and services. Costs of public relations and corporate promotions are typically considered to be marketing costs. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition The portion of profit or loss for the period, net of income taxes, which is attributable to the parent. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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- Definition Total aggregate amount of all noninterest expense. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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- Definition The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- References No definition available.
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- Definition Amount of revenue earned, classified as other, excluding interest income. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense. Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef
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- Definition Amount of noninterest expense classified as other. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of expense (reversal of expense) for expected credit loss on accounts receivable. Reference 1: http://www.xbrl.org/2003/role/disclosureRef
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