The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES CORE S&P 500 ETF ETF 464287200 29,079,581 38,830 SH SOLE 38,830 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 16,586,079 167,570 SH SOLE 167,570 0 0
HARTFORD TOTAL RETURN BOND ETF ETF 41653L305 13,385,307 396,778 SH SOLE 396,778 0 0
ISHARES RUSSELL MIDCAP ETF ETF 464287499 12,160,905 110,233 SH SOLE 110,233 0 0
VANGUARD MORNINGSTAR VALUE ETF ETF 922908744 11,203,639 51,409 SH SOLE 51,409 0 0
VANGUARD RUSSELL 2000 ETF ETF 92206C664 9,768,725 80,454 SH SOLE 80,454 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 8,470,663 78,709 SH SOLE 78,709 0 0
JPMORGAN HEDGED EQUITY LADDERED OVERLAY ETF ETF 46654Q724 8,301,324 122,837 SH SOLE 122,837 0 0
STATE STREET SPDR PORTFOLIO S&P 500 GROWTH ETF ETF 78464A409 6,989,062 58,737 SH SOLE 58,736 0 0
ISHARES CORE MSCI TOTAL INTERNATIONAL STOCK ETF ETF 46432F834 4,970,504 52,080 SH SOLE 52,079 0 0
VANGUARD TAX-EXEMPT BOND ETF ETF 922907746 2,431,229 48,067 SH SOLE 48,067 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 1,634,821 11,023 SH SOLE 11,023 0 0
PIMCO INTERMEDIATE MUNICIPAL BOND ACTIVE EXCHANGE-TRADED FUND ETF 72201R866 1,354,871 25,758 SH SOLE 25,758 0 0
JPMORGAN LIMITED DURATION BOND ETF ETF 46654Q773 1,101,994 21,115 SH SOLE 21,115 0 0
GLOBAL X S&P 500 COVERED CALL ETF ETF 37954Y475 782,515 19,184 SH SOLE 19,184 0 0
AMERICAN EXPRESS CO COM Stock 025816109 638,954 1,889 SH SOLE 1,889 0 0
ISHARES CORE U.S. REIT ETF ETF 464288521 547,415 8,238 SH SOLE 8,238 0 0
WOODWARD INC COM Stock 980745103 512,230 1,204 SH SOLE 1,204 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 503,634 7,362 SH SOLE 7,362 0 0
STATE STREET SPDR NUVEEN ICE HIGH YIELD MUNICIPAL BOND ETF ETF 78464A284 475,270 18,682 SH SOLE 18,682 0 0
STATE STREET MULTI-ASSET REAL RETURN ETF ETF 78467V103 471,303 13,657 SH SOLE 13,657 0 0
NVIDIA CORPORATION COM Stock 67066G104 433,395 2,166 SH SOLE 2,166 0 0
COGENT COMM HOLDINGS INC COM NEW Stock 19239V302 357,299 25,742 SH SOLE 25,742 0 0
SCHWAB EMERGING MARKETS EQUITY ETF ETF 808524706 349,619 9,642 SH SOLE 9,642 0 0
MICROSOFT CORP COM Stock 594918104 339,448 910 SH SOLE 910 0 0
ISHARES RUSSELL 1000 ETF ETF 464287622 280,098 684 SH SOLE 684 0 0
VANGUARD INTERMEDIATE-TERM TREASURY ETF ETF 92206C706 250,724 4,251 SH SOLE 4,251 0 0
VICTORYSHARES SHORT-TERM BOND ETF ETF 92647N535 248,291 4,905 SH SOLE 4,905 0 0
FIRST TRUST US EQUITY OPPORTUNITIES ETF ETF 336920103 225,767 1,095 SH SOLE 1,095 0 0