Notes Tables

Financing Receivable, Past Due [Table Text Block]

	30-59		60-89		Greater
	Days Past		Days Past		than 90		Total				Total
June 30, 2026	Due		Due		Days		Past Due		Current		Loans
	(Dollars in Thousands)
Commercial and Industrial	$	—	$	—	$	675	$	675	$	35,953	$	36,628
Construction		—		—		1,091		1,091		218,911		220,002
Real Estate Mortgage:
Commercial – Owner Occupied		—		—		400		400		186,338		186,738
Commercial – Non-owner Occupied		—		—		603		603		470,159		470,762
Residential – 1 to 4 Family		—		1,345		1,723		3,068		424,887		427,955
Residential – 1 to 4 Family Investment		—		689		772		1,461		465,468		466,929
Residential – Multifamily		—		—		—		—		218,690		218,690
Consumer		44		31		151		226		3,431		3,657
Total Loans	$	44	$	2,065	$	5,415	$	7,524	$	2,023,837	$	2,031,361

	30-59		60-89		Greater
	Days Past		Days Past		than 90		Total				Total
December 31, 2025	Due		Due		Days		Past Due		Current		Loans
	(Dollars in thousands)
Commercial and Industrial	$	—	$	—	$	688	$	688	$	37,984	$	38,672
Construction		—		—		1,091		1,091		211,216		212,307
Real Estate Mortgage:
Commercial – Owner Occupied		—		—		400		400		182,129		182,529
Commercial – Non-owner Occupied		—		1,122		3,668		4,790		473,505		478,295
Residential – 1 to 4 Family		—		1,434		2,965		4,399		447,064		451,463
Residential – 1 to 4 Family Investment		—		896		1,840		2,736		491,492		494,228
Residential – Multifamily		—		—		—		—		173,611		173,611
Consumer		—		32		141		173		3,949		4,122
Total Loans	$	—	$	3,484	$	10,793	$	14,277	$	2,020,950	$	2,035,227

Financing Receivable, Allowance for Credit Loss [Table Text Block]

						Real Estate Mortgage
						Commercial		Commercial						Residential
	Commercial					Owner		Non-owner			Residential			1 to 4 Family			Residential
	and Industrial			Construction		Occupied		Occupied			1 to 4 Family			Investment			Multifamily		Consumer			Total
	(Dollars in thousands)
Three months ended June 30, 2026
March 31, 2026	$	1,032		$	3,895	$	2,214	$	9,225		$	7,931		$	8,127		$	2,441	$	56		$	34,921
Charge-offs		—			—		—		(979	)		—			—			—		—			(979	)
Recoveries		6			—		—		—			—			—			—		—			6
Provisions (benefits)		(48	)		290		417		(18	)		(255	)		(200	)		490		—			676
Ending Balance at June 30, 2026	$	990		$	4,185	$	2,631	$	8,228		$	7,676		$	7,927		$	2,931	$	56		$	34,624
Six months ended June 30, 2026
December 31, 2025	$	1,008		$	4,032	$	2,239	$	9,661		$	8,205		$	7,601		$	1,845	$	58		$	34,649
Charge-offs		—			—		—		(979	)		—			—			—		—			(979	)
Recoveries		8			—		—		—			—			—			—		—			8
Provisions (benefits)		(26	)		153		392		(454	)		(529	)		326			1,086		(2	)		946
Ending Balance at June 30, 2026	$	990		$	4,185	$	2,631	$	8,228		$	7,676		$	7,927		$	2,931	$	56		$	34,624

