Note 11. Self-funded insurance

The Company is self-funded for the medical benefits provided to its employees and their dependents. Healthcare costs are expensed as incurred and are based upon actual claims paid, reinsurance premiums, administration fees and estimated unpaid claims. The Company has an aggregate stop loss limit to mitigate risk. Expenses related to this contract were $6,043 and $3,642 for the three months ended June 30, 2026 and 2025, respectively and $10,654 and $7,772 for the six months ended June 30, 2026 and 2025. An accrued liability of $986 and $891 was recorded as of June 30, 2026 and December 31, 2025, respectively, for estimated unpaid claims and is included within other current liabilities on the Condensed Consolidated Balance Sheets.