PROVIDENT FUNDING LOAN DEPOSITOR, LLC ABS-15G

 

Exhibit 99.7

 

Loan ID Seller Loan ID Investor Loan ID Transaction ID Field Name Source Verified Value Bid Tape Value Comment
XXXXXXXX 2026040041   XXXXXXXX Borrower 1 Last Name notePage XXXXXX XXXXXX Audit Value Pulled From Note.
XXXXXXXX 2026040081   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040081   XXXXXXXX Borrower 2 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040106   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040106   XXXXXXXX Borrower 2 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040163   XXXXXXXX Qualifying LTV propertyValuationPage 70.0 70.16 Audit Value of 1st lien / Qualifying Value
XXXXXXXX 2026040163   XXXXXXXX Qualifying CLTV propertyValuationPage 70.0 70.16 Audit Value of 1st lien / Qualifying Value
XXXXXXXX 2026040186   XXXXXXXX Borrower 2 Self-Employment Flag employmentIncomePage Yes No Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040186   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040221   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040232   XXXXXXXX Qualifying LTV propertyValuationPage 77.79 79.99 Audit Value of Subject Lien / Qualifying Value
XXXXXXXX 2026040232   XXXXXXXX Qualifying CLTV propertyValuationPage 77.79 79.99 Audit Value of 1st + 2nd lien / Qualifying Value
XXXXXXXX 2026040270   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from 1003
XXXXXXXX 2026040306   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040306   XXXXXXXX Borrower 2 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040329   XXXXXXXX Qualifying CLTV propertyValuationPage 89.91 89.99 Audit value of 1st + 2nd lien / qualifying value
XXXXXXXX 2026040329   XXXXXXXX Qualifying LTV propertyValuationPage 89.91 89.99 Audit value of subject lien / qualifying value
XXXXXXXX 2026040362   XXXXXXXX Qualifying CLTV propertyValuationPage 68.99 69.13 Audit Value of 1st / Qualifying Value
XXXXXXXX 2026040362   XXXXXXXX Qualifying LTV propertyValuationPage 68.99 69.13 Audit Value of Subject Lien / Qualifying Value
XXXXXXXX 2026040411   XXXXXXXX Qualifying LTV propertyValuationPage 16.67 16.73 Audit Value of Subject Lien / Qualifying Value
XXXXXXXX 2026040411   XXXXXXXX Qualifying CLTV propertyValuationPage 16.67 16.73 Audit Value of 1st + 2nd lien / Qualifying Value
XXXXXXXX 2026040470   XXXXXXXX Qualifying CLTV propertyValuationPage 68.6 68.63 Audit Value of 1st + 2nd lien / Qualifying Value
XXXXXXXX 2026040470   XXXXXXXX Qualifying LTV propertyValuationPage 68.6 68.63 Audit Value of Subject Lien / Qualifying Value
XXXXXXXX 2026040495   XXXXXXXX Qualifying LTV propertyValuationPage 79.89 80.00 Audit Value of Subject Lien / Qualifying Value
XXXXXXXX 2026040495   XXXXXXXX Qualifying CLTV propertyValuationPage 79.89 80.00 Audit Value of 1st lien / Qualifying Value
XXXXXXXX 2026040501   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.34 39.33 Rounding.
XXXXXXXX 2026040517   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040517   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.78 45.77 Rounding
XXXXXXXX 2026040518   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 32.15 32.14 Rounding
XXXXXXXX 2026040519   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit Value Pulled from Loan Document
XXXXXXXX 2026040523   XXXXXXXX Borrower 2 Self-Employment Flag employmentIncomePage Yes No Audit Value Pulled From As per the 1003
XXXXXXXX 2026040523   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit Value Pulled From As per the 1003
XXXXXXXX 2026040523   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 29.79 29.78 Rounding
XXXXXXXX 2026040532   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 19.78 19.77 Rounding
XXXXXXXX 2026040545   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.24 45.23 DTI difference is less than 1% and within lender tolerance.
XXXXXXXX 2026040551   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.86 42.85 DTI difference is less than 1% and within lender tolerance.
XXXXXXXX 2026040552   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040552   XXXXXXXX Borrower 2 Self-Employment Flag employmentIncomePage No Yes Audit value pulled from documents located in the loan file.
XXXXXXXX 2026040560   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 32.53 32.52 Rounding
XXXXXXXX 2026040561   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 41.35 49.86 The borrower owns two rental REO properties, one with positive rental income and the other having a rental loss. Instead of aggregating the net profit/loss from both rental properties as required by FNMA guidelines, the lender included the positive rental income of $X,XXX in the borrower's qualifying income and the rental loss of $X,XXX in the borrower's monthly liabilities. As a result, the DTI calculation reflected on the Form 1008 differs from our calculated DTI.
XXXXXXXX 2026040578   XXXXXXXX Qualifying LTV propertyValuationPage 57.28 57.38 Audit Value of 1st lien / Qualifying Value
XXXXXXXX 2026040578   XXXXXXXX Qualifying CLTV propertyValuationPage 57.28 57.38 Audit Value of 1st lien / Qualifying Value
XXXXXXXX 2026040591   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage No Yes Audit Value pulled from documents located in the loan file.
XXXXXXXX 2026040600   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 32.39 32.82 Audit reflects difference in subject property taxes per documents in the loan file.
XXXXXXXX 2026040603   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.88 35.82 DTI Variance due to Taxes.
XXXXXXXX 2026040612   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 35.63 36.05 1008 DTI 36.05%. Audit reflects difference in subject property taxes per documents in the loan file.

XXXXXXXX 2026040613   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 47.42 47.41 Rounding
XXXXXXXX 2026040616   XXXXXXXX Borrower 1 Self-Employment Flag employmentIncomePage Yes No Audit Value Pulled From As per the 1003
XXXXXXXX 2026040621   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 36.04 35.96 Audit reflects difference in subject property taxes per documents in the loan file.
XXXXXXXX 2026040626   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 39.29 39.28 DTI difference is less than 1% and within lender tolerance.
XXXXXXXX 2026040651   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 16.92 16.91 Rounding.
XXXXXXXX 2026040652   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 33.35 33.34 Rounding.
XXXXXXXX 2026040657   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 27.35 27.34 Rounding.
XXXXXXXX 2026040662   XXXXXXXX Borrower 1 Last Name notePage XXXXXX XXXXXXX Audit Value Pulled From Note.
XXXXXXXX 2026040663   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 49.07 49.14 Audit reflects difference in subject property taxes per documents in the loan file.
XXXXXXXX 2026040745   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 42.65 42.64 DTI difference is less than 1% and within lender tolerance.
XXXXXXXX 2026040751   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 28.77 28.76 DTI difference is less than 1% and within lender tolerance.
XXXXXXXX 2026040755   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 45.79 45.78 Due to rounding off.
XXXXXXXX 2026040757   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 46.79 46.78 DTI difference is less than 1% and within lender tolerance.
XXXXXXXX 2026040758   XXXXXXXX Qualifying Total Debt Income Ratio diligenceFinalLookPage 9.15 9.14 DTI difference is less than 1% and within lender tolerance.
XXXXXXXX 2026040760   XXXXXXXX Qualifying LTV propertyValuationPage 69.88 70.07 Audit Value of Subject Lien / Qualifying Value
XXXXXXXX 2026040760   XXXXXXXX Qualifying CLTV propertyValuationPage 69.88 70.07 Audit Value of 1st + 2nd lien / Qualifying Value