						Real Estate Mortgage
						Commercial			Commercial					Residential
	Commercial					Owner			Non-owner		Residential			1 to 4 Family			Residential
	and Industrial			Construction		Occupied			Occupied		1 to 4 Family			Investment			Multifamily			Consumer			Total
	(Dollars in thousands)
Three months ended June 30, 2025
March 31, 2025	$	1,048		$	2,275	$	2,470		$	7,361	$	8,814		$	8,855		$	2,202		$	66		$	33,091
Charge-offs		—			—		—			—		—			—			—			—			—
Recoveries		1			—		—			—		—			—			—			—			1
Provisions (benefits)		(58	)		847		(432	)		1,199		(443	)		(362	)		(61	)		(12	)		678
Ending Balance at June 30, 2025	$	991		$	3,122	$	2,038		$	8,560	$	8,371		$	8,493		$	2,141		$	54		$	33,770
Six months ended June 30, 2025
December 31, 2024	$	1,097		$	3,037	$	1,871		$	6,300	$	9,166		$	8,832		$	2,203		$	67		$	32,573
Charge-offs		—			—		—			—		—			—			—			—			—
Recoveries		2			—		—			—		—			—			—			—			2
Provisions (benefits)		(108	)		85		167			2,260		(795	)		(339	)		(62	)		(13	)		1,195
Ending Balance at June 30, 2025	$	991		$	3,122	$	2,038		$	8,560	$	8,371		$	8,493		$	2,141		$	54		$	33,770

Financing Receivable Credit Quality Indicators [Table Text Block]

													*Revolving*
													*Loans at*
(Dollars in thousands)	*Term Loans Amortized Cost Basis by Origination Year*												*Amortized*
As of June 30, 2026	*2026*		*2025*		*2024*		*2023*		*2022*		*Prior*		*Cost Basis*		*Total*
Commercial and Industrial
Pass	$	1,768	$	4,297	$	676	$	2,986	$	294	$	5,785	$	20,147	$	35,953
OAEM		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		398		—		277		675
Doubtful		—		—		—		—		—		—		—		—
	$	1,768	$	4,297	$	676	$	2,986	$	692	$	5,785	$	20,424	$	36,628
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Construction
Pass	$	—	$	3,118	$	323	$	303	$	991	$	74	$	214,102	$	218,911
OAEM		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		1,091		—		1,091
Doubtful		—		—		—		—		—		—		—		—
	$	—	$	3,118	$	323	$	303	$	991	$	1,165	$	214,102	$	220,002
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial – Owner Occupied
Pass	$	16,669	$	33,391	$	23,069	$	28,949	$	31,939	$	50,078	$	2,243	$	186,338
OAEM		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		400		—		400
Doubtful		—		—		—		—		—		—		—		—
	$	16,669	$	33,391	$	23,069	$	28,949	$	31,939	$	50,478	$	2,243	$	186,738
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial – Non-owner Occupied
Pass	$	14,987	$	107,557	$	49,997	$	13,025	$	100,303	$	160,860	$	10,129	$	456,858
OAEM		—		—		—		—		—		2,144		—		2,144
Substandard		—		—		—		—		360		11,400		—		11,760
Doubtful		—		—		—		—		—		—		—		—
	$	14,987	$	107,557	$	49,997	$	13,025	$	100,663	$	174,404	$	10,129	$	470,762
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	979	$	979

Residential – 1 to 4 Family
Performing	$	23,858	$	41,054	$	40,929	$	43,545	$	89,960	$	180,938	$	5,948	$	426,232
Nonperforming		—		—		—		388		614		721		—		1,723
	$	23,858	$	41,054	$	40,929	$	43,933	$	90,574	$	181,659	$	5,948	$	427,955
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential – 1 to 4 Family Investment
Performing	$	11,107	$	36,566	$	49,007	$	64,539	$	106,222	$	198,716	$	—	$	466,157
Nonperforming		—		—		—		478		—		294		—		772
	$	11,107	$	36,566	$	49,007	$	65,017	$	106,222	$	199,010	$	—	$	466,929
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential – Multifamily
Pass	$	21,572	$	63,599	$	13,870	$	4,761	$	53,349	$	61,539	$	—	$	218,690
OAEM		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
	$	21,572	$	63,599	$	13,870	$	4,761	$	53,349	$	61,539	$	—	$	218,690
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer
Performing	$	—	$	—	$	216	$	—	$	—	$	3,281	$	9	$	3,506
Nonperforming		—		—		—		—		—		151		—		151
	$	—	$	—	$	216	$	—	$	—	$	3,432	$	9	$	3,657
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Total Loan Receivable	$	89,961	$	289,582	$	178,087	$	158,974	$	384,430	$	677,472	$	252,855	$	2,031,361

