v3.26.1
SEGMENT REPORTING
 6 Months Ended
Jun. 30, 2026
Segment Reporting [Abstract]  
SEGMENT REPORTING SEGMENT REPORTING
The Corporation generates revenue through the operation of a full-service bank and manages the business activities on a consolidated basis. The nature of the products and services offered, and the types of customers served are similar across the geographic footprint the Bank operates in. The banking segment derives its revenue primarily through the operations as a full-service bank engaging in a full range of banking activities and services, including trust and wealth management services, for individual, business, governmental, and institutional customers. There are branch offices located in Pennsylvania, Ohio, New York and Virginia. The accounting policies of the banking segment are the same as those described in the summary of significant accounting policies. Accordingly, all of the financial service operations are considered by management to be aggregated in one reportable operating segment.

The Corporation's Chief Operating Decision Maker ("CODM") is the Chief Executive Officer, Michael D. Peduzzi. The CODM assesses performance for the banking segment and decides how to allocate resources based on consolidated net income as reported on the income statement. The measure of segment assets is reported on the balance sheet as total consolidated assets. The CODM uses net income to evaluate overall financial performance and profitability, and it is utilized as a key metric in evaluating the achievement of the Corporation's strategic plan. Net income is used to monitor budget versus actual results. The comparison of budgeted versus actual net income results are used in assessing the banking segment's performance and in establishing management's compensation.
Information reported internally for performance assessment by the CODM follows, including reconciliation to the financial statements.

Three Months Ended June 30,Six Months Ended June 30,
2026202520262025
INTEREST AND DIVIDEND INCOME:
Loans including fees
Interest and fees on loans$102,336 $75,408 $203,663 $147,787 
Investment securities13,320 10,363 24,031 20,363 
Total interest and dividend income115,656 85,771 227,694 168,150 
Interest Expense:
Deposits36,454 32,276 72,421 64,910 
Borrowed funds and finance lease liabilities2,858 1,298 5,606 2,612 
Total interest expense39,312 33,574 78,027 67,522 
NET INTEREST INCOME76,344 52,197 149,667 100,628 
PROVISION FOR CREDIT LOSS EXPENSE1,777 4,338 2,775 5,894 
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSS EXPENSE74,567 47,859 146,892 94,734 
NON-INTEREST INCOME:
Service charges on deposit accounts2,010 1,656 4,044 3,370 
Other service charges and fees417 427 839 937 
Wealth and asset management fees2,728 2,109 5,085 3,905 
Net realized and unrealized gains on securities707 567 949 318 
Mortgage banking269 172 610 268 
Bank owned life insurance1,167 976 2,153 1,736 
Card processing and interchange income2,804 2,278 5,390 4,385 
Other non-interest income1,200 823 2,230 2,596 
Total non-interest income11,302 9,008 21,300 17,515 
NON-INTEREST EXPENSES:
Salaries16,675 12,933 33,619 26,659 
Incentive(153)1,527 1,736 3,295 
Benefits6,190 4,888 12,340 9,958 
Net occupancy expense5,085 4,032 10,534 8,070 
Amortization of core deposit intangible1,016 16 2,021 33 
Technology expense7,205 5,462 14,386 10,840 
State and local taxes2,046 1,301 2,867 2,593 
Legal, professional and examination fees1,718 997 2,490 1,846 
Advertising728 556 1,516 1,070 
FDIC insurance1,021 937 1,828 1,922 
Card processing and interchange expenses1,470 1,253 2,977 2,413 
Merger and integration costs— 357 — 1,886 
Other non-interest expenses7,707 5,358 13,581 10,070 
Total non-interest expenses50,708 39,617 99,895 80,655 
INCOME BEFORE INCOME TAXES35,161 17,250 68,297 31,594 
INCOME TAX EXPENSE 6,857 3,294 12,957 6,157 
SEGMENT NET INCOME$28,304 $13,956 $55,340 $25,437