v3.26.1
LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Schedule of Allowance for Loan Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance $ 67,055 $ 47,357 $ 67,055 $ 47,357 $ 47,357
(Charge-offs) (1,537) (3,398) (2,547) (4,895)  
Recoveries 94 95 220 153  
Provision (Benefit) for Credit Losses on Loans Receivable 1,843 4,275 2,727 5,714  
Ending Allowance 67,455 48,329 67,455 48,329 67,055
Farmland          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 161 161 162 167 167
(Charge-offs) 0 0 0 0  
Recoveries 0 0 0 0  
Provision (Benefit) for Credit Losses on Loans Receivable 77 (4) 76 (10)  
Ending Allowance 238 157 238 157 162
Owner-occupied, nonfarm nonresidential properties          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 6,161 5,827 6,176 5,696 5,696
(Charge-offs) 0 (1,493) (47) (1,516)  
Recoveries 17 15 17 29  
Provision (Benefit) for Credit Losses on Loans Receivable (136) 178 (104) 318  
Ending Allowance 6,042 4,527 6,042 4,527 6,176
Agricultural production and other loans to farmers          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 38 39 37 37 37
(Charge-offs) 0 0 0 0  
Recoveries 0 0 0 0  
Provision (Benefit) for Credit Losses on Loans Receivable (6) (2) (5) 0  
Ending Allowance 32 37 32 37 37
Loans to depository institutions          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 0   20    
(Charge-offs) 0   0    
Recoveries 0   0    
Provision (Benefit) for Credit Losses on Loans Receivable 16   (4)    
Ending Allowance 16   16   20
Commercial and Industrial          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 10,148 7,210 9,360 7,759 7,759
(Charge-offs) (2) (74) (110) (724)  
Recoveries 2 0 47 0  
Provision (Benefit) for Credit Losses on Loans Receivable 2,857 1,207 3,708 1,308  
Ending Allowance 13,005 8,343 13,005 8,343 9,360
Obligations (other than securities and leases) of states and political subdivisions          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 1,770 1,371 1,823 1,369 1,369
(Charge-offs) 0 0 0 0  
Recoveries 0 0 0 0  
Provision (Benefit) for Credit Losses on Loans Receivable (68) (43) (121) (41)  
Ending Allowance 1,702 1,328 1,702 1,328 1,823
Other loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 454 326 454 329 329
(Charge-offs) 0 0 0 0  
Recoveries 0 0 0 0  
Provision (Benefit) for Credit Losses on Loans Receivable 31 88 31 85  
Ending Allowance 485 414 485 414 454
Other construction loans and all land development and other land loans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 4,708 2,569 4,366 2,571 2,571
(Charge-offs) 0 0 0 0  
Recoveries 0 0 0 0  
Provision (Benefit) for Credit Losses on Loans Receivable (381) 166 (39) 164  
Ending Allowance 4,327 2,735 4,327 2,735 4,366
Multifamily (5 or more) residential properties          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 4,161 3,092 4,314 2,969 2,969
(Charge-offs) 0 (1,072) 0 (1,072)  
Recoveries 0 0 0 0  
Provision (Benefit) for Credit Losses on Loans Receivable (565) 585 (718) 708  
Ending Allowance 3,596 2,605 3,596 2,605 4,314
Non-owner occupied, nonfarm nonresidential properties          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 15,005 10,172 15,467 10,110 10,110
(Charge-offs) 0 0 0 0  
Recoveries 0 0 3 0  
Provision (Benefit) for Credit Losses on Loans Receivable (1,653) 217 (2,118) 279  
Ending Allowance 13,352 10,389 13,352 10,389 15,467
1-4 Family Construction          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 279 122 350 198 198
(Charge-offs) (2) 0 (2) 0  
Recoveries 0 0 0 0  
Provision (Benefit) for Credit Losses on Loans Receivable (9) (22) (80) (98)  
Ending Allowance 268 100 268 100 350
Home equity lines of credit          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 2,097 1,564 1,884 1,340 1,340
(Charge-offs) 0 0 0 0  
Recoveries 0 10 0 10  
Provision (Benefit) for Credit Losses on Loans Receivable (283) 163 (70) 387  
Ending Allowance 1,814 1,737 1,814 1,737 1,884
Residential Mortgages secured by first liens          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 15,362 9,099 15,910 8,958 8,958
(Charge-offs) (871) (8) (944) (42)  
Recoveries 11 1 13 1  
Provision (Benefit) for Credit Losses on Loans Receivable 1,007 770 530 945  
Ending Allowance 15,509 9,862 15,509 9,862 15,910
Residential Mortgages secured by junior liens          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 1,583 1,451 1,732 1,343 1,343
(Charge-offs) 0 0 0 0  
Recoveries 0 0 0 0  
Provision (Benefit) for Credit Losses on Loans Receivable 139 121 (10) 229  
Ending Allowance 1,722 1,572 1,722 1,572 1,732
Other revolving credit plans          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 1,414 855 1,222 960 960
(Charge-offs) (27) (22) (53) (25)  
Recoveries 6 2 25 3  
Provision (Benefit) for Credit Losses on Loans Receivable 97 197 296 94  
Ending Allowance 1,490 1,032 1,490 1,032 1,222
Automobile          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 206 262 207 275 275
(Charge-offs) (37) (5) (40) (5)  
Recoveries 0 0 3 0  
Provision (Benefit) for Credit Losses on Loans Receivable 6 (10) 5 (23)  
Ending Allowance 175 247 175 247 207
Other consumer          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 3,087 2,921 3,056 2,892 2,892
(Charge-offs) (371) (604) (860) (1,171)  
Recoveries 14 18 35 30  
Provision (Benefit) for Credit Losses on Loans Receivable 378 609 877 1,193  
Ending Allowance 3,108 2,944 3,108 2,944 3,056
Credit cards          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 194 125 146 127 127
(Charge-offs) (70) (15) (160) (137)  
Recoveries 5 25 12 29  
Provision (Benefit) for Credit Losses on Loans Receivable 89 10 220 126  
Ending Allowance 218 145 218 145 146
Overdrafts          
Financing Receivable, Allowance for Credit Loss [Roll Forward]          
Beginning Allowance 227 191 369 257 257
(Charge-offs) (157) (105) (331) (203)  
Recoveries 39 24 65 51  
Provision (Benefit) for Credit Losses on Loans Receivable 247 45 253 50  
Ending Allowance $ 356 $ 155 $ 356 $ 155 $ 369