v3.26.1
Consolidated Statements of Income - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
INTEREST INCOME        
Loans, including fees $ 274,271 $ 265,373 $ 541,558 $ 523,128
Interest bearing balances due from banks and federal funds sold 2,058 2,531 4,378 5,234
Investment securities 31,013 46,898 62,895 94,155
Mortgage loans held for sale 202 221 405 343
Assets held in trading accounts 136 0 258 0
TOTAL INTEREST INCOME 307,680 315,023 609,494 622,860
INTEREST EXPENSE        
Deposits 95,532 126,339 193,134 256,793
Federal funds purchased and securities sold under agreements to repurchase 426 59 462 172
Other borrowings 5,873 10,613 7,619 18,327
Subordinated notes and debentures 5,222 6,188 10,484 12,322
TOTAL INTEREST EXPENSE 107,053 143,199 211,699 287,614
NET INTEREST INCOME 200,627 171,824 397,795 335,246
Provision for credit losses 17,434 11,945 32,056 38,742
NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES 183,193 159,879 365,739 296,504
NONINTEREST INCOME        
Bank owned life insurance income 4,218 3,890 8,436 7,982
Other income 8,599 4,837 13,426 12,844
TOTAL NONINTEREST INCOME 47,939 42,354 92,136 88,509
NONINTEREST EXPENSE        
Salaries and employee benefits 75,590 73,862 151,475 148,686
Occupancy expense, net 14,715 11,844 26,933 24,495
Furniture and equipment expense 5,739 5,474 11,162 10,939
Other real estate and foreclosure expense 695 216 1,010 414
Deposit insurance 4,450 4,917 6,745 10,308
Other operating expenses 46,550 42,276 91,087 88,327
TOTAL NONINTEREST EXPENSE 147,739 138,589 288,412 283,169
INCOME BEFORE INCOME TAXES 83,393 63,644 169,463 101,844
Provision for income taxes 16,702 8,871 34,228 14,683
NET INCOME $ 66,691 $ 54,773 $ 135,235 $ 87,161
BASIC EARNINGS PER SHARE (in dollars per share) $ 0.46 $ 0.43 $ 0.93 $ 0.69
DILUTED EARNINGS PER SHARE (in dollars per share) $ 0.46 $ 0.43 $ 0.93 $ 0.69
Service charges on deposit accounts        
NONINTEREST INCOME        
Non-interest income $ 12,329 $ 12,588 $ 24,985 $ 25,223
Debit and credit card fees        
NONINTEREST INCOME        
Non-interest income 9,008 8,567 17,511 17,013
Wealth management fees        
NONINTEREST INCOME        
Non-interest income 10,240 9,464 20,773 19,093
Mortgage lending income        
NONINTEREST INCOME        
Non-interest income 1,994 1,687 3,848 3,700
Other service charges and fees        
NONINTEREST INCOME        
Non-interest income $ 1,551 $ 1,321 $ 3,157 $ 2,654