													*Revolving*
													*Loans at*
(Dollars in thousands)	*Term Loans Amortized Cost Basis by Origination Year*												*Amortized*
As of December 31, 2025	*2025*		*2024*		*2023*		*2022*		*2021*		*Prior*		*Cost Basis*		*Total*
Commercial and Industrial
Pass	$	4,990	$	879	$	3,313	$	305	$	2	$	5,778	$	22,717	$	37,984
OAEM		—		—		—		—		—		—		—		—
Substandard		—		—		—		411		—		—		277		688
Doubtful		—		—		—		—		—		—		—		—
	$	4,990	$	879	$	3,313	$	716	$	2	$	5,778	$	22,994	$	38,672
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Construction
Pass	$	1,001	$	325	$	307	$	1,396	$	—	$	193	$	207,994	$	211,216
OAEM		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		1,091		—		1,091
Doubtful		—		—		—		—		—		—		—		—
	$	1,001	$	325	$	307	$	1,396	$	—	$	1,284	$	207,994	$	212,307
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial – Owner Occupied
Pass	$	32,560	$	23,259	$	32,471	$	34,016	$	11,545	$	46,025	$	2,253	$	182,129
OAEM		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		400		—		400
Doubtful		—		—		—		—		—		—		—		—
	$	32,560	$	23,259	$	32,471	$	34,016	$	11,545	$	46,425	$	2,253	$	182,529
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Commercial – Non-owner Occupied
Pass	$	109,092	$	50,669	$	14,659	$	102,688	$	29,279	$	150,007	$	4,794	$	461,188
OAEM		—		—		—		—		—		2,176		—		2,176
Substandard		—		—		—		370		—		14,561		—		14,931
Doubtful		—		—		—		—		—		—		—		—
	$	109,092	$	50,669	$	14,659	$	103,058	$	29,279	$	166,744	$	4,794	$	478,295
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	202	$	—	$	202

Residential – 1 to 4 Family
Performing	$	59,089	$	43,287	$	47,018	$	95,574	$	49,503	$	148,408	$	5,619	$	448,498
Nonperforming		—		—		841		733		—		1,391		—		2,965
	$	59,089	$	43,287	$	47,859	$	96,307	$	49,503	$	149,799	$	5,619	$	451,463
Current period gross charge-offs	$	—	$	—	$	47	$	—	$	—	$	203	$	—	$	250

Residential – 1 to 4 Family Investment
Performing	$	39,340	$	52,575	$	70,258	$	114,208	$	90,734	$	125,273	$	—	$	492,388
Nonperforming		—		—		985		525		—		330		—		1,840
	$	39,340	$	52,575	$	71,243	$	114,733	$	90,734	$	125,603	$	—	$	494,228
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Residential – Multifamily
Pass	$	27,456	$	13,952	$	4,812	$	63,789	$	31,067	$	32,535	$	—	$	173,611
OAEM		—		—		—		—		—		—		—		—
Substandard		—		—		—		—		—		—		—		—
Doubtful		—		—		—		—		—		—		—		—
	$	27,456	$	13,952	$	4,812	$	63,789	$	31,067	$	32,535	$	—	$	173,611
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Consumer
Performing	$	—	$	226	$	—	$	—	$	—	$	3,746	$	9	$	3,981
Nonperforming		—		—		—		—		—		141		—		141
	$	—	$	226	$	—	$	—	$	—	$	3,887	$	9	$	4,122
Current period gross charge-offs	$	—	$	—	$	—	$	—	$	—	$	—	$	—	$	—

Total Loan Receivable	$	273,528	$	185,172	$	174,664	$	414,015	$	212,130	$	532,055	$	243,663	$	2,035,227