v3.26.1
Financing Receivables
6 Months Ended
Jun. 30, 2026
Financing Receivables  
Financing Receivables

4.

Financing Receivables

We have entered into joint venture (“JV”) agreements and contributed into these JVs for the purchase of properties through sale and leaseback transactions. Concurrently, each of these JVs leased the purchased properties back to an affiliate of the seller and provided the seller-lessee with purchase options. Accordingly, these sale and leaseback transactions meet the accounting criteria to be presented as financing receivables. Furthermore, we determined that we exercise power over and receive benefits from each of these joint ventures. Therefore, we consolidated the joint ventures as Financing Receivables on our Consolidated Balance Sheets and recorded the rental revenue from these joint ventures as Interest income from financing receivables on our Consolidated Statements of Income.

The following tables provide information regarding our investments in financing receivables at June 30, 2026 (dollar amounts in thousands):

Type

Number

Number

Purchase

Investment

Interest

Investment

Lease

Gross

LTC

of

of

of

Option

per

Rate

Year

Maturity

State

Investments

Investment

Properties

Properties

Beds/Units

Window

Bed/Unit

7.50%

(1)

2023

2033

NC

$

123,456

$

120,540

SH

11

523

2025-2029

$

236.05

7.25%

(2)

2024

2034

NC/SC

122,460

64,450

SH

13

523

2024-2028

$

234.15

7.25%

(2)

2024

2034

NC

41,000

37,985

SH

4

217

2024-2028

$

188.94

Total

$

286,916

$

222,975

28

1,263

(1)The seller-lessee has the option to buy the properties in multiple tranches and in serial closings approved by LTC with an exit IRR of 9.0% on any portion of the properties being purchased.

(2)The seller-lessee has a purchase option exercisable with an exit IRR of 8.0%.

The following table summarizes our financing receivable activity for the six months ended June 30, 2026 and 2025 (in thousands):

Six Months Ended June 30,

2026

2025

Investment and funding under financing receivables

$

373

$

Sale of properties accounted for as a financing receivable

(62,220)

(1)

Distribution paid to non-controlling interest related to sale of properties accounted for as a financing receivable

(14,325)

(1) (2)

Amortization of capital costs

(43)

Recovery of credit losses

762

Net decrease in financing receivables

$

(75,410)

$

(43)

(1)During the three months ended March 31, 2026, the lessee exercised its purchase option pursuant to its master lease to acquire three skilled nursing centers in Florida with a total of 299 beds. In conjunction with this transaction, we received exit IRR income of $1,812. Additionally, we wrote-off $198 effective interest receivable previously recognized over the term of the financing receivable through payoff.

(2)Represents a non-cash distribution made in connection with the payoff discussed in (1) above.