v3.26.1
Commitments and Contingencies (Tables)
6 Months Ended
Jun. 30, 2026
Commitments and Contingencies  
Schedule of Total Unfunded Commitments

Total unfunded commitments at June 30, 2026 and December 31, 2025 were as follows:

June 30, 2026

December 31, 2025

Commitments to fund loans

$

907,394

$

499,960

Unfunded commitments under lines of credit

861,830

640,181

Commercial and standby letters of credit

159,966

7,987

Total unfunded commitments

$

1,929,190

$

1,148,128

Schedule of Repurchase Reserve

The following table summarizes mortgage repurchase reserve activity for the periods presented:

For the three months ended June 30,

For the six months ended June 30,

2026

2025

2026

2025

Beginning balance

$

487

$

865

$

557

$

1,000

Provision released from operating expense, net

(120)

(50)

(210)

Charge-offs

(40)

(21)

(60)

(66)

Ending balance

$

447

$

724

$

447

$

724