Exhibit 99.8
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331316 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331244 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331147 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331103 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331229 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344312 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331392 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331380 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8298151 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331205 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331238 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331001 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344334 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331282 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344398 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331071 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331073 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344435 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to an Unknown lender in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331296 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344329 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344379 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344417 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331157 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331166 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331212 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331050 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331065 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331236 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331156 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331006 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331074 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344420 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331290 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331123 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344331 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331170 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344432 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331204 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331364 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344424 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344348 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344457 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331271 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331022 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331265 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331143 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344374 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
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| XXXX | 8331084 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331144 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330941 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331115 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8298261 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331362 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331092 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331005 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344474 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297850 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331283 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331318 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344258 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331135 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331053 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330937 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330979 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331025 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297846 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344364 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344426 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344439 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331210 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331098 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331194 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344458 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344321 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331000 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330995 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331231 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330964 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331328 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331121 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331320 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344423 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344468 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344306 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331062 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331363 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331254 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344416 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344475 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330981 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331063 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331179 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331268 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331117 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344313 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331202 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331260 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331354 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331116 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344287 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330970 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344303 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331398 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344404 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331289 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331113 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330973 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344469 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331196 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344472 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344436 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344273 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344372 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330968 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331131 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331358 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331057 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331140 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344343 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344371 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344452 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330999 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331214 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331076 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331294 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330952 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331293 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344443 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330944 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331221 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331346 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344394 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344442 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to NEW XXXX XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344301 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331130 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344315 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344429 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344362 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344418 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331300 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331258 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331055 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331139 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331106 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331351 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331251 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344337 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331091 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331105 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331264 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331306 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331138 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344389 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344470 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344283 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330946 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331310 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331155 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331034 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330993 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344269 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344278 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331165 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331223 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297891 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344317 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331336 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297847 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344448 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331114 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344405 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331373 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344388 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331347 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331284 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331162 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331376 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331004 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331301 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331167 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344347 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331278 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330977 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331019 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344395 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331257 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331060 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330943 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344413 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Cancellation provided is for a lien dated XX/XX/XXXX. Missing cancellation for XXXX dated XX/XX/XXXX. (XXXX) Response 2 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331061 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331104 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344308 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331237 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331141 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331180 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330974 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331218 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331395 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331150 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331048 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331357 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344351 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331337 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344261 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331028 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344445 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344289 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331014 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331175 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330960 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331361 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344327 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331379 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331039 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331185 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331200 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8298337 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331288 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344381 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344310 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330984 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344265 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331297 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331323 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331207 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331286 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344471 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331344 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330982 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX , in the amount of $XXXX to XXXX XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331086 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331124 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344268 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331327 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331119 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331077 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331222 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344461 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331040 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344338 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331090 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331109 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331146 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331089 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344375 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331304 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344277 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344335 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to an Unknown lender in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331263 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331161 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330985 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331199 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344434 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331082 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344380 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344336 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to an Unknown lender in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344257 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344271 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331070 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344285 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331228 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331360 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331335 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331107 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331384 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331078 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344332 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344370 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330936 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297853 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331046 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331137 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331329 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331148 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331186 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344275 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344325 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331340 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331219 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330994 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331387 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330959 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331391 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331149 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331152 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331390 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331195 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331058 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344382 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331016 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344349 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344393 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331305 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331096 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331311 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331168 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331080 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331182 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331235 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331201 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331365 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330958 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331030 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331353 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8298455 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344296 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331112 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331008 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344323 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330947 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330992 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331313 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344288 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344300 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344292 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344399 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331355 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344290 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297865 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8298063 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344361 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331173 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331275 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344455 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344463 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331045 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331020 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331081 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344264 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331274 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331054 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330938 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331386 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330951 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331250 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331356 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297886 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344365 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297991 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344326 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331394 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344270 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344299 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344298 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331012 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344355 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344383 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331246 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330956 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344459 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331049 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331276 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344342 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331079 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331176 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344274 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344377 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331064 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331262 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331388 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344444 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344412 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331209 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344346 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344376 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331217 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330989 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331191 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344369 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297845 