The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 2,727,797 9,427 SH SOLE 0 0 9,427
COLUMBIA ETF TR I MULTI SEC MUNI 19761L607 538,907 25,909 SH SOLE 0 0 25,909
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 7,505,993 177,825 SH SOLE 0 0 177,825
DIMENSIONAL ETF TRUST GLOB CO PLUS ETF 25434V583 946,950 17,388 SH SOLE 0 0 17,388
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 292,655 10,102 SH SOLE 0 0 10,102
DIMENSIONAL ETF TRUST INTL COR FIX ETF 25434V575 2,285,657 42,647 SH SOLE 0 0 42,647
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849 11,845,901 245,079 SH SOLE 0 0 245,079
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 42,831,290 965,539 SH SOLE 0 0 965,539
DIMENSIONAL ETF TRUST US HIGH PROF ETF 25434V831 7,344,063 175,990 SH SOLE 0 0 175,990
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 19,431,635 527,460 SH SOLE 0 0 527,460
INVESCO QQQ TR UNIT SER 1 46090E103 773,220 1,050 SH SOLE 0 0 1,050
ISHARES TR CORE 60 BALA ETF 464289867 406,559 5,850 SH SOLE 0 0 5,850
ISHARES TR CORE 80 20 ETF 464289859 302,747 3,102 SH SOLE 0 0 3,102
ISHARES TR CORE INTL AGGR 46435G672 892,070 17,630 SH SOLE 0 0 17,630
ISHARES TR CORE UNIVRSL USD 46434V613 1,576,265 34,155 SH SOLE 0 0 34,155
ISHARES TR CORE US AGGBD ET 464287226 889,039 8,982 SH SOLE 0 0 8,982
ISHARES TR ESG MSCI LEADR 46435U218 338,459 2,549 SH SOLE 0 0 2,549
ISHARES TR MSCI EAFE ETF 464287465 706,917 6,805 SH SOLE 0 0 6,805
ISHARES TR RUSSELL 2000 ETF 464287655 223,460 744 SH SOLE 0 0 744
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 2,504,312 48,364 SH SOLE 0 0 48,364
SPDR INDEX SHS FDS ST STR PO EX ETF 78463X889 7,615,481 151,131 SH SOLE 0 0 151,131
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 921,912 1,235 SH SOLE 0 0 1,235
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 4,855,727 19,722 SH SOLE 0 0 19,722
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 19,328,636 28,143 SH SOLE 0 0 28,143
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,627,533 4,398 SH SOLE 0 0 4,398
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 985,415 6,279 SH SOLE 0 0 6,279
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 8,522,733 168,500 SH SOLE 0 0 168,500
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 213,536 2,997 SH SOLE 0 0 2,997
VANGUARD WORLD FD INF TECH ETF 92204A702 440,790 3,688 SH SOLE 0 0 3,688