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344410 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331374 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331068 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344415 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331226 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344345 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344367 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331259 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330940 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331224 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330955 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344363 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331234 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344406 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331227 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330961 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297855 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331128 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331375 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331314 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344254 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330988 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330975 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXAM) Cancellation provided is for a lien dated XX/XX/XXXX. Missing cancellation for lien dated XX/XX/XXXX. (XXXX) Response 2 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344391 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331024 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344294 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331134 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8298010 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344353 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331056 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331002 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331256 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331342 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331309 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330980 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331279 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331127 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331066 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331122 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331158 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331247 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344281 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331174 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344431 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331047 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331308 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331095 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344451 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297844 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344260 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331192 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344386 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344422 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331377 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331277 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344333 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344421 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344340 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331136 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331038 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344414 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331160 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331295 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331339 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330991 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344304 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331111 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331125 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331031 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344302 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331319 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331108 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331302 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330963 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344256 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331269 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331281 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331085 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331232 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331021 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344266 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331177 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344387 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344252 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331241 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed -The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331032 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344401 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331369 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331132 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331299 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331011 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344378 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331033 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331248 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344456 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331350 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331145 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330978 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331393 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331385 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331243 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331370 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX/XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8298279 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331159 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331317 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331043 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330953 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344408 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331273 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344402 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344397 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330957 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344293 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331151 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331013 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331026 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331097 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331397 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331102 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331184 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331245 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331321 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331120 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344447 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331330 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331341 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331018 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330966 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297852 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331213 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331178 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331216 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330972 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344464 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331010 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8298364 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344253 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344390 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331239 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331326 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331007 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331203 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344476 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344328 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331381 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344453 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331075 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331382 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344322 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344384 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331325 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344255 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344409 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344407 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344279 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXXin the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331169 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344356 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344282 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330987 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331153 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331197 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331345 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344358 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331220 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344430 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331285 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344305 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331187 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331331 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331042 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344267 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331366 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331267 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331307 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344324 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331094 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331181 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330967 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344385 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344360 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXXin the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330990 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331087 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331188 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330971 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331037 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331270 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331072 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330962 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344314 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331315 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344428 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to an Unknown lender in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344366 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344373 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331324 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331348 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331253 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331371 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331183 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331372 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331349 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330942 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331023 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331193 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344284 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297864 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330969 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331287 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331389 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297894 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344316 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331368 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330986 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330997 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331198 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331027 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to Un-Named Lender appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331298 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331009 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX toXXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297982 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331242 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331044 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331206 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344262 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344454 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331396 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344354 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331233 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331059 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344419 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330935 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344263 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331015 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344311 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344339 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344425 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331069 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344465 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331099 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344450 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344357 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331334 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331378 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330950 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331343 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344341 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331252 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331332 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344286 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331367 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344359 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344297 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331036 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331292 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331359 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344276 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331101 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331215 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344320 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331110 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331312 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331154 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344307 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331164 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331067 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330945 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344396 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8297966 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330976 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331100 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331118 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331261 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331041 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331133 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344295 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344449 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330996 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX to XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344446 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344462 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331142 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331272 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331208 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344318 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to an Unknown lender in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331352 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344403 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344330 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331093 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331230 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330949 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331003 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344259 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344467 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344433 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331051 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331088 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344350 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
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| XXXX | 8330954 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
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| XXXX | 8331035 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8298281 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330983 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344438 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8330998 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331052 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX o XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331280 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331240 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331399 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331129 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien date XX/XX/XXXX, in the amount of $XXXX o XXXX appears to be in first position. Response 1 (XX/XX/XXXX XX:XXPM) The documents provided are sufficient to clear the finding. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331225 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331291 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331322 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344392 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331172 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331189 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |
| Loan |
Loan |
Last |
Note Date |
Original Loan |
QM |
ATR |
Compliance |
Credit |
Property |
Compensating |
Initial Rating |
Final Rating |
Initial Credit Rating |
Final Credit Rating |
Initial Compliance Rating |
Final Compliance Rating | Initial Property Valuation Rating |
Final Property Valuation Rating |
Initial Overall Loan Grade (DBRS Morningstar) |
Final Overall Loan Grade (DBRS Morningstar) |
Initial Credit Grade (DBRS Morningstar) |
Final Credit Grade (DBRS Morningstar) |
Initial Property Valuation Grade (DBRS Morningstar) |
Final Property Valuation Grade (DBRS Morningstar) |
Initial Compliance Grade (DBRS Morningstar) |
Final Compliance Grade (DBRS Morningstar) |
Initial Overall Loan Grade (KBRA) |
Final Overall Loan Grade (KBRA) |
Initial Credit Grade (KBRA) |
Final Credit Grade (KBRA) |
Initial Property Valuation Grade (KBRA) |
Final Property Valuation Grade (KBRA) |
Initial Compliance Grade (KBRA) |
Final Compliance Grade (KBRA) |
Initial Overall Loan Grade (S&P) |
Final Overall Loan Grade (S&P) |
Initial Credit Grade (S&P) |
Final Credit Grade (S&P) |
Initial Property Valuation Grade (S&P) |
Final Property Valuation Grade (S&P) |
Initial Compliance Grade (S&P) |
Final Compliance Grade (S&P) |
Initial Overall Grade (Moody’s) |
Final Overall Grade (Moody’s) |
Initial Credit Grade (Moody’s) |
Final Credit Grade (Moody’s) |
Initial Property Valuation Grade (Moody’s) |
Final Property Valuation Grade (Moody’s) |
Initial Compliance Grade (Moody’s) |
Final Compliance Grade (Moody’s) | ||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331333 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344466 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8331255 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344411 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — The subject loan does not appear to be in the first XXXX position. A lien dated XX/XX/XXXX, to XXXX in the amount of $XXXX appears to be in first XXXX position. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved) |
3 | 1 | 3 | 1 | C | A | C | A | C | A | C | A | C | A | C | A | C | A | C | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344280 | XXXX | XXXX | XXXX | (Clear) First Lien Position Not Confirmed — There does not appear to be a lien position issue. There are no liens reflected on title, it does not appear as if the subject loan has been recorded. This noted for informational purposes. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344352 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344272 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344319 | XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| XXXX | 8344344 |
XXXX | XXXX | XXXX | (Clear) No Title Finding- The subject loan is reported to be in first XXXX position. |
1 | 1 | 1 | 1 | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A